Valerie Stefancin - Loan Officer

A knowledgeable and respected Mortgage Loan Officer for the past 29 years. Graduated from Lake Erie College with a Bachelor Degree in Business Administration.

Types of Transactions We Handle:
-Residential Purchase Financing
-Rate and Term Refinancing
-Cash-Out Refinancing (Most States)
-Investment Property Loans
-Condo & Townhouse Financing NMLS #: 214033
Ohio: LO.007179.000

How to Clean the Air in Your Home and Keep It Healthy :: Valerie Stefancin's Mortgage Blog 08/31/2024

How to Clean the Air in Your Home and Keep It Healthy :: Valerie Stefancin's Mortgage Blog The Importance of Clean Air in Your Home The air quality in your home plays a crucial role in your overall health and well-being. With the increasing concerns about pollution and allergens, ensuring that the air inside your home is clean and healthy is more important than ever. Here’s how you can ...

8 Ways To Get Your Home Fall Ready :: Valerie Stefancin's Mortgage Blog 08/24/2024

8 Ways To Get Your Home Fall Ready :: Valerie Stefancin's Mortgage Blog New Takes On Autumn Decorating As summer’s warmth fades into the cool, crisp days of fall, it’s the perfect time to transition your home into a cozy, inviting space that reflects the changing season. Beyond the traditional pumpkin decorations and warm blankets, there are new, innovative ways to ...

New ★★★★★ 5 Star Experience.com Review by Bryan S 08/17/2024

5.0 star review received on Experience.com for Valerie Stefancin by Bryan S - Valerie made the process so easy! She was on top of everything and explained everything in the process clearly. She’s great to work with, highly recommended.

New ★★★★★ 5 Star Experience.com Review by Bryan S Click to see all 104 reviews of Valerie Stefancin, Mortgage Loan Officer | NMLS #214033

Maximizing the Potential of Your Spare Bedroom :: Valerie Stefancin's Mortgage Blog 08/16/2024

Maximizing the Potential of Your Spare Bedroom :: Valerie Stefancin's Mortgage Blog Creative Ideas and Practical Uses A spare bedroom is a valuable asset in any home, offering the flexibility to serve various functions depending on your needs and lifestyle. Rather than letting it become a catch-all storage space, consider transforming this room into a purposeful area that enhances....

When Is the Best Time to Build a Pool? :: Valerie Stefancin's Mortgage Blog 08/10/2024

When Is the Best Time to Build a Pool? :: Valerie Stefancin's Mortgage Blog Building a pool is a significant investment that can add value to your home, enhance your outdoor living space, and provide endless fun for your family. However, timing the construction of your pool is crucial to avoid unnecessary delays, cost overruns, and potential disruptions to your daily life.....

Power Outage Preparedness :: Valerie Stefancin's Mortgage Blog 08/02/2024

Power Outage Preparedness :: Valerie Stefancin's Mortgage Blog Essential Tips and Tricks for Homeowners Losing power at home can be an unexpected and frustrating experience, but with the right preparation and knowledge, you can navigate the situation smoothly. Here’s a comprehensive guide on what to do if you lose power at your house, along with some essentia...

Get Ready for Back to School :: Valerie Stefancin's Mortgage Blog 07/27/2024

Get Ready for Back to School :: Valerie Stefancin's Mortgage Blog Tips and Tricks for a Smooth Start As summer winds down and the back-to-school season approaches, it’s time to gear up for a new academic year. Whether you’re a student, parent, or teacher, the transition can be both exciting and challenging. To make this transition as smooth and enjoyable as po...

What to Look for When Buying a House: Beyond the Obvious :: Valerie Stefancin's Mortgage Blog 07/20/2024

What to Look for When Buying a House: Beyond the Obvious :: Valerie Stefancin's Mortgage Blog Buying a house is one of the most significant investments you will make in your lifetime. It’s a decision that goes beyond the financial commitment, encompassing emotional and lifestyle factors. While most buyers focus on price, location, and the number of bedrooms and bathrooms, there are several...

How to Recover from Losing Your Wallet or Purse :: Valerie Stefancin's Mortgage Blog 07/13/2024

How to Recover from Losing Your Wallet or Purse :: Valerie Stefancin's Mortgage Blog What to Do If You Lose Your Wallet or Purse Losing your wallet or purse can be a stressful and disorienting experience. It’s not just the loss of cash that’s concerning but also the potential identity theft and the hassle of replacing all your essential documents. Here’s a step-by-step guide o...

Design Trends to Avoid When Selling Your Home :: Valerie Stefancin's Mortgage Blog 07/06/2024

Design Trends to Avoid When Selling Your Home :: Valerie Stefancin's Mortgage Blog When planning to sell your home, it’s essential to make it appealing to potential buyers. While certain design trends may be popular, not all are suitable when selling a property. Here are some design trends to avoid if you want to ensure your home appeals to a broad audience and maximizes its mar...

