Daniela Perez, Financial Services Professional with Nylife Securities LLC

You may have the perfect retirement in mind, but when it comes to your savings, it's always a good idea to expect the unexpected. From medical bills to inflation, having a steady stream of income in retirement can ensure your plans don't get derailed. Reach out, and I'll help you come up with a strategy that keeps you on track.

Planning for Retirement – Strategies and Insurance | New York Life New York Life can help you identify the insurance, investment solutions, and strategies to make your savings last.

Single parents deserve all the respect—and help—they can get. While there’s no checklist for what to do when you become a single parent, I can help you with the financial solutions you need to give them the life they deserve.

Life Insurance and Finance Tips for Single Parents | New York Life Read New York Life's complete guide to financial planning and life insurance tips for single parents for helpful tips.

20 years ago, New York Life created its African American Market Unit to deepen its reach & impact in Black communities. I’m proud to be an AAMU agent empowering Black families with financial literacy and strategies to help close the racial wealth gap. Contact me to learn more.

Both CDs and fixed deferred annuities are considered low-risk investments, but if your goals are more long-term, an annuity may be your better option. From tax benefits to return on interest, make sure you're saving the right way for the goals you want to achieve.

Fixed Deferred Annuity vs CD | New York Life Read the pros and cons of fixed deferred annuities and CDs. Compare taxation and rates of CDs vs fixed annuities, and decide which is best for you.

Most Americans (58%) plan on retiring after age 60.* What’s the first thing you plan to do when you retire?

* https://bit.ly/3YHoxPA

Over 65% of Americans worry they will run out of money in retirement.* What are your thoughts?

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While it's true women have longer life expectancies, it can often make funding retirement that much harder. As you face unique challenges on your road to financial security, it's important to have someone by your side who knows how to navigate them. Whether retirement is around the corner or still a long ways off, learn what you can do now to better prepare for the road ahead and let's chat.

5 steps to bridge the retirement savings gender gap. Learn about five ways you women catch up in retirement savings.

We know that 39% of women switch financial advisors citing poor customer service as a key factor. But you'll never get that with us. Unlike most other companies, New York Life provides their agents with training to better understand and help serve women who invest. That's how I know I can help. Reach out and let's discuss how I can help you lead the charge of your financial future.

Women & Investing Inspire women by partnering in their financial growth. New York Life Investments can help you strengthen existing relationships and acquire new clients.

Paying off debt is important, but it shouldn't be at the expense of your future goals. By starting small and staying consistent, you can pave the way for a brighter financial future while tackling debt head-on. Here are some tips to help you get started. For a more individualized approach, reach out and let's talk.

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Tax-free transfers from IRAs to CRTs and CGAs
IRA owners who want to support a specific charity but also like the idea of receiving a lifetime stream of steady payments can now do both, thanks to a new law described in this article from Professor Chris Hoyt. Learn how donors can retain income from donated funds while ensuring future support for their chosen causes and take full advantage of this evolving landscape of charitable giving options.
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Geopolitical risk has so much impact on navigating the markets but can feel impossible to position around. The strategists at New York Life Investments talk through their framework for how geopolitical risks make their way into portfolios and discuss investment approaches that can seek to protect against – or benefit from – macro volatility.
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According to New York Life's Wealth Watch 2024 outlook survey, only 37% of adults met or exceeded their savings goal for 2023 without having a financial strategy. Want to achieve more of your financial goals? Reach out, and I'll help you come up with a strategy for the rest of 2024 and beyond.

Social Security benefits are a vital part of your retirement income. Know your options.
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Take control of your future by ensuring you're on the right track to achieve your financial goals.
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Having a personal trainer can be a big help if you want to stay in shape. The same is true when it comes to your financial fitness. Reach out, and together we can discuss some holistic strategies to help get your financial health in tip-top shape.

New York Life is proud to be ranked among the best companies for customer service in Newsweek's 2023 "America's Best Customer Service" list. This honor is a testament to our unwavering commitment to be there for our customers when they need us. Click the link to learn more about how we strive to go above and beyond for our clients.

What’s New York Life’s approach to managing social and environmental impacts? Find out here. Learn more about New York Life's 2023 Corporate Social Responsibility Report.

As you enjoy the warm summer days, remember that planning for the future is just as important as savoring the present. Let’s work together on building a strategy that ensures your future is made in the shade. Reach out and let's talk.

Summer is here, and it's the perfect time to enjoy the sunshine without burning through your savings. Need personalized advice on managing your summer expenses? Reach out for guidance, and let’s ensure your finances stay as bright as these sunny days.
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Social media can be a great resource for tips and advice. But when it comes to your financial security, it never hurts to follow up with a trusted professional. Whatever your goals for the future may be, I can provide customized guidance to help you in your journey. Reach out, and let's talk.

As a parent, one of the greatest gifts you can give yourself—and your family—is the assurance of a secure retirement. That's why it's important to plan ahead to ensure financial stability during your non-working years. This Parents' Day, give your future self a pat on the back by reaching out and letting me help you build the retirement you deserve.

After two years of higher interest rates, inflation and employment data are pointing to a potential Fed cut. Lauren Goodwin and Julia Hermann - the strategists at New York Life Investments - discuss why this may be the case, what to watch, and what it means for the economy, markets, and investors.
https://bit.ly/3LXvwMJ

Employee life insurance can be a desirable benefit, but it also has its limits. For one, you can't take it with you when you leave your job. Learn how individually-owned life insurance from New York Life can give you more options—and more coverage—and reach out if you want to talk.

Is employee life insurance enough for you? | New York Life Employer provided life insurance is a valuable benefit, but it's not always enough. Learn how to supplement your policy's coverage from a New York Life agent.

What sets us apart from other mutual life insurers? Our diversified business model that contributes to our success. Click here to find out why it matters to our policy owners.

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I am so proud to have qualified for New York Life’s President's Council and stand among my peers who put love into action each and every day.

America’s credit card debt continues to be a problem. At present, 42% of adults carry credit card debt, with Gen Xers facing a particularly challenging situation due to increasing debt levels. Read even more interesting findings in the most recent Wealth Watch survey from New York Life.

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According to the latest Wealth Watch survey by New York Life, 36% of adults feel less prepared for retirement than their parents. Additionally, nearly half of all adults believe they are lacking sufficient support in getting ready for their retirement, making them feel like they are "going it alone." Read even more interesting findings in the most recent Wealth Watch survey from New York Life.

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Making people feel more secure is what we’re about. So even though dividends are not guaranteed—I’m proud to say that 2023 will be the 169th consecutive year that eligible policy owners receive them. Let’s talk about what that could mean for your future.

New York Life declares largest dividend in company history with $2.0 billion total payout expected in 2023 | New York Life New York Life declares largest dividend in company history with $2.0 billion total payout expected in 2023