Ramsey Realtors Group

An amazing soaking tub in the primary ensuite is not just a luxury; it's a sanctuary.

These deep, freestanding tubs serve as a focal point in bathroom design, adding a touch of elegance and sophistication. Their generous size allows for full-body immersion, providing a perfect retreat for relaxation and unwinding after a long day.
Aesthetically, soaking tubs enhance the bathroom's visual appeal, often acting as a statement piece around which other elements like soft lighting, delicate tile work, even a fireplace, are coordinated.

Incorporating a soaking tub elevates the entire ambiance, making the primary ensuite a haven of comfort and style in the home. Coveting a soaking tub in your next home? Let's discuss your wish list.

The Ramsey Realtors Group home of the week…🥁
📍 1331 Still Monument Way, Raleigh, NC 27603
🛑 Don’t miss out on this opportunity to be apart of the highly desired Renaissance park subdivision.

1331 Still Monument Way, Raleigh, NC 27603 | MLS ID 10025978 - Coldwell Banker Howard Perry and Walston OFFICIAL LISTING website. 1331 Still Monument Way, Raleigh, NC 27603, 1678 square foot, 2 bedrooms, 2 full & 1 partial bathrooms, asking price of $349,999, MLS ID 10025978

Happy Labor Day!

Labor Day is a perfect opportunity to recognize and appreciate the effort and dedication that goes into our work. It’s a time to relax, enjoy, and recharge with family and friends. Reflect on your accomplishments and celebrate the hard work that made them possible.

National Organic Month is a fantastic opportunity to explore the benefits of an organic diet and lifestyle.

Embracing organic foods means choosing products grown without synthetic pesticides, fertilizers, or GMOs, leading to fewer chemicals in your body and the environment. Organic farming supports biodiversity, promotes soil health, and reduces pollution. Eating organic can also provide more nutrient-rich foods, often with better taste. Additionally, an organic lifestyle extends beyond food to personal care and household products, ensuring a holistic approach to health and well-being.

Celebrate National Organic Month by making small, impactful changes towards an organic lifestyle. Seeking space for an organic garden of your own? Let's discuss your wish list and how I can help with your next property.

Fall 2024 real estate trends highlight a shift in buyer preferences.

Suburban homes are in high demand as remote work continues, with buyers seeking spacious properties with home offices and outdoor areas. Sustainable living is also a key focus, with eco-friendly features like solar panels and energy-efficient appliances gaining popularity. Smart home technology is a must-have, with buyers looking for advanced security systems, automated lighting, and smart thermostats for convenience and efficiency. Wellness-oriented spaces are becoming essential, with interest in home fitness, spa-like bathrooms, and relaxation areas on the rise. Additionally, enhanced outdoor living spaces, such as outdoor kitchens and landscaped gardens, even pools, remain top priorities for those seeking year-round entertainment and relaxation options.

What's on your wish list this fall? Let's discuss finding your dream home. If we need to sell your current property, we can do that too.

Should You Retire in Place or Move?
Retirement brings an unimaginable sense of freedom. You're no longer tied to school districts, commuter schedules, or alarm clocks. When you release longstanding duties and commitments, you can change your lifestyle and even your location. You can move to a new neighborhood, a new city, or even a new...

www.ramseyrealtors.com

How to Keep Your Home Safe for Pets
Ensuring a safe environment for your pets at home is essential for their well-being and your peace of mind. Pets, like children, are naturally curious and can often find themselves in dangerous situations if certain precautions aren't taken. By making your home pet-friendly, you can prevent accidents...

www.ramseyrealtors.com

As your Realtor, I understand buying and selling homes involves strong emotions.

Buyers may fall in love with a home instantly, while sellers might have deep attachments, making it hard to let go.

Buyers should balance emotions with rational thinking. Set clear priorities, together we'll research thoroughly, and get a professional inspection to avoid making decisions based on feelings alone.
It's a good idea for sellers to depersonalize their home to appeal to more buyers and set a realistic price based on market conditions, not just sentimental value. Trust my advice on market trends and pricing strategies. Remember, I'm here to help.

Both buyers and sellers should take their time and seek professional guidance to make well-informed choices. As your Realtor, I'm here to support you through the emotional and rational aspects of the process.

Everything to Know About Earnest Money Deposits
Many first-time buyers don't know the full financial obligation of buying a house before beginning the process. With so much emphasis placed on saving for a down payment, it's easy to lose sight of the other aspects of the transaction and their financial impact. This includes the earnest money deposit....

Everything to Know About Earnest Money Deposits Many first-time buyers don't know the full financial obligation of buying a house before beginning the process. With so much emphasis placed on saving for a down payment, it's easy to lose sight of the other aspects of the transaction and their financial impact. This includes the earnest money...

Creating an amazing outdoor oasis involves blending comfort, functionality, and natural beauty.

Start with defining lounging, dining, and garden areas. Invest in weather-resistant furniture with plush cushions and add shade with a pergola or durable umbrella for a cozy feel.

