Brittani Golden, Realtor

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Don’t Believe Everything You Read About Home Prices

According to the latest data from Fannie Mae, 23% of Americans still think home prices will go down over the next twelve months. But why do roughly 1 in 4 people feel that way?

It has a lot to do with all the negative talk about home prices over the past year. Since late 2022, the media has created a lot of fear about a price crash and those concerns are still lingering.

The answer is simple. Listen to the professionals who specialize in residential real estate.

Market experts acknowledge that nationally, prices did dip down slightly late last year, but that was short-lived. Data shows prices have already rebounded this year after that slight decline in 2022.

What’s worth noting is that, just a few short weeks ago, the Fannie Mae forecast was for 3.9% appreciation in 2023. In the forecast that just came out, that projection...



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Don’t Believe Everything You Read About Home Prices According to the latest data from Fannie Mae, 23% of Americans still think home prices will go down over the next twelve months.

Invest in Yourself by Owning a Home

Are you wondering if it makes sense to buy a home right now? While today’s mortgage rates might seem a bit intimidating, here are two compelling reasons why it still may be a good time to become a homeowner.

Home Values Appreciate over Time

There’s been a lot of confusion around what’s happened with home prices over the past two years. While they did dip ever so slightly in late 2022, this year they’ve been appreciating at a more normal pace, which is good news for the housing market. And while looking at price movement over just a year or two can make you worry prices are usually this unpredictable, history shows in the long run, home values rise.

As prices rise, and as you pay down your mortgage, you build equity. Over time, that growing equity gives your net worth a boost.

Rent Keeps Going Up Through the Years

Another reason...



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Invest in Yourself by Owning a Home Are you wondering if it makes sense to buy a home right now?

Foreclosures and Bankruptcies Won’t Crash the Housing Market

If you've been following the news recently, you might have seen articles about an increase in foreclosures and bankruptcies. That could be making you feel uneasy, especially if you're thinking about buying or selling a house.

But the truth is, even though the numbers are going up, the data shows the housing market isn’t headed for a crisis.

Foreclosure Activity Rising, but Less Than Headlines Suggest

In recent years, the number of foreclosures has been very low. That’s because, in 2020 and 2021, the forbearance program and other relief options were put in place to help many homeowners stay in their homes during that tough time.

When the moratorium ended, there was an expected rise in foreclosures. But just because they’re up, that doesn't mean the housing market is in trouble.

Foreclosure filings are...



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Foreclosures and Bankruptcies Won’t Crash the Housing Market If you've been following the news recently, you might have seen articles about an increase in foreclosures and bankruptcies.

Some are questioning if it still makes sense to buy a home today. If you’re weighing your options, know that homeownership can give your net worth a significant boost over time. And that’s a perk you don’t get while renting. That’s one reason why the average net worth for a homeowner is roughly 40 times greater than a renter’s. DM me to learn more.



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Curious about the current state of home prices? Nationally, they're still climbing, just at a slower pace – which is pretty standard for this time of year. Home prices have their own seasonal rhythm, and that's what we're seeing now. Growth might be slowing, but prices are still on the rise. If you want an update on what’s happening with home prices in our area, DM me.



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Multi-generational living is a great way to buy a larger home without breaking the bank, even today. By working with your loved ones to combine your resources together, you can afford a more spacious home that might have been out of reach otherwise. DM me to learn about this housing option and open the door to homeownership possibilities you may not have considered.



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Considering selling your house this year and wondering if you should go solo? Take a moment to weigh your options carefully. Teaming up with an experienced real estate agent can be your best bet for setting the right price and achieving a successful sale. To make sure you have a pro on your side every step of the way, DM me today.



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If you’re thinking of selling your house, know that buyers are on the move, even today. Homes sold faster this past month compared to the average September from 2017 to 2019. That’s because there are still more buyers looking to buy than homes available for sale. Don't miss out on the action. If you’re ready to sell, let’s chat.



