Scott Clay, Real Estate Broker

Handyman Special
117 Holiday St.
Alma, MI 48801

Welcome home to this super efficient 1 bed, 1 bath house. The home will be perfect for a first time home buyer, landlord, or someone looking to downsize. The home features gorgeous hardwood floors, spacious basement, big lot, wheelchair accessible ramp and within walking distance to the park. The best part, the home is price to sell at $58,000.

Call or text for a private tour, today.
Scott Clay - Broker/owner
Mid-Mitten Realty
7628 Gratiot Rd. #202
Saginaw, MI 48609
C: 989.332.1712
Scott.ClayRealtor@Gmail

**Huge Price Drop**

2099 E. Tittabawassee Rd.
Hemlock, MI 48626
$414,900 - $30k Price Drop

Welcome home to this one of a kind, one owner home, in Midland county. The home features bedrooms, 2full bath, 1 half bath, a 1st floor office//bonus room, full basement, 2 garages all situated on 10 acres, 7 of which are wooded. Storage wont be a problem with the full basement and extra detached 2nd garage. This home has been meticulously maintained over the years and is ready for the next owner to begin their home ownership journey. Call or text for details!

Scott Clay - Broker/Owner
Mid-Mitten Realty
7628 Gratiot Rd. #202
Saginaw, MI 48609
C: 989.332.1712
Scott.ClayRealtor@Gmail

**Now Hiring**

Mid-Mitten Realty is looking to add a couple more active Realtors to our team roster!

Here at Mid-Mitten, we don't charge a commission split like all other big box brokerages. You earn 100% commission on every transaction! No franchise fee's, no 70/30 split, no royalties or even monthly office dues!

We have plenty to offer anyone from a new agent starting out to 20 years in the business.

☑️Dotloop & Authentisign
☑️CRM & Professional Website
☑️Free Office Space
☑️Free use of signs & lockboxes
☑️Marketing Materials
☑️In-house Marketing
☑️24/7 Broker Support..and much more!

We also have an OVERWHELMING amount of Team Leads available for anyone that is struggling to grow their business.

Call or text me today, to see if our brokerage is right for you!

Scott Clay - Broker/owner
Mid-Mitten Realty
7628 Gratiot Rd. #202
Saginaw, MI 48609
C: 989.332.1712
Scott.ClayRealtor@Gmail.

**Back on the Market**
Buyer couldn't perform.

1619 Court St.
Saginaw, MI 48602
$159,900.

Recently remodeled 3 unit, plus garage, multifamily available. The property can generate $2,425 when fully occupied. Current rental income is $1,625 with unit 1 ($800 a month) vacant and move in ready. Each unit has a new fuse panel, along with newer natural gas Goodman furnaces. Tenants pay their own gas &electric, seller pays $100 per month for water and $50 for common area electric. Each tenant has 2 parking spots with additional parking for guests. The basement has potential for another 2 bedrooms, and room to install another bathroom. Each tenant has separate access to their apartment. Within walking distance to Old Town Saginaw. Pre-approved buyers only. Call or text for details.

Scott Clay - Broker/owner
Mid-Mitten Realty
7628 Gratiot Rd. #202
Saginaw, MI 48602
C: 989.332.1712
Scott.ClayRealtor@Gmail

**Hot New Listing**
2099 E. Titabawassee Rd.
Hemlock, MI 48626
$449,900

Welcome home to this one of a kind, one owner home, in Midland county. The home features 4 over-sized bedrooms, 3 bathrooms, a 1st floor office//bonus room, full basement, 2 garages all situated on 10 acres of prime hunting land. Storage wont be a problem with the full basement and extra detached 2nd garage. This home has been meticulously maintained over the years and is ready for the next owner to begin their home ownership journey.

Open house Saturday 12-2 and Sunday 2-4. Call or text for details!

Scott Clay - Broker/Owner
Mid-Mitten Realty
7628 Gratiot Rd. #202
Saginaw, MI 48609
C: 989.332.1712
[email protected]

**Motivated Seller**

527 Meade St.
Saginaw, MI 48602
$45,000

New Updates! Home Sweet Home! You are going to fall in love with this 3 bed, 2 bath home, in Saginaw'swest side. This home features spacious, carpeted bedrooms, nice laminate flooring, trendy bathroom, extra large kitchen withthe full basement for storage. This home is within walking distance to Tony's, hardware stores, and more.

