Fortress Wealth Planning

With the SECURE Act 2.0, passed in 2023, many employers are now offering the option for Roth contributions to various retirement plans, including 401(k), 403(b), 457, SEP, and SIMPLE. This change opens new opportunities for tax-efficient retirement savings.

The big question: Should you choose pre-tax or Roth contributions? As always, the right choice depends on your individual circumstances. Read the full blog post to learn more about making the best choice for your retirement contributions and optimizing your financial future.

Are Roth 401(k) Contributions Worth it? Roth 401(k) contributions are more popular than ever and present a host of opportunities for those who properly utilize this underrated strategy.

In the financial services industry, there's a common focus on beating benchmark indexes like the S&P 500. But is this really the best measure of success? In our latest blog post, "Why Beating the S&P 500 Isn't the Goal: Focusing on Your Investment Outcomes," we explore why directly comparing your portfolio to an index can be misleading.

Indexes were never meant to be the ultimate yardstick for personal investment performance. They don't account for fees, taxes, or the unique goals of individual investors. Instead, an outcome-oriented approach, where success is measured by your ability to meet personal financial goals while managing risk effectively is a better measure.

From understanding the role of taxes to recognizing the importance of a diversified portfolio, your investment strategy should align with your financial objectives, not just an arbitrary index.

Read more to learn how to shift your focus from beating the market to achieving your financial aspirations.

Why Beating the S&P 500 Isn't the Goal: Focusing on Your Investment Outcomes - Fortress Wealth Planning In the financial industry, there is a pervasive focus on benchmark-relative performance, particularly against the S&P 500. However, there is little

Watching closely: Interest rates, recession indicators, and global politics. What influences the market? Let's dive in.

Q1 markets? Rowdy. Here's what you need to know.

Q1 brought market optimism! Will the bulls keep running? Stay tuned for what's next.

What did markets do in Q1? (5-minute read) Here's what savvy investors took away from Q1.

How long does election year volatility in the market last? Will stocks rebound or tank after the polls close? Read what history revealed.

What will the markets do when we elect the next pres.? Here's how markets fare in presidential election years.

How will 2024 impact the markets and YOU? Here's what history shows about market performance during election years.

What does the stock market do in pres. election years? Discover what could happen in 2024.

Curious how 2024 will impact your investments? Check out which election years brought opportunities and why.

Will the next election shake up the markets? See the return trends for 2024.

Will the 2024 election impact your portfolio? Take a look at what we’ve seen in the past and what it means for you.

The Stock Market in Presidential Election Years Find out how markets tend to perform & why it matters.

🌐 Embracing Diversification in a Tech-Dominated Market 📈

The recent surge in the S&P 500 index has captivated investors worldwide, showcasing what seems like broad based market prosperity. However, a closer look reveals the disproportionate influence of tech giants like Apple, Microsoft, and, NVIDIA, Meta and Amazon.

In our latest article, we delve into the unprecedented dominance of these companies and the risks it poses to the global economy. As the market landscape evolves, embracing diversification becomes more crucial than ever.

We'll explore how a balanced investment strategy can mitigate concentration risks and unlock opportunities beyond megacap tech stocks. Let's navigate the complexities of today's market together.

Read more: https://fortresswealthplanning.com/tech-titans-market-dominance-and-navigating-concentration-risks-through-diversification/

Tech Titans' Market Dominance and Navigating Concentration Risks Through Diversification - Fortress Wealth Planning The recent surge in the S&P 500 index has undoubtedly caught the attention of investors worldwide, presenting an image of robust market performance. While the overall index may seem to indicate broad-based growth, a closerRead More

You don’t need to know everything about money to achieve your financial goals. Learn about small, daily actions you can start today that will be financially rewarding in the long term in this month's newsletter!

How Little Daily Steps Can Help You Achieve More Put your goals in reach with small daily actions.

What do you need to know about how markets performed in Q4? We break it down in this quick, 5-minute financial update.

What happens next for markets? We broke down markets into a 5-minute read

🌟 Exploring the Investment Landscape: Beyond Money Market Funds 🌟

With money market funds boasting an enticing 5% yield and the stock market showing increased volatility, many investors are reevaluating their asset allocation strategies. While cash reserves offer stability, a comprehensive approach to investing calls for diversification.

Check out our latest article to learn why diversifying across asset classes is essential for long-term financial success:

Why Diversify When Money Market Funds Are Paying 5%? - Fortress Wealth Planning With money market funds currently offering a substantial 5% yield and the increased level of volatility in the stock market, it’s natural to question the necessity of diversifying into other asset classes. We certainly recommendRead More

In this month’s Visual Insights Newsletter, learn about the power of small, daily actions and how they can help accomplish our financial goals.

How Little Actions Hold Awesome Potential Achieve more goals with small steps every day.

