4Ever Lending USA LLC

We have the easiest HELOC in the market! No appraisal, no underwriting! Closing within 5 days! Only a Soft Pull to get your initial offer. Contact us today!

⭐⭐⭐⭐⭐ A big thank you to Mahir I. for sharing this wonderful review! 🌟 At 4ever Lending, we pride ourselves on providing exceptional service, and we're thrilled to hear that Kamy and our CEO, Ben, delivered just that. From answering all your questions to personally checking in to ensure everything exceeded your expectations, we strive to make your experience with us truly outstanding.

We’re grateful for the opportunity to assist you and look forward to continuing our mission of helping clients achieve their homeownership dreams. Thank you for trusting us with your mortgage needs, and here's to more success together!

🎉 Clear to Close in just 20 days! Huge kudos to Ben for closing a Conventional Purchase deal in record time. His expertise and dedication shine through with every transaction, ensuring that clients experience a smooth and efficient process from start to finish.

Ben’s ability to navigate the complexities of the mortgage process while keeping everything on track and on time is what sets him apart. If you’re looking to purchase a home and want a seamless experience, Ben is your go-to expert.

At 4ever Lending USA, we’re proud to have professionals like Ben who go above and beyond to make homeownership dreams come true. Ready to take the next step in your journey? Connect with Ben today!

🌟 Introducing Mark Moholt Jr., our newest Mortgage Loan Originator at 4ever Lending USA! With real estate running through his veins, Mark brings a wealth of knowledge and a passion for helping clients achieve their homeownership dreams.

Born and raised in Maryland, Mark grew up in a real estate family, learning the ropes from a young age. After earning his Finance Degree from Salisbury University, Mark quickly realized that the corporate path wasn’t for him. Instead, he dove headfirst into the world of mortgage lending, where he has been making a difference ever since.

Mark takes a holistic approach to mortgage lending, focusing on education and understanding his clients’ financial goals. He’s dedicated to aligning the perfect loan product with each client’s unique situation, ensuring a smooth and informed homebuying journey. Whether you’re self-employed, a small business owner, or a first-time homebuyer, Mark is here to guide you every step of the way.

When he’s not helping clients build wealth through real estate, Mark enjoys being a family man, playing golf, pickleball, skiing, and cooking up a storm. We’re thrilled to have Mark on our team and excited for the incredible value he’ll bring to our clients!

Welcome aboard, Mark! 🎉

🚀 Clear to Close in just 2 weeks! Huge congratulations to Ben for achieving this incredible milestone with a Conventional Purchase. His ability to close deals swiftly and efficiently is nothing short of remarkable, reflecting his deep expertise and commitment to his clients.

Ben understands that every client’s needs are unique, and he goes above and beyond to ensure the mortgage process is as smooth and stress-free as possible. Whether it’s securing the best rates or providing personalized guidance every step of the way, Ben’s dedication to excellence is evident in every transaction.

At 4ever Lending USA, we’re proud to have professionals like Ben on our team, who consistently deliver outstanding results and help clients achieve their homeownership dreams. Ready to experience this level of service for yourself? Reach out to Ben today and let’s make your homeownership goals a reality!

⭐⭐⭐⭐⭐ A huge thank you to Angela F. for this wonderful review! 🌟 Kamy truly goes above and beyond to ensure his clients feel supported and informed throughout the entire homebuying process. Whether it’s answering questions at any time of day, helping to secure the best rates, or handling the heavy lifting with paperwork, Kamy’s dedication shines through.

If you’re a first-time homebuyer or looking to purchase again, Kamy is the go-to professional to help you navigate the mortgage process with ease and confidence. We’re so glad to have been a part of your journey, Angela, and we're here for you whenever you need us!

💼 Just Funded! 🎉 Congratulations to Nez for successfully closing this $633,000 purchase in Fort Lauderdale, FL, in just 30 days! This was a special case, combining a Purchase, Investment, and No Income loan for a first-time homebuyer and investor. 🏡

Nez’s expertise in navigating complex financial scenarios ensured a smooth and efficient process, allowing her client to secure their dream property with ease. Whether you're a first-time homebuyer or an experienced investor, Nez is here to help you achieve your real estate goals.

