Rafael Arrieta Mortgage Loans

Mortgage Application Volume Boosted by Fed Comments The volume of mortgage applications increased last week for both home purchases and refinancing. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of that volume, incr...

With a 2-1 temporary buydown, your buyer's interest rate would be reduced by 2% the first year of their loan and 1% for the second. The best part? The buydown is covered by the seller — that means more money in your buyer's pocket for savings, repairs and more. Let's partner today!

Your mortgage payments include more than just the amount you pay on the loan every month. If you have an escrow account, there are actually four (sometimes five) elements that make up your mortgage payment. Call to learn more about your future mortgage!

False! Contrary to popular belief, not all loans require 20% down. Reach out today to learn how you could buy a home with as little as 3% down.

Condos offer a lot of convenience and flexibility. Let our team help you find the condo loan that's best for you.

Congratulations — you just moved into your new home and we couldn't be happier to assist you in the process. Now that the paperwork is all done and signed, here are 3 things you should do next:

Calling all first-time homebuyers: You may be eligible to put just 3% down and qualify for no monthly mortgage insurance! Message me today to learn how.

Worried about interest rates rising while you search for your new home? I can help you lock in your rate today so you can shop until you drop!

An FHA loan can help you get into your dream home with as little as 3.5% down. Contact me today to find out how much you can save.

Your credit score is a number that represents your ability to pay off your debts. The higher your credit score, the better. Feel confident in yours? Call our team of experts today and we can advise you on your next mortgage based on your score.

Thinking about a new beginning away from the city? Call to see if you’re eligible for a USDA loan. It could be your chance to get the space and privacy you want with no down payment.

It's almost 2023, so there's no excuse for an over-complicated mortgage process. That’s why I offer the latest mortgage tools to make your loan process digital. No running around and no wasted time. Call for more details.

Whether you’re an early bird or a night owl, you can apply for a mortgage through our online portal any time. Start your application now!

Conventional loans are offered through private lenders and aren’t backed by a government institution, like FHA or VA loans. Have excellent credit? You could net a lower interest rate than what’s typically offered for government-insured loans. DM me to learn more!

Ready to buy your first home? Avoid these 3 things to ensure your mortgage experience is as quick and painless as possible! Call me today to learn more.

An escrow account isn’t for every one. You could save thousands of dollars by waving the initial escrow deposit at closing — with no fees. WHAM! Call today to see if you’re eligible for an escrow waiver.

If you're self-employed, gathering income documents or tax transcripts for a mortgage application can be a hassle. News flash — you might qualify for a loan today using your bank statements instead. Contact me today to learn more.

Want to be one of the the best-lit houses on the street this holiday season? I'd love to help you with your mortgage and get you into your new home before you can say, "Deck the halls!"

Feeling a little cramped lately? Our team of experts can help get you into a new home with more space today. Just give us a call.

An escrow account isn’t for everybody. You could save thousands of dollars by waving the initial escrow deposit at closing – with no fees. WHAM! Call today to see if you’re eligible for an escrow waiver.

Real Estate Agents – make cold leads a thing of the past. When your past clients are in the market for a new home, we can alert you instantly and at no cost. Call now to get connected.

Call me today to find out how you can use a gift for part or even all of your down payment.

Did you know that conventional loan limits increased this year? Now you can put your high-value listings in reach of more potential buyers! Call us and we’ll put together a rate sheet for your next open house or showing, demonstrating just how affordable even dream homes can be!

Our reputation is everything, and a review from our past clients means the world. If we recently had the opportunity to help you, please head to our Google page and leave us a review!

Real Estate Agents: We’ve got a game-changer for gathering financial documents. Your client simply e-signs the loan documents. We verify income, assets and tax returns. Then we’ll notify you when the loan is approved. It’s a winning play for you and your buyer. DM to learn more.

Calling all military members: You could be eligible for a VA IRRRL (Interest Rate Reduction Refinance Loan). With potentially no income verification and no appraisal needed, we make it easy for you to save.