RTB Advisors

Ready to elevate your leadership and management game? Join us in this enriching video as we explore the essential skills and strategies that will empower you to lead with excellence and achieve your goals.

Mastering Leadership and Management Skills: Your Path to Success to elevate your leadership and management game? Join us in this enriching vide...

When markets turn volatile, many investors seek alternatives for stability. Annuities can be an effective solution, offering tax-deferred growth and reliable income for retirement. By using a strategy that combines two different annuities, you can generate income while restoring your principal over time.

However, it's important to understand the fees, taxes, and potential penalties involved. As always, consult with a financial professional to explore if annuities fit your financial goals.

Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal.

Marginal tax bracket and holding period affect capital gains taxes. Learn more.

Capital Gains Tax Estimator Use this calculator to estimate your capital gains tax.

Learn more about whether you need to pay estimated taxes.

You May Need to Make Estimated Tax Payments If… Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.

Embarking on a career journey is an exciting but often challenging experience. In this video, we explore a powerful tool that can significantly impact your professional growth and success: mentorship.

Join us on a thought-provoking journey as we delve into the vital role of mentorship in shaping your career. Whether you're just starting out, looking to climb the corporate ladder, or considering a career change, mentorship can be a game-changer.

In this video, we cover:
- What mentorship is and how it differs from other forms of guidance.
- The numerous benefits of having a mentor in your corner, including skill development, networking opportunities, and valuable insights.
- How to find the right mentor who aligns with your goals and aspirations.
- Strategies for building and nurturing a meaningful mentor-mentee relationship.
- Real-life success stories of individuals who attribute their career achievements to mentorship.

Mentorship is not a one-size-fits-all concept; it's a personalized journey tailored to your unique career path. Whether you're seeking a mentor or considering becoming one, this video provides valuable insights to help you navigate the world of mentorship effectively.

Empower yourself through mentorship and unlock new levels of success in your career journey. Your path to growth and achievement starts now!

Speakers :
ICT

The Role of Mentorship in Your Career Journey on a career journey is an exciting but often ch...

D&O hashtag can be a risk management tool for small businesses, non-profits and educational institutions.

Directors and Officers Liability Insurance Not only can D&O insurance provide financial protection, but it can help improve an organization’s decision-making.

Planning for retirement is like conducting an orchestra. Your 401(k), Traditional IRA, and taxable savings are the instruments, but it takes coordination to create a harmonious result. Prioritize your savings, balance your investments, and have a thoughtful withdrawal strategy to help achieve the retirement you envision. 🎶

Orchestrating Your Retirement Accounts Getting the instruments of your retirement to work in concert may go far in realizing the retirement you imagine.

You are unique. Your goals and needs should be the basis of any financial strategy you follow. hashtag

A Look at Whole Life Insurance Whole life insurance remains in force as long as you remain current with premiums. Here's how it works.

Was it worth it? How long before your gas savings makes up for the cost of that new hybrid?

https://www.rtbadvisors.com/resource-center/lifestyle/interested-in-a-fuel-efficient-car/?638598500322300850&utm_source=linkedin

The savings rate is the government’s estimate of how much U.S. households are saving.

U.S. Personal Savings Rate What can be learned from the savings rate?

Ready to harness the power of time and supercharge your journey to success? Join us in this game-changing video as we dive deep into the world of effective time management techniques that can transform your life.

Time is your most valuable asset, and mastering it is the key to unlocking your full potential. In this comprehensive guide, we'll explore practical strategies and proven techniques that will help you boost productivity, reduce stress, and achieve your goals like never before.

Discover the art of setting priorities, optimizing your daily routine, and eliminating time-wasting habits. We'll delve into the Pomodoro Technique, goal-oriented scheduling, and task delegation to help you make the most of your time.

Explore the importance of work-life balance, stress reduction, and maintaining a healthy mindset in the pursuit of success. Learn how to set realistic goals, stay focused, and overcome procrastination, all while ensuring you have time for what truly matters.

Hear from successful individuals who credit their achievements to effective time management practices. Gain insights from experts on how to strike the perfect balance between work and personal life.

Whether you're an entrepreneur, a professional, or anyone striving for success, this video is your roadmap to mastering time management and taking control of your destiny.

Speakers :
Brian Tracy

Unlocking Success: Effective Time Management Techniques to harness the power of time and supercharge your journey to success? Join us in th...

Assets minus liabilities = net worth. When was the last time you calculated yours? hashtag

What Is My Current Net Worth? Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

Capital gains taxes can impact your investments more than you might realize. Whether your gain is short-term or long-term affects the tax rate you'll pay. Understanding the brackets and how losses can offset gains is key to smart financial planning. Don't forget to consult a tax professional for personalized advice.

A Taxing Story: Capital Gains and Losses Understanding how capital gains are taxed may help you refine your investment strategies.

What would you do if your beloved dog caused some damage where a mere apology wasn’t enough?

Dog Bites and Homeowners Insurance Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.

There’s 5 phases to changing unhealthy behaviors. Here’s how to do it. hashtag hashtag

Changing Unhealthy Behaviors Five phases to changing unhealthy behaviors.

Turning to coaches for advice is a smart thing to do. We'd like to be one of those coaches.

Coaches Coaches have helped you your whole life, in ways big and small. We'd like to be one of them.

How much of your estate will Uncle Sam inherit? Estimate your potential estate tax liability.

What's My Potential Estate Tax? This calculator helps estimate your federal estate tax liability.