Ready to make your move? Let’s get started on your journey to homeownership or investment success!

✨ Clear to Close in just 20 days! 🚀 Huge congratulations to Ben for successfully closing an Investment - No Income Refinance in record time. This milestone showcases Ben's exceptional ability to navigate complex financial situations and deliver results quickly and efficiently.

Whether you’re an investor looking to refinance or need specialized loan options, Ben’s expertise ensures you’re in the best hands. His dedication to each client’s unique needs and his commitment to excellence make the refinancing process seamless and stress-free.

At 4ever Lending USA, we're all about helping you achieve your financial goals. Ready to take the next step in your investment journey? Reach out to Ben and let’s make it happen together!

⭐⭐⭐⭐⭐ A heartfelt thank you to Jose C. for this incredible review! 🌟 Nez and Sherrie consistently go above and beyond to deliver outstanding service, securing better rates in record time. We're proud to have earned your trust and are thrilled to have exceeded your expectations.

If you're looking for a team that puts your needs first and delivers results, Nez and Sherrie are here to guide you every step of the way. We look forward to working with you again and helping more clients achieve their homeownership dreams!

💼 Just Funded! 🎉 A big shoutout to Nez for closing this impressive $735,000 refinance in Tamarac, FL, with an Investment - No Income loan. All wrapped up in just 3 weeks! 🏠 Whether you're looking to invest or refinance, Nez is here to make the process smooth and efficient. She’s a pro at navigating even the most complex financial situations to help you achieve your property goals.

This is just another example of how we make things happen at 4ever Lending USA. Ready to take the next step in your real estate journey? Reach out to Nez and let's get started today!

✨ Clear to Close in just 30 days! Huge congratulations to Arash Jamali for closing a Jumbo Purchase with precision and speed. 🏠💼 Whether you're looking for a jumbo loan or a more conventional option, Arash is your guy. Let's keep making homeownership dreams come true!

⭐⭐⭐⭐⭐ We are beyond grateful for this glowing review from William L.! 🙌 Ben and his team continue to go above and beyond, helping clients navigate the loan process with ease and expertise. If you're an agent or a buyer looking for a smooth, hassle-free loan experience, Ben is the go-to lender. Trust us, your best decision is just a call away! 🏠💼

🚀 Looking to take your mortgage career to the next level? Join our dynamic team at 4ever Lending USA! We offer a competitive edge with 100% commission on your self-generated leads, plus company-provided leads to keep your pipeline full. Get your clients pre-approved within 24 hours with our top-notch technology and innovative loan products.

We're committed to helping you succeed, whether you're working with clients with low FICO scores, no tax returns, business owners, or even those without a social security number or green card. We also support borrowers with no down payment and those with no paystubs or W2s.

Our team is here to help you every step of the way with loan officer assistants available to lighten your workload. No matter your experience level, if you’re ready to help clients achieve their homeownership dreams, we want you on our team.

Join us and become part of a company that values creativity, innovation, and client satisfaction. Let's build the future of mortgage lending together! 🌟

✨ Clear to Close in just 30 days! Huge congrats to Nez for helping a first-time investor and homebuyer secure their dream deal with an Investment - No Income loan. 🏡💪 Ready to make your move? Follow us for more success stories!



⭐⭐⭐⭐⭐ A big thank you to Daniel P. for the kind words! 🙏 Ben and Kamy are dedicated to making the homebuying process smooth and stress-free. We're thrilled to have been a part of your journey to owning your first home in Florida. 🏡 If you're looking for a team you can trust, we're here to help!

💼 Just Funded! 🎉 Congrats to Ben for closing this beautiful conventional purchase in Montgomery Village, MD, for $295,800! All done and dusted in just 3 weeks. 🏠 Ready to find your perfect home? Let's get started!

💼 Just Funded! 🎉 Congrats to Kamy for closing this stunning new construction purchase in Charlottesville, VA, for $450,100! All wrapped up in just 3 weeks. 🏠 Ready to make your dream home a reality? Let's make it happen!

