Braeden Ray Realtor

Waiting to buy a home until interest rates drop? Can I shoot straight with you? You *might* want to reconsider.

Let me explain.

While it's true that lower interest rates make it cheaper to borrow money, interest rates are just one factor that determine affordability.

Another is demand. When rates drop, demand increases because more people can afford to buy. As a result, prices tend to inch upward as interest rates dip down.

In other words, if you wait to buy a home until interest rates drop, you may find you can't afford the home you want because prices have jumped even more.

If you're serious about buying, the best thing you can do is to talk to a trusted agent to discuss your options.

A good real estate agent can help you find a home that fits your budget and needs — regardless of what rates are doing.

Let me know if you want to talk more about navigating this market, I'm here to help you make the best decision for you and your family.

Source: How Interest Rates Affect the Housing Market.

1023 Judah Bear Boulevard, Richmond, KY 40475 Delight in this impeccably maintained, newly built, 3BR/2.5BA home. This home offers a low-maintenance lifestyle with upgraded features. The 2-story layout boasts luxury vinyl flooring, a granite-adorned kitchen with stainless steel appliances, and an open living concept with Agreeable Grey paint. D...

🥧✨ Pie Perfection from Premier Property Consultants ✨🥧

Get ready for a ! 🏡💙 Premier Property Consultants, and have teamed up and we are bringing a sweet surprise to a select few of our VIP clients. 🌟

👩‍🍳👨‍🍳 Behind the scenes, our talented teams are working together to package and deliver these delicious pies just for you! From the bakery to your doorstep, every step is filled with care and gratitude.

📸🍰 Here is a glimpse of the work happening behind the delivery today.

🌟🚚 Keep an eye out for our delivery team, hitting the road to bring you the ultimate . 🏡💖

Under Contract after one day on the market 🤩💥

If you are thinking about buying, selling, building or investing in real estate contact us today!



www.rosscumminsky.com

Excited for this one! 🔥

Hitting the market today! This little family has left no stone unturned with this gem. It has a detached garage with a mother-in-law suite/ apartment and has an acre of land with Tate’s Creek Views. 🙌🏼

Reach out if you have any questions at all!

🏡JUST SOLD🎉 Congratulations to our clients!

859-800-0245
859-800-0175
859-893-1124

https://rosscumminsky.com

We still have some duplexes, and new construction for sale, Contact me if you’re interested!

Out showing houses this evening.
Contact me if you want to check out our new construction!

Braeden Ray Realtor Practicing for our Charity Golf Scramble Friday November 10th.

Contact us if you’re interested in joining us!

Sipping on success with our favorite lender! 🥃🏡 Exploring new horizons in real estate over a bourbon tasting. Cheers to strong partnerships and endless possibilities. 🥂

It’s never to rainy to show new construction.

We still have some team slots open for our Golf Scramble for the Kids! Come out and support a great cause, and enjoy some golf while your at it!

Come out Sunday 1-3 and check out some of our new construction homes, would love too see you there!

OPEN HOUSE | Richmond, KY - Sunday, October 1st, 1:00 PM to 3:00 PM.
Message us for more information!

bit.ly/3RDWGvP

⁣ 859-800-0245
859-800-0175
859-800-7760
859-470-3651

🌅 The countdown continues! In just two weeks, we'll be surrounded by the beauty of Baldwin Farms Pumpkin Patch. Imagine exploring this pumpkin wonderland as the sun sets. It's going to be magical! Stay tuned for more details. 🌟

📅 Save the Date! Our Real Estate Client Day at Baldwin Farms Pumpkin Patch is just three weeks away. Get ready for a day filled with fall fun and unforgettable memories. Stay tuned for updates! 🍁🎃

OPEN HOUSE | Richmond, KY - Saturday, August 26th, 2:00 PM to 4:00 PM. Message us for more information!

https://bit.ly/47P6FV5

⁣ 859-800-0245
859-800-0175
859-800-7760
859-470-3651

Sold! Congrats to my client , reach out if you are looking to buy or sell!

🏡JUST SOLD🎉 Congratulations to our clients!
859-800-0245
859-800-0175
859-800-7760
859-893-1124

https://rosscumminsky.com

Great investment/short term rental property just listed! Call or message me today for more info.

NEW LISTING 🏡 in Russell Springs, KY!

bit.ly/3ObeZVZ

Check out this lake home or short term rental property by Lake Cumberland! This stunning new construction residence offers an idyllic lakeside lifestyle with 4 bedrooms and 3 bathrooms, including 2 primary bedrooms. Experience the joys of modern luxury with granite countertops and luxurious LVP flooring throughout, adding a touch of sophistication to every room. Indulge in the convenience of having a primary bedroom thoughtfully placed on the 1st floor, creating a peaceful retreat for relaxation and rejuvenation. Beyond the captivating interiors, the allure of lakeside living awaits you just 2.5 miles away, where a public free launch ramp and parking are sure to provide your family or guests with unforgettable boating adventures or simply bask in the tranquility of the lake. Boating enthusiasts will relish the proximity to Lake Cumberland Marina, a mere 3.5 miles away, offering rentals, boat slips, fishing tours, etc. Dreaming of owning a second home by the lake? This opportunity is even more attainable with financing options available, requiring as little as 10% down. Start living the life you've always dreamed of - if you have questions, please schedule a private tour today!

📣 OPEN HOUSE | Richmond, KY - Thursday, July 27th 5:00 PM to 7:00 PM. Message us for more information!

⁣ 859-800-0245
859-800-0175
859-800-7760
859-470-3651

bit.ly/43IOMnA

Great investment opportunity, come and see us tomorrow from 12-3!

📣 Open House - Saturday, June 10th from 12-3pm
📍Winding Branch Drive, Berea, KY 40403

Come by this Saturday to check out this multi-family home/ investment property. Kirkland, with Geneva Financial, will be there to to get you pre-approved. This is an opportunity you won't want to miss!





https://bit.ly/35bLZL0

What do you look for when buying a new home?

Contact me @ 859-893-1124 or [email protected]

Excited to announce I’ve joined Ross Cummins Realtor, anyone looking too buy or sell their home I would love too help take your next step!

We are so excited to welcome Braedan to the team! 🤩

Braeden, a proud native of Richmond, Kentucky, has always had an entrepreneurial spirit. He took his first steps into the business world by venturing into the retail market, where he honed his skills in sales and customer service. However, his true passion lies in real estate, and Braeden is determined to continuously expand his knowledge in this field.

With a strong work ethic and excellent communication skills, Braeden is committed to providing exceptional service to his clients. He thrives on building relationships and earning the trust of his clientele, which he learned from his father, a respected local builder. Braeden's upbringing instilled in him the importance of negotiating and understanding the intricacies of buying and selling properties.

Driven by a genuine desire to make his clients happy, Braeden brings boundless energy and enthusiasm to every opportunity. He is dedicated to helping his clients achieve their goals and is excited about the prospect of guiding them through their real estate journey.

TUESDAY TOURS 🤩

Did you know when you list a home with an agent at our brokerage we offer an exclusive program to get MORE realtors in front of your home?

What does this mean for sellers?

☑️Gets their listings exposed to more agents that have potential buyers
☑️Valuable feedback on ways/things that can be done differently to market/sell a property
☑️Provides our agents with new ideas & trainings to put their best foot forward when selling your home!