New ★★★★★ 5 Star Experience.com Review by Chase K 07/01/2024

5.0 star review received on Experience.com for Valerie Stefancin by Chase K - Great experience. Made sure everyone was doing what they’re supposed to so I could close on time! Very helpful

New ★★★★★ 5 Star Experience.com Review by Chase K Click to see all 103 reviews of Valerie Stefancin, Mortgage Loan Officer | NMLS #214033

Smart Ways to Save and Prepare to Buy a House :: Valerie Stefancin's Mortgage Blog 06/28/2024

Smart Ways to Save and Prepare to Buy a House :: Valerie Stefancin's Mortgage Blog Buying a house is one of the most significant financial decisions you’ll ever make. It requires careful planning, saving, and preparation to ensure you are financially ready and can secure the best possible deal. Here are some smart strategies to help you save and prepare for this major purchase. ...

New ★★★★★ 5 Star Experience.com Review by Daniel K 06/23/2024

5.0 star review received on Experience.com for Valerie Stefancin by Daniel K - Valerie was attentive and always was always looking out for my best interest. She explained every step of the process and made it easy to understand.

New ★★★★★ 5 Star Experience.com Review by Daniel K Click to see all 102 reviews of Valerie Stefancin, Mortgage Loan Officer | NMLS #214033

Creating Your Ideal Home Workout Room :: Valerie Stefancin's Mortgage Blog 06/22/2024

Creating Your Ideal Home Workout Room :: Valerie Stefancin's Mortgage Blog 8 Essentials for Your Exercise Room With the rising popularity of home fitness, creating a dedicated workout space in your home can be both a convenient and cost-effective way to stay in shape. Whether you have a spare room, a basement corner, or even a section of your living room, designing a home....

Safety Devices Every Home Should Have :: Valerie Stefancin's Mortgage Blog 06/15/2024

Safety Devices Every Home Should Have :: Valerie Stefancin's Mortgage Blog 10 Essential Items For Your Home Ensuring the safety and security of your home is a fundamental responsibility for any homeowner. By equipping your home with essential safety devices, you can protect your family and property from various hazards, ranging from fires to intrusions. Here’s a comprehe...

New ★★★★★ 5 Star Experience.com Review by Nicholas S 06/10/2024

5.0 star review received on Experience.com for Valerie Stefancin by Nicholas S - Valerie Stefancin with Click 'n Close Inc. is a consummate professional and an absolute pleasure to work with. Valerie made herself available throughout the entire financing process and answered all of my questions in a concise, professional and customer-focused way. Navigating the mortgage process was very intimidating to me as a first time home buyer, but Valerie made the process quick, efficient, and incredibly easy. I cannot say enough nice things about Valerie and her team with Click ' Close DBA Schmidt Mortgage.

New ★★★★★ 5 Star Experience.com Review by Nicholas S Click to see all 101 reviews of Valerie Stefancin, Mortgage Loan Officer | NMLS #214033

The Magic of Independence Day: A Celebration with Fireworks :: Valerie Stefancin's Mortgage Blog 06/08/2024

The Magic of Independence Day: A Celebration with Fireworks :: Valerie Stefancin's Mortgage Blog Independence Day, affectionately known as the Fourth of July, is a time when families across the United States come together to celebrate a very special event in American history. But have you ever wondered why we celebrate this day and why fireworks light up the sky? Let’s take a fun journey thro...

:: Valerie Stefancin's Mortgage Blog 06/01/2024

:: Valerie Stefancin's Mortgage Blog The Ultimate AC Question Is It Cheaper to Leave the AC On All Day or Turn It On When You Get Home? As temperatures soar, finding the most cost-effective way to keep your home cool becomes a pressing concern. A common question among homeowners and renters is whether it’s cheaper to leave the air co...

Embracing the Summer :: Valerie Stefancin's Mortgage Blog 05/25/2024

Embracing the Summer :: Valerie Stefancin's Mortgage Blog New Experiences to Enrich Your Season As the days grow longer and the sun shines brighter, summer presents a perfect opportunity to break away from routine and try something new. Whether you’re looking to explore the great outdoors, cultivate a new hobby, or simply make the most of your leisure ti...

Should You Get Artificial Grass? :: Valerie Stefancin's Mortgage Blog 05/18/2024

Should You Get Artificial Grass? :: Valerie Stefancin's Mortgage Blog Weighing the Pros and Cons for Homeowners In recent years, artificial grass has gained popularity among homeowners looking to enhance their outdoor spaces with a low-maintenance, aesthetically pleasing option. While the idea of a lush, green lawn without the hassle of mowing, watering, and fertilizi...

