Millennium Mortgage LLC
We're your South FL mortgage experts dedicated to delivering a home purchase or refinance experience second to none. NMLS# 2063295
All home owners, and potential new homebuyers . . . Food for Thought ๐ค
Recent study from Freddie Mac taking a slightly deeper dive into paying โdiscountโ points.
Big Question: Is it worth it?
Interesting data ๐
Paying for discount points? New Freddie study has interesting data for you - Scotsman Guide Recent data from government-sponsored enterprise suggests that points aren't all they're cracked up to be
Grateful for the lessons of 2023, a year that tested our resilience. As we reflect on the challenges, we're reminded that growth often comes from adversity.
Here's to a 2024 mindsetโwhere resilience meets meaning, impact, and insight. Together, let's turn challenges into opportunities and homes into dreams. ๐กโจ
We made this one especially for you! As guys who have seen it all when it comes to creative and efficient ways homeowners proper during the holiday season! ๐
Save this post because we know for a FACT youโll be referencing it in the future! ๐๐ผ๐ก
Swipe for the a laugh ๐๐ผ We hope that everyone can find the same peace that Chris finds even when a loan get denied. ๐
Tip Time! โ SAVE your home loan approval certificate! ๐ก
Your golden ticket to the home of your dreams, this certificate not only signifies financial readiness but is a key player in a smooth closing process. ๐
So, where's the best place to keep it safe? Digital or physical?
Our recommendation: go digital! Store it securely in a password-protected file or app, ensuring quick access when needed. Because in the journey of homeownership, every detail matters. ๐ ๐๐ผ
Colorado has some of the BEST views hands down! ๐๏ธ
Ready to turn these Colorado mountains into your backyard? As your go-to guy for home loans in the Rockies, let's make those rugged views your own.
๐กFun fact: Colorado mountain homes come with epic windows to soak in every bit of the wild. Click the link & let's get you in one! ๐ก https://linkin.bio/millenniummortgagellc
Make this holiday season merrier with the power of home equity! ๐กโจ Learn how you can finance your festive expenses while making smart financial choices. ๐ณ
Listenโฆ all thatโs going to happen is youโre going to get denied for one or the otherโฆ do people not have patience anymore these days?! ๐คฆ๐ปโโ๏ธ
Spacing out loan applications helps avoid multiple hard inquiries close together, preserving your creditworthiness.
๐ฃ Communicate with your mortgage broker and prioritize the mortgage process.
๐ Delay the auto loan application to ensure a smoother financial profile during the home loan approval period.
Meet Paola Born - Queens to South Florida since 2000. Over 10 years in Accounting, now a licensed Loan Originator! ๐ก
Passionate about Real Estate, networking, and building lasting client connections. ๐ค When not crunching numbers and getting apps approved, you'll find me savoring churrasco steak at Esotico Miami! ๐ฅฉ๐ด
Getting an Instant Quote has never been THIS EASY! โ
1. Click the link in our bio ๐๐ผ
2. Tap on โGet An Instant Quote TODAYโ ๐ฐ
3. Fill out the 60 second application ๐ฉ๐ปโ๐ป
4. Receive your instant quote! ๐๐ผ
๐ฌ Share this to a numbers guy!
Getting an Instant Quote has never been THIS EASY! โ
โ
โ
1. Click the link in our bio ๐๐ผโ
2. Tap on โGet An Instant Quote TODAYโ ๐ฐโ
3. Fill out the 60 second application ๐ฉ๐ปโ๐ปโ
4. Receive your instant quote! ๐๐ผโ
โ
๐ฌย Share this to a numbers guy!
Your Debt-to-Income Ratio (DTI) is like your financial GPS, guiding you towards responsible money management and smart mortgage decisions! ๐งฎ
๐ What is DTI?
DTI measures your ability to handle monthly expenses and repay debt. It's calculated by dividing your total recurring monthly debt by your gross monthly income and expressed as a percentage.
๐ก Example: 45% (front end) / 55% (back end) = DTI
๐ก Front End DTI:
If you're a homeowner, this is your housing-focused ratio. Calculate it by taking your housing expenses (mortgage payments, mortgage insurance, etc.) and divide by your gross income. It's a key factor in mortgage affordability!
๐ณ Back End DTI:
The back end DTI reveals how much of your income is allocated to other debts, like credit cards or car loans. Managing this is crucial to maintaining a healthy financial balance.
๐ Why Calculate Your DTI?
Knowing your DTI is like having a treasure map to your mortgage budget! It helps you make informed decisions and ensures your financial well-being. Keep your DTI in check, and you're on your way to securing a bright financial future. ๐๐ฐ
CHARTED! โ๐ผ
You can โ
๐ก Save this chart for your future self.
๐ก Share it with a friend looking to purchase a home.
