NRI Path

** Annuities are Personal pension plans***

Athene Agility Bonus back to 45%. If you are moving let us say 300K of your old 401k, IRA, or SEP IRA, the annuity company is giving a 135K bonus added to your account as a sign-on bonus which is 45%.

This is temporary promotion and take advantage of this.. DM me if you have any questions.

Using Venmo to collect payments for your business or side hustle? The IRS has taxes in store for you. Find out the latest rules below.

Venmo taxes: New IRS rules for 2023 and 2024 You owe taxes if you use Venmo for work or selling items for a profit, but the IRS has delayed implementation of a new $600 reporting threshold.

Health Savings Accounts' (HSAs) uses are twofold; one, to cover medical expenses, and two, the lesser-known way, as a retirement vehicle. Learn to change the way you utilize this potential financial asset below.

Could Your Health Savings Account Boost Your Retirement Readiness? Most people who have a health savings account, or HSA, use it to save money for medical care. The power of an HSA surprisingly goes way beyond taking care of your physical health – it could be the one of the strongest moves for your financial health, too. Is your best retirement planning tool hidi...

Refinancing your student loans may be a strategic move toward financial freedom. Learn to secure a lower interest rate and/or reduce your monthly loan payments through refinancing below.

How to Refinance Student Loans in 9 Steps Refinancing student loans can help borrowers save money, but it doesn’t make sense for everyone.

Simple and straightforward. Here's all you need to know about Roth IRAs.

www.allianzlife.com

More money often does mean more problems when it comes to taxes. If you have more than $1 million in tax-deferred investments, here's how you can keep more of it for yourself.

Do You Have at Least $1 Million in Tax-Deferred Investments? If the answer is yes, then this article is for you. Find out how you can keep more of that $1 million for yourself and away from Uncle Sam.

Your 401(k) can serve many functions, but a pool of money to consistently draw from isn't a great function. Here's why.

8 Reasons to Never Borrow From Your 401(k) Find out why dipping into your 401(k) can have serious consequences.

Putting all your eggs into stocks for retirement isn't a great idea; annuities, dividends, and a new perspective for your investments are key.

Don’t Bet Your Retirement on Stocks: Follow These Four Tips Keep a generous amount of your savings in the stock market, but make stocks only part of your retirement income plan to manage the risks.

Working towards our kids' financial futures includes working on their outlooks and perspectives as well. How's how to do so:

How to Set Your Child Up for Financial Success Teaching them at a young age to set goals, work within a budget and save for the future are just some of the ways.

Cash value is a ubiquitous feature of life insurance that can serve key features. Learn how knowledge of this perk can seriously level up your financial toolkit.

Turn Your Life Insurance Into Cash Your life insurance may offer more than a death benefit

Refinancing your student loans may be a strategic move toward financial freedom. Here's how to do so in a few steps:

How to Refinance Student Loans in 9 Steps Refinancing student loans can help borrowers save money, but it doesn’t make sense for everyone.

Part of dealing with retirement is the fact that we HAVEN'T completely dealt with retirement. When the threat of needing LTC looms without adequate planning, what do we do?

We’re 65 and 69 with no long-term-care insurance. We want to self-insure — but how do we do that? Have a question about your own retirement savings? Email us at [email protected]

As we come upon the cusp of a new year, let's set our tax spending right!

Year-End Tax Planning Checklist Now is an ideal time to consider year-end tax planning strategies to potentially reduce taxes and help achieve long-term financial goals.

We all know that insurance is one of the most essential tools of a financially stable individual. In particular, term life insurance provides unique benefits that could be very useful for specific people. Explore more at the link below.

Top 10 Benefits Of Term Insurance Plans Insurance is one of the best financial tools for securing you and your family to the fullest, against those events in life which no one has any control over. Also, insurance financially helps your family in building your unfulfilled dreams, even in your absence. Be it marriage, children’s educatio...

Although we always say that investing over saving is the more reliable path to financial freedom, this isn't to say that there isn't value in being cautious with your money. Here's 27 little ways to save money that add up to big value.

