Navigators Financial, LLC

I know it's a little earlier than normal to start thinking about taxes, but the end of the year often gets here before we know it. When it comes to things like maxing out your 401k, it's easier to start working on it now. Here is a checklist to help you get a jump start on year-end planning. Good luck!

Your year-end tax planning checklist raymondjames.com

The art of giving what you can't take with you: Explore the ways you can plan for the future of a valuable collection today. Enjoy!

The art of giving what you can't take with you raymondjames.com

As technology has advanced and brought new capabilities, so have the methods employed by scammers. Check out these common scams – and how to avoid them. Remember to discuss these with your family members as well. Good luck!

10 common scams and how to avoid them raymondjames.com

This article mentions that garlic is good for us, so I figured I needed to pass it along. Enjoy!

Three ways to eat more nutritiously salon.com

If it feels like your objects own you, and not the other way around, review these tips to free yourself. You might be surprised at how letting go of the past makes way for the future you've pictured for yourself. Enjoy and good luck paring down!

Buckle up and pare down: Shed the excess clutter www.raymondjames.com

As we approach World Elder Abuse Awareness Day (WEAAD), we would like to prioritize our focus on older persons during emergencies and the unique challenges these individuals encounter. Defined as an intentional or negligent act that causes harm or serious risk of harm to an older adult, elder abuse can include physical, psychological, and sexual abuse; financial exploitation; and neglect and abandonment. According to the FBI, in 2023, over 101,000 victims aged 60 and over reported elder fraud. Join us in raising awareness of this crime. Here is some data to help drive each of us to help safeguard those we love.

Elder Fraud, in Focus | Federal Bureau of Investigation www.fbi.gov

This is an interesting read but I'm looking at it in a broader, entrepreneurial manner. If you want to do your own thing, or expand the things you are doing, what is the "Big Idea" that is in front of you but being ignored? Enjoy!

Meet the Woman Teaching Yoga to Truck Drivers outsideonline.com

Last year, more than 338,000 Americans moved for their retirement – only 6% citing financial concerns as a factor in their choice of location. Find out the top destinations for retirees and what's drawing them there. Enjoy!

More retirees crossing state lines – here's where they're going www.raymondjames.com

Want your children to learn life skills that will make them confident, resilient adults? You can teach them about business early. Here are four ways. Enjoy!

Four ways to teach your kids about business www.raymondjames.com

How cyber savvy are you? No matter where you rank, learn how to defend yourself and safeguard your assets:

How cyber savvy are you? www.raymondjames.com

For business owners hoping to pass their franchise on to the next generation, it's important to implement a clear succession plan early. Learn how to get started. Enjoy!

Keep it in the family: succession planning for franchise owners www.raymondjames.com

Planning for the possibility of long-term care and considering who will make decisions if you can't is not simply smart, it is necessary. And that planning now – before you have the need or are unable to share your wishes – is essential.

Protecting your Social Security payout www.raymondjames.com

I thought this article was very interesting but I ask each of you to visualize it a little differently. She is speaking to entrepreneurs but my thought is for everyone to think of themselves as "CEO of Your Name Here, Inc." Enjoy!

Unleash Your Potential: A Roadmap To Success forbes.com

"Age may just be a number, but when it comes to retirement, it matters." In a recent Raymond James article titled "What Time Is the Right Time for Retirement?," we delve into the critical considerations surrounding retirement planning and longevity, like lifestyle alignment, financial preparedness, health and well-being, market volatility and more. There's no one-size-fits-all answer, that's why Raymond James offers a wide variety of longevity planning resources to help your unique circumstances and aspirations. Read the full article for deeper insights and actionable steps toward a rewarding retirement journey. Enjoy!

What time is the right time for retirement? www.raymondjames.com

Identity thieves are stealing other people's personal information and using it to file tax returns. Keep an eye out for warning signs and reduce your vulnerability with a few simple tips.

Protect yourself and your parents from tax fraud www.raymondjames.com

Help protect your assets from an heir's divorce by putting these safeguards in place:

Help safeguard your assets from a beneficiary's divorce www.raymondjames.com

It's important for your business to have cash on hand to meet everyday expenses, pay salaries and suppliers, invest in new equipment, real estate or technology, and fuel growth and expansion. I often say that the game of business, is cash flow. Learn more about useful cash management strategies. Enjoy!

Managing cash, the essential fuel of your business www.raymondjames.com

Tax season can be a period of new possibilities – especially when it comes down to what to do with your refund or, on the flip side, how to settle your bill. Here are some ideas to get you started.

Opportunity blooms in tax season www.raymondjames.com

As you ponder the idea of not working for an income, here are some considerations for your plans. Enjoy!

What time is the right time for retirement? www.raymondjames.com

I'm getting ready to try this one but I'm going to sub in light Sour Cream and light Cream Cheese. Enjoy!

Stuffed Olive Spread tasteofhome.com

Some thoughts for us to ponder (and maybe even implement). Enjoy!

Mastering Emotional Agility: Strategies For Thriving In A Fast-Paced World forbes.com

Data security is increasingly important as technology becomes more engrained in our lives. Prioritize your privacy this year by checking out these tips. Enjoy!

Make data privacy a priority in 2024 www.raymondjames.com

The article claims this is "the best way to start your day". Not sure about that, but it has many of the right elements. Enjoy!

Scrambled Eggs with Spinach, Feta & Pita eatingwell.com

As technology has advanced and brought new capabilities, so have the methods employed by scammers. Check out these common scams – and how to avoid them.

10 common scams and how to avoid them www.raymondjames.com

Some thoughts as we delve deeper into 2024. Enjoy!

Ditch Your Financial Goals In 2024, Focus On Aspirations And Habits forbes.com

There's no one-size-fits-all solution for passing on your family home, but here are a few strategies you can use to help ensure your home stays around for the next generation. Enjoy!

Strategies for keeping your beloved home within the family www.raymondjames.com

Something a little different today to offer some thoughts on helping us get through the grey days. (On the way to golfing/boating/camping/fishing/everything outdoor season for all of us in the north.) Enjoy!

Wellness coach shares practical, simple tips to boost your mood this winter season ksdk.com

Data breaches are scary for everyone involved. Keep yourself e by following these four steps to freeze your credit in the event of a breach.

RJ Connect

Inheriting a business is a lofty undertaking but one you're ready for. Here are some thoughts. Enjoy (and good luck!).

You've inherited a business. Now what? www.raymondjames.com

The landscape has certainly changed quickly. High-profile competitors – including those in college – can profit tremendously from name, image and likeness (NIL) deals. But making sudden wealth permanent requires a long-term focus. Enjoy!

Great wealth, great responsibility for elite young athletes www.raymondjames.com