Money Management International

If you can no longer afford to let your emotions dictate how you spend your money, consider the following five step action plan.

Learn more: moneym.org/emotional-spending

There are many indirect ways that a can have negative effects on your :

How Divorce Impacts Your Credit | MMI Divorce can change a lot and impact every area of your life. But what does it potentially mean for your credit? Here's what you need to know.

If you've recently lost a spouse, here are some steps to consider during this difficult time:

Financial Steps to Take Following the Death of a Spouse | MMI Losing a spouse is a terrible tragedy. For the surviving spouse, it's important to take time to grieve. Then, when the time is right, you'll need to begin reviewing and adjusting your finances.

To learn more about MMI's debt management plan, visit: moneym.org/DMP

MMI on KPRC2 Houston: Two easy ways to wipe out credit card debt MMI educator Thomas Nitzsche and client Amber Canedo join Bill Spencer at KPRC2 Houston to discuss paying down debt as record-high interest rates challenge A...

A debt management plan offers the benefits of debt consolidation WITHOUT a loan. Learn more about our powerful debt repayment program:

Debt Management Plan Need more than just debt counseling advice? MMI can help you resolve your credit and debt problems with a structured debt repayment management plan.

At MMI we help you understand the different ways to get out of so that you can start repaying today.

How to Get Out of Debt | MMI Want to get out of debt but don’t know where to start? If you’re feeling the pinch of growing debt, taking action early can help. MMI provides ways to get out of debt.

PSLF: A federal initiative designed to forgive the remaining balance of student loans for borrowers who work full-time in public service jobs.

Find out if you qualify:

Navigating Public Service Loan Forgiveness (PSLF) | MMI As student loan debt looms, the public service loan forgiveness (PSLF) program offers relief. Learn about PSLF eligibility requirements for a debt-free future.

It's understandable if you'd rather not talk to your creditors, but explaining your situation can have its benefits!

How to Work with Your Creditors When You Can't Make a Payment | MMI When your income suddenly decreases or disappears completely, what do you do about all those bills you're supposed to be paying? Here are some simple steps that can help reduce the potential damage.

Meet the MMI Education Team! In this video they chat about their experience and insights in delivering financial education to a wide range of communities across the country.

Introduction to the MMI Education Team - Long Story $hort As we conclude season three of Long Story $hort, host Adam Walker chats with the MMI Education Team about their experience and insights in delivering financi...

Another proud MMI client who was able to reach their ! 👏

The sooner you start teaching your kids about money, the better!

How to Start Teaching Your Kids About Money | MMI Even if your children are very young, remember that the sooner you start teaching them money and personal finance skills, the more apt they’ll be at applying those skills when the time comes.

Happy ! Hope everyone has a fun day celebrating with family and friends!

Decide between resignation and termination ✅
Process the situation and communicate with the household ✅
File for unemployment (if eligible) ✅
Contact your creditors ✅
Reduce spending and create a new budget ✅

What to Do After Losing Your Job Creating a plan and taking action is the best way to combat an unplanned unemployment. If you ever find yourself suddenly without a job, consider the following steps to be your unemployment recovery checklist.

Reverse mortgage: A loan that a creditor takes out against your home, while you're still living in it.

Many seniors benefit from taking out a reverse mortgage, however, it is a big decision that should be made carefully.

How a Reverse Mortgage Works | MMI A reverse mortgage can be a powerful tool to support your retirement, but there are plenty of risks involved. For those approaching retirement and considering their financial outlook, the following information can help you decide if a reverse mortgage is right for you.

At MMI, we hear this question often. What can you do about debt when there’s no money? And will debt ever go away if you just don't do anything?

Read more: moneym.org/debt-without-paying

If you’re utilizing more than 30% of your available credit on any account, it may have a negative impact on your credit score.

What's your credit utilization ratio?

How to Find Your Credit Utilization Ratio | MMI Trying to determine your credit score, how it’s calculated, and how to improve it can seem overwhelming, but it really comes down to just a few key factors. One of those factors is your credit utilization ratio.

Learn more about the process and what happens before, during, and after you file.

What Happens When You File for Bankruptcy? | MMI If you’re considering bankruptcy, start by learning more about the bankruptcy process and what happens before, during, and after you file.

If you're interested in setting aside money for both long and short-term goals, a account is essential.

How To Choose and Open a Personal Savings Account | MMI Learn how to choose and open a savings account and factors to consider such as type of savings account, interest rates, fees, features and restrictions.

Have you ever used these type of loans? Did they work for you or were there more risks than benefits?

Are Buy Now, Pay Later Loans Safe to Use? | MMI Buy now, pay later options are increasingly popular and easy to access. On the surface, these payment options can seem ideal if you're short on cash, but there are reasons to be cautious.

The simple answer is “yes." But before you panic, know that if they do so legally, you’ll have plenty of notice.

Can Creditors Freeze My Bank Account? If you're in debt, you may be wondering if your creditors can simply

MMI helped one woman tackle high credit card interest rates to finally reach her !

MMI on 3TV: Arizona woman paid off over $50K in credit card debt. You can, too MMI's Jim Triggs and client Joni meet with 3TV Phoenix consumer investigative reporter Susan Campbell to discuss how to tackle high credit card interest rate...

If you're interested in earning more money (and who isn't), here's how to prepare for the big ask.

When and How to Ask For a Raise at Work | MMI Discover when and how to ask for a raise at work by first evaluating your whether or not to talk to your boss about a raise, then learn some tips and examples.

To all the dads out there- hope you have a relaxing !

Follow these steps to create a for buying a home with current high interest rates in mind:

Budgeting to Buy Your First Home | MMI Buying your first home is a dream for many but funding it can be tough. Learn tips for creating a home buying budget to achieve your dream of homeownership.

There are plenty of ways to buy a car with bad without breaking the bank. All it takes is a little research, patience, and smart decision making.

How to Buy a Car with Bad Credit | MMI Despite ads to the contrary, bad credit can be a problem when shopping for car. Find out how to buy a car with bad credit, without breaking the bank.

Your could affect your overall creditworthiness and ability to get credit regardless of your score.

How Does a Bankruptcy Impact Your Credit Score? Regardless of the type of bankruptcy you declare, it will likely have a considerably negative impact on your credit. How long that damage lasts and how easy it is to recover from depends on a number of factors. Here's what you need to know about bankruptcy and your credit score.