⭐⭐⭐⭐⭐ Another happy client! 🎉 Amirsina T. shares their wonderful experience working with Mr. Behnood and Mr. Kamy to secure a great loan offer in this challenging market. We're thrilled to have made the process smooth and stress-free. Thank you for trusting us with your home loan needs! 🏠💼

✨ Another milestone achieved! Congrats to Nez for getting the Clear to Close in just 3 weeks on an Investment - No Income Refinance! 🏡💼 Whether you're looking to invest or refinance, we've got you covered. Follow for more success stories and tips!

🔍 What is Escrow? 🔍

When buying a home, you might hear the term "escrow" thrown around a lot. But what does it actually mean? 🤔

In simple terms, escrow is a financial arrangement where a neutral third party holds and manages the assets involved in a transaction until all the agreed-upon conditions are met. This ensures that both parties are protected, and the transaction goes smoothly without any hiccups. Once everything is in order, the assets are released to the appropriate party, making it a vital part of the home-buying process! 🏠🔑

Thinking about buying a home? Make sure you're informed every step of the way. Ready to get pre-approved? Contact us today and let’s make your dream home a reality! 💼💬

🌟 Another happy client! 🌟

We're thrilled to have helped Masoumeh H. and her family find their dream home. Kamy, one of our dedicated mortgage officers, went above and beyond to ensure a smooth and transparent process. We're here to make your home-buying journey as seamless as possible. Thank you, Masoumeh, for your kind words! 🏡✨

🌟 How Far in Advance Should You Apply for a Mortgage? 🏠

Thinking about buying a home? It's never too early to start planning, but timing your mortgage application is key! ⏰ The sooner you apply, the better prepared you'll be, but it's important to apply when you're almost certain you're ready to buy.

🔑 Why Apply Early?

Market Conditions: Getting ahead of the game means you can lock in better rates if the market is favorable.

Financial Readiness: Early application allows you to identify and address any financial concerns, such as credit scores or debt-to-income ratios.

Competitive Edge: Pre-approval gives you a leg up on other buyers, making your offer more attractive to sellers.

🔒 Pre-Approval Validity: Pre-approval letters are generally valid for 30-90 days. Make sure your timing aligns with your home search to avoid the hassle of reapplying.

Ready to take the next step? Our team at 4ever Lending USA is here to guide you every step of the way. Whether you're a first-time homebuyer or looking to refinance, we've got you covered!

👉 Follow us for more tips on navigating the mortgage process.

🎉 Another successful closing! Kamy Karimi got CTC in just 20 days for a new construction purchase. 🏡🚀 Congratulations to Kamy and our dedicated team for their hard work and efficiency. Let's keep making dreams come true!

⭐️⭐️⭐️⭐️⭐️ We are honored to receive such glowing feedback! Thank you, Payam A., for your kind words about Behnood and our team at 4ever Lending USA. We strive to make the home-buying process as smooth and enjoyable as possible, offering the best rates and exceptional customer service.

🚨 CTC Alert! 🚨
Big congratulations to Behnood Dalaei for achieving CLEAR TO CLOSE in just 3 weeks on a conventional purchase! 🎉🏡 Your dedication and expertise continue to set the bar high.

Stay tuned for more success stories and follow us for the latest updates in mortgage lending!

Experience exceptional service with Behnood! 🌟 At 4ever Lending USA, we pride ourselves on having dedicated professionals who go above and beyond for our clients. Ready to work with the best? Contact us today!

Is your balloon payment approaching fast? 🏠💨 Don't worry, we’ve got you covered! Refinance into a low 30-year fixed rate today with . No income options available for primary and investment properties with a 620+ credit score. Let's find the perfect solution for you! 📈✨

🌟 Another happy homeowner! 🌟

We're thrilled to share this amazing 5-star review from Dilshat T., who recently purchased his first home with the help of our Mortgage Loan Originator, Kamy Karimi. 🙌

"Sometimes I didn't trust that guy, but he really helped me buy my first house in the US. He helped me get a loan with not a high score while other companies were going to give me less amount or declined. He is a professional person in that business. I really don't regret that I met him and worked with him."

At 4Ever Lending USA, we go above and beyond to make your homeownership dreams come true. Thank you, Dilshat, for your kind words! 🏡✨



📞 Need help with your mortgage? Contact us today!