Erica Catt - Idaho Farm Bureau Insurance Agent

September is Life Insurance Awareness Month. Life Insurance is one of the most important steps you can take to ensure that those who rely on your income are taken care of in your absence. For more information on how to protect your family, give your agent a call today!

https://www.fbfs.com/insurance/life-insurance

If you’re a business owner, we’ve got great news!

September is Life Insurance Awareness Month. One challenge in planning for the future is knowing how much coverage you need. This calculator gives a starting point. Calculate how much coverage you may need, then give your agent a call to get started.

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Given the rising home replacement costs in Idaho, you may need to re-evaluate your homeowners insurance coverage with your agent. Give them call and let them help you determine an up-to-date insurance value for your home.

https://youtu.be/gm8w_bM8dtI

Underinsured Homes FBMIC

Does homeowners insurance cover a second home or vacation rental property? A second homeowners policy should, but here are some considerations from the Insurance Information Institute that you should calculate into your cost of ownership:

http://ow.ly/u71a50FKF92

Insuring a vacation home | III Like any residence, your vacation home needs to be insured—but because the risks are different, the coverage might cost more than your primary homeowners policy. Before you leap into second-home ownership, consider the factors that will likely affect the price you’ll need to pay for insuring it.

Did you know that if you refer a customer to Farm Bureau and they sign up for a policy you get a $25 referral bonus and entered into a quarterly drawing for $500? It's fast and easy here:

https://www.idahofarmbureauinsurance.com/refer-a-friend/

Feel like your auto insurance premiums are high? Here is some insight into what determines your auto rates and some tips for lowering your premiums. Most important is that you reach out to your Farm Bureau Insurance Agent and ensure that you're receiving all of the discounts like multi-line that you qualify for. Just another way that Farm Bureau is helping you .

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Why Is My Car Insurance So High? If your auto premiums seem too high or have gone up recently, there are a variety of possible reasons. Here is how to lower your car insurance costs.

Give your agent a call to ensure you're appropriately covered.

https://www.ktvb.com/article/news/local/growing-idaho/idaho-homeowner-insurance-under-housing-market-growth/277-453daff1-32bf-4120-a3c4-26192986df95

We're in the throes of fire season here in Idaho. Remember these important steps for protecting you and your family. We'll protect your peace of mind.

https://www.idahofarmbureauinsurance.com/tools-resources/protecting-your-world/defensible-space-the-first-step-to-wildfire-safety-at-home/

It goes without saying that the cost of replacing your home is the most determinant factor in your homeowners insurance premiums, but there are things you can do today to lower your premiums. Here is a good starter list. Call your agent today to review your policy and ensure you're getting all of the discounts you qualify for.

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9 Ways to Cut the Cost of Homeowners Insurance - NerdWallet Learn how to save money on homeowners insurance by taking advantage of lesser-known discounts and other creative approaches.

There are many factors that go into calculating the cost of your auto insurance policy. One of those is your deductible. Does it make sense to increase your deductible for a lower premium? This is a conversation to have with your Agent. Give them a call today and let them design a policy that best meets your needs.

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Should You Get Car Insurance With a High Deductible? Auto insurance with a higher deductible could be worth it. Here's what drivers need to know.

It's National Insurance Awareness Day. It's not the flashiest or most memorable day, but it's one of our favorites! Just a reminder to call your Farm Bureau agent and let us help you Protect What Matters Most!

How are my auto rates calculated? Here are some of the factors that play into your auto rates. To make sure you're getting the best rates possible, give your agent a call today!

http://ow.ly/XjYm50EeHT8

Here Are Factors That Affect Your Car Insurance Rates From a driver’s perspective, understanding how car insurance companies set prices can be puzzling. Auto insurance companies use multiple pricing factors to determine your risk, meaning how likely it will be that you’ll file a car insurance claim. The lower your perceived risk, the better your ca...

Did you know that being a Farm Bureau member provides exclusive perks like discounts to area attractions such as Lagoon Amusement Park?

Read more about these benefits here: http://ow.ly/lnir50EqAoI and then call your agent to get your tickets or discount codes.

Let Farm Bureau get you the right coverage for the right price.

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15 Ways to Reduce Your Home Insurance Costs There's a long list of discounts if you know the right questions to ask and which home improvements to invest in.

Have you heard about our Refer a Friend program?
When a friend you refer purchases a policy from us, you’ll receive a $25 MasterCard® Gift Card and be entered into our quarterly drawing for a $500 Gift Card.

Not insured with Farm Bureau? No problem! You can still refer friends and family and get a $25 MasterCard Gift Card for anyone that purchases a policy from us: https://www.idfbins.com/referafriend

Farm Bureau offers a diverse portfolio of options to meet your unique Life Insurance needs. Give your agent a call and let them help you navigate the Life Insurance waters.

