Samra Wealth Management

As the quarter comes to a close the financial markets have served a cold reminder to investors, as bond and equity markets fall in tandem, there are few places to hide. Year-to-date we’ve seen a decline in the S&P 500 of -23.62% while U.S. Government Bonds fell -14.93% and Investment Grade -16.77%. The decline in what investors believe to be conservative assets with lower exposure to risk, has left many investors questioning on whether the financial markets have found the floor. Unfortunately, research suggests the worst is yet to come.

Recession Imminent As the quarter comes to a close the financial markets have served a cold reminder to investors, as bond and equity markets fall in tandem, there are few places to hide. Year-to-date we’ve seen a decline in the S&P 500 of -23.62% while U.S. Government Bonds fell -14.93% and Investment Grade -16.77%...

he world of finance is like the world of medicine, in that there are an infinite number of variables. However, in addition to these variables are parties, typically investment firms, with a vested interest for providing bias research and guidance. This explains the confusion of digesting research from Wall St analysts, and the dispersion of equity opinions amongst investments firms.

Speed Bumps CPI may rise, but not because there is a true inflation process—rather, because some of the prices of goods in the CPI basket have gone up. The average of all prices will rise if some prices increase by a lot, even if most prices do not rise and some even fall a bit. If incomes do not rise to matc...

What started as a strong tone from the Fed, has translated to turmoil in the global financial markets, as Federal Reserve Chairman Jerome Powell and James Bullard, President of the Federal Reserve Bank of St. Louis unleash panic, verbalizing the need for rapid rate hikes to combat inflation. Although 2021 closed out with the S&P 500 up 26.89%, 2022 has served a wake-up call to conservative investors, as U.S. Government Bonds believed to provide immunity from volatility, are down year-to-date over 10%...

Laissez-Faire What started as a strong tone from the Fed, has translated to turmoil in the global financial markets, as Federal Reserve Chairman Jerome Powell and James Bullard, President of the Federal Reserve Bank of St. Louis unleash panic, verbalizing the need for rapid rate hikes to combat inflation. Althoug...

As global central banks follow the Feds lead of combating inflation with a limited toolkit, this balancing act may drive the US economy into a recession. In this month’s issue of The Samra Report we focus on policy mistakes with regards to inflation and our plan to hedge against volatility.

Collateral Damage “There is no instance of a nation benefitting from prolonged warfare.” --Sun Tzu Contrary to the Russian ceasefire, the invasion of Ukraine shows little signs of slowing, and although consumers are feeling the impact of inflation at the gas pump, this pales in comparison to the impact of Europea...

With Putin playing his hand, it is now over to Fed Chair Jerome Powell, as the stability of the global financial markets has become a geopolitical game of poker.

THE SAMRA REPORT: WAR GAMES - https://mailchi.mp/3275e72b0e41/the-samra-report-war-games

With Putin playing his hand, it is now over to Fed Chair Jerome Powell, as the stability of the global financial markets has become a geopolitical game of poker.

THE SAMRA REPORT: WAR GAMES - https://mailchi.mp/3275e72b0e41/the-samra-report-war-games

Barely out of the gates in 2022 and the volatility is reminiscent of Q1 2020, serving as a reminder to investors the fragility of the financial markets. Although 2021 closed out with the S&P 500 up 26.89%, January provided a chilling glimpse of what may lie ahead in the coming months, as Federal Reserve Chairman, Jerome Powell dampened sentiment with some strong remarks. As investors flock towards safety, according to Merrill Lynch “safe assets don’t look so safe.

2022: The Year Ahead… (Post Fed Meeting) Barely out of the gates in 2022 and the volatility is reminiscent of Q1 2020, serving as a reminder to investors the fragility of the financial markets. Although 2021 closed out with the S&P 500 up 26.89%, January provided a chilling glimpse of what may lie ahead in the coming months, as Federal Res...

Wishing you and yours a day to remember. One filled with laughter and joy, great conversation, with thankful hearts and a renewed appreciation for all that life has to offer. Happy Thanksgiving!

What is a Veteran?

A “Veteran” - whether Active duty, discharged, retired or reserve - is someone who, at one point in their life, wrote a blank check made payable to “The United States of America,” for an amount of “up to, and including his/her life.”

So at the 11th hour of the 11th day of the 11th month we take a moment to honor all those Veterans.

Should you refinance your mortgage? Not so fast...

