Nick Kalkman / Bell Bank Mortgage

NMLS # 848682 Loan Officer that will take care of your purchase and refinance needs

Pay It Forward 09/05/2024

Today is International Day of Charity, which is very important to us at Bell.

Our Pay It Forward program allows us to give back to our community!

Click below to see some videos highlighting just a few of our Pay It Forward stories!

Pay It Forward Bell Bank's Pay It Forward program has become a tradition, building on the bank's mission of giving back to the communities we serve. Bell Bank's owners say ...

09/02/2024

Here’s to a relaxing Labor Day!

Enjoy it! You’ve earned it.

08/29/2024

Our latest Bell Moving Forward 140 loan program simplifies the path to realizing your homeownership dream. By participating, you become eligible for a $1,000 grant to assist with your down payment or closing expenses.

*Subject to credit approval. Income and property location restrictions may apply. Program guidelines are subject to change without notice. Not available in all markets. Other restrictions apply.

08/27/2024

Your dream of owning a home someday may be closer than you think!

At Bell, we make the mortgage process smooth and easy so you can sleep peacefully knowing your mortgage is in good hands.

Give me a call today to learn how we can get you on the road to homeownership!

08/22/2024

You should be focused on designing your dream home and not worrying about the financial side of your new home.

Let our in-house construction team handle the financing for you so you can get back to the drawing board… literally!

08/20/2024

Buying your first home should be exciting, not scary!

Some advantages of purchasing a home are:
- It's a personal investment
- Helps build credit
- It's YOUR home to personalize

Ready to buy?! Let's help make it happen!

08/15/2024

The dog days of summer may technically be over, but we all know that doesn’t make our pets any less important to us! 🐶🐱

Whether your dog wants a big backyard, a park nearby to play in or even a house with central AC, we can help get you into the home that’s perfect for you (and your furry friends)!

08/14/2024

Did you know your home can help you consolidate debt, cover college costs and allow you to finally remodel that part of your house you’ve always wanted to improve?

Give me a call to find out how your home can help you finance your dreams!

08/08/2024

There are so many great benefits to owning your own home!

- Doing home projects to make the home your own.
- Growing and utilizing equity.
- Having your own yard.
- So much more!

Give me a call today to learn how to get pre-qualified for your dream home!

08/07/2024

Get up to $1,000** when you refinance your mortgage with Bell! We’re excited to announce a $500 lender credit on your refi. Plus, you can get $500 when you switch your personal checking to Bell. The choice is yours!

Give me a call today to find out if the time is right for you!

*Lender credit offer valid for all RESPA refinance applications taken on or before Dec. 31, 2024. This is not a commitment to lend. Subject to credit approval. Must be a refinance. Program guidelines are subject to change without notice. Other restrictions may apply. Loan must close with Bell Bank Mortgage to receive the credit.

** Checking bonus offer valid for mortgage loans closed on or before Dec. 31st, 2024. We will deposit $500 after the new first-time Bell Bank personal checking account has been active 60 days with (1) two or more recurring direct deposits totaling $1,500 or greater, excluding transfers from another bank, and (2) 10 point-of-sale debit card transactions or a recurring automatic payment. Bonus will be deposited within five business days after qualifications are met. Limit of one bonus per household and per account. This promotion is available to mortgage loan customers with a current promo code opening a new first-time Bell Bank personal checking account following the closing of their mortgage. New customer may receive Form 1099-MISC for any income they received from us. $50 minimum deposit to open. Promo code: MORTGAGE500. Bell Bank - Member FDIC.

08/01/2024

It’s August which means it’s time to start thinking about Back To School!

It’s important to make sure that you have everything you need to be successful. Which is the same mindset you should have with your mortgage!

Give me a call today to schedule your annual mortgage review so we can make sure you have all the tools you need to be successful in your mortgage!

07/30/2024

If you have a vision for what your dream home is, but you can’t find EXACTLY what you want on the market, maybe it’s time to build your dream home! 🏗️

Give me a call today to learn how our experienced team can help make your vision a reality!

07/25/2024

While our goal is to help you get into your dream home, we also want to make sure that you are at the best place with your current home that you can be.

That includes giving you options for what you can do with your mortgage, including refinancing!

Refinancing can be more than just getting a lower rate, it can even be used to help finance those home projects that you need to get done.

07/23/2024

POV, you just closed your loan with us at Bell!

Give me a call today to learn how easy the mortgage process can be.

07/18/2024

News so nice, we had to share it twice!

Bell has lowered credit score requirements from 620 to 600 on ALL FHA, VA and USDA loans!

Reach out to me today to see how this could help you get into your dream home.

*Program guidelines are subject to change without notice. Other restrictions apply. All loans are subject to credit approval.

07/16/2024

Homeownership IS possible!

At Bell, we have loan options for just about everyone! So, if you think that Homeownership isn’t something for you yet, give me a call so we can talk through what options are best for you and you might be surprised how our down payment assistant programs can help you become a homeowner sooner than you think!

07/11/2024

Are you or someone you know looking to purchase a home in Nevada? You’re in LUCK! ♠️♥️♣️♦️

We’ve added The Silver State to our list of states that we lend in!

07/09/2024

Summer can be a busy and stressful time.

It’s important to take a second, take a deep breath and relax!

07/04/2024

Have fun and stay safe however you choose to celebrate today!

Happy 4th of July!

07/02/2024

Homeownership month may be over, but luckily homeownership is something that isn’t restricted to just one month.

Everyone’s homeownership journey is unique to them, so if you want to start planning out your own timeline, give me a call!

06/27/2024

Do you have home projects on your to-do list? This could be anything from planting grass seed to redoing the kitchen.