The Difference Between Home Warranty and Homeowners Insurance :: Valerie Stefancin's Mortgage Blog 05/11/2024

The Difference Between Home Warranty and Homeowners Insurance :: Valerie Stefancin's Mortgage Blog Navigating Home Protection Options Owning a home is a monumental milestone, but it also comes with its fair share of responsibilities and decisions. Among these decisions, understanding the nuances between a home warranty and homeowners insurance is crucial. While both serve to protect your home and...

Summer Vacation Ideas Across the United States :: Valerie Stefancin's Mortgage Blog 05/04/2024

Summer Vacation Ideas Across the United States :: Valerie Stefancin's Mortgage Blog Go Explore America As the days grow longer and the temperatures rise, it’s time to start planning your summer vacation in the United States. From stunning national parks to vibrant cities and scenic coastlines, the USA offers endless opportunities for adventure and exploration. Whether you’re a ...

Navigating the Home Buying Journey :: Valerie Stefancin's Mortgage Blog 04/26/2024

Navigating the Home Buying Journey :: Valerie Stefancin's Mortgage Blog In the realm of personal finance, few decisions are as significant and rewarding as purchasing a home. For many, it marks a pivotal milestone, symbolizing stability, security, and the realization of lifelong dreams. However, embarking on this journey entails more than just finding the perfect proper...

New ★★★★★ 5 Star Experience.com Review by Kendra V 04/24/2024

5.0 star review received on Experience.com for Valerie Stefancin by Kendra V W - Valerie was amazing to work! She's very knowledgeable and quick to answer calls,texts and emails.She made things very easy and is pleasant to work with. Thank you Valerie

New ★★★★★ 5 Star Experience.com Review by Kendra V Click to see all 100 reviews of Valerie Stefancin, Mortgage Loan Officer | NMLS #214033

Summer Plant Check Up :: Valerie Stefancin's Mortgage Blog 04/19/2024

Summer Plant Check Up :: Valerie Stefancin's Mortgage Blog As summer approaches, it’s important for homeowners to take proactive steps to ensure the health and survival of their plants and trees. The intense heat, dryness, and strong sunlight that come with the summer months can be challenging for your garden, but with some proper care and attention, you ...

New ★★★★★ 5 Star Experience.com Review by Kendra V 04/17/2024

5.0 star review received on Experience.com for Valerie Stefancin by Kendra V W - Valerie was amazing to work with! Everything went very quickly and smoothly.She was always available to communicate with and very quick to respond to my questions and extremely pleasant to work with! Thank you Valerie!

New ★★★★★ 5 Star Experience.com Review by Kendra V Click to see all 99 reviews of Valerie Stefancin, Mortgage Loan Officer | NMLS #214033

Improving Your Home’s Water Quality :: Valerie Stefancin's Mortgage Blog 04/13/2024

Improving Your Home’s Water Quality :: Valerie Stefancin's Mortgage Blog A Simple Guide to Water Filtration and Softening Systems Water quality is a critical factor for homeowners to consider, as it affects not only the taste and safety of drinking water but also the overall health and longevity of plumbing systems and household appliances. Fortunately, there are various...

The Palette of Personality :: Valerie Stefancin's Mortgage Blog 04/09/2024

The Palette of Personality :: Valerie Stefancin's Mortgage Blog What Your Home’s Colors Say About You Your home is more than just a structure; it’s an extension of yourself, a canvas where you express your personality and style. Every color you choose to paint your house, both inside and out, tells a unique story about who you are. From bold statements to su...

New ★★★★★ 5 Star Experience.com Review by Lauren S 04/08/2024

5.0 star review received on Experience.com for Valerie Stefancin by Lauren S - Valerie is a true professional! She took us through the process of financing the purchase of our new home seamlessly. She thoroughly explained everything to us every step of the way so that there are no surprises. I cannot recommend Valerie enough!

New ★★★★★ 5 Star Experience.com Review by Lauren S Click to see all 98 reviews of Valerie Stefancin, Mortgage Loan Officer | NMLS #214033

9 Ways to Get Your Home Summer-Ready :: Valerie Stefancin's Mortgage Blog 03/29/2024

9 Ways to Get Your Home Summer-Ready :: Valerie Stefancin's Mortgage Blog As the winter chill fades away and the sun starts shining brighter, it’s time to shake off the last remnants of cold weather and prepare your home for the joys of summertime. Whether you’re planning backyard barbecues, pool parties, or simply want to enjoy the warm weather in the comfort of your...

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Valerie Stefancin with Schmidt Mortgage Company

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20545 Center Ridge Road Ste 250
Rocky River, OH
44116

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