Ameritrust Home Mortgage - Rancho Cucamonga

The road to your new home can have many twists and turns. That's why we want to share our knowledge of what you could expect from the process and be there for you every step of the way! Keep in mind that everyone's journey home may look a little different - that's totally normal. If you have questions today, or anytime during the process, please reach out! 🏡

No credit? No problem! If you don’t currently have traditional credit, we’re here to help. There are options when it comes to home financing that may work for your credit situation. Here are some examples of alternative credit sources that we may be able to utilize for your home loan: Rental Housing Payments, Telephone Service, Insurance Premiums, Childcare Payments, School tuition, and Medical Bill Payments … the list goes on! Reach out today to explore your options!

"We must use time creatively, in the knowledge that the time is always right to do right." - Martin Luther King Jr.

Let today be another reminder to always strive for justice. Happy Martin Luther King Jr. Day!

A new year means a new chapter. We hope 2023 is an incredible part of your story. Cheers to the new year!

The most wonderful time of year is here. 🎁 Wishing you and yours a happy and safe holiday season!

Sure, spring cleaning sounds great. However, in reality, tackling a long home maintenance checklist all at once can be overwhelming. Rather than letting it all add up, what if you tackled home maintenance a little each season? Here are some ideas for taking care of your home during the winter months. 1) Change your furnace filters. 2) Test smoke and carbon monoxide detectors. 3) Check your water softener. 4) Insulate and seal up cracks.

Much like our beloved gingerbread houses during the holidays, the possibilities are endless when it comes to making a space your own with our renovation options! With renovation, your dream home is no longer out of reach. Whether its as simple as changing paint colors or decorative gumdrops, or a bigger project such as a new roof or frosting shingles- you have options when it comes to curating your dream space. Reach out today to get started!

There are several ways to pay off your mortgage faster and save on interest payments. Even better, not all methods require spending a lot of money! Check out our blog for three tips and tricks:

Tips for Paying Off Your Mortgage Faster There are several ways to pay off your mortgage faster and save on interest payments. Even better, not all methods require spending a lot of extra money!

A pre-approval is the first step to learning your financial goals and determining what we can do to help you achieve them. We'll look at your assets, employment, income, and credit to help determine how much you may be able to borrow. Reach out to us to learn more about pre-approvals and the advantages that come with them!
Equal Housing Lender | NMLS #110139 | A division of Amerifirst Financial Corporation

Let the gift you give this year be helping a loved one get their dream home for the holidays.🎁 Recently, gift donor guidelines were updated, expanding the list of options borrowers can accept assistance from. Acceptable gift donors now include a non-relative that shares a familial relationship with the borrower, a relative of a domestic partner, and a godparent. If these new guidelines can help you or anyone you know with financing, please reach out and we can help you get started today!

Thankful is an understatement! We are incredibly grateful for the opportunity to assist homebuyers. When you work with our team, you feel the difference and we treat you like family. Here's to family and a season filled with joy!

When a seller chooses to participate in our program they decide to lock a below-market rate on their property. This is great news for new homebuyers! Interest rates have a major impact on affordability, but with Buyerboost you can take the guesswork of rate predictions and market changes off the table. Reach out for more info on our locked listings in your location!

Equal Housing Lender. NMLS # 110139. A division of Amerifirst Financial Corporation.

We salute the men and women who defend our country. As a qualified VA lender, we are proud to offer loans to help make home ownership a reality for military personnel, veterans, and their families. Some program highlights may include: no down payment, no monthly mortgage insurance (PMI), no cash reserve requirements, and available for purchase, refinance, & renovation. To see if you qualify or for more information, contact us today!

This is not a commitment to lend; not all borrowers will qualify. Equal Housing Lender. NMLS # 110139. A division of Amerifirst Financial Corporation.

Unsure if you need ? Escrow accounts provide for the timely payment of taxes and insurance on your home. This prevents tax liens, loss of property, and any lapse of insurance coverage. Escrow accounts can also help you enjoy more competitive interest rates. To learn more or to get your account set up, please reach out!

Equal Housing Lender. NMLS # 110139. A division of Amerifirst Financial Corporation.

Some things are scarier than others, but buying a home doesn't have to be! Don't hesitate to reach out to us if there is anything we can help with in the homebuying process. 👻

Equal Housing Lender. NMLS # 110139. A division of Amerifirst Financial Corporation.

Saving for a down payment can be one of the biggest factors delaying potential homebuyers from deciding to buy instead of continuing to rent. Here are a few ideas to help you save while you are renting: 1) Follow a budget 2) Manage/pay off debt 3) Sell items you no longer need or use 4) Get a second source of income 5) Routinely set aside a percentage of your paycheck & bonuses.

