Nick Kalkman / Bell Bank Mortgage
NMLS # 848682 Loan Officer that will take care of your purchase and refinance needs
Today is International Day of Charity, which is very important to us at Bell.
Our Pay It Forward program allows us to give back to our community!
Click below to see some videos highlighting just a few of our Pay It Forward stories!
Pay It Forward Bell Bank's Pay It Forward program has become a tradition, building on the bank's mission of giving back to the communities we serve. Bell Bank's owners say ...
Here’s to a relaxing Labor Day!
Enjoy it! You’ve earned it.
Our latest Bell Moving Forward 140 loan program simplifies the path to realizing your homeownership dream. By participating, you become eligible for a $1,000 grant to assist with your down payment or closing expenses.
*Subject to credit approval. Income and property location restrictions may apply. Program guidelines are subject to change without notice. Not available in all markets. Other restrictions apply.
Your dream of owning a home someday may be closer than you think!
At Bell, we make the mortgage process smooth and easy so you can sleep peacefully knowing your mortgage is in good hands.
Give me a call today to learn how we can get you on the road to homeownership!
You should be focused on designing your dream home and not worrying about the financial side of your new home.
Let our in-house construction team handle the financing for you so you can get back to the drawing board… literally!
Buying your first home should be exciting, not scary!
Some advantages of purchasing a home are:
- It's a personal investment
- Helps build credit
- It's YOUR home to personalize
Ready to buy?! Let's help make it happen!
The dog days of summer may technically be over, but we all know that doesn’t make our pets any less important to us! 🐶🐱
Whether your dog wants a big backyard, a park nearby to play in or even a house with central AC, we can help get you into the home that’s perfect for you (and your furry friends)!
Did you know your home can help you consolidate debt, cover college costs and allow you to finally remodel that part of your house you’ve always wanted to improve?
Give me a call to find out how your home can help you finance your dreams!
There are so many great benefits to owning your own home!
- Doing home projects to make the home your own.
- Growing and utilizing equity.
- Having your own yard.
- So much more!
Give me a call today to learn how to get pre-qualified for your dream home!
Get up to $1,000** when you refinance your mortgage with Bell! We’re excited to announce a $500 lender credit on your refi. Plus, you can get $500 when you switch your personal checking to Bell. The choice is yours!
Give me a call today to find out if the time is right for you!
*Lender credit offer valid for all RESPA refinance applications taken on or before Dec. 31, 2024. This is not a commitment to lend. Subject to credit approval. Must be a refinance. Program guidelines are subject to change without notice. Other restrictions may apply. Loan must close with Bell Bank Mortgage to receive the credit.
** Checking bonus offer valid for mortgage loans closed on or before Dec. 31st, 2024. We will deposit $500 after the new first-time Bell Bank personal checking account has been active 60 days with (1) two or more recurring direct deposits totaling $1,500 or greater, excluding transfers from another bank, and (2) 10 point-of-sale debit card transactions or a recurring automatic payment. Bonus will be deposited within five business days after qualifications are met. Limit of one bonus per household and per account. This promotion is available to mortgage loan customers with a current promo code opening a new first-time Bell Bank personal checking account following the closing of their mortgage. New customer may receive Form 1099-MISC for any income they received from us. $50 minimum deposit to open. Promo code: MORTGAGE500. Bell Bank - Member FDIC.
It’s August which means it’s time to start thinking about Back To School!
It’s important to make sure that you have everything you need to be successful. Which is the same mindset you should have with your mortgage!
Give me a call today to schedule your annual mortgage review so we can make sure you have all the tools you need to be successful in your mortgage!
If you have a vision for what your dream home is, but you can’t find EXACTLY what you want on the market, maybe it’s time to build your dream home! 🏗️
Give me a call today to learn how our experienced team can help make your vision a reality!
While our goal is to help you get into your dream home, we also want to make sure that you are at the best place with your current home that you can be.
That includes giving you options for what you can do with your mortgage, including refinancing!
Refinancing can be more than just getting a lower rate, it can even be used to help finance those home projects that you need to get done.
POV, you just closed your loan with us at Bell!
Give me a call today to learn how easy the mortgage process can be.
News so nice, we had to share it twice!
Bell has lowered credit score requirements from 620 to 600 on ALL FHA, VA and USDA loans!
Reach out to me today to see how this could help you get into your dream home.
*Program guidelines are subject to change without notice. Other restrictions apply. All loans are subject to credit approval.
Homeownership IS possible!
At Bell, we have loan options for just about everyone! So, if you think that Homeownership isn’t something for you yet, give me a call so we can talk through what options are best for you and you might be surprised how our down payment assistant programs can help you become a homeowner sooner than you think!
Are you or someone you know looking to purchase a home in Nevada? You’re in LUCK! ♠️♥️♣️♦️
We’ve added The Silver State to our list of states that we lend in!
Summer can be a busy and stressful time.
It’s important to take a second, take a deep breath and relax!
Have fun and stay safe however you choose to celebrate today!
Happy 4th of July!
Homeownership month may be over, but luckily homeownership is something that isn’t restricted to just one month.
Everyone’s homeownership journey is unique to them, so if you want to start planning out your own timeline, give me a call!
Do you have home projects on your to-do list? This could be anything from planting grass seed to redoing the kitchen.
If you are worried about financing it, give me a call! We have rehab loans that could possibly help or maybe you would be a position to refinance and utilize your home equity!
I understand that it can be hard to ask for help, especially when it comes to money.
Luckily, you don’t have to! At Bell, we make sure that we look at downpayment assistance options available for you to match with the loan option that is right for you!
If building a new home seems impossible because there are too many moving parts, let Bell be your one-stop-shop!
While we handle your construction loan in-house, the only thing you have to worry about is getting ready to move into your house… and what dreamy light fixtures or flooring you want.
Today we celebrate Juneteenth! Today is a day of celebration, but also for reflection and education.
Learn more about Juneteenth: https://www.juneteenth.com/
Sometimes renting can appear as though it’s the cheaper option for your housing needs, but looking at it long-term can make you question whether or not that’s true!
Give me a call today so we can start looking at housing options that are perfect for you and your budget!
Happy Father’s Day to all the dad’s out there!
I hope your day is as good as your jokes are!
Good news! Rates have dropped.
If you closed in the last few years, you might benefit from refinancing! Reach out to see how I can help you save money each month.
Whether you want a bigger yard for your dog, your family or even just your garden, now is a great time to start looking!
The first step to finding that perfect yard is to get pre-qualified. Give me a call today so we can get the seeds planted for your home-buying journey.
Homeownership month continues to move along and so should your homebuying journey!
Don’t let the fear of a large downpayment scare you. At Bell, we have programs that can finance your home for as little as 1% down. 😱
As promised, this month we are going to be highlighting different programs and homeowner tips.
To kick things off we have new construction! 🔨
Building your own home is a great way to make sure it’s perfect for you and here at Bell we have a top notch in-house construction team so we can ensure you have a smooth mortgage process!
Click here to claim your Sponsored Listing.
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971 Sibley Memorial Highway
Saint Paul, MN
55118
Opening Hours
Monday | 9am - 5pm |
Tuesday | 9am - 5pm |
Wednesday | 9am - 5pm |
Thursday | 9am - 5pm |
Friday | 9am - 5pm |
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