Matt Sebastian, Financial Advisor at Morgan Stanley

Today, we celebrate every worker's dedication and effort. Happy Labor Day!

Did you know you can use investment losses to offset your capital gains and reduce your tax bill? See how tax-loss harvesting can work for you.

Tax-Loss Harvesting Can Work Year-Round for Investors—Here's How | Morgan Stanley www.morganstanley.com

Generative artificial intelligence could upend the global travel industry, bringing disruption and opportunity to online travel agencies and search engines.

Will AI Plan Your Next Vacation? www.morganstanley.com

Could you be keeping more of what you earn? Let's discuss strategies to help reduce the impact of taxes on your portfolio all year round, part of Morgan Stanley's Total Tax 365 approach.

Want to Keep More of Your Investment Returns? Consider These Tax Moves | Morgan Stanley www.morganstanley.com

Protein supplements, kombucha and vitamins. A growing elderly population with more money to spend is fueling demand for health-related products, which will drive trends for consumer goods companies.

Aging Consumers Shop for Wellness www.morganstanley.com

Whatever you do today...
do it with the confidence of my son in a Batman costume.

*He's 11 now

Who says taxes can't be a day at the beach? Consider these tax-efficient strategies to help maximize your wealth potential. Learn more.
https://www.morganstanley.com/what-we-do/wealth-management/total-tax-365-tax-managed-investing?cid=whmt-SM_CORP-totalta-16747 https://livesocial.seismic.com/aD_tMB

Navigating personal finances doesn't have to be a solo journey. I can help you feel confident you're making the right decisions for you and your family.

5 Ways to (Finally) Kickstart Your Financial Plan www.morganstanley.com

Wishing everyone a wonderful Fourth of July full of fun and fireworks!

How realistic are your retirement dreams if the market declines or you live longer than expected? Let's discuss what you can do now to help protect your portfolio in the future.

You're Ready for Retirement. Is Your Portfolio? www.morganstanley.com

Automakers are racing toward a future where software, not hardware, will define cars. The shift is forcing manufacturers to put computers at the center of vehicle design. Here's how software will continue to change the market, and the way we drive.

The Future of Cars | Morgan Stanley www.morganstanley.com

From funding a loved one's education to reducing the taxable portion of your estate, I can help you develop a plan for your required minimum distributions.

4 Financially Smart Ways to Take Money Out of Retirement Accounts www.morganstanley.com

The scale of projected power use from Generative AI is surprising—as are the technology's potential benefits for sustainability efforts. As data centers expand, they may drive demand for renewables, such as wind, solar, energy storage, and fuel cells.

Powering the AI Revolution www.morganstanley.com

After an April decline, equity markets have rallied—but risks loom. Let's discuss how to navigate what may be ahead. Learn more here.

Are Markets Overpriced? | Morgan Stanley www.morganstanley.com

Financial abuse of elders is one of the most common crimes in the U.S. Let's discuss how you can protect yourself or your loved ones from scams.

Protecting Elders From Financial Abuse | Morgan Stanley www.morganstanley.com

This is our Australian Shepherd Rex. He's smart too.
He can sit, fetch, and even rollover.
Don't just "sit" on your old 401k, click below to schedule a call so we can discuss ideas for your old 401k. https://livesocial.seismic.com/aBuaJj

Looking to maximize your after-tax return in 2024? Let's discuss how direct indexing can help you customize your investment strategy and potentially lower your tax bill.

Using Direct Indexing for Tax Savings and Flexibility | Morgan Stanley www.morganstanley.com

Could this summer bring a rise in market volatility? Check out the latest commentary and let's discuss strategies for your portfolio.

Watch Out for the Market's Summer Surprises | Morgan Stanley www.morganstanley.com

Whether you want to donate to charity or invest in a loved-one's future, consider these ways to help make your giving go further.

5 Tax-Savvy Ways to Give | Morgan Stanley www.morganstanley.com

Even in an election year, inflation seems to be leading the headlines. Here's why Morgan Stanley Research thinks the election's outcome isn't likely to have a big impact in the near term on inflation or the macroeconomic picture.

Election 2024: Inflation Outlook www.morganstanley.com

Thinking about year-end tax considerations? One option is diversifying a concentrated position. Let's connect and discuss how these 4 strategies may help.

4 Tax-Smart Ways to Diversify Your Portfolio | Morgan Stanley www.morganstanley.com

Buying a home is both an economic decision and a personal one. With mortgage rates potentially declining slightly in 2024, the team and I can help you explore your options. Learn more.

Mortgage Rates Forecast: Will Mortgage Rates Go Down in 2024? | Morgan Stanley www.morganstanley.com

How may November's outcome impact investors? Join Morgan Stanley's Michael J. Stein, Global Head of Government Relations, and Michael Zezas, Global Head of Fixed-Income and Thematic Research, on Tuesday, June 18 to hear their perspectives.

General Election & The Markets – Tuesday, June 18, 12:00 PM ET morganstanley.webcasts.com

Mental health, physical health, financial health... all have a common link. As we wrap up Mental Health Awareness Month, I am committing to helping fighting the stigma surrounding mental illness all year long.
For free and confidential support, prevention and crisis resources, just dial 988 on your phone. You're not alone and you can talk to someone 24/7.

Morgan Stanley is proud to extend our partnership with First Tee for a third year, building on our initiative's success in offering children of all backgrounds access to golf. Learn how a more inclusive tomorrow starts today.

Empowering Kids With First Tee | Morgan Stanley www.morganstanley.com