Daniel McAvoy

Have you considered Investing in real estate? There are many reasons why and many different routes to accomplish this.

Are you looking for more Diversification?

Are you looking for a new Income Stream?

Are you looking for Tax Advantages?


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Four reasons to consider investing in real estate Many investors don’t own real estate in their portfolios and may be missing out on the potential benefits of REITs and other real estate investments.

After several banner years for large law firms, cuts have reached the industry

“The work has fallen off a cliff,” “The firms that were really red hot and significantly over-hired are the first movers to lay people off.”

Law Firms Turn to Layoffs Amid Slowing Demand A hiring spree during recent years left many firms overstaffed.

Have you ever wondered how long you are going to live?

Well you should also wonder if your finances will last as long as you do...

"The good news is that many Americans live a lot longer than they expect. The bad news is that this often leads to financial regret as they realize, sometimes too late, they might have claimed Social Security too early, passed up the opportunity to buy annuities or long-term-care insurance, or simply undersaved for all those added years of retirement."

You Might Live Longer Than You Think. Your Finances Might Not. Financial planning tends to overlook longevity, a factor that can far exceed life expectancy.

UK Considers sending British Jet Fighters to Ukraine

"Western governments have previously been nervous about providing jets, warning such a move could be escalatory as they could be used to hit targets inside Russia. The U.S. has ruled out sending F-16 jets."

$SPY $SPX $DJI

U.K. Considers Sending British Jet Fighters to Ukraine The announcement was a significant victory for Ukrainian President Volodymyr Zelensky, who visited London to press allies for jet fighters amid a mounting Russian offensive.

In a Financial rut?
Need help learning to save correctly or how to go about paying down debt?

Set up and appointment to get on the right track.
Email: [email protected]
Phone: (585) 319-4494

4 Easy Ways to Boost Financial Confidence and Get Out of a Financial Rut Boosting your financial confidence will improve your overall well-being and keep you out of a financial rut.

Retiring debt and investing can occur in parallel, allowing individuals to build long-term wealth while simultaneously reducing debt.

Set up and appointment!
Email: [email protected]
Phone: (585) 319-4494

https://blog.americanportfolios.com/paying-off-debt-vs-investing/

Tips for becoming financial healthy.
Are you living under your means?
Do you have plans in place for your family?
How are you investing based on your age?

Set up an appointment!
Email: [email protected]
Phone: (585) 319-4494

Financial Improvement Strategies for a New Year Since the new year has just started, now is the best time to evaluate your finances. Here are 10 financial tips for the new year.

How often does the market have negative returns for a year?
Do you have a plan on these down years?
Are you in retirement and worried?

Set up an appointment!
Email: [email protected]
Phone: (585) 319-4494

The S&P 500 Lost More Than 18% In 2022: Should Retirees Be Worried? The current investment climate is testing your strategies for retirement. Take the time to make sure you’re still on course.

Why Are Solar and Clean Energy Stocks Flying high today?

U.S. Solar Manufacturing to Get $2.5 Billion Investment From South Korean Conglomerate Hanwha Group’s Qcells plans one of the biggest solar investments in the U.S., the latest example of a rush of money spurred by tax incentives.

"Bed Bath & Beyond Inc. plans more layoffs and cost cuts after the home-goods retailer’s cash pile and sales dwindled in the most recent period.

Bed Bath & Beyond Plans More Layoffs as Cash Dwindles Bed Bath & Beyond plans to accelerate cost cuts, as the home-goods retailer continues to face deep obstacles in its bid to remain solvent.

Disciplined retirement saving, coupled with smart investment management, has created a big tax problem for a small group of IRA owners.
Set up an appointment to learn more!
Email: [email protected]
Phone: (585) 319-4494

https://blog.americanportfolios.com/are-the-ira-rmds-too-taxing/

The SECURE Act 2.0 was signed into law as part of the $1.7 billion spending bill. How will this affect your retirement savings?
Set up an appointment to learn more!
Email: [email protected]
Phone: (585) 319-4494
#2.0

The federal spending bill will make it easier to save for retirement. Here's how From emergency savings accounts to assistance for student loan borrowers, the new federal spending bill aims to make it easier to save for retirement.

Retiring debt and investing can occur in parallel, allowing individuals to build long-term wealth while simultaneously reducing debt.

Phone: (585)319-4494
Email: [email protected]

https://blog.americanportfolios.com/paying-off-debt-vs-investing/

Thinking about one’s death is difficult. Here are 11 ways to plan ahead to relieve the burden on grieving loved ones.
https://blog.americanportfolios.com/making-plans-for-your-passing/

What does the bond market know that the Fed isn't telling us? The Fed sees short-term interest rates over 5 percent, but the bond market says that's too high, expecting that short-term rates will top out at 4.5% in 2023. Who's right?

Do you have any financial resolutions for 2023?

No better time to create a financial plan than right now!

Phone: (585) 319-4494
Email: [email protected]

New year's financial resolutions: Americans plan to take caution in 2023 New Year’s financial resolutions include saving more money and paying down debt, according to a survey by Fidelity Investments. Here’s how to keep your finances on track in 2023.

The IRS announced adjustments for 2023, which address a few key areas:
https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2023.

What does that mean for you?

There are changes to capital gains tax rates, annual exclusion for gifts, estate tax exclusion, and more.

Have questions about the new rules? My office has 2023 tax resources that you may find helpful.

This material is for informational purposes only and is not a replacement for real-life advice, so make sure to consult your tax professional before modifying your tax strategy.

Do you ever think about retiring early?
Do you know your monthly expenses?
Do you have a budget and track it?
Do you have debt that holding you back?

Just a few steps that will get you started on the right track to retire early!

How To Retire Early If you're thinking about early retirement, you need to budget, save, invest, and plan ahead. Find out how to retire early so you can enjoy a longer retirement.

The October 2022 Consumer Price Index was welcome news for the financial markets. The chart below tracks the CPI from January 2020 through October 2022, and shows that inflation has been trending lower for the past four months.

-Is your paycheck being stretched?
-Why are consumers credit card debt climbing while interest rates are increasing?
-Are some Americans picking up second jobs?

-What do these signs mean?
Email: [email protected]
Phone: (585)319-4494

High inflation is driving Americans into more debt Saving rates are falling, credit card debt is rising, and more Americans are looking for a second job

The IRS announced adjustments for 2023, which address a few key areas:
https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2023.

What does that mean for you?

There are changes to capital gains tax rates, annual exclusion for gifts, estate tax exclusion, and more.

Have questions about the new rules?
Email: [email protected]
Phone: (585) 319-4494

This material is for informational purposes only and is not a replacement for real-life advice, so make sure to consult your tax professional before modifying your tax strategy.

-What are indicators that signal a potential recession is on the horizon?
-Are all the indicators showing or currently present?
-Can my current Income keep up with the current inflation?

Are We Entering A Recession? How Investors Know When A Recession Begins There are many economic indicators that signal a recession. Here's what investors need to know and how to prepare your finances.

SpaceX Falcon Heavy Rocket Launched on Classified Military Mission The Elon Musk-led space company’s largest rocket flies for the first time in three years, showcasing SpaceX’s growing Pentagon ties.