27 Cost-Cutting Measures to Save Money Around the House All Year Long We've got over two dozen tips to help you pocket extra change every month.

IULs have been gaining popularity steadily as a financial instrument, with some even using at as a replacement for 401(k)s. How effective really is an indexed universal life insurance?

Council Post: Why Indexed Universal Life Insurance Might Be New 401(k) In this article, I'm going to break down some top considerations you need to make when making comparisons between IUL insurance, whole life insurance and a 401(k).

The tempatation to spend is always there. But on the other hand, we have the idea of delayed gratification. Is it all it's cut up to be?

Interestingly enough, the idea of retirement can be misleading in of itself; we think of arbitrary ages to retire, but in reality, it's not that simple: Retirement isn't at what age we can retire, but WHEN we can retire (with enough 💲 ). A great read exploring this concept!

Focus On Financial Freedom, Not Retirement Retirement is a made up concept that does not mean that you are financially free. What does financial freedom mean to you? With this understanding calculate how much income that translates into. You can do it yourself or get help. Then create a money action plan (MAP) to arrive at your exit.

When's the best time to retire? At 65 or 70? When should we take social security benefits? All these questions and comparison at the article below.



https://www.gobankingrates.com/retirement/social-security/cost-comparison-retiring-at-age-65-vs-70/amp/

Being such a key driver of retirement sustenance, it's imperative to understand the penalties associated with Social Security. Find the 3 major ones at the article below.



https://foolwealth.com/insights/social-security-3-penalties-to-avoid

IRAs and 401(k)s are easily the most recognizable retirement vehicles. But are they really the best? Now, we'll leave that decision to you, but here's one side of the story that says otherwise.



https://www.investmentnews.com/stop-contributing-to-iras-and-401ks-240215

There's no denying it: the youth are our future.

And if we want to ensure the future of our future, we need our kids to be financially knowledgeable. Here's 6 ways to ensure that.



https://www.forbes.com/sites/enochomololu/2023/07/18/6-ways-to-instill-healthy-money-management-habits-in-your-kids/

Most people choose Home Health Care as the preferred LTC option to stay in a familiar environment in the later stages of life.

Beware of the baggage associated with this: it has a significant potential for financial, physical, and emotional stress on the family.

Check out this short video on the importance of life insurance!

Understanding Life Insurance Options and Calculating Coverage Amounts In this video, I will guide you through the process of determining how much life insurance coverage you should have and whether or not you need life insurance. I will explain the concept of X-Curl and how it relates to your responsibilities and wealth accumulation over time. We will calculate the ne...

The numbers don't lie, and it's looking perilous. The market is as volatile as ever, and with a recession ever-looming overhead, we need to be cautious with our investments and securities.

Anatomy of a Recession | AOR Where does the U.S. economy stand & what should we watch for in the coming months? Get monthly insights to help you stay in front of the U.S. business cycle.

Discipline, patience, diversification, long term thinking, and perseverance can help all of us to become wealthy. Look no further than Ronald Read, the janitor-turned-millionaire through the power of finance!

The Janitor Who Became A Multi-Millionaire by Retirement | The Motley Fool This ordinary guy amassed almost $8 million. Here's how he did it -- and how you might follow some of his ways.

HSA has power: it's the opportunity to receive a triple tax-free advantage. Here's an article about HSA and how to leverage for the best tax savings!

Use Your HSA To Save on Taxes in Retirement If you have a Health Savings Account, learn why you should fully fund it and how you can use it as a tax strategy in retirement.

Planning to Fail vs Failing to Plan! Planning ahead will help you stay on track to reach your financial goals. Have a FREE 60-MINUTE consultation with Giri Lankipalle at the link below!

calendly.com/lankipalle

Which is best for your estate? Will? Trust? Or both? The answers are right at your fingertips.

Which Is Best For Your Estate Plan: A Will Or Trust? One of the first big decisions in an estate plan is whether a will or living trust should control most of the assets.