"At Samra Wealth Management, we believe interest rates will start to tick-up in November, due to..."


https://www.samrawealthmanagement.com/post/the-road-ahead

The Road Ahead... Although a hybrid work model may avert the need for an economic shutdown, the road ahead could reveal fragility in the U.S. economy.

It is with humility and immense gratitude I say thank you for highlighting Samra Wealth Management as your Business of the Week. Using your platform and network to advocate for small businesses, expressing your character through action.

https://www.linkedin.com/posts/activity-6800434944620449792-3QtO

Rippi Karda on LinkedIn: Samra Wealth Management | LinkedIn The Business of the Week is Samra Wealth Management, a premier wealth management advisory firm with offices in Princeton and Manhattan, managed by Pooja...

“If a vaccine was available would you take it? Would you allow your children to take it?” Prior to answering, take the following into consideration:

https://www.samrawealthmanagement.com/post/lockdown-2-0

Lockdown 2.0 As coronavirus cases in October surged to end the month at 99,784, the financial markets paid little attention shedding only 1.96% for the month, shrugging off lockdown warnings from the UK, the Netherlands, Germany, Austria, Spain, Italy and Israel. As financial markets appear to be distracted by t...

Winter is Here... If a vaccine was available today, would you take it? Would you allow your children to take it?

How do you get people to create a vaccine? Crest a scarcity...

https://www.wionews.com/india-news/coronavirus-vaccine-wont-be-available-to-everyone-before-2024-end-indias-serum-institute-chief-327456

Coronavirus vaccine won’t be available to everyone before 2024 end: India's Serum Institute chief The Serum Institute of India has said adequate coronavirus vaccine will not be available for everybody in the world to be immunised until the end of 2024. The chief executive of the world’s largest manufacturer of vaccines, Adar Poonawalla, has said dampened the hopes of a COVID-19 vaccine by year...

According to Merrill Lynch: “the last 10 years has seen the worst returns for US value stocks versus growth, including during the dot com bubble:

Why:

“investors should reconsider the meaning of “value”. Take the price-to-book ratio, a favorite metric from Graham & Dodd that remains a key input to all major value indexes. Traditional book value (assets minus liabilities) ignores many of the resources that are most important to companies today.

Research & development performed by a company is recognized only as an expense, and investments in the skills of employees have conventionally only been recognized as administrative expenses.

But what’s more intuitively valuable about a company like Google: the physical buildings and the network servers inside them, or the intangible algorithms running on those servers? Traditional book value makes sense in an economy composed of factories, farms, and shopping malls; less so in an economy driven by intangibles like patents, licensing agreements, proprietary data, brand value, and network effects”

At Samra Wealth Management we can help you eliminate unnecessary fees, and for many plans cap the cost of your plan to 0.50%, including TPA Services, Record Keeping, Administration, Custodial and Advisory fees.

https://www.samrawealthmanagement.com/401k

Stock Market Got You Nervous...

The Calm Before the Storm… 2020 has shown a disconnect of epic proportion when comparing Unemployment (U-6) to the stock market (S&P 500).

This month Samra Wealth Management is pleased to announce the opening of our Princeton Office. The launch of our new office comes as we celebrate another anniversary, as it was 4 years ago this month we started serving clients from the 85th floor of One World Trade Center, New York City.

As fiduciaries, we believe our firm is built upon a strong foundation of trust the families and institutions we work with place in our team. Our growth into Princeton will allow us to better serve our clients in the area, expanding our institutional 401(k) practice, while developing our capabilities to work with State and Municipal Government, Federal Agencies and University Endowments.

We look forward to inviting you to our new office and celebrating this milestone with our clients and business partners once the healthcare pandemic is behind us. Until then, should you wish to schedule a call or video conference, simply click on the link below.

https://www.samrawealthmanagement.com/schedule

Schedule | Samra Wealth Mgmt Samra Wealth Management has made the decision to move all in-person meetings to video conferencing and phone. This comes in light of the covid-19 pandemic, as our decision is based on the commitment to our people, clients, business partners and those around them.

“Economic disruption faced by Small and Medium Businesses due to Covid-19”.

Registration is required this evening:

https://events.democrats.org/event/288499/?fbAllocation=per_sharer_img&force_banner=true&share_context=event_details&share_medium=facebook

Economic disruption faced by Small and Medium Businesses due to Covid-19 · The Democratic National Committee Saturday, Jul 25, 2020, 10:00 AM Eastern time