Ready to take your success to the next level? Join us in this transformative video as we uncover the secrets to enhancing your work ethic and achieving your goals with unwavering determination.

Your work ethic is the driving force behind your accomplishments. In this comprehensive guide, we'll explore practical strategies and valuable insights to help you boost productivity, increase motivation, and excel in your endeavors.

Discover the art of time management, goal setting, and staying focused on your objectives. We'll delve into the importance of discipline, consistency, and the mindset required to overcome challenges and setbacks.

Explore techniques for setting priorities, maintaining a strong work-life balance, and avoiding common distractions that hinder your progress. We'll share real-life success stories and expert advice to inspire you on your journey to self-improvement.

Whether you're a professional, an entrepreneur, or anyone striving for personal and career growth, this video offers the tools and inspiration you need to elevate your work ethic and reach new heights.

Speakers :
Patrick Bet-David

Elevate Your Success: How to Improve Your Work Ethic to take your success to the next level? Join us in this transformative video as we uncove...

Benefit. Premium. Policyholder. Learn the language before evaluating your options. hashtag

Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. Here's how it works.

Maximizing your retirement savings can be crucial, especially if you're over 50. The "catch-up" provision allows older workers to contribute more to their 401(k) plans, potentially adding thousands to their retirement nest egg. By taking advantage of this opportunity, you can make up for lost time and boost your financial security in retirement. Remember, every extra dollar saved today can make a significant difference tomorrow.

Catch-Up Contributions Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.

Learn about Medicare’s popular program, offering retirees free gym membership and health education.

Silver Sneakers 101 Medicare’s popular program, offering free gym membership and health education.

Being healthy may help your personal finances.

Putting a Price Tag On Your Health Being healthy not only makes you feel good, it may also help you financially.

Low car lease payments look great, but do you really save money in the end? hashtag

Should I Buy or Lease an Auto? This calculator compares the financial impact of leasing versus buying an automobile.

Success in your career is often a journey filled with highs and lows, and maintaining a high level of motivation and drive can be challenging. In this video, we dive into the art of staying driven in your career, no matter the circumstances.

Join us as we explore effective strategies and actionable tips to help you stay motivated, focused, and enthusiastic about your professional path. Whether you're just starting out or a seasoned professional looking to reignite your passion, this video has something for everyone.

Our goal is to equip you with the tools you need to not only achieve your career goals but also find joy and satisfaction in the journey. Staying driven is not just about reaching the destination; it's about relishing every step along the way.

Empower yourself to stay driven and build a fulfilling, successful career. Your path to sustained motivation begins now!

Speakers :
James Clear

The Science of Motivation: How to Stay Driven in Your Career in your career is often a journey filled with highs and lows, and maintaining a ...

Retirement can mean travel, family time, starting a new business, or charitable endeavors. Here are some surprising facts: The retirement age of 65 was influenced by Germany. Every day, 10,000 baby boomers turn 65. The 65+ population is growing rapidly, expected to reach 82 million by 2050. Ernest Ackerman received the first Social Security benefit of 17¢ in 1937. Seventy-three percent of retirees are confident in their financial comfort. Assisted living costs nearly $5,000 a month, with 70% needing extended care. Sixty-four percent of retirees rely on Social Security, with an average benefit of $1,907. The number of centenarians is expected to increase from 108,000 today to 513,000 by 2053. Seniors spend over four hours a day watching TV.
These trends highlight the growing influence of the 65+ age group. Have you planned for health care and investments? It might be time to develop a solid strategy for the future.

9 Facts About Retirement Regardless of how you approach retirement, there are some things about it that might surprise you.

Does the 4% rule still work? The answer lies in your goals, time horizon and risk tolerance.

Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.

There are four basic steps to calculating the value of an estate.

Four Steps to Valuing an Estate Determining the value of your estate, or for someone who has passed away, can be a complex undertaking.

Welcome to the world of financial wizardry! In this illuminating video, we dive deep into the realm of Tax-Saving Strategies. 🌟 Unearth the secrets to keep more of your hard-earned money while staying within the bounds of the law.

Our experts reveal powerful techniques, from smart deductions and credits to savvy investment choices, all designed to optimize your tax liability. Whether you're a business owner, entrepreneur, or simply an individual looking to minimize tax burdens, this video has something for you.

Join us and embark on a journey to financial empowerment. Subscribe now and unlock the keys to preserving your wealth and securing a brighter financial future!

Speakers :
Scott Royal Smith

Mastering Your Finances: Tax-Saving Strategies Unveiled to the world of financial wizardry! In this illuminating video, we dive deep into the rea...

Ready to make the most of your six-figure income? Check out this comprehensive guide to help you unlock the strategies to secure your financial future and thrive at your new income level.

Financially Savvy at Six Figures Help your clients with these practical steps to make the most of their six-figure income.

Federal estate taxes have played a key role in U.S. history, providing revenue for various needs. Initially introduced in 1797 to fund the Navy during an undeclared war with France, these taxes were repealed in 1802. They resurfaced during the Civil War and again for the Spanish-American War in 1898. The 16th Amendment in 1913 paved the way for a permanent estate tax, established by the Revenue Act of 1916. After a brief expiration in 2010, the tax was reinstated and made permanent in 2012. The 2017 Tax Cuts and Jobs Act significantly raised the estate tax exemption, set to expire in 2025. As of 2023, estates below $12.92 million are exempt from federal estate taxes.

A Brief History of Estate Taxes Federal estate taxes have long since been a lucrative source of funding for the federal government.