Julian Parson - Realtor
Mid-Mitten Realty
7628 Gratiot Rd. #202
Saginaw, MI 48609
C: 517.928.6630
JulianParson.Realtor@Gmail

**Hot New Listing**

611 Pine Ave.
Alma, MI 48880
$375,000.

Welcome home to this 6 bed, 4 bath, 4000sq ft., historic home, located in the heart of Alma! This home features 3 floors plus a full basement along with a fully fenced in yard. On the first floor you step in to the grand vestibule with beautiful fireplace, primary staircase, library, family room, dining room and kitchen. Just past the kitchen you have your own guest suite//home office ready to serve your needs. The second floor has 5 well-sized bedrooms, two stair cases leading up & down, and a full bathroom. The 3rd floor features a bedroom, office, living room, bathroom and its own heat source. The basement has been finished and ready for the next game on TV. This home has many updates including a 200-amp service panel, a newer furnace &some ductwork, new water heater and more.

Call or text for details.
Scott Clay - Broker/owner
Mid-Mitten Realty
7628 Gratiot Rd. #202
Saginaw, MI 48609
C: 989.332.1712
Scott.ClayRealtor@Gmail

**Hot New Listing**

3850 Bellenca Dr.
Saginaw, MI 48609
$174,900.

Come fall in love with this traditional home located in Carrollton Township. The home features 4 bed, 1.5 bath,a fully fenced in back yard and full basement. You won't have to worry about parking in the snow with the 2 car, heated attached garage, and when the weather is nice this is the perfect location being within walking distance to Hanchett park and a shopping mall. Call your agent today. Open house Sunday, March 24th from 1-3pm.

Scott Clay - Broker/Owner
Mid-Mitten Realty
7628 Gratiot Rd. #202
Saginaw, MI 48609
C: 989.332.1712
Scott.ClayRealtor@Gmail.

**Recent Kitchen & Bath Updates**
527 Meade St.
Saginaw, MI 48602
$44,900.

New Updates! Home Sweet Home! You are going to fall in love with this 3 bed, 2 bath home, in Saginaw's west side. This home features spacious, carpeted bedrooms, nice laminate flooring, trendy bathroom, extra large kitchen with the full basement for storage. This home is within walking distance to Tony's, hardware stores, and more. Call your agent today!

Scott Clay - Broker/Owner
Mid-Mitten Realty
7628 Gratiot Rd. #202
Saginaw, MI 48638
C: 989.332.1712
Scott.ClayRealtor@Gmail

Spring has sprung! We all know in the real estate world this is a busy time of year. Give us a call today to find out our spring listing specials and reserve your spot on the calendar for your free CMA!!

Big shout out to Warren for getting this BEAUTIFUL home under contract for his buyers UNDER asking price! Its tough in this market to get a deal on a home, but Warren fought and fought for his clients and got a great deal for his buyers!

If you are looking for an agent that will go above and beyond for you, give Warren a call today!

**Homeowner Special**

3446 Chalmers Rd.
Saginaw, MI 48601
$49,900.

Bring your hammer and toolbox to this home owners special. The home features 2 bed, 1 bath, full kitchen and sits on a comfortable half acre lot, with a full attic for extra storage. With some love and TLC, this will make a great home!

Call or text for details.

Scott Clay - Broker/owner
Mid-Mitten Realty
C: 989.332.1712
Scott.ClayRealtor@Gmail.

**Handyman Special**
2027 Mershon St.
Saginaw, MI 48602
$22,500

This 3 bed and 1 bath home is ready for a new owner. Priced to sell. With some TLC and renovations, this will make a perfect starter home or great investment opportunity.

Call or text anytime!
Scott Clay - Broker/owner
Mid-Mitten Realty
C: 989.332.1712
Scott.ClayRealtor@Gmail.

**Handyman Special**

3446 Chalmers
Saginaw, MI 48601
$52,000

Welcome to 3446 Chalmers – a fantastic opportunity to invest in your dream home! This charming property boasts 2 bedrooms, 1 bathroom, and the potential for instant equity with some well-deserved TLC. Nestled on a spacious half-acre lot, this residence offers a perfect canvas for your personal touch.