For dining, a sturdy table and chairs set under a gazebo or pergola is ideal. Add a grill or outdoor kitchen for entertaining. Enhance the ambiance with string lights or lanterns for evening use.

A well-maintained garden with flowers and vegetables with a lush lawn add vibrancy. Incorporate water features like a fountain, or even better a pool and whirlpool bath, for a soothing effect. Use pathways or stepping stones to connect spaces.

Personal elements like a fire pit can make your space special. The goal is to create a relaxing, stylish extension of your home. Do you have amazing outdoor space? If not, let's discuss listing your current property and finding the dream home that checks every box on your wish list.

Rules for political signs explained

The 2024 general election is Tuesday, Nov. 5. Early voting begins Thursday, Oct. 17, and continues through Saturday, Nov. 2, at the Northern Regional Center, 350 E. Holding Ave., and 21 other locations throughout Wake County.

The Town of Wake Forest often receives inquiries from residents and candidates concerning rules for political signs. Although temporary political signs advertising candidates or issues are permitted, a combination of state law and municipal code regulates how political signs may be displayed within Wake Forest. To ensure these conditions are met, adherence is required to the following regulations establishing the duration, size, placement, and illumination of political signs:

Duration
• Private Property – can be installed now with prior permission of the owner.
• State Roads – can be installed no earlier than 30 days before the October 17th in-person early voting date (September 17).
• Political signs must be removed by Friday, November 15, 2024 - within 10 days after the election.

Placement
• Cannot obscure motorist visibility.
• Cannot be installed on trees, bridges, utility poles, or the like.
• Cannot be installed in Town road right-of-way.
• Can be installed in NCDOT road right-way if:
o The sign is no closer than three feet from the edge of the pavement.
o The sign does not obscure or replace another sign.
• Cannot be placed on public property (e.g., Town Hall, Joyner Park, etc.).

Size
· If within NCDOT right-of-way:
o Cannot be larger than 864 square inches (e.g., 3 feet by 2 feet)
o Cannot be taller than 42 inches, above the edge of the pavement of the road.
· On private property:
o Cannot be larger than 4 square feet (e.g., 2 feet by 2 feet)
o Cannot be taller than 48 inches, measured at the adjacent ground level.

Illumination
• Cannot be illuminated.

Thank you in advance for your cooperation in ensuring your campaign workers are aware of these regulations.

Please be advised that the Town will remove signs and issue notice of violations for signs that do not comply with law. Our goal is to be fair and impartial in administering these rules.

Finally, the public is reminded that anyone who knowingly removes, alters, or defaces a campaign sign is guilty of a crime. It is a misdemeanor for a person to steal, deface, vandalize, or unlawfully remove a political sign that is lawfully placed.

For more information, contact Zoning Enforcement Officer Ben Coleman at 919-435-9541 or [email protected].

For complete information about the November 5 general election, visit the Wake County Board of Elections website at www.wakegov.com/departments-government/board-elections.

Home appraisals are essential in buying and selling, ensuring the property's price matches its market value. A licensed appraiser evaluates the home’s condition, location, size, and recent sales of similar properties.

Key factors influencing value are...
• Location: Desirable neighborhoods boost value.
• Condition: Well-maintained homes are valued higher.
• Size and Layout: Larger, functional homes appraise higher.
• Upgrades: Renovations and modern features increase value.
• Comparable Sales: Recent sales of similar homes impact the appraisal.

Preparing for an appraisal involves...
• Clean and declutter.
• Make necessary repairs.
• Provide documentation of upgrades.
• Highlight unique features.

By understanding and preparing for appraisals, you can ensure a fair market value assessment.

"You've got to know when to hold 'em, know when to fold 'em, know when to walk away, and know when to run."

- Kenny Rogers

In real estate, effective negotiation is crucial. Understanding the market with a dedicated professional is the ace up your sleeve. Make a competitive offer that reflects true worth but don't overplay your hand. Above all, know when to walk away. And when to run.

I'll be the voice of reason when we work together. There's no need to gamble on your future in real estate.

As a Realtor, my role is to guide my clients through the complexities of real estate.

Working with a professional offers many benefits. We provide expert guidance, providing valuable market insights to help our clients make informed decisions.
When selling, we handle marketing by showcasing a client's property with professional photos and listings. Our negotiation skills ensure the best deal, whether buying or selling.
We connect our clients with trusted mortgage brokers, inspectors, and contractors, making the process smoother. Handling all paperwork and legalities, we ensure seamless transactions.
Our local knowledge provides invaluable insights into neighborhoods and market trends. In addition, we solve unexpected issues efficiently. For investors, we help identify properties with good ROI potential.

Partnering with a Realtor means a successful and stress-free real estate experience. How can I help with your real estate goals?

Closing Costs That Can Cut Into Your Budget
When it comes to selling your home, it's natural to focus on the potential profits of the sale rather than the costs associated with the process. While selling your home can be a profitable experience, there are many expenditures throughout the process that can cut into your budget.
Closing costs are...

Closing Costs That Can Cut Into Your Budget When it comes to selling your home, it's natural to focus on the potential profits of the sale rather than the costs associated with the process. While selling your home can be a profitable experience, there are many expenditures throughout the process that can cut into your budget. Closing...