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Foreclosure headlines may be raising eyebrows, but here’s the bigger picture to put your mind at ease. While foreclosure filings have increased slightly, there’s no reason to worry. That slight uptick was expected as the foreclosure moratorium ended. Most importantly, we’re nowhere near the volume we saw during the housing crash, so there isn’t a flood of foreclosures coming.



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Did all the negative media coverage saying home prices were falling leave you feeling a little freaked out? Let's clear the air. Yes, there was a dip, but it was a lot shallower than expected and it didn’t last for long. Prices have already rebounded and are back on the rise nationally. If you have questions about what’s happening with prices in our area, DM me today.



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What Are the Real Reasons You Want To Move Right Now?

If you're considering selling your house right now, it's likely because something in your life has changed. And while things like mortgage rates play a big role in your decision, you don’t want that to overshadow why you thought about making a move in the first place.

Here are a few of the most common reasons people choose to sell today.

Relocation
Some of the things that can motivate a move to a new area include changing jobs, a desire to be closer to friends and loved ones, wanting to live in your ideal location, or just looking for a change in scenery.

Upgrading
Many homeowners decide to sell to move into a larger home. This is especially common when there’s a need for more room to entertain, a home office or gym, or additional bedrooms to accommodate a growing number of loved ones.

Downsizing
Homeowners may also...



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What Are the Real Reasons You Want To Move Right Now? If you're considering selling your house right now, it's likely because something in your life has changed.

Home Price Growth Is Returning to Normal [INFOGRAPHIC]

If you're wondering what’s happening with home prices, know they’re still rising, just at a slower pace – and that’s perfectly normal for this time of year. Based on typical seasonality in the market, prices go up most in the spring during the peak buying season, and then price growth slows down as the year goes on. Home prices aren’t falling. They’re just rising slower and going back to normal seasonal trends. That’s a good thing. If you're curious about prices in our area, let’s connect.



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Home Price Growth Is Returning to Normal [INFOGRAPHIC] If you're wondering what’s happening with home prices, know they’re still rising, just at a slower pace – and that’s perfectly normal for this time of year.

The Risks of Selling Your House on Your Own

Are you thinking about selling your house as a For Sale by Owner (FSBO)? If so, know there's a whole lot more time and expertise needed in that process than you might think. While the idea of doing it all by yourself might seem tempting, it's important to recognize the challenges you may face if you take it on all by yourself.

You May Not Price it Right

Pricing your house right is key to a successful sale. An article from Nerd Wallet offers this advice: “If your home is overpriced, you run the risk of buyers not seeing the listing. . . . But price your house too low and you could end up leaving some serious money on the table.”

You Don’t Have as Much Experience in Marketing a House

When you partner with a real estate agent who knows how to take advantage of online marketing tools and resources, you'll be able to get in...



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The Risks of Selling Your House on Your Own Are you thinking about selling your house as a For Sale by Owner (FSBO)?

Are Higher Mortgage Rates Here To Stay?

Mortgage rates have been back on the rise recently and that’s getting a lot of attention from the press. If you’ve been following the headlines, you may have even seen rates recently reached their highest level in over two decades.

That can feel like a little bit of a gut punch if you’re thinking about making a move. If you’re wondering whether or not you should delay your plans, here’s what you really need to know.

How Higher Mortgage Rates Impact You

There’s no denying mortgage rates are higher right now than they were in recent years.
Basically, some people are deciding to put their plans on hold because of where mortgage rates are right now. But what you want to know is: is that a good strategy?

Where Will Mortgage Rates Go from Here?

If you’re eager for mortgage rates to drop, you’re not alone. A lot of people are...



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Are Higher Mortgage Rates Here To Stay? Mortgage rates have been back on the rise recently and that’s getting a lot of attention from the press.

Rising home prices and higher mortgage rates may have you wondering if it makes sense to move right now. Remember, with the expertise of a local real estate agent, achieving your dream is possible. Agents know all about today’s market and how to help both buyers and sellers through the process. DM me for expert advice on how to make your move happen.



