Randal Ross - Mortgage Loan Officer

What a great day to day goodbye to your financial pressure with a Home Equity Line of credit from Union Home Mortgage. I have talked to many home owners in the past few months who are done with paying 25% interest on their credit card balances. Are you tired of your high credit card balances? Are you ready to do something about them? Call me at 586-242-0711 and let's take that weight off of your shoulders.

Michael Jordan once stated that you miss 100 percent of the shots you do not take. Yes we have a very tight housing market, interest rates are higher then they were a few years ago, and prices are up. But do you know that you can lock in your price on a home today and know moving forward you will have made a great deal. You can lock in your rate today and refinance when rates go lower. Also you may qualify for $10,000.00 in down payment assistance to cover down payment and closing costs. If you don't try you are guaranteed not to be a home owner. Buying a home takes effort, patents, and a will to never give up. Take the shot!!

In today's busy world it maybe hard to keep up with changes in mortgage rates and the economy. Are you curious on how today's market can help you? Call me at 586-242-0711 and let's take a deep dive together and see if there is relief for you.

What is a good indicator of a possible dip in interest rates? Watch what is going on in the financial markets. Yesterday the commerce department stated that the number of jobs that were created this year was over stated by 820,000. This statement sent rates down slightly over fears of a recession.

Did you buy a home over the last 2 years? It is time to look into a refinance and save money. Please give me a call at 586-242-0711 and let's take a look and see if you can benefit today.

Are you tired of paying 25% interest on high balance credit card debt? Do you want to lower those monthly payments by hundreds of dollars per month? Call me at 586-242-0711, and let Union Home Mortgage and myself consolidate your debts into a Union Home Mortgage Equity Line.

Did you purchase your home in the last couple of years? Is your rate over 6.5%? Good news rates are dropping due to the sell off in the equity markets. It is time to refinance to a better rate. Call me at Union Home Mortgage, 586-242-0711. Let's talk about the next step to saving you money.

Did you hear that there was a slight dip in rates this past week? If you are shopping for your next home or looking to refinance in Michigan or Ohio please give me a call at 586-242-0711. Union Home Mortgage has the mortgage program for you. 26 years of mortgage experience and Union Home Mortgage 45 years in the mortgage business.

Looking for fast cash to consolidate debt or home improvements? Union Home Mortgage can help you with there Home Equity Line of Credit. Call me at 586-242-0711 to get started today.

Please join us at Union Home Mortgage during our back pack drive. We are determined to make sure as many kids as possible have the school supplies needed to start the school year. Every little bit helps.

It is Wednesday afternoon do you have your approval yet? Be ready for the weekend be pre-approved before you go and look at houses this weekend. Call me at 586-242-0711, I have 26 years of mortgage experience, let me go to work for you.

Let's make sure our kids have the right supplies to start off the school year, please support UHM's back pack drive, every little bit helps!!

Monday is my favorite day of the week why? Because we are given another week to make things right. Speaking about making things right, what about that credit card debt that is weighing heavy on you and your family? Will this be the week you take steps to lower the rate on your debt and save hundreds of dollars a month. If you are ready to take charge of your debt please call me at 586-242-0711. Union Home Mortgage and myself is standing by to help you.

Good afternoon home shoppers and realtors. Union Home Mortgage has a lot to offer in regards to mortgage programs that will help you win in a tight market. If you are looking for down payment assistance or maybe a 1% down mortgage program, UHM has the mortgage program for you. Call me at 586-242-0711 for a 30 minute conversation. Let UHM and myself help you with the financing of your new home.

Please join us in supporting this supply drive to make sure kids have enough school supplies to start the 2024 school season. Every little bit helps.

For a first time home buyer the process of buying a home can seem pretty complicated. As a mortgage loan officer at Union Home Mortgage it is my honor to be your guide through out the home buying process and after you close on your home. Please give me a call at 586-242-0711 and let's get started on your new chapter of your life.

What a beautiful weekend we had, I was out Saturday and Sunday visiting Open Houses in my area and I was surprised at the number of homes that had dropped the selling price. The dropping of sales price is a big opportunity to buyers looking for their next home.
If you are shopping for your next home and getting frustrated by the high prices, you may want to get back out in the market. But before you shop call me at 586-242-0711 and let's have a discussion about your budget. I have 25 years of helping clients qualify and buy the home of their dreams, let me do the same for you.

To all my friends and clients, I wish you a very happy Fourth of July.

If your marriage is coming to a end and you are a home owner you are going to need my experience as a mortgage banker to help you separate your current mortgage and property. Please feel free to call me at 586-242-0711 for a discreet conversation about your next steps. At Union Home Mortgage we are here for you to help you with life's issues.

Many home owners today have pilled up a lot of credit card debts at interest rates of 25% or higher. Trying to pay this credit card debt off will take you years, at a costs greater than the amount of money you borrowed in the first place.
Are you looking for a way out of the credit card trap? Why not use some equity from your home to level the playing field. Give me a call at 586-242-0711 and let's have a conversation. At Union Home Mortgage we can help.

Are you looking for a mortgage lender that will stay with you after the close to answer your mortgage question and manage your account? Look no further than Union Home Mortgage. We will hold on to your mortgage and always be there to help you. Call me at 586-242-0711 and let me show you what World Class Customer Service looks like.

Are you starting the home buying process? Let me and Union Home Mortgage be your guide. Purchase or refinancing we will walk you through the process all the way to a smooth, stress free closing.

This past weekend I spent some quality time with my family and went to the Air Show at Selfridge Air Base. Just watching the Thunder Birds fly the incredible stunts they do was such a inspiring experience. How do they do these stunts? Practice , Practice, Practice.

This got me thinking, Buying a home can be a daunting experience if you have not done your home work prior to going shopping. By getting a pre- approval you take the guess work out of the transaction. You know what to expect, your anxiety is less and your buying experience will be smooth. Just like the Thunder Birds where practice, makes for a smooth show.

Please feel free to call me at 586-242-0711, Let me show you what Union Home Loans and myself can do for you.
Randal Ross
Union Home Mortgage
NMLS 23416
Email [email protected]

Looking for a home but you can't get approved because you work in the Cannabis Industry? Call me at 586-242-0711, Union Homes Mortgage is one of a few lenders that will use Cannabis income.

What else is there to do on a rainy day but to check out your home financing options at Union Home Mortgage.

As a person in a relationship one of the most difficult times is when you realize your long term relationship is coming to a end. A separation is made more difficult when you and your spouse own a home together. I have handled many divorce situations where the couple needs to divide the equity of the marital home. Call me at 586-242-0711, 25 years of discreet mortgage help.

It is important to know your lending options before you look for your next home. At Union Home Mortgage we have the mortgage program to fit your home buying needs. Call me at 586-242-0711 and let's have a conversation about your future home lending needs.

Who is looking for a home and is totally lost in the process? Call me today, I am a mortgage banker at Union Home Mortgage with 25 years of mortgage experience, I will be glade to guide you through the process.

Memorial Day is recognized as the kick off to summer, But more important it is a day to remember the thousands of young men and women that sacrificed their lives for us. At 1:00 Monday afternoon stop what you are doing and reflect on the costs of freedom. Thank you to our brave members of our military

A financial report came out today showing that Americans owe over a trillion dollars in credit card debt. The average credit card interest rate is between 20% to 30%, Wow!! Are you a home owner caught in the credit card trap? Call me at 586-242-0711 and let me and Union Home Mortgage help you balance your finances out.