McLellan Financial Mortgage

Owning a home doesn't have to wait until you've saved a hefty down payment. We offer mortgage options that require 0% down upfront. Get in touch today!

Let's talk home inspection. This is a thorough examination of the overall condition of a home, typically performed by a licensed home inspector. It's a crucial step in the homebuying process to protect you from costly surprises. Call me for more information!

A cash-out refinance allows you to take out a portion of the equity you currently have in your home by replacing your current loan with a higher-value one. This can help you pay off debt, renovate your home or invest in your future.

We offer our nation’s veterans a low interest rate, no down payment and fast closings. Call us today for more details on VA loans!

Turn a fixer-upper into your dream home. USDA loans could include necessary home improvements in the financing. Ready to unlock the potential? Reach out to us.

Embrace the city lights and high-rise nights with a condo of your own. Intrigued? Send us a message and let's talk!

Are you a first-time homebuyer looking for some extra help with your down payment or closing costs? You may be eligible for up to $2,500 in assistance! Ask us for more information on qualifications.

Wondering how much $ you’ll need upfront to buy a home in the country? Maybe none if you qualify for a USDA loan! From 100% financing — meaning no down payment — to some loans allowing closing costs to be written into the loan — homeownership could be in reach! Call us today.

Dreaming of a home of your own but not sure you have the credit score or savings required to qualify for a mortgage? An FHA loan might be perfect for you! Reach out to learn more.

Feel like a refinance champ with an FHA Streamline and take advantage of lower interest rates without the hassle of a new appraisal. Call me to find out more about our current pricing incentives!

How low can you go? With our 0% Down Purchase program, the limbo to homeownership is a festive dance. Move under the pole of upfront down payments and salsa into your new home! Call us today to see if you qualify.

Homeownership is an investment in your future. And with just a 3% down payment, you can start building that future today. Let's take this important step together.

Want to put a little TLC into your home but you're short on cash? A cash-out refinance might just be what you need. Give us a call today!

First-time homebuyer? Get familiar with the term debt-to-income ratio (DTI). Your DTI is used by mortgage lenders to determine whether your loan application will be approved. Pro Tip: Aim for 50% DTI or less for the best options and rates.

When it comes to your dream home, size matters! Jumbo loans provide financing for larger loan amounts that exceed conventional limits. Let's give your dreams the room they need to grow. Call me to get started!

Escrow waivers could help you save thousands at the closing table. See if you're eligible by calling me today.

Building a green home? Saving energy and avoiding harmful chemicals might not be good for just the planet, it could pay off a smart long-term investment, too! Let us do our part with competitive rates and flexible loan terms for your new construction. Reach out to learn more.

Your Loan-to-Value ratio (LTV) can influence your ability to qualify for certain loan programs. Lower LTV ratios are often seen as less risky, which can open up more favorable lending options. Let's discuss how managing your LTV can improve your borrowing power.

Happy Independence Day from your McLellan Financial Mortgage family🎇🎆

Brokers provide helpful services throughout the entire financing process. Call me today and experience why brokers are indeed better.

Real estate agents: You don’t have to worry about an appraisal coming in low if you don’t need one to begin with! Message me to find out if your borrower qualifies for an appraisal waiver.

USDA loans are not just for first-time homebuyers. As long as your dream home is in a qualifying rural area, you could be eligible. DM me now to find out more.

Think FHA loans are only for first-timers? Think again! Whether you're onto your first or fifth home, FHA loans could be an option for you. Let's connect and chat about it.

False! While debt owed is a factor taken into consideration when getting approved for a mortgage loan, being debt free isn’t required! If you have car payments, student loan debt, etc., you can still make homeownership a reality. Call today to learn more!

Dream big for your dream home. With loan amounts up to $2 million, low interest rates and closings in 25 days or less, our Jumbo program stands above the rest. Message us to get started.

Homebuying can feel like learning a new language, but don't fret! A mortgage broker is your personal translator, guiding you from 'I'm not sure' to 'Where do I sign?' No prior knowledge needed!

Celebrating and honoring our heroes today. We hope all of you have a safe holiday weekend!