Enjoy the convenience of affordable taxes while being just a stone's throw away from shopping centers and schools. Unleash your creativity and turn this house into your ideal haven. Don't miss out on the chance to own a home with great potential and a prime location. Seize this opportunity at 3446 Chalmers and make it your own!

Land contract terms available. Call or text for details.

Scott Clay - Broker/Owner
Mid-Mitten Realty
7628 Gratiot Rd. #202
Saginaw, MI 48609
C:989.332.1712
[email protected]

Scott Clay, Real Estate Broker Accomplished Real Estate Sales Agent with proven sales track record. Able to generate own business t

Buy your first home at the best possible price for your local market. With advice and tips from a team of experts, this book will help you.

Get your guide Buy your first home at the best possible price for your local market. With advice and tips from a team of experts, this book will help you.

Are you an aspiring entrepreneur looking to start your own business or an established business owner seeking a new location? Look no further than 204 W 3rd Street

Opportunity Knocks: Explore this Commercial Property in Pinconning,... Are you an aspiring entrepreneur looking to start your own business or an established business owner seeking a new location? Look no further than 204 W 3rd Street

Commercial Property for Sale

Welcome to 204 W 3rd St, Pinconning, MI 48650! This prime commercial space offers 2,168 sq ft of versatile space, previously used as a dentist office. With three bathrooms and ample storage, this property is well-suited for a variety of business ventures.

Located conveniently close to schools and parks, this property provides a strategic location for attracting clientele. Whether you're looking to establish a new dental practice, medical office, or any other business, the potential is limitless.

Key Features:

2,168 sq ft commercial space
3 bathrooms
Abundant storage space
Previously a dentist office
Proximity to schools and parks

Don't miss the opportunity to make this versatile commercial space your own. Schedule a viewing today!

Gavin Almeida - Realtor
Mid-Mitten Realty
989.906.6884
Gavin.AlmeidaRealtor@Gmail

Upcoming Open House

January 20th, 1-3pm

11221 E Valley Rd.
Mt. Pleasant, MI 48858
Listed at $110,000.

Introducing 11221 E Valley, a delightful retreat nestled just beyond the borders of Mount Pleasant. This inviting 2-bedroom, 1-bathroom home is situated on a generous 1-acre lot, providing an abundance of space for both privacy and outdoor enjoyment.
Adorned with a sleek metal roof, this residence not only presents a stylish facade but also ensures durability and minimal maintenance. The well-planned design of the property emphasizes efficiency, making it an excellent choice for utilities and a sound investment for the future. Additional storage is available in the outbuildings, offering practical solutions for your organizational needs.
Equipped with a well and septic system, this home promotes a self-sufficient lifestyle while minimizing its environmental footprint. Move-in ready, you can promptly immerse yourself in the tranquility of your new home.
Seize the opportunity to transform 11221 E Valley into your personal haven in Mount Pleasant, where comfort, functionality, and a touch of nature converge on this expansive piece of land. Schedule a showing today and embark on the next chapter of serene living.

Scott Clay - Broker/Owner
Mid-Mitten Realty
C: 989.332.1712
Scott.ClayRealtor@Gmail

Upcoming Open House

January 20th, 1-3pm

11221 E Valley Rd.
Mt. Pleasant, MI 48858
Listed at $110,000.

Introducing 11221 E Valley, a delightful retreat nestled just beyond the borders of Mount Pleasant. This inviting 2-bedroom, 1-bathroom home is situated on a generous 1-acre lot, providing an abundance of space for both privacy and outdoor enjoyment.
Adorned with a sleek metal roof, this residence not only presents a stylish facade but also ensures durability and minimal maintenance. The well-planned design of the property emphasizes efficiency, making it an excellent choice for utilities and a sound investment for the future. Additional storage is available in the outbuildings, offering practical solutions for your organizational needs.
Equipped with a well and septic system, this home promotes a self-sufficient lifestyle while minimizing its environmental footprint. Move-in ready, you can promptly immerse yourself in the tranquility of your new home.
Seize the opportunity to transform 11221 E Valley into your personal haven in Mount Pleasant, where comfort, functionality, and a touch of nature converge on this expansive piece of land. Schedule a showing today and embark on the next chapter of serene living.

