David Wicki Jr, NMLS #192715-Family First Funding LLC

Buying a home is one of the most important financial decisions of your life. We’re here to make your home loan as easy, enjoyable, and exciting as possible – because it’s more than a mortgage, it’s the keys to your future. Start here with our first-time homebuyer guide at http://spr.ly/6182jH3im

From vacation homes to investment properties, we eliminate the obstacles of purchasing abroad. Our Signature Expanded Foreign National Loan helps you get the home you want — away from home. And NO residency is required! Call us today to get started.

Energy-efficient appliances and eco-friendly home improvements can save you a lot. But how do you pay for them? Meet CCM EasyGreen, an energy-efficient mortgage that finances your improvements and gives you a special lower interest rate, too. Contact us today.

The FHA, Fannie Mae and Freddie Mac have announced that if sellers choose to cover buyer agent fees it won’t count toward seller concession limits. This means sellers can pay buyer agent fees while still offering other monetary assistance. Contact us today to learn more!

Buying your first home is a big decision. But our broad range of first-time homebuyer loan options, resources, and personalized service make the process easier to handle. We show you a multitude of options that set you up for future, long-term homeowner success. Contact us to see how you can get a home of your own.

No down payment and flexible credit requirements are our clients’ favorite USDA loan benefits – but we cover all of the positives, limits, and homeownership opportunities in our article: http://spr.ly/6189wVtmW

As a self-employed borrower, we know you hustle. And we know that you’re more than capable of purchasing a home. So, we threw the rules of approval out the window for you. Our Signature Expanded 1099 Loan means we simply review statements instead of tax docs to give you the green light on homeowning. Call today.

Are you retired, divorced, self-employed, or just have liquid assets like savings, mutual funds, stocks, or bonds? Our Signature Expanded Asset Qualifier Loan can get you approved without income. How easy is that? Contact us
today to secure the cash you need now!

Your lawn is the stage for many of life’s memories. Whether playing games with your family, letting your dog run free, or having guests over for a barbecue, a healthy lawn allows you to enjoy time outdoors. Show your lawn some love by following our lawn care schedule. http://spr.ly/6186wMGYr

Did you know that homes in top school districts can sell for up to 77% more than those in low-ranked areas? Read our article about how a school district can impact home value:

crosscountrymortgage.com

We help build up your wealth with exceptional first-time homebuying opportunities. Break the circle of renting and become your own landlord — and live the life you want in your very own home. Get in touch to learn some unique solutions we have for you.

By offering a range of home loans that include low down payments, renovation options, and energy efficiency programs, Fannie Mae makes homebuying more affordable. How do you find out more? http://spr.ly/6182Zp3bQ

You don't need to fit in that preverbal box to be able to get a mortgage. Call me today to discuss alternative ways to get financing.

Do you have clients that can benefit from this type of program? Send me a message to get started!

“If your actions inspire others to dream more, learn more, do more and become more, you are a leader.”

~John Quincy Adams

HAPPY PRESIDENTS' DAY!

I am proud to announce that I have joined Family First Funding. This was a great opportunity for me to join an excellent and growing company that is on the forefront in the industry. This will allow be to best serve my Referral Partners and Clients. Please contact me directly at 732-762-0022.

In today’s highly competitive real estate market, it’s all too common for buyers to rush into a deal that doesn’t fit their budget or suit their needs. Millennials in particular have the most regrets after buying a home, according to a 2021 Bankrate survey.

There are so many updates to make when you move! Check out this checklist of the things you should update as soon as possible.

Interest rates are on the rise… Are you ready to lock in your rate? Now is your chance! Our loan officers are here to help you navigate through this increase and keep you informed on the current market conditions. Contact our team today to learn more!

If you are a first-time homebuyer and you don't have 20% for a down-payment, it is okay! The median down-payment is 7% of the purchase price.