If you are worried about financing it, give me a call! We have rehab loans that could possibly help or maybe you would be a position to refinance and utilize your home equity!

06/25/2024

I understand that it can be hard to ask for help, especially when it comes to money.

Luckily, you don’t have to! At Bell, we make sure that we look at downpayment assistance options available for you to match with the loan option that is right for you!

06/20/2024

If building a new home seems impossible because there are too many moving parts, let Bell be your one-stop-shop!

While we handle your construction loan in-house, the only thing you have to worry about is getting ready to move into your house… and what dreamy light fixtures or flooring you want.

06/19/2024

Today we celebrate Juneteenth! Today is a day of celebration, but also for reflection and education.

Learn more about Juneteenth: https://www.juneteenth.com/

06/18/2024

Sometimes renting can appear as though it’s the cheaper option for your housing needs, but looking at it long-term can make you question whether or not that’s true!

Give me a call today so we can start looking at housing options that are perfect for you and your budget!

06/16/2024

Happy Father’s Day to all the dad’s out there!

I hope your day is as good as your jokes are!

06/14/2024

Good news! Rates have dropped.

If you closed in the last few years, you might benefit from refinancing! Reach out to see how I can help you save money each month.

06/13/2024

Whether you want a bigger yard for your dog, your family or even just your garden, now is a great time to start looking!

The first step to finding that perfect yard is to get pre-qualified. Give me a call today so we can get the seeds planted for your home-buying journey.

06/11/2024

Homeownership month continues to move along and so should your homebuying journey!

Don’t let the fear of a large downpayment scare you. At Bell, we have programs that can finance your home for as little as 1% down. 😱

06/06/2024

As promised, this month we are going to be highlighting different programs and homeowner tips.

To kick things off we have new construction! 🔨

Building your own home is a great way to make sure it’s perfect for you and here at Bell we have a top notch in-house construction team so we can ensure you have a smooth mortgage process!

Want your business to be the top-listed Finance Company in Saint Paul?
Click here to claim your Sponsored Listing.

Videos (show all)

Back To The Drawing Board
Dog Days Of Summer
The Benefits of Owning Your Own Home
You have the vision!
Let Us Help You Refinance Your Home.
Exciting News!
Bell Lends In Nevada
Homeownership is Possible - All Year Long
Homeownership is Possible - DPA
Homeownership is Possible - Cost of Rent
Homeownership is Possible - Affordable Lending
Homeownership is Possible - New Construction

Category

Address


971 Sibley Memorial Highway
Saint Paul, MN
55118

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Other Loans in Saint Paul (show all)
Robert Murray - Lend Smart Mortgage Robert Murray - Lend Smart Mortgage
2233 Hamline Avenue N, Suite 410
Saint Paul, 55113

I offer residential home mortgage services for purchases or refinancing.

Betsy Phillips - Mortgage Loan Officer Betsy Phillips - Mortgage Loan Officer
Victoria Street
Saint Paul, 55126

Betsy Phillips NMLS 2259196 Nonprofit Mortgage Company NMLS 1608823 Equal Housing Opportunity

Moffitt Mortgage Group at Bell Bank Mortgage NMLS #452833 Moffitt Mortgage Group at Bell Bank Mortgage NMLS #452833
Saint Paul, 55110

Moffitt Mortgage Group provides home loans through Bell Bank Mortgage with 20+ years of experience 🏡

Georgia Anderson at Edina Realty Mortgage Georgia Anderson at Edina Realty Mortgage
723 Cleveland Avenue S
Saint Paul, 55116

I am a licensed Sales Associate with Edina Realty Mortgage NMLSR#2350662 Edina Realty Mortgage NMLS#7

Royal Payday Loans Royal Payday Loans
Saint Paul, 55101

Our mission is to connect you with a compatible lender to provide you fast, easy, and secure payday loans. We have served countless satisfied customers and placed them directly wit...

Jared Bronson- Envoy Mortgage NMLS #1998347 Jared Bronson- Envoy Mortgage NMLS #1998347
Saint Paul, 55303

From our Twin Cities branch, I'm pleased and proud to serve customers at all levels of borrowing

Ryan Nechas Bay Equity Mortgage Ryan Nechas Bay Equity Mortgage
434 Hale Avenue, Suite 100
Saint Paul, 55128

LO NMLS# 212311 Bay Equity LLC | NMLS ID# 76988. Equal Housing Opportunity

Enda Moore at Edina Realty Mortgage Enda Moore at Edina Realty Mortgage
723 Cleveland Avenue S
Saint Paul, 55116

I am a Mortgage Consultant with Edina Realty Mortgage NMLSR#1044631 Edina Realty Mortgage NMLS#75164

First Farmers & Merchants Bank First Farmers & Merchants Bank
332 Minnesota Street Suite E160
Saint Paul, 55101

Welcome to First Farmers & Merchants Bank, where we believe in you and the community!

John Hudson Senior Loan Officer NMLS 1270806 John Hudson Senior Loan Officer NMLS 1270806
1895 Plaza Drive Suite 250
Saint Paul, 55122

John Hudson NMLS 1270806 Mortgage Banker Loan Depot 1895 Plaza Drive Suite 250 Eagan, MN 55122

Andrea Altamirano- Sunrise Banks NA- NMLS 1234641 Andrea Altamirano- Sunrise Banks NA- NMLS 1234641
2300 Como Avenue
Saint Paul, 55108

Are you interested to find out the steps for a mortgage pre-approval? Call me!

Axia Home Loans Axia Home Loans
90 Dale Street S #2
Saint Paul, 55102

Our mission is to create sustainable home ownership through responsible lending in the communities in which we live and work.