Carlos Alvarez - Onward Mortgage Services Loan Officer

Alameda Mortgage offers loan programs for self-employed borrowers and those with non-traditional income. Qualify based on an analysis of bank deposits rather than traditional W-2 income documentation.
Reach out for more details!

Reach out to explore loan options and to learn just how big of a difference it could make between buying now versus what it could look like if rates increase.

Make the dream of homeownership a reality.
Contact me today for more information about the various mortgage products available! I am available to answer your questions.

Tax season is here and that could mean potential deductions for homeowners.
Refunds can also be used for a down payment if you're looking to purchase or towards closing costs on a refinance.

When it comes to remodeling, not all projects have the same return on investment. Which projects should homeowners consider before listing their home for sale? Here's a look at five areas where you may get the most bang for your buck.

A Family Opportunity Loan allows you to buy a home as an owner occupied residence, even though you don’t plan to live in it.
If you would like more information about the various mortgage products available, contact us today! I am available to answer your questions.

Credit is part of your financial power. There are a number of factors considered in the loan evaluation process - a good credit score increases the likelihood of qualifying for a mortgage and can influence your interest rate.

Reach out to get a customizable mortgage solution based on your unique financial situation.

At Alameda Mortgage we believe in personalized lending.

Are you a homebuyer looking for a fixed rate mortgage with closing cost assistance combined into one package?
Let's talk to see if CalPLUS and ZIP are right for you!

Golden State Finance Authority (GSFA) Platinum® — Homebuyer Assistance Program is provided as a Gift that never has to be repaid for “Select” occupations.
Call me today for complete guidelines, interest rates, and APR!

Happy Presidents Day

Happy Valentine's Day

When looking to purchase a home, considering your down payment is a fundamental step.
Talk to me today to discuss your options!

Skip Google and come straight to your local loan originator for the most accurate and up to date information.
Refinancing could potentially lower your monthly payment and save you money over the life of your loan! Talk to me today to discuss your options.

Skip Google and come straight to your local loan originator for the most accurate and up to date information.
We offer a wide variety of mortgage types and are ready to work to find the one that best fits your needs.

Your tax refund could go towards a down payment on a home. Contact me today to discuss your options.

The GSFA Platinum Program provides eligible borrowers with DPA up to 5% of the total loan amount that can be used towards down payment and/or closing costs*.

Call us today for complete guidelines, interest rates, and APR!

Let's talk about how we can put your housing dollars to work for you - instead of a landlord. Call me today to explore your options.

Wishing you a year full of possibility and prosperity.

Happy New Year!

May the holiday season fill your home with joy, your heart with love, and your life with laughter.

Homeownership can start with a 580 credit score. Talk to me today to explore your options.

The Federal Housing Finance Agency (FHFA) announced the baseline conforming loan limit for 2022 will be $647,200, an increase of 18%.
Talk to me today to explore your options.

Happy Thanksgiving from our family to yours!

With current mortgage rates at historic lows, you may want to consider buying a home soon if you are ready to take that step.

Have questions about how your debt affects your approval odds? Contact me today to explore your options.

Our mobile app keeps you informed at every point in your home loan application, making for a simple and streamlined process.

Our mobile app makes it easier than ever to navigate the home loan process, while making sure you're informed every step of the way.

Looking to purchase or refinance? Talk to me today to get started!

A cash out refinance lets you refinance your mortgage, borrow more than you currently owe and keep the difference (home equity) as cash. This could be ideal for debt consolidation and home upgrades. You may also get a lower interest rate if you originally purchased when rates were higher.

Talk to me today to discuss your opportunities with a cash out refinance.