Lois Marris - Ponte Vedra Club Realty

Lots of natural light in this office allow for these plants to flourish and add vibrance to the space. Could you see yourself working from home in a space like this?

Lois Marris | Experienced. Trusted. I'm Lois Marris, a seasoned real estate professional with 20+ years' experience, a Certified Luxury Home Marketing Specialist (CLHMS) and Senior Real Estate Specialist (SRES) designation, and over $100M in sales. I've earned industry awards, including Top Sales Agent at my brokerage, showcasing my d...

Home Maintenance Tip of the Day!

Unwanted scuff marks -
Fix scuff marks on interior walls with paint. Scuff marks on the wall are bound to happen in a lived-in home. Touching up wall paint occasionally will help resolve this issue and keep your house looking new!

Homeowners with equity have access to two unique financial options: home equity loans and home equity lines of credit (HELOCs). But what’s the difference? ⁣
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HELOC ⁣
💰 Credit line that you can draw upon as needed ⁣
💰 Only pay interest on the amount you borrow ⁣
💰 Variable interest, depending on your credit score and the prime rate ⁣
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Home Equity Loan ⁣
💰 Lump sum loan (meaning you receive the full amount at once) ⁣
💰 Set monthly payments ⁣
💰 Fixed interest rate that’s typically lower than a HELOC ⁣
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The best option for you will depend on your individual needs and circumstances. Reach out for a referral to a loan officer who can help you make an informed decision. ⁣
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📲 (904) 373-8033 ⁣
📧 [email protected]

Is this your dream bedroom?

Are you a fan of this gorgeous modern dining space?

Oh this one is a beauty!! Michelle Tetschner's new listing in the Isle of Palms (think Intracoastal waterway and Mayo Clinic area) is a nature lover's dream come true!
We'll be hosting an open house for her on Monday - Labor Day! Don't make us "Labor" in vain! Stop by between 10:00 AM - 2:00 PM to see this beautifully updated home (with a pool).

More info at: https://www.loismarris.com/blog/open-house-4510-coquina-drive-jacksonville-fl/

More photos: www.loismarris.com/property/2045036/ #

Boost your homes appearance with this helpful tip!

It's important to know that painting can be expensive. Be sure to determine whether your home is in need of a paint job before placing your home on the market.

Did you know the size of your down payment can have a big impact on your mortgage? ⁣
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Here are a few of the ways: ⁣
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📉 Interest Rate ⁣
A larger down payment often means a lower interest rate on the money you borrow. ⁣
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🗓️ Monthly Payment ⁣
A bigger down payment means smaller monthly payments, making it easier to budget. ⁣
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💰 Total Cost ⁣
The more you put down initially, the less you'll pay in total over the life of the loan. ⁣
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🏠 Mortgage Type ⁣
Certain mortgages might require a specific minimum down payment. ⁣
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🔒 Mortgage Insurance ⁣
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With a smaller down payment, you may need mortgage insurance, adding to your monthly costs. ⁣
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Want to learn more about how your down payment can affect the cost of owning a home? Check out our latest blog post for a detailed breakdown. ⁣
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🔗www.loismarris.com/blog/top-4-Mortgage-considerations/

Should you refinance your mortgage? Use this calculator to estimate how much refinancing will cost so you can weigh the costs with the potential savings!

Refinancing Cost Calculator Use this calculator to estimate how much it will cost you to refinance your home loan.

Would you consider this design for your dream main suite closet?

When you’re selling your home, you want it to look its absolute best for potential buyers. That’s where home staging comes in.

Home Staging: The Ultimate Guide - Moving.com Home staging — learn what not to do, how to stage room by room, how to do it on the budget, whether it’s worth it to hire a professional home stager, and more.

Our room-by-room overview explains how to make your home more appealing to potential buyers

How to Style Your Home for an Open House

Are you a plant lover or a plant killer?

If you want to turn a new leaf and add some plants to your home, try these easy to care for indoor plants!
- Pothos
- ZZ Plant
- Snake Plant
- Ponytail Palms
- White Bird of Paradise
- Monstera

Did you know that a high debt-to-income (DTI) ratio is the #1 reason mortgage applications get rejected? 🤯 ⁣
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Your DTI ratio is the percentage of your gross monthly income that goes toward debt payments, including your mortgage. ⁣
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Lenders use DTI to assess your ability to afford a home. So, how can you avoid rejection and qualify for better rates? ⁣
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✅ Aim for a DTI ratio of 36% or lower to qualify for the best rates. ⁣
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✅ Pay down credit cards, auto loans, student loans, and other debt. ⁣
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✅ Increase your income to offset your debts and lower your ratio. ⁣
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Ready to learn more? Check out our latest blog post to get more tips for taking out a mortgage. ⁣
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🔗 www.loismarris.com/blog/top-4-Mortgage-considerations/

You may want to make an offer quickly when you've found the perfect home, but make sure you take these five things into consideration before pulling the trigger!

4 Things You Should Know Before Making an Offer on a Home By being prepared, knowing what to expect and working closely with your real estate agent, you can be confident in putting together a strong offer on a home.

Real Estate Vocab - Mortgage Terms!

FHA funding fee

The walk-through is one of the last steps in the homebuying process, but you shouldn’t rush it! Here are a few things to check during your final walk-through: ⁣
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💡 Are all items included in the sale (e.g. light fixtures and appliances) in place and operational? ⁣
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🚿 Are all major systems working properly? ⁣
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⚒️ Have all requested repairs been completed? ⁣
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🗑️ Has the seller removed all personal items and debris? ⁣
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🚪 Was any significant damage done during the seller’s move out? ⁣
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Want more expert guidance on the homebuying process? Reach out for a free consultation. ⁣
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📲 (904) 373-8033 ⁣
📧 [email protected]

Home Maintenance Tip of the Day!

How to clean your baseboards - Attach a dryer sheet to your Swiffer and you'll pick up all that unwanted dust on your baseboards, while giving your home a sweet scent.

‼️PSA ‼️It's hatchling and wash-back season and small turtles may be present on the beach at times they shouldn't be. PLEASE DO NOT put them back in the ocean because they need medical attention! We received multiple calls from the same location today but the turtles were placed in the ocean before we could retrieve them. For turtles found in Atlantic, Neptune or Jax Beach, please call our 24/7 hotline at 904-613-6081 and leave a detailed message if we can't answer immediately. All other areas should contact FWC at 888-404-3922 (*FWC). It could mean the difference between life and death for these babies!

Backyard treehouses aren't just for kids! You could turn it into your private retreat for when you want quiet or into an awesome man cave!

If you had one of these in your yard what would it be used for?

Real Estate Vocab - Mortgage Terms!

Home equity line of credit (HELOC)

Is this contemporary bathroom your style?

We can help you find a home no matter what your tastes are!

Before you refinance, you should understand the costs to make sure it's a good decision for your specific circumstances.

Understanding the costs of refinancing Refinancing your mortgage can save you hundreds of dollars per month, but before you dive in, you'll want to be aware of all the associated costs.

Imagine getting to spend your evening lounging here!