AJ BROWN & ASSOCIATES

Homeowner in Today's Economical Environment: 30 Tips for Being a Budget Wisely:

1. Create a detailed budget that includes all your home-related expenses. Stay on top of your finances to ensure you can comfortably manage your mortgage payments and other costs.

Need assistance call me 📱 954.641.8545

A closed mouth never gets fed. Don't wait.

🏡💰 Unlock the power of your home’s equity with a HELOC mortgage from Aj Brown & Associates! Whether you’re planning a renovation, consolidating debt, or need extra funds for life’s big moments, a Home Equity Line of Credit offers flexible and affordable options.

✨ Benefits include:
- Competitive rates
- Flexible repayment terms
- Easy access to funds

Ready to explore your options? Contact us today at 954.858.8144 to learn more.

Did you know that Florida’s ☀️housing 🏡 market is booming🤔? It’s a great time to consider buying a home. Whether you’re looking for a beachside retreat, a cozy suburban home OR even investment property 🏘🏚, there are plenty of opportunities still out there. Don't be afraid. Overcome fear with information. I educate, provide access to funding to get over the finish line.

Keep dreaming big!

Call 954-641-8545 Ask for Aj

TGIF! Planning for next year’s taxes starts today. Keep track of your charitable donations—they can add up to big savings. Reach out to BMS Tax Services to see how we can help you plan better.

🌞 Happy Flag Day! Today we honor the symbol of our nation's unity and freedom. Let's take a moment to reflect on what our flag represents and strive to build a more inclusive and supportive community. Wishing you all a wonderful day!

Good morning, family! 🌞 Did you catch the news? The Supreme Court just ruled in favor of protecting voting rights. It's a step forward for our democracy! Let's stay informed and continue to support justice. Have a blessed day!

oooowwweeee the last-minute filings are trying to crash my software!!! Nah not crashing over here but I am thankful for you

The IRS tax deadline is this Monday April 15th for anyone who owes or is filing an extension, Bank Products and returns with a refund can still be filed until November. All returns must be submitted by Monday 11:45pm EST as BMSTaxServices.com will be processing until Midnight and answering phones until 6pm.

You can have a free 15-minute consult or you can apply www.bmstaxservices.com

We're still accepting new clients.

For legitamate businessowners with ERC TAX claims:

Less than a month remaining on ERC deadline
________________________________________
The March 22 deadline is nearing for the Employee Retention Credit (ERC) Voluntary Disclosure Program for businesses that mistakenly submitted a claim and were compensated. The IRS urges businesses to review their eligibility for the Employee Retention Credit due to time limitations for them to voluntarily resolve incorrect claims and avoid future issues, such as penalties and interest. The IRS offers resources online to answer questions and help employers who want to learn more about resolving incorrect Employee Retention Credit claims. They can view the IRS’s free webinar about the ERC Voluntary Disclosure Program, review the ERC frequently asked questions and the ERC Eligibility Checklist, which is available as an interactive tool or as a printable guide.

Need help filing for this www.bmstaxaervices.com Call 954.641.6585 ask for Aj

www.bmstaxaervices.com

Taxes are being filed now! Yo ucan talk with me while we are processing retu-rns! I like talking and working at the same time 954.641.8545. Let's Gooooo!

Taxes -Personal & Business
Tax Strategies
Tax Debt Support
No Money Down Mortgages
Business Structuring
Business & Personal Funding
Auto lease or purchase support
Real Estate Investing Support

Call for Support 954.641.8545 Aj

It's Tax Time! Want to put your return to some good? I got you! Need a trustworthy tax preparation team? Visit www.bmstaxservices.com and file virtually with my time and I.

Maximize Your Refund with BMS Tax Services! 📊 Contact us today at 1.954.858.8144 for expert IRS-compliant filings. Free gifts await our new clients! 💼

Thinking of going into real estate investing?

In my experience before looking for a deal. you should consult with a lender first before shopping. Get preapproved then go shopping. When you do it backward, you will get confused by the many options that may or may not be available to you. You'll be in a rush a might make a mistake. I hope this helps someone.

ATTENTION REAL ESTATE INVESTORS!!!

Kick Off 2024 with DSCR Rates Starting at 6.99% You want a deal? If you close the deal with me in January I will discount our fees 25%.
No proof of income
Call 954.858.8114 and Ask for Aj Real Estate Loans for Investors

"Fast-Track Your Tax Refund with BMS Tax Services! 🚀💵 Skip the wait for the IRS – opt for our Tax Cash Advance Filing! Get your money sooner and hassle-free. Contact Aj Brown directly at 954.641.8545 or our new business line at 954.858.8144. Don't wait, let's maximize your refund today! 💰✨ Powered by ajbrownandassociates

Everyone wants in on the real estate investing game. Ok here's what you'll need:

- A system on how to locate, evaluate, and contract on property

- A system on what type of deals you are mentally able to take down. Yes, investing in real estate is a mindset and everyone isn't able to participate.