Preparing Your Home for a Natural Disaster
Natural disasters can strike without warning, and their effects can be devastating. Whether you're facing hurricanes, wildfires, earthquakes, or floods, being prepared can make all the difference in how you and your home weather these events. In the United States, where the landscape and climate vary...

www.ramseyrealtors.com

Renovations can be incredibly stressful. But what if you could take a vacation while the work is being done or after the renovation is complete?

Here's how... Often credit cards offer sign-on bonuses for mileage or points if you spend a certain amount within the first few months. For example, spend $5,000 in the first three months and get rewarded with 80,000 miles. If you’ve saved up for your renovation and have good credit, you can get a new card with a great mileage bonus offer and use it to buy your renovation materials, making sure to meet the spending requirement. Then, immediately pay off the balance with your saved funds. This way, you continue to build great credit and avoid interest charges.
Once your home is beautifully updated, or even while the contractor is working, you can use the miles you’ve earned to take that dream vacation you'll need to unwind after the stress of planning and executing a renovation.

It's win-win: a refreshed home and a refreshing getaway without extra costs. Seeking a property where you can create your custom dream home? Let's talk real estate.

Do You Have What it Takes to Tackle a Fixer-Upper?
If you have what it takes to tackle a fixer-upper, you may be able to customize your home and save some money on the purchase price. But choosing between a move-in ready home and a fixer-upper is about more than just the purchase price. The cost of renovations, the time you have available to tackle DIY...

Do You Have What it Takes to Tackle a Fixer-Upper? If you have what it takes to tackle a fixer-upper, you may be able to customize your home and save some money on the purchase price. But choosing between a move-in ready home and a fixer-upper is about more than just the purchase price. The cost of renovations, the time you have available to...

Neighborhoods with Homeowners Associations (HOAs) are pretty common these days, more so in some areas than others.

Here’s a quick look at the pros and cons to help you make an informed decision when you're considering your next home:

1.
Con: HOA fees add to monthly expenses.
Pro: Fees cover amenities like pools, gyms, and parks, enhancing the community.

2.
Con: Restrictions on exterior renovations and house colors.
Pro: Maintains neighborhood aesthetics and property values.

3.
Con: Strict rule enforcement can feel invasive.
Pro: Ensures a tidy, uniform neighborhood with rules against RVs and boats in yards.

4.
Con: Potential conflicts with the HOA board.
Pro: HOA often organizes community events, fostering social interaction.

5.
Con: Limited autonomy over property decisions.
Pro: Common area maintenance and landscaping are handled by the HOA.

Considering these points will help you decide if HOA living aligns with your lifestyle. Make sure to review the HOA rules and fees thoroughly to ensure a perfect fit for your needs. I can help with that.

Congratulations to our sellers and the new buyers.
Thinking of buying and/or selling contact The Ramsey Group today.
📱919.868.4598 📧 [email protected]
•
•
•
•

Making a strong offer in a competitive market requires a few key strategies.

First, ensure you are pre-approved for a mortgage. This shows sellers you are serious and financially ready. Be prepared to act quickly, as desirable properties can go fast. Work closely with me; Realtors understand the local market and determine a competitive offer price. We'll consider including an escalation clause, which automatically increases your offer if there are higher bids. Being flexible with closing date and minimizing contingencies can make your offer more attractive to sellers as well.

Let's find your dream home!

Navigating the real estate industry can be complex. Understanding key terms can simplify the process and give you confidence.

Let's do a deep dive into three very important terms:
• Escrow: This involves a neutral third party holding funds or documents until all sale conditions are met, ensuring both buyer and seller fulfill their obligations.
• Contingencies: These are specific conditions that must be met for a contract to be binding, such as home inspections or securing financing.
• Closing Costs: These are fees paid at the end of a transaction, including loan origination fees, title insurance, and escrow fees.

Mastering these concepts empowers you to navigate the real estate process with clarity and assurance, making your buying or selling experience smoother and more informed. With me by your side, success is imminent.

Staying informed on market conditions is crucial for Realtors to provide the best advice to clients.

I make it a priority to regularly review reports from sources like the National Association of Realtors (NAR) and local real estate boards. Following industry news from reputable publications such as Realtor.com, Zillow, and local real estate blogs keeps me updated on trends and changes. Accessing the Multiple Listing Service (MLS) data for the latest listings and sales, and frequenting conferences, webinars, and networking events, to provide valuable insights.

By staying informed, I offer accurate, up-to-date advice to better serve my clients.

Understanding Home Equity and How to Use It
Home equity is a valuable financial resource that homeowners can leverage to meet various financial goals. It represents the difference between the current market value of your home and the outstanding balance on your mortgage. As you pay down your mortgage or your home's value increases, your equity...

Understanding Home Equity and How to Use It Home equity is a valuable financial resource that homeowners can leverage to meet various financial goals. It represents the difference between the current market value of your home and the outstanding balance on your mortgage. As you pay down your mortgage or your home's value increases, your...