Frank Gutta - Financial Advisor CPA , PFS

CPA Firm specializing in tax and financial planning

Tips & Insights for Your Financial Journey 08/11/2023

Subscribe to the twice-monthly newsletter for quick, easy-to-read content about retirement, personal finance, wealth management and more.

Tips & Insights for Your Financial Journey Sign up and stay tuned for this week's posts.

12 Low-Stress Jobs for Retirees 08/02/2023

Whether you'd like to continue to earn an income or simply enjoy having a productive routine, you don't have to give up working in retirement -- these jobs allow you to keep working with less stress.

12 Low-Stress Jobs for Retirees Find employment that aligns with your interests and keeps your life in balance during retirement.

Do you need my expertise? 07/31/2023

I'd love to help more people grow their wealth. Let me know if you know someone who could use my services.

Do you need my expertise? Please get in touch.

Leave a Review 07/31/2023

If you like my service or have feedback to share, don't forget to leave a review on my site.

Leave a Review If we’ve worked together in the past and you had a great experience, would you pay it forward with a review? Thanks so much in advance.

30% of Americans say ‘tipping culture is out of control,' as some businesses agree to scrap tip prompts 07/30/2023

Many consumers are getting irritated by increasing demands for tips on various goods and services, as well as the impact they can have on their wallets. Some businesses are starting to take notice.

30% of Americans say ‘tipping culture is out of control,' as some businesses agree to scrap tip prompts 'Tip fatigue' doesn't begin to cover it, one expert says, causing some businesses to opt out of the payment systems with pre-determined options.

How to financially prep for 'boomerang kids,' or adult children living at home 07/27/2023

Over 40% of parents have adult children living at home. How can parents prepare for this possibility and help their children develop financial independence? These tips can help.

How to financially prep for 'boomerang kids,' or adult children living at home Here's a quick tip for parents who have adult kids living back at home with them, or so-called "boomerang kids."

4 Ways to Teach Kids & Teens About Building Credit 07/24/2023

Our credit scores can end up determining a lot of our financial freedom as adults. Luckily, you can start teaching children a healthy perspective on maintaining good credit long before they need it.

4 Ways to Teach Kids & Teens About Building Credit Learn practical tips for developing their financial literacy.

IRA options dependent on ‘how much time you have on your side’ before retirement: Expert 07/21/2023

IRAs can be a smart retirement savings option. But the right type of IRA for you can depend on a few factors, such as how far away you are from retiring.

IRA options dependent on ‘how much time you have on your side’ before retirement: Expert Silvur Founder and CEO Rhian Horgan joins Yahoo Finance Live to discuss tax season, the benefits of an IRA, and retirement planning options.

Want to Purchase a Business? Use This Checklist as a Guide. | Entrepreneur 07/19/2023

Purchasing a business can avoid a lot of the pitfalls that come with starting one from scratch, but there are still risks involved. These six steps help outline the process of a successful purchase.

Want to Purchase a Business? Use This Checklist as a Guide. | Entrepreneur Here's a checklist for managing the process of buying a business.

5 Financial Considerations of Gray Divorce 07/16/2023

A record number of baby boomers are filing for divorce. For those going through a "gray divorce," there are important financial considerations to discuss and plan.

5 Financial Considerations of Gray Divorce Gray divorces are more common these days, and the financial impact of them may be greater than you think.

Value Investing and Values-Based Investing Gain Momentum 07/13/2023

Here's a deeper look at the ongoing trend of values-based investing.

Value Investing and Values-Based Investing Gain Momentum Investors are looking for stocks that are underpriced, and more of them want to invest not just in value, but also in values.

What does values-based investing look like? 07/10/2023

Socially responsible investing has been an increasingly popular topic. The latest newsletter covers values-based investing and important considerations if you're considering this strategy.

What does values-based investing look like? Learn more about how values-based investing works.

An Easy Way to Stay Informed 07/07/2023

The newsletter is a quick and easy-to-read source of financial tips, news and more.

An Easy Way to Stay Informed Sign up and stay tuned for this week's posts.

Should You Let AI Manage Your Retirement Plan? 07/05/2023

Artificial intelligence is making waves in finance and investing. If you're considering using AI technology to help with your retirement strategy, there are a few pros and cons to consider.

Should You Let AI Manage Your Retirement Plan? AI-based financial advice can be a highly personalized and effective retirement planning tool. Here's a look at the pros and cons.

