Tim Moreno-Empire Home Loans

Just got a glimpse of your new home and it's pure harmony! 🎶🏠 Every corner is singing its own perfect tune. Your new home is music to my ears!

Point Click- Pre-Approved

Unlock Your Dream Home with Lightning-Fast Pre-Approvals! 🏡⚡

Ready to move in? I can get your home loan pre-approved in no time! Let's make your dream a reality. 🌟

Lost in the hustle and bustle of life? Let me help you find your way home- Making the Impossible, Possible 🏠✨

🏡 Ready to close on your dream home? 📞 Call today and let's make it happen - fast! Your future is just a phone call away.

Veterans- go with experience. I can bring you home.

Making a difference for familes- All of Them.

Answering all your questions...

Home Buying made simple

Simply Enough- Thank you!

Unlock the doors to your dream home with our new ZERO down payment program! 🏡💫 Your path to home ownership just got a whole lot easier. Let's make that dream a reality together!

Call today for your personalized "Mortgage Check Up"

Blessings on you and your families this New Year Day!

Enjoy the New Year Eve's festivities and please be mindful on the roads.

Merry Christmas to All!!!

When it comes to your home loan, questions can come up anytime - even on holidays. That’s why we’re always available for our clients. Call me anytime.

From My Home to Yours-
Merry Christmas, may your time with family and friends be warm and filled with peace this holiday.
~ Tim

Your dream home isn’t as far away as you think. Call us to see how you can live closer to the path you’ve always wanted to take.

Close your loan from the comfort of your own home or while on vacation at a beach. Virtual closing allows you to sign anytime, anywhere. Call me now to learn more!

If you’re self-employed, there usually aren’t enough hours in the day to get everything done, especially If you’re also in the market for a mortgage. Fortunately, we offer Bank Statement Loans — sparing you the hassle of gathering lots of documents.

Compared to June of last year, the market has slowed down and homes are not selling at the same high prices. That being said, prices are still competitive as demand continues to outweigh supply.

Home Prices Remain Elevated, But Selling for $4,000 Less The typical U.S. home is selling for roughly $383,000, only about $4,000 less—an estimated -1%—than ...

Data showers that the rate of so-called "absentee homeowners" soared in 2020. Many homebuyers find it hard to compete with their cash offers, especially in metropolitan areas.

Absentee owners are crowding the housing market, data shows The share of homes sold to absentee owners has increased since 2020 across nine major metro areas, an NBC News analysis of real estate data found.

It can be tough enough to keep a home clean, but keeping the air free of dust and allergens is another task altogether. This guide can help make it simple and easy.

Simple Ways to Improve the Indoor Air Quality of Your Home Make sure you're breathing clean air at home with these tips on removing air pollutants and balancing humidity.

According to a recent Freddie Mac report, lower-income households are managing to buy homes despite affordability challenges in the current market.

Homeownership on the rise for lower-income households The percentage of below-median income households that own a home has climbed significantly, hitting 53% in the first quarter of 2023.

By following these seven steps, you can help ensure you have the financial resources you need to buy your next home with fewer obstacles and less stress.

7 Steps to Financial Preparedness Step 4 is especially crucial before applying for a loan.

No matter where you are on your journey to affordable homeownership, the twice-monthly newsletter can provide you with valuable insights and relevant information.

Quick Tips for Homebuyers & Homeowners Sign up and stay tuned for this week's posts.

Looking to start a renovation project soon? It might be a good idea to read through this list of common delays that most homeowners don't see coming.

7 Things You Didn’t Know Can Delay Your Home Renovation Don’t start that renovation project until you’re aware of these potential roadblocks and the delays they can cause.

If you like my service or have feedback to share, don't forget to leave a review on my site.

Leave a Review If we’ve worked together in the past and you had a great experience, would you pay it forward with a review? Thanks so much in advance.

Owning a home can be a great way to build and preserve wealth, even in today's market. How can homebuyers make the leap more affordably? These three tips can help.

Homeownership is a great way to build wealth, advisor says. Here's how to make that purchase successful Even with high home prices and interest rates, owning a home can still pay off in the long run, one advisor says.