Hermy Almonte

Say goodbye to your couch potato tendencies with these three alternatives.

3 Things to Do Instead of Watching TV Is your evening couch potato routine with your partner growing stale? It can be hard to find the ene...

How out-of-date is your kitchen? These seven trends are yesterday's news.

Kitchen Trends That Are Going Out of Fashion Most of us spend a lot of time in the kitchen, preparing meals and cleaning up. In many cases, we sp...

Do you plan to repaint? Don't forget about gray as a color choice.

5 Reasons to Paint Your Walls Gray When it comes to painting your space, there are myriad options: bright and sunny yellow, the classic...

Which spot do you find the hardest to clean?

5 Overlooked Places to Clean Regardless of how much time you spend cleaning, there are likely to be a few places you overlook. Be...

For a relatively low cost, a home warranty can make buying a home a lot less worrisome.

The Pros of Buying a Home Warranty For $600 or so a year, plus a service fee of around $75 every time you ask for repair, a home warran...

If your child has a credit report, that may be a sign that their identity has been stolen.

Protecting Kids From Identity Theft Protecting children is a constant responsibility for parents and guardians alike, and many are unawa...

There is an art to communication. Hone your listening skills with these tips.

3 Tips to Improve Your Listening Skills Are you having trouble communicating with your partner, friends or colleagues? Do you forget what yo...

How many hours of sleep do your kids need? Read on for the answer.

Is Your Child Getting Enough Sleep? Everybody needs sleep, but many of us don’t get enough. This can make it hard to get through the day...

Which task is usually left undone? Here are some management tips so you can get it done next time around.

4 Time Management Tips These days, we’ve all got busy schedules. From work to family and social commitments, it can b...

A credit score takes time to build, so starting young is important. College students can start by paying their student loans on time.

Managing Credit Responsibly as a College Student Building good credit in college is one of the best financial moves students can make. Having good cr...

Is your children's artwork taking over your home? Here's how you can save their creative projects without creating clutter.

Family-Friendly Artwork Apps In the age of apps, there’s more to preserving the masterpieces your children create than just stick...

Shopping for homeowners insurance? Here's what you need to know.

How to Lower Your Homeowners Insurance You’ve probably seen thousands of ads for Geico or Aflac on television talking about the latest savi...

There are plenty of benefits to immersing your children in music.

How Music Lessons Can Help Your Child's Development Music is an integral part of life from an early age. Parents sing and play soothing music for babies...

Keep an eye on your business credit cards. They could hurt your personal credit.

The Ins and Outs of Business Credit Cards A business credit card can be a big help to business owners. But if not used properly, they can caus...

Try some of these for a better night's sleep.

Adopt These Habits for Deeper Sleep For many of us, a good night’s sleep can be elusive, especially when it comes to snagging deep...

How do you make the most of your wall space?

Getting Creative With Your Wall Space Do you have a blank wall with no idea what to put on it? Rethink the boring family photo with these ...

Leaning green? Here's how you can help the environment without revolutionizing your lifestyle.

A Beginner's Guide to Painlessly Going Green You’ve heard the warnings about global warming, you feel compassion for stranded polar bears a...

Do you have a low credit score? A secured credit card can be an easy way to improve it.

How a Secured Credit Card Can Help Your Credit One of the easiest ways to build credit and improve a credit score is to open a secured credit card....

Tiny bathroom? Smart, functional storage tricks can help you stow more for less!

9 Sneaky Storage Tricks for Tiny Bathrooms Small bathrooms with limited storage space make it tough to stow all the stuff you use daily and sti...

Everything in your home should have a place. Even those pesky, unsightly cables.

Minimizing Clutter by Maximizing Storage Looking for space to store your things at home? Everything you own is competing for space in your ho...

Guests on the way? Here's how to fake a clean home, fast!

How to Fake a Clean Home in 15 Minutes We’ve all been there: guests are scheduled to arrive in 15 minutes, but you got caught up, and...

Being late on a debt--even six months late--doesn't legally allow a debt collector to harass you. Here's what you need to know about debt collection.

What Are Your Rights in Debt Collection? If debt collectors are calling or sending you letters demanding payment, you may be worried—and for ...

You might not be aware, but you can ask your credit card company to increase your limit. What home improvement project would you take on with a higher limit?

How to Ask for a Higher Credit Card Limit A higher credit limit can help in an emergency, allow you to make any necessary large purchases and ...

Old-school appliances may be making their way into your modern kitchen.

Trend Alert: Retro Kitchens Are Today's Big Thing For some of us, retro is just another term. But for those who recall Grandma’s aqua-blue fridg...

Do you usually skip the fine print on credit card offers? Here's why that's a bad idea.

Understanding Credit Card Offers: Are You Reading the Fine Print? The fine print at the end of a credit card offer letter can tell a consumer a lot more about how goo...

While student credit cards can help college students build credit, they do come with some conditions.

What to Know Before Applying for a Student Credit Card Building good credit takes time, and it can be a few years before college students or graduates have...

Did you know you can gift savings?

Contribute to a 529 College Savings Plan With Gift Cards Parents contributing to a 529 college savings plan may find it difficult, if not a little time-consu...

Want to refinance your home loan? Start by improving your credit score.

How to Get the Best Mortgage Refinance Rates If you can find a lower mortgage rate than the one you already have, then refinancing a mortgage can...

Do you use your credit card to buy coffee? Those small charges can add up.

Should Credit Cards Be Used for Small Purchases? Credit cards can be used to buy almost anything, but using them for small purchases can seem like a ...

Although there are many challenges millennials face when building a credit history, here are a few solutions.

Fewer Millennials Qualifying for Credit Cards Millennials are applying for credit cards more than most age groups, but they’re not qualifying for ...

Are you struggling with high credit card interest rates? Here's how you can avoid interest with three easy steps.

How to Avoid Credit Card Interest The typical credit card charges about 16 percent interest per year on balances, effectively adding $...

You might be missing out on some money. Here's how to find out!

Where to Check for Unclaimed Money Found money is a gift. And with the internet, it’s easier than ever to find it. Unclaimed asse...

These tips are sure to brighten your day. What makes you smile?

5 Ways to Smile More Feeling down? It happens. However, if the blues seem to follow you everywhere you go, consider these...

Do you know about the dangers of windows? Child proofing needs to be more comprehensive than you think.

How to Childproof Your House Children are often oblivious to the many dangers around them. Accidents in the home are a leading ca...

They say diamonds are forever, but household stone trends don't stick around for long. Read on to find out what will be replacing granite in your kitchen!

Is Granite on its Way Out? According to the National Kitchen and Bath Association, granite countertops are in less demand today...

Having trouble hitting your hydration marks? These tips might help.

Tips to Keep You Hydrated While we all know water is essential for our health, not all of us enjoy chugging those recommended ...

Did you know you can make your home eco-friendly and save money at the same time? Here's how!

How to Save The Earth and Your Wallet For many people, adopting an eco-friendly lifestyle is high on the list of worthwhile efforts. For o...

A HELOC can be beneficial, but be wary of taking on debt.

How Does a Home Equity Line of Credit Work? If you want to make an important purchase but do not currently have the money, you don’t necessarily...

Did you know you can build your credit score with on-time rent payments? Read more.

Building Credit Without Credit Cards A credit card is one of the main ways to build credit. By using a credit card wisely and not running...

Looking to cut down on utility costs? Try out these easy energy-saving tips.

5 Ways to Save Energy and Money Cutting down on energy use is great for the environment. It can also save you big bucks. Alternative...