Luciano Graff

There are a lot of important reasons to save money, everything from emergencies and education to vacations and retirement. But are we saving what we should? Take a look at this interesting article to find out how much the various generations are actually saving. It may surprise you.
If you would like to talk about your savings plan or personal finances, please reach out.
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One reason why many people get overwhelmed with money management is they have too many accounts. It can quickly get messy and confusing. Here are some easy steps to get your finances streamlined and more manageable.
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If you have any questions about managing personal finances, I’ll be happy to help.
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This years’ tax deadline is fast approaching! Feeling the pressure? Don't sweat it, you're not the only one. Many people are hustling to get everything sorted out in time. This year, New York Life has put together a handy guide with tips to help ease the deadline frenzy.
If you have any questions about your taxes or personal finances, please reach out. For tax advice please consult your tax professional.

Sudden, unexpected expenses can happen at any time. Finding ways to both prepare for and endure those difficulties is called financial resilience, and it should be part of your personal financial strategy.
In the meantime, if you have any questions about making your personal finances more resilient, please feel free to reach out. I’ll be happy to help!
This article is a great place to start:

3 tips to achieve financial resilience in 2024. See results from New York Life's Wealth Watch survey 2024 outlook.

During Women’s History Month, join us in celebrating the countless contributions of women in our society. It’s a time to honor the remarkable women of the past who paved the way, as well as those today who continue to forge new paths. Take a moment to recognize the important women in our own lives who make a meaningful difference—not just during this month, but every day of the year.

Saving for retirement is critical. According to the Federal Reserve, over half of families have retirement accounts like 401(k)s and IRAs, but the median balance of those accounts might surprise you. Check out this article to find out where you stand in retirement savings:

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If you have any questions about making plans for your retirement, please feel free to reach out. I’ll be happy to help!

Every great football team needs a quarterback who can make the right calls. When it comes to your family's financial future, don't get confused by the playbook. Learn how whole life insurance can be a powerful financial tool for you and your family and reach out. I'll coach you on a solid strategy.

Is Whole Life Insurance a Good Investment? | New York Life Whole life insurance can be a great investment for you and your family. Learn how this type of investment can support your financial goals.

Annuities can be an appealing option for your retirement plan for those who want or need a steady, long-term income stream. But is it's right for you? Here’s what you should know.

Is an Annuity Right for You? Here’s What You Should Know Contracts can be confusing, and costs can add up fast if you’re not careful, but the right annuity can still be a good income strategy for the right person.

Wishing everyone a day filled with family, unity, and the spirit of democracy as we honor and reflect on the leaders who shaped our great nation.

We’re a proud supporter of month in February. The truth is, the next time you struggle with saying “I love you,” you can show them how much you care with life insurance.

Why Life Insurance Is Worth Your While at Any Age Each decade brings new milestones, but the advantages of having life insurance remain at every age.

Over 90% of Gen Zers and millennials said they were considering changing jobs in 2024.

Young people are working up the courage to start switching jobs again — and that's a good thing for the economy

Popular among Gen Z and Millennials, ”Loud Budgeting” is making the frugal lifestyle cool. to save money. It’s about being loud and proud of being on a budget, living less expensively and saving money. Learn more at here:
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Regardless of age, considering this approach makes financial sense. Contact me for budget assistance or any questions about your finances.

You show love to your partner in ways that you know will make them happy. But don’t sleep on financial preparation and life insurance. Insuring your love is as easy as 1-2-3.

How to Get Life Insurance | New York Life Looking to buy life insurance, but not sure where to start or how much coverage you need? Here are some tips for purchasing a life insurance policy.

Even presidents know that great leadership means making good decisions not just for your country, but for your loved ones as well. Learn which U.S. presidents have been New York Life policy owners, and reach out when you're ready to be the commander in chief of your family's financial future.

Guess which 9 presidents were insured by New York Life. These presidents were insured by New York Life

Check out Money magazine’s "How to Create a Life Insurance Retirement Plan" by Jeremi Davidson, explaining how a strategy of using the cash value of a permanent life insurance policy to supplement retirement income can enhance your retirement strategy, offering both the protection of life insurance along with the potential growth of retirement assets. https://nyl.co/3ugnXeC

What kind of legacy do you want to leave to your loved ones?

When life brings you challenges where do you find the courage to persevere?

"I don’t think of work as work and play as play. It’s all living." ~Richard Branson

Investing for long term goals like - retirement or education - requires planning and perseverance. Learn some smart strategies from this article.
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What are some of the steps you take to achieve your biggest goals?

Diversify your portfolio and reduce risk by investing in a mix of stocks, bonds, and other asset classes.
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Financial security and retirement planning experts provide answers to important topics to help you plan for your golden years, such as caregiving, social security, and preparing younger generation for retirement.

Saving for yourself and others: caregiving and retirement There are many factors to consider when planning for retirement and calculating financial security, but one factor rarely gets the attention it deserves: caregiving. According to the TIAA Institute, one in five adult Americans provide uncompensated care to loved ones. This care typically requires 24...

Starting a family, saving for college, preparing for retirement—no matter where you are on your financial journey, the right time to start planning is now. I've helped countless people get on the right track to reach their goals. Don't let wasted time steer you off course. Reach out, and let's come up with a strategy together.

Prepare for Life | New York Life Insurance Company Whether you're getting married or planning for retirement, safeguard your financial future through every phase of life with New York Life.