Beyond FDIC insurance: How protected is your money outside of banks? | CNN Business 07/02/2023

Many people are taking a closer look at the protection their funds have due to recent bank failures. From cryptocurrency to annuities and IRAs, here's a look at what's covered and what isn't.

Beyond FDIC insurance: How protected is your money outside of banks? | CNN Business Just as stock market turmoil is a good reminder to make sure your investment portfolio is diversified, a few surprise bank failures is a good excuse to remind yourself that not all your financial accounts are protected.

For Business Owners, Estate and Exit Planning Join Forces 06/29/2023

If you own a business, it may be a good idea to create a succession or exit plan as a part of your estate plan.

For Business Owners, Estate and Exit Planning Join Forces Estate planning alone isn’t enough protection for business owners, who need to also consider succession plans as well as financial, legal and operational issues.

It's a Good Time To Do a Financial Review 06/26/2023

Summer is the perfect time to do a mid-year checkup on your personal finances. The latest newsletter provides a quick guide on how to do a review on your own.

It's a Good Time To Do a Financial Review Adjust your strategy to optimize your finances.

Using cash like a millionaire may not make sense for most investors. Here's why 06/23/2023

Many wealthier individuals hold as much as 24% of their wealth in cash. But for non-millionaires, is holding large amounts of wealth in cash a good idea?

Using cash like a millionaire may not make sense for most investors. Here's why Millionaire investors have been hoarding cash. The average investor shouldn't necessarily do the same.

Cybercriminal Activity on the Rise: Tips on Protecting Your Business 06/21/2023

Big companies and small businesses alike can fall victim to cyber crimes. Learn common cyber attacks that affect businesses and how you can take steps to protect yourself.

Cybercriminal Activity on the Rise: Tips on Protecting Your Business With cybercriminal activity evolving at an unprecedented rate, it is important to be vigilant than ever before and follow cyber hygiene.

Americans think gold beats stocks as a long-term investment. Advisors disagree: 'It's more like a speculation' 06/18/2023

The amount of investors putting their faith in gold is increasing, while stocks are declining. Here's what some experts have to say about gold in the current market.

Americans think gold beats stocks as a long-term investment. Advisors disagree: 'It's more like a speculation' A Gallup poll found Americans are bullish on gold, which tends to rise in popularity as an investment during periods of fear and economic malaise.

Teaching Kids Financial Literacy at Any Age | SI Parent 06/15/2023

Whether they're in preschool or high school, parents have an opportunity to teach children the value of money and help them develop smart financial habits.

Teaching Kids Financial Literacy at Any Age | SI Parent Teaching kids financial literacy includes showing them how to make a budget, explaining how you choose best prices and more.

Financially Savvy Gift Ideas for Recent Graduates 06/12/2023

Do you have a graduate in your life to celebrate? These five gift ideas could provide even more long-term value than the go-to cash gift.

Financially Savvy Gift Ideas for Recent Graduates 5 ways to give them a brighter financial future.

What Are Fixed Index Annuities, and How Do They Work? 06/09/2023

Here's a great overview of the pros and cons of fixed index annuities and how they're used for retirement. Have any questions about retirement planning? Get in touch.

What Are Fixed Index Annuities, and How Do They Work? The best part about fixed index annuities: protection from downside risk. And the closer you get to retirement, the more you want protection if the markets have another bad year.

What Is the Average Retirement Savings Balance by Age? 05/31/2023

Ever wonder how you compare to the average in your age range? This article provides the stats on how much people tend to have saved for retirement at different ages.

What Is the Average Retirement Savings Balance by Age? Are you on track to have enough money for retirement? See how your savings stack up against your peers.

How can I help? 05/29/2023

Do you have friends or family who might need my services? Feel free to send them my way.

How can I help? Reach out to let me know.

Series I bond rates fall to 4.3% amid cooling inflation 05/28/2023

The slowdown of inflation has had a ripple effect on the bond market, particularly with series I bonds. The new interest rate, effective as of May 1st, fell to just 4.3%.

Series I bond rates fall to 4.3% amid cooling inflation Series I bonds will offer lower returns for the next six months, reflecting cooling inflation.

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950 S Pine Island Road Suite 150
Plantation, FL
33324

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Build Wealth Not Debt Build Wealth Not Debt
840 SW 81st Avenue 301B
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Providing financial education to help with debt management. Repair, Build, and Protect Your Credit!