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The Difference Between Renting and Buying a Home [INFOGRAPHIC]

When deciding between buying a home or renting, think about these three important factors. Buying a home means owning a tangible and valuable asset, avoiding rising rents, and growing your wealth over time. If you’re ready to enjoy the advantages of owning a home, DM me to discuss your options.



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The Difference Between Renting and Buying a Home [INFOGRAPHIC] When deciding between buying a home or renting, think about these three important factors.

🛑Attention all homebuyers and sellers: 🛑
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Look no further!
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With an extensive network of trusted real estate professionals across the United States, I am confident in my ability to find you an agent who truly understands your unique requirements and local market dynamics. Whether you're looking to buy your dream home, sell your property at the best price, or invest in lucrative opportunities, my referral service is here to streamline your search and ensure you're in the hands of a highly competent and reliable agent.

Don't let distance or unfamiliarity hinder your real estate journey. Allow me to connect you with a highly qualified professional who will exceed your expectations and help you achieve your property goals.

Reach out today and let me be your trusted partner in finding the perfect real estate agent anywhere in the United States. Together, we'll turn your real estate dreams into reality!

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Growing Your Net Worth with Homeownership

Take a moment to imagine where you want to be in a few years. You might be thinking about your job, money, wanting more stability, or goals you want to reach soon. Is homeownership a part of that vision? If it is, you should know owning a home has a whole lot of financial benefits.

One of the many reasons to buy a home is that it’s a great way to build wealth and gain financial stability. That’s because the value of most homes increases over time, which in turn grows your net worth. Here’s how home values are rising right now.

Basically, homeownership is a tremendous wealth-building tool. And with home values back on the rise across the nation, now might be a good time to consider if owning a home is something you want to reach for.

Household Net Worth Is Rising

Data shows that while those in the top 1% saw the most dramatic net...



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Growing Your Net Worth with Homeownership Take a moment to imagine where you want to be in a few years.

The Latest Expert Forecasts for Home Prices in 2023

Are you thinking about making a move? If so, all the speculation that home prices would crash this year may have you feeling a bit on edge about your decision. Let the data and the experts reassure you. Prices aren’t in a downward spiral and will actually finish the year strong.

Even though you may have heard talk that prices would drop 5, 10, or even 20% this year, that hasn’t happened. The big reason why is the supply of homes for sale is too low. There are just more buyers looking to buy than homes available, and that’s kept prices from falling.

Most Experts Project Home Prices Will Net Positive this Year

The general consensus from industry experts is that home price appreciation will actually be positive for 2023. The latest 2023 year-end forecasts are in from six different organizations.

All but one project nationally...



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The Latest Expert Forecasts for Home Prices in 2023 Are you thinking about making a move?

How Homeowner Net Worth Grows with Time [INFOGRAPHIC]

If you’re thinking about buying a home this year, be sure to consider the long-term financial advantages of homeownership, like home equity. On average, people who bought homes 32 years ago have seen their home’s value nearly triple over that time. If you’re wondering if buying a home is a good idea, remember rising home values could grow your net worth with time. When you’re ready to start your homebuying journey, let’s talk.



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How Homeowner Net Worth Grows with Time [INFOGRAPHIC] If you’re thinking about buying a home this year, be sure to consider the long-term financial advantages of homeownership, like home equity. 

Key Skills You Need Your Listing Agent To Have

Selling your house is a big decision. And that can make it feel both exciting and a little bit nerve-wracking. But the key to a successful sale is finding the perfect listing agent to work with you throughout the process. A listing agent, also known as a seller's agent, helps market and sell your house while advocating for you every step of the way.

But, how do you know you've found the perfect match in an agent? Here are three key skills you’ll want your listing agent to have.

They Price Your House Based on the Latest Data

While it may be tempting to pick the agent who suggests the highest asking price for your house, that strategy may cost you.

As NerdWallet explains: “An agent who recommends the highest price isn't always the best choice. Choose an agent who backs up the recommendation with market...