Your dream of homeownership may be closer than you think!
*Not intended as legal or financial advice.

A pre-approval helps you determine how much you may be able to borrow based on your income, monthly expenses, and credit history. It also comes with a few additional benefits that can help you in your home buying journey. Reach out to us to learn more about pre-approvals and the advantages that come with them!

Equal Housing Lender | NMLS #110139 | A division of Amerifirst Financial Corporation

If you find a house that you love, don't let the current interest rates prevent you from moving forward. NOW is still a good time to buy. If rates fall, you can refinance with more favorable terms later, should they become available. However, if rates go up, you'll be happy you "married" the house when you did. Let us help you secure your dream home! 🏠

This is not a commitment to lend; not all borrowers will qualify. Equal Housing Lender. NMLS # 110139. A division of Amerifirst Financial Corporation. A cash-out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.

Have you been wanting to make some changes to your home? While adding rooms and tearing down walls may be the first idea to come to mind, there are some simple projects you can get started on too! 1) Paint - upgrade lead paint often found in older homes 2) Flooring - replace old carpet or damaged floors 3) Appliances - buy and install new appliances including free standing ranges, washer/dryer, and refrigerators.

Don’t discredit the power of small upgrades – simple changes can leave your home feeling fresh and new!

Equal Housing Lender | NMLS #110139 | A division of Amerifirst Financial Corporation.

If you’re looking to purchase a fixer upper, you know that trips to the hardware store are in your future. Big box stores, like Lowes or Home Depot, can help you design your space, and we can help finance those updates. A one-stop shop can be a great way to get all of the changes and updates you need instead of trying to find a contractor for every part of the project. Next time you stop by a home improvement store to look at paint colors, new windows, or your dream bathroom layout - keep us in mind! 🔨

Not all borrowers will qualify; contact us for more information on fees and terms. Equal Housing Lender | NMLS #110139 | A division of Amerifirst Financial Corporation

Always in our memories and forever in our hearts.

Moving to a new home or apartment can be frustrating and tedious, there is no doubt about it! For those that have a family, moving can be that much more daunting of a task. Here are some things you can do to help your children adapt to this new change and feel at home as soon as possible! https://www.amerifirst.com/amerifirst-blog/tips-for-moving-with-young-kids

Have you found yourself procrastinating on your list of home renovations? It can be tough to get started when you don't know where to begin. Here’s some tips that will set you up for success as you kick things off: 1) Clean your space 2) Budget for your project 3) Hire a contractor 4) Secure a renovation loan.

To learn more about renovations, check out our ebook - https://www.amerifirst.com/hubfs/Updated%20eBooks%20/The-ultimate-guide-to-renovation-loans.pdf?hsLang=en 🏠🛠️

Equal Housing Lender | NMLS #110139 | A division of Amerifirst Financial Corporation

Hope your Labor Day will be a time to take a break and enjoy the life you've been building. Whatever you choose to do, I hope it's your favorite kind of fun!

Life happens sometimes. If you are navigating the difficult circumstance of a divorce, you may be wondering what happens to your marital home. As mortgage lenders, we are familiar with the ins and outs of purchasing a home and can help advise you on your options. Message us today to learn more!

Equal Housing Lender. NMLS #110139. A division of Amerifirst Financial Corporation.

Have you ever envisioned having a home that sits right on the water or a hideaway in your favorite beach town? Stop waiting and start searching for your dream vacation home. With our various financing options, you could be waking up to an ocean breeze and making unforgettable memories with your friends and family before you know it! 🏖️

This is not a commitment to lend; not all borrowers will qualify. Equal Housing Lender. NMLS #110139. A division of Amerifirst Financial Corporation.

In today's market, finding the perfect home can be tough. It may be worth considering building the right house for you! With our construction loan, you can design your dream home - with no money down!

This is not a commitment to lend; not all borrowers will qualify. Equal Housing Lender. NMLS #110139. A division of Amerifirst Financial Corporation.

Financial planning responds to life's ever-changing nature by anticipating the next phase. Whether you're working toward a wedding, a home, or retirement, you'll follow the same process – identify the goal and establish the means to reach it. Start now to arrive at life's events prepped and ready!

Class is back in session! 📚 📝 Wishing all students and teachers a happy and safe return back to school. A little extra shoutout to all the teachers out there - your hard work doesn't go unnoticed. YOU ROCK!

Picture this - you've found a home with good bones in the right location, but it needs some work. That's where a remodel comes in! 🔨 Choosing to remodel before moving in can increase the value of your home without the pressure of taking out an additional loan or paying out of pocket costs later on. It pays to know your options!