Scott Clay - Broker / owner
Mid-Mitten Realty
C: 989.332.1712
Scott.ClayRealtor@Gmail

If you’re moving to a new home, you may be faced with the decision of whether to sell or rent out your old property. Let’s explore the factors to consider and help you make an informed choice! 💡🤔 🔹 Selling Your Home: Selling can provide immediate financial benefits and a streamlined transition. You’ll receive a lump sum from the sale, which can be used for various purposes, such as buying a new home or investing. It’s a clean break and frees you from the responsibilities of being a landlord. 💰🔑 🔹 Renting Your Home: Renting out your property can generate a steady stream of passive income. It allows you to build equity while potentially benefiting from property appreciation over time. Renting can provide long-term financial stability and the option to revisit selling in the future. 📈💼 Consider these factors when deciding: 1️⃣ Current Market Conditions: Assess the local housing market. Are home prices rising? Is there high rental demand? Understanding market conditions can influence your decision-making process. 📊🌍 2️⃣ Financial Considerations: Evaluate your financial goals, cash flow needs, and potential tax implications. Selling provides immediate funds, while renting offers ongoing income with potential tax advantages. Consult with a financial advisor to understand the financial impact. 💸💼 3️⃣ Maintenance and Management: Owning a rental property comes with responsibilities. Consider if you’re willing to handle tenant management, property maintenance, and unexpected repairs. If you prefer a hands-off approach, selling may be the better option. 🛠️🔧 4️⃣ Long-Term Investment Strategy: Assess your long-term investment goals. Does holding onto the property align with your wealth-building strategy? Consider your overall portfolio diversification and risk tolerance. Real estate can be a valuable asset for long-term wealth accumulation. 🏦💼 5️⃣ Emotional Attachment: Evaluate your emotional attachment to the property. Is it a family home with sentimental value? Consider how selling or renting may impact your emotions and personal attachment to the property. ❤️🏡 Ultimately, the decision to sell or rent your old home depends on your specific circumstances and goals. Assess the financial, market, and personal factors carefully to make the best choice for your situation.

Are you ready to take the leap into homeownership but seeking that extra boost of confidence? 🌟💪 Let me guide you through the six empowering ways to feel confident as you embark on this exciting journey! 🚀🔑 1️⃣ Educate Yourself: Knowledge is power! Empower yourself by understanding the home-buying process, from financing options to legal aspects. Ask questions, attend workshops, and seek guidance from a trusted real estate professional. The more you know, the more confident you’ll feel! 2️⃣ Set a Budget: Establish a realistic budget that aligns with your financial situation and goals. Work with a mortgage professional to determine how much you can comfortably afford, factoring in down payment, closing costs, and ongoing expenses. Knowing your financial boundaries breeds confidence in making informed decisions. 3️⃣ Define Your Priorities: What are your “must-haves” and “nice-to-haves” in a home? Identify your needs, preferences, and lifestyle requirements. Having a clear vision of what you’re looking for allows you to search with confidence, knowing you’re making choices that align with your goals. 4️⃣ Build a Strong Support Network: Surround yourself with a team of professionals you trust, including a real estate agent, lender, and inspector. These experts will guide you, answer your questions, and provide the support you need throughout the process. A strong support system ensures you’re never alone in your journey. 5️⃣ Research the Market: Dive into the local real estate market to understand trends, pricing, and neighborhood dynamics. Research comparable sales, school districts, amenities, and future development plans. This knowledge empowers you to make confident decisions and find the right home in the right location. 6️⃣ Trust Your Instincts: Trust yourself! As you explore potential homes, listen to your intuition. Does a property feel like “the one”? Your instincts can play a significant role in your decision-making process. By trusting yourself and your gut feelings, you’ll be more confident in choosing the perfect home. Remember, confidence comes from being well-prepared and informed. Together, we’ll embark on this exciting journey, empowering you to become a confident homeowner! Let’s make your dreams a reality! 🏡💫

Think you know all about property taxes? It’s time to put your knowledge to the test with a true or false question! Comment your answer below, and let’s see how well you fare in this property tax challenge. 🤔✨ 🔍 True or False: Property taxes are solely determined by the assessed value of your home. 🏡💰

Answer = False

Share in the comments below what you value most in a home! Let’s discuss and learn from each other’s perspectives. 💬🌟