๐กSend it to a client who needs a visual representation of what the difference is going to look like!๐๐ผ
Fun Fact: We can help you get your DREAM mortgage in all of these states! ๐ต๐ก
Contact us today! ๐๐ผ
โ๏ธ (954) 488-3009
๐ https://www.millenniummortgage.io/
Happy Halloween from the money team and their spooky spenders! ๐ป๐
For the ones who live by checklistsโฆ we got you! ๐๐ผ๐กโ
A mortgage calculator is your secret weapon in making that dream a reality. It's like having your very own financial fortune teller! ๐๐ผ
Why does it matter? ๐ค
โข It helps you understand what you can afford ๐
โข It calculates monthly payments with precision ๐
โข It empowers you to make informed decisions ๐
Take the first step today by clicking the link in our bio to calculate your mortgage. ๐ฒ Your dream home is just a few calculations away! ๐๐
Here's the deal: Banks use your credit score to gauge your financial trustworthiness. The higher your score, the more confidence they have in your ability to repay a mortgage. This means you can snag a lower interest rate and a higher home loan amount.๐ก ๐๐ธ
Maintaining a stellar credit score doesn't require magic โ just some smart financial habits. Swipe to learn HOW! ๐๐ผ
Different kind of brokers and their โจcoping โจ skills:
๐ Denial
๐คฃ Laughing at the denial
๐
Nervous laughing
Which one of these sounds like your kind of โจcopingโจ
Home buying but make it a spooky experience ๐ป
Read this post to avoid making the same mistakes that Sarah made. ๐๐ผ
There arenโt many things that are FREE in this life, but our mortgage resources are! ๐๐ผ๐ธ
Click the link in our bio for our FREE resources & to connect with a licensed broker today! ๐ฒ
Spooky season but make it a new home owners WORST nightmare ๐ป
Fun Fact: The Hometown Heroโs is FULLY FUNDED! ๐คฏ What does this mean? This essentially means that the program is no longer available for the year of 2023.
๐๏ธ More funds are expected to become available in 2024.
Are you going to be applying next year? ๐ค TAG someone who could use this information!
3 Tips for Mortgage Lenders! Here are three key tips to succeed in this challenging market:โ
โ
1๏ธโฃ Be the Knowledge Hub: ๐กโ
Share your expertise through sessions and social media to become a trusted source.โ
โ
2๏ธโฃ Network Like a Pro: ๐คโ
Build relationships with industry peers, attend events, and stay active on LinkedIn.โ
โ
3๏ธโฃ Embrace Digital Savvy: ๐ฑโ
Get a sleek website, keep social media lively, and use online ads to reach locals.โ
โ
In a high-interest-rate market, be the expert, a networker, and a digital pro to find and keep clients. ๐ ๐ โ
โ
Weโre your friendly money team! Reach out to dive deeper into these strategies! ๐ฉโ
โ
3 Tips for Mortgage Lenders! Here are three key tips to succeed in this challenging market:
1๏ธโฃ Be the Knowledge Hub: ๐ก
Share your expertise through sessions and social media to become a trusted source.
2๏ธโฃ Network Like a Pro: ๐ค
Build relationships with industry peers, attend events, and stay active on LinkedIn.
3๏ธโฃ Embrace Digital Savvy: ๐ฑ
Get a sleek website, keep social media lively, and use online ads to reach locals.
In a high-interest-rate market, be the expert, a networker, and a digital pro to find and keep clients. ๐ ๐
Weโre your friendly money team! Reach out to dive deeper into these strategies! ๐ฉ
From personalized financing options to seamless house hunting, swipe for these game-changing benefits that will make your home buying journey a breeze! ๐
Swipe for a family portrait โ the reason that I wake up every morning and do what I do. ๐๐ผ๐จโ๐ฉโ๐งโ๐ฆ
Did someone say PASSIVE INCOME?! ๐ฐ Lets talk about the OG term for money that shows up in your bank account once a month with little to NO effort! โก๏ธ
Embrace the challenge of having an an unsellable home. These tips can flip the switch and make your home HOT on the market! ๐๐ฐ
SAVE this post & let's turn this house into someone's dream home! ๐
Click here to claim your Sponsored Listing.
Videos (show all)
Category
Telephone
Website
Address
261 N. University Drive Suite 500
Plantation, FL
33324
Opening Hours
Monday | 9am - 5pm |
Tuesday | 9am - 5pm |
Wednesday | 9am - 5pm |
Thursday | 9am - 5pm |
Friday | 9am - 5pm |
1200 S. Pine Island Road Ste. 670
Plantation, 33324
Making the mortgage process, mortgage lending, and refinancing services seamless and efficient.
8201 Peters Road #1000
Plantation, 33351
Offering our Realtor partners 1/2% referral fees on all loan transactions we do together...purchase
8201 Peters Road Suite 1000
Plantation, 33324
GET READY is a support and counseling program that is designed to help future homebuyers get prequalified and navigate the home buying process.
1200 S. Pine Island Boulevard Suite 670
Plantation, 33324
Mortgage Loan officer NMLS ID #1976166 ๐กCertified Home Loans NMLS #1806779
150 S. Pine Island Road, Suite 300
Plantation, 33324
We are a mortgage brokerage team committed to listening carefully to our customersโ needs in order
1200 S Pine Island Suite 670
Plantation, 33324
Mara is a licensed mortgage originator with Certified Home Loans headquarters. She provides professi
8201 Peters Road, Suite 1000
Plantation, 33324
Elalie Regis Branch Manager FAIRWAY INDEPENDENT MORTGAGE CORPORATION NMLS #1604375 Licensed in FL & GA Equal Housing Opportunity Company NMLS ID #2289
7520 NW 5th Street
Plantation, 32751
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my w...
1200 S. Pine Island Road, Suite 670
Plantation, 33324
I am a Florida Mortgage Loan Originator. I am also available after hours and weekends. Call / Send