Do you have a war chest? Here’s a short video explaining what it is and why it’s important.

Financial War Chest: What is it and why is it so valuable? Financial War Chest: What is it and why is it so valuable?

How did markets perform in Q4? Will that predicted recession finally strike? We break down what you need to know about the markets and the economy in this quick 5-minute read. Check it out!

We Broke Down Markets Into a 5-Minute Read Here's what savvy investors should know

Those big financial goals can seem daunting, but major accomplishments are often the result of small, consistent daily actions. Learn how you can build better money habits by setting micro goals, automating tasks, and more in this month’s Visual Insights Newsletter.

Where Goals Go Wrong Stop failing. Start achieving more. Here's how.

What did savvy investors take away from Q4? What predictions do they have for the rest of 2024? We definitely have some challenges ahead - we break it down in this quick 5-minute read.

Q4 markets? Stunning Here's what you need to know

Financial success starts with small, daily steps. Big money goals can seem daunting, but growth and achievement don’t happen overnight. In this month’s newsletter, learn about the power of small, consistent actions to achieve big goals in finance and life. Check it out!

The Incredible Power of Small Daily Actions See how little steps can lead to big accomplishments.

After a rocky year, how did markets do in Q4? What happened, and what can we expect in the months ahead? Learn which trends drove the market last year in this quick 5-minute read — check it out!

What did markets do in Q4? (5-minute read) Here's what savvy investors took away from Q4

Some of the biggest market bubbles, busts, and crises over the past few decades have been caused by these two things - fear and greed. Learn more in this month’s Visual Insights Newsletter. Check it out!

How many $ choices do you make out of greed or fear? Greed & fear can trip you up. Here's how to avoid them.

When you want to buy or sell an item, what do you consider? A lot of decisions in the markets aren’t based on numbers at all, but based on emotions like fear and greed. Learn about how these emotions can get in the way of rational decisions in this month’s Newsletter.

How Fear & Greed Can Backfire in Investing Learn how to mute greed & fear to make better choices.

A lot of buying and selling decisions in the markets are not based on numbers at all - instead, many of us defer to our emotions. We don’t have to let fear and greed force us to make emotional decisions with our money. Learn more in this month’s Visual Insights Newsletter.

How Greed & Fear Stole $25 Trillion in 35 Years Greed & fear can mean poor choices & loss. Here's how.

How much greed or fear is driving your financial choices? It’s not just other investors - greed and fear can trip up any of us. See how trillions have been lost to fear & greed in this month’s Visual Insights Newsletter.

The Fear, Greed & Loss Cycle See how trillions have been lost to fear & greed.

Whether you’re going to a far-off destination or somewhere off the beaten path, travel safety is more important than ever. Wherever you go, don’t forget these 9 must-know travel safety tips in this month’s Visual Insights Newsletter. Check it out!

Discover How to Make Any Getaway Safer Take the vacation you planned & plan to stay safe.

Are you traveling soon, or planning a trip for your upcoming vacation? Learn how to take the trip of your dreams while also staying safe (and keeping your finances in check). Check out these easy, clever ways to avert vacation disaster and make any getaway safer in this month’s Visual Insights Newsletter.

Easy, Clever Ways to Avert Vacation Disaster Take the trip of your dreams & stay safe. Here's how.

What do you need to know about how markets performed in Q2? We break down what you need to know in this quick, 5-minute financial update.

Was Q2 the Beginning of the Bull? We broke down markets into a 5-minute read

Can you spot a travel scam? Gimmicks like free vacations, cheap vacation rentals and more. Some scams are obvious, but some other scams aren’t. Any of us can fall prey to them - especially if you’re a new traveler or if it’s been a while since your last vacation. Learn how to travel safely and enjoy your trip in this month’s Visual Insights Newsletter.

How to Stay Safe & Have Fun on Your Next Vacation Get ahead of the risk, so you can enjoy your trip more.

How did markets perform in Q2? Will we see a recession in 2023? We break down what you need to know about the markets and the economy in this quick 5-minute read. Check it out!

We Broke Down Markets Into a 5-minute Read Here's what savvy investors should know

What worries you the most about traveling, or planning a trip? Canceled flights? Lost luggage? Getting sick, or maybe even getting scammed abroad? Learn how to stay safe and get ahead of the risk, so you can truly enjoy your trip. Check out these simple travel safety tips in this month’s Visual Insights Newsletter.

Simple, Smart Travel Safety for Today's Traveler Discover clever ways to protect yourself on any trip.

Markets have roared back since the 2022 slump, but can we expect volatility ahead? What did savvy investors take away from Q2? What predictions do they have for the rest of 2023? We break it down in this quick 5-minute read.

Q2 Markets? POWERFUL Here's what you need to know