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5 Things To Know Before You Buy Term Life Insurance With so much going on in the world now, life insurance might not seem like a hot topic at the dinner table. However, because so much has happened in the past year, people are more likely to be discussing what they need to do to be prepared for emergencies. In fact, a survey by insurance industry

If there is a silver lining to Covid-19, it brought families together & got them outside. Many Idahoans invested in recreational vehicles. From boats, to campers, to ATVS, we cover them all! Protect your investment with a policy from Farm Bureau.

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As COVID-19 surge hit, this Meridian family hit the road for a year-long RV adventure The family of six is adjusting to condensed living, and they said it has opened their hearts to all the wonderful things the U.S. has to offer.

Are you a service professional or a small business owner? Minimize your liability exposure with an Umbrella policy. Just another way Farm Bureau protects what matters most.

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How Umbrella Insurance Works At low cost, you can buy significant extra liability coverage in case you're sued due to an accident or other legal issue via umbrella insurance.

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How to get the most home insurance help after a winter storm Homeowners insurance can be essential to recovery, but it’s important to act quickly, keep good records and pay close attention to the details of your policy.

The recent polar vortex that swept a good majority of the US offers some warnings on preparation, and disaster mitigation.

http://ow.ly/w96h50DHNVS

Freeze aftermath: Plumbing and insurance claim mistakes to avoid We look at mistakes to avoid involving plumbing and claims filing.

Your Auto Insurance Policy will cover you in your daily commute; but there are ways that it's not designed to cover you, and a homeowners or personal articles policy is most appropriate. Here are 5 ways an Auto Insurance Policy does not cover you.

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Don’t Expect Your Auto Insurance To Pay For These Problems We buy auto insurance expecting that we’re going to have a reliable safety net for the unexpected. And because we’re often focused on getting a good price and what the policy covers, we tend to overlook what it doesn’t cover. Things Stolen from Your Car Your auto insurance policy doesn’t cov...

Replacement Value vs. Cash Value in Homeowners Insurance, what does it all mean? Be sure you understand what coverage you have, and as always call your Farm Bureau Agent with any questions you may have.

https://www.forbes.com/advisor/homeowners-insurance/replacement-cost-vs-actual-cash-value/

Replacement Cost Vs. Actual Cash Value In Home Insurance If your possessions are stolen or, worse, your home burns down, you don’t want to discover that your home insurance isn’t going to pay what you thought it would. Unfortunately, some homeowners realize too late that they are underinsured. It’s crucial to understand the difference between replac...

Now Available: Farm Bureau’s mobile app is an easy way to access your insurance from your mobile device. Pay bills, file a claim, view policy documents & more!

Apple: http://bit.ly/farmbureauapp
Google: http://bit.ly/googlefarmbureauapp

For help call or email: 1-833-996-3276 / [email protected].

Consider a Whole Life Insurance Policy as a supplement to your investment portfolio. Here's a case study on incorporating one into your portfolio. Contact your Farm Bureau Insurance Agent for more. Just another way we protect what matters most.

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Whole Life Insurance In A Lifetime Financial Plan With this understanding about how life insurance is priced, I can create a simple model to consider four different potential roles for this whole life insurance policy in retirement income planning.

FYI... Go hands free. Save Money, Save Lives!

"Idaho Distracted Driving Law Kicks in, Insurers May Consider Citations in Rates"

https://www.insurancejournal.com/news/west/2021/01/04/595912.htm

Have you reviewed your coverage with your Idaho Farm Bureau Agent?

When preparing for a snow storm, don't forget to check your home insurance Winter storm damage to your home is typically covered by insurance, if you have it. But your damage claim could hit a snag if your insurance company decides you dropped the ball on home maintenance. Even with a great homeowners policy, insurance companies expect you to do all you can to prevent prob...

Idahoans are no strangers to inclement weather & perhaps better prepared than most to drive in it. However, nature has a way of humbling the best of us. Be prepared for any weather. Here is a quick guide from AAA to help.

http://ow.ly/286v50CFda5

Winter Prep: Traction - AAA Oregon/Idaho   Winter Tires Chains & Traction Sure, the tread looks different. But that’s not all that separates summer and all-season tires from their heartier winter relatives. We’ve compiled and answered all of the most commonly-asked questions about winter/snow tires. Unless you live in higher elevation...

The holidays are one of the most stressful times of the year in a normal year. That is only compounded by Covid-19. As you prepare to celebrate with family and friends, here are some helpful tips from the CDC for staying safe and reducing your stress.

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