- You'll need to understand what to do with what you have meaning to buy & to hold or to rehab & Fix N Flip

- What tax strategies are involved and how to play the game and spend the least not in the property like that but minimum in tax liabilities

- Finally, you'll need a guide on the walk into banking and funding your deals (financing and/or funding your deal and or business). Me Allen Aj Brown CALL 754.253.0803 I'll make sure you're good to go!

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🚀 Exciting News Unveiled! 🚀

Embark on a new era of possibilities with Aj Brown & Associates as we proudly introduce our latest addition to the Non-QM product lineup! 🌟

Key Features:
- **Minimum FICO:** Elevate your financial profile with a minimum FICO score of 680.
- **Maximum LTV:** Unlock opportunities with a maximum Loan-to-Value ratio of 80%.
- **Maximum Loan Amount:** Aim high with a maximum loan amount of $3.5 million.
- **Maximum Cash-Out:** Seize financial flexibility with a maximum cash-out of $1 million.
- **Maximum DTI:** Achieve balance with a maximum Debt-to-Income ratio of 45%.

Diverse Terms Available:
- Choose from 20-year, 30-year, and 40-year Interest-Only terms to tailor your financial strategy.
- 🏡 First Time Home Investors: Welcome! We've crafted solutions just for you!

Property Types Welcome:
- From Single-Family Residences (attached/detached) to PUDs, Townhomes, and 2-4 unit properties, explore a range of possibilities.
- Warrantable Condos? Absolutely.

Flexibility in Documentation:
- 📄 Full Documentation
- 📊 12/24 Month Personal/Business Bank Statements
- 📆 1 or 2-year 1099s

Ready to make your move? 📞 Call 754.253.0803 to explore the endless possibilities with Aj Brown & Associates Non-QM Product Line! Your financial journey, your way.

Hey Vets!

Explore homeownership with our tailored VA loans at Aj Brown & Associates! From 540-579 FICO scores to a maximum of 90% LTV, we're here to support veterans. 🏡🇺🇸

At Aj Brown & Associates, we redefine commercial lending standards. Established in 2021, we have evolved into a nationwide, non-conforming commercial lender. Joining forces with Stearns Bank N.A., a robust $2.2 billion financial institution in June 2021, further solidified our position. Our pioneering approach in balance-sheet lending and a comprehensive marketplace financing model empowers emerging and expanding businesses with a wide spectrum of capital solutions.

The innovative tech-driven platform at Aj Brown & Associates, coupled with our unwavering commitment to premier customer support, ensures unfettered access to both industry-leading conventional and alternative funding options for equipment, real estate, and business ventures.

Call 754.253.0803

Powered by AJ BROWN & ASSOCIATES

I'm coming thru like Beam ahhhh💪🏾❤️!!!!

New-home sales soar in September — but analysts see sales slowdown

New-home sales soar in September but analysts see a slowdown New-home sales skyrocketed in September, soaring to a 20-month high, according to data issued Wednesday by the U.S. Census Bureau and the Department of Housing and Urban Development.

Young homebuyers could lead the recovery. So what do they want?

Young buyers could lead the recovery. So what do they want? First-time buyers are less likely than homeowners to be holding out for lower mortgage rates. But they hold a host of other priorities and concerns, according to an Intel analysis of buyer behavior.

Want to recruit top talent? Master the art of virtual interviewing

Recruit top talent when you master virtual interviews Improving your virtual interview skills and setup increases your reach and your ability to connect with the best (and busiest) agents in your market.

Are you using FHA to close on your clients home? Is there an issue with the 3.5% down? What if you could offer your client to keep their 3.5% down payment. Put a emoji 🏡.

You've been waiting for Texas HELOCs & it's literally right around the corner!

If you are not already approved to submit HELOCs to
The Loan Store, connect with your
AJB Account Executive today to get the paperwork completed so that you are ready on day one!


No Appraisal, No Title, No Out of Pocket Expense
Quick Instantaneous Approvals
Fund in as little as 5 days


~Pricing is now available~
Access pricing HERE

Note:
Weekend locks are not available for
Jumbo, Bank Statement & DSCR loans

Contact your AJB Account Executive for assistance with loan scenarios, guideline questions and pricing needs.

Listings tick up and prices tick down during an ice-cold fall market https://www.inman.com/2023/10/13/listings-tick-up-and-prices-tick-down-during-an-ice-cold-fall-market/

Apply with at me www.linktr.ee/cashflowwithaj

Welcome To CashFlowWithAj | Instagram, Facebook, TikTok | Linktree Lender/Broker NMLS #1816859 |Tax |Business Consultant https://cashflowwithaj.com

Philadelphia Fed President Harker advocates holding interest rates 'where they are'

Philadelphia Fed President Harker advocates holding interest rates 'where they are' Harker said the Fed has made progress in bringing down prices without causing a surge in unemployment or otherwise tanking the economy.

Are you dreaming of owning a home with a beautiful yard and a rural backdrop? With a USDA loan, that dream can become a reality! 🏡Say goodbye to hefty down payments and hello to affordable rural homeownership. Let's make your rural living dreams come true with a USDA loan. 🌾Reach out today to learn more and take the first step towards your dream home. 🏠💫