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Key Skills You Need Your Listing Agent To Have Selling your house is a big decision.

Want to know why people choose to stop renting and buy a home instead? According to a recent study of first-time buyers, two of the big reasons are wanting freedom from renting and seeing homeownership as a smart financial decision. If either of these resonates with you, DM to chat about your options and determine if it's time to say so long to renting for good this year.



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While you want to get the most money possible out of your house when you sell, setting the price too high can cost you. When a house is overpriced, it’ll deter buyers and that means it could sit on the market longer. Instead, pricing it at market value draws in more buyers, so it sells quickly. DM me so you have an expert to find that pricing sweet spot for your house.



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Are You a Homebuyer Worried About Climate Risks?

The increasing effects of natural disasters are leading to new obstacles in residential real estate. As a recent article from CoreLogic explains:

“As the specter of climate change looms large, the world braces for unprecedented challenges. In the world of real estate, one of those challenges will be the effects of natural catastrophes on property portfolios, homeowners, and communities.”

Expert Advice for Homebuyers To Reduce Climate Risks

The first thing to do is understand how to go about buying a home while thinking about climate risks. With the right help and resources, you can simplify the process.

The Mortgage Reports provides these tips for buying your next home:

• Evaluate climate risks
• Consider future preventative maintenance costs
• Take steps to avoid losing your assets

Above all else, your most valuable resource...



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Are You a Homebuyer Worried About Climate Risks? The increasing effects of natural disasters are leading to new obstacles in residential real estate.

Understanding the Benefits of Owning Your First Home

Are you considering buying your first home? If so, it can be helpful to know what led other people to make that decision.

While that survey looked specifically at first-time homebuyers buying newly built homes, the same sentiment is true for just about anyone buying their first home. Here’s a bit more information to help you think about those two benefits of homeownership to see if they’re a key factor for you too.

When You Buy a Home, You Have More Stability than When You Rent

You might want to stop renting because rents keep going up. If you’re a renter, that means there’s a chance your payment will increase each time you sign a new rental agreement or renew your current one.

On the other hand, when you buy your home with a fixed-rate mortgage, your monthly housing payment is predictable over the length of that...



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Understanding the Benefits of Owning Your First Home Are you considering buying your first home?

Homeowners tend to have higher net worth than renters. This is true across different income categories. Why is that? It has to do with the power of homeownership. When you own a home, it usually appreciates in value over time. When that happens, your net worth grows too. If you want to know more about the benefits of owning a home or are ready to buy, let's chat.



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Unpacking the Long-Term Benefits of Homeownership

If you’re thinking about buying a home soon, higher mortgage rates, rising home prices, and ongoing affordability concerns may make you wonder if it still makes sense to buy a home right now. While those market factors are important, there's more to consider. You should think about the long-term benefits of homeownership too.

Think about this: if you know people who bought a home 5, 10, or even 30 years ago, you’re probably going to have a hard time finding someone who regrets their decision. Why is that? The reason is tied to how home values grow with time and how, by extension, that grows your own wealth. That may be why, in a recent Fannie Mae survey, 76% of respondents say they believe buying a home is a safe investment.

If you look at the percent change in home prices, you can see home prices grew on average by just over 57%...



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Unpacking the Long-Term Benefits of Homeownership If you’re thinking about buying a home soon, higher mortgage rates, rising home prices, and ongoing affordability concerns may make you wonder if it still makes sense to buy a home right now.

Explaining Today’s Low Housing Supply [INFOGRAPHIC]

Wondering why the supply of homes for sale is limited today? There are a few factors at play. Lack of building over time, the mortgage rate lock-in effect, and people staying in their houses longer are three of the main reasons why supply is low. But real estate agents know exactly where to look and what to do to make your dream a reality. DM me so you have an expert on your side to help you successfully navigate the market and find your next home.



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Explaining Today’s Low Housing Supply [INFOGRAPHIC] Wondering why the supply of homes for sale is limited today?