Ian Moore - CMG Home Loans

What’s new in market news? Although mortgage rates have inched higher in recent weeks, the upcoming jobs report could help to reverse the trend. Here’s what you need to know: http://spr.ly/61819Oz1H

VA, FHA, USDA, oh my! With all the different loan options, how do you know which one is right for you? Scroll through as we break down Conventional, VA, FHA, and USDA Loans

Are you ready to declare independence from your landlord? When you own your home, you have the freedom to paint the walls any color you like, renovate the kitchen or bathrooms, install fixtures of your choice, or create a beautiful garden in the backyard. You don't need your landlord's approval, just a mortgage preapproval!

As the temperatures are heating up, are you ready to dive into homeownership? As you begin the home buying process, here are five ways you can financially prepare for a home loan: http://spr.ly/6180gFsUu

Real talk— do you *really* need a REALTOR®? While it's not a requirement, having a knowledgeable real estate agent can help you navigate the current market, sell/buy quicker, and earn higher profits. Scroll through ➡️ to see why working with a real estate agent pays off

“Your offer has been Accepted”…
I love hearing this for my clients & it never gets old, and never will.

3 accepted offers between last Friday & today.
Congrats to these buyers and great work by these real estate agents.

Now it’s our time as the lender to show them why they made a great decision by using us - and get them CTC & ready for the closing table with high-level communication to all parties, setting clear goals early on & then checking those milestones off as we make progress every day, & having full transparency in our process & their #’s. Want your next offer accepted? 📱📧

Who’s ready to buy a home?
Message me & let’s strategize and dial-in a plan for homeownership - together.

Thinking of closing out your credit card? Wait until AFTER closing day! Closing a credit card, even if you've paid it off completely, factors into your score differently than just having it paid off. Our advice? Wait until after you close on your mortgage to close a credit account

Need some good news? According to a recent report by Realtor.com, there are now 35.5% more homes on the market than this time last year. Need some even better news?! There’s a rising number of AFFORDABLE homes hitting the market. Read here: https://www.cmghomeloans.com/mysite/Ian-Moore/blog/glimmers-of-hope-for-home-buyers-arise-as-inventory-inches-up-2024-06-21

Being a homeowner comes with a number of perks and financial benefits; one of which is home equity. Home equity is the difference between the amount you owe on a mortgage and what the home is worth. Do you know how to make the most of your home equity? Scroll through➡️

When was the last time you changed your air filter? Generally, most air filter manufacturers and HVAC companies recommend changing your air filter every 90 days, or 3 months. Changing your filter can improve home air quality and energy efficiency, as well as providing you with better temperature control

Want to keep cool without sweating the electric bill? Scroll through for 5 tips to cool your home without breaking the bank 🧊😎

No W-2? Don't sweat it! 😅 We have exclusive loan programs to help you slide into homeownership this summer. Ask me about our non-QM solutions!

What’s new in market news? Yesterday, the consumer price index (CPI) revealed that inflation levels in May were lower than expected. As a result, mortgage rates trended downward. Read here: http://spr.ly/61885qlME

As we celebrate National Homeownership Month, are you ready to purchase your first home? Ask yourself these 5 questions to determine if you're ready to break up with your landlord!

Looking for that sweet spot between staying cool and keeping your energy bill low? Experts recommend setting your thermostat to 78°F in the summer months

Ready to make a splash this summer? List & Lock™ can help you sell faster without lifting a finger. Plus, with our new List & Lock & Save program, you can save up to $5,000 in closing costs when you finance your next home purchase with CMG. Ask me how our List & Lock advantage can help you dive into savings!

Did you know? Approximately one third of young home buyers plan to use retirement savings to buy a house. Instead of tapping into your 401(k), consider these alternatives: http://spr.ly/61895G4nv

Exciting news for home buyers! The Department of Housing and Urban Development (HUD) has updated its gift fund guidelines, adding MORE flexibility on FHA Loans. Here’s how this can benefit home buyers like you: http://spr.ly/618458Kvr

Do you have a pool in your backyard? Or, are you looking to buy a home with a pool? Here are some tips to help your summer go swimmingly 🏊‍♀️

Should you get preapproved BEFORE you start looking at homes for sale? YES! A mortgage preapproval uses your verified credit score, income documentation, bank statements, and employment verification to approve you, as a buyer, to purchase a home. Your preapproval lets you know how much you can afford, so you don't get your heart set on a home that's out of your budget.

Though rates started off last week by inching higher, they started to trend lower toward the end of the week as a result from some rate-friendly economic data. Here’s how this week holds the potential to continue to lower rate trend: http://spr.ly/6188e0cw6

When is the best time of year to buy a home? Fall, winter, spring, or right now? Here’s what you need to know about the timing of your home purchase: http://spr.ly/6187eU6Vv

Congratulations to these wonderful home buyers & sellers! They successfully closed on the sale of their previous home and the purchase & acquisition of their awesome new home in Billerica, this morning and are gearing up to make their move!

from guided them through the process with simplicity & ease, & helped them navigate a simultaneous home sale & purchase in this market - which is not easy despite her ability to make it appear so, to everyone involved. Always a pleasure Jill!

It was a privilege to work alongside Paul Dunton on this transaction as well, who rep’d the sellers. Paul is a stud & I hope to add some value to his business moving forward!

Big thanks to David Clermont from Clermont Law Office, PC for facilitating the closings as well. Dave is the man and a super talented/knowledgeable attorney for anyone in need.

It’s Friday - our clients have closed & it’s a beautiful day. Let’s get after it!!!

Your dream home, just the way you want it. One application, one loan, one closing. Ask me about the All In One™ Construction Loan!

Financial independence is a dream for most of us, and homeownership is a key tool to get there. Homeownership means freedom from a landlord, freedom from design that you didn’t choose, and freedom from rent that gives you no equity.

Where do you see yourself 5 days from now? 🤔 With our 5-day HELOC, you can access up to $400,000 in in as little as 5 days. Want to learn more? Contact me today!

We take a moment to remember our men and women of the US Armed Forces who have lost their lives to keep us free. Our respect and gratitude goes to all members who have served our great nation! We live in the home of the free, because of the brave 🇺🇸

If you’re in the military, getting new orders that require a move is not uncommon. Follow these four tips for a quick and efficient military move http://spr.ly/6181e8d2U

BREAKING NEWS: The Department of Veteran Affairs (VA) announced Tuesday that it plans to temporarily loosen policy restrictions in order to allow VA buyers to directly compensate their agents. As this circular is set to be issued between now and June 12, here’s how this change can help VA-eligible buyers achieve their dreams of homeownership: http://spr.ly/6185d7BB3

While waiting for your loan to close, don't switch jobs or quit your current job. Lenders like to see job stability, so a change in employment could hold up the loan process or jeopardize it altogether. If you're looking to make career moves, wait until after closing day!