Wyble Graham Garcia Wealth Management

Beware the "Gridlock Rally"?

Beware a “Gridlock Rally” View this post...

One of the few silver linings to come of inflation.

401(k) limit increases to $22,500 for 2023, IRA limit rises to $6,500 | Internal Revenue Service IR-2022-188, October 21, 2022 — The IRS announced today that the amount individuals can contribute to their 401(k) plans in 2023 has increased to $22,500, up from $20,500 for 2022. The IRS today also issued technical guidance regarding all of the cost of living adjustments

These Are the New Tax Brackets and Standard Deductions for 2023 The IRS has announced the new figures—adjusted for inflation—for next year.

WGG is six years old! Thank you so much to all of clients and families. It has been an honor and pleasure to serve you!

As stocks hit new lows for the year and mortgage rates are at new highs, investors are also concerned about struggling bond market holdings in their portfolios.

Kara Murphy, CIO of Kestra Holdings, discussed what’s driving the current market volatility in "Money with Murphy." http://ow.ly/gL8H50KYgqn

Markets in a Minute: Will the Inflation Reduction Act Actually Reduce Inflation?

The Inflation Reduction Act, which has been signed by the president and has passed the House, has been heralded as a major legislative victory for the Democratic party. But will it really matter for the economy or the markets? Read the latest Markets in a Minute to learn more.

Read Markets in a Minute

www.kestrafinancial.com

Markets in a Minute: Recession? Does it Matter?

As economic growth cools and inflation heats up, we are hearing more about recessions. Let’s talk recession and what’s happening with the latest GDP report.

https://www.kestrafinancial.com/newsroom/perspectives/markets-in-a-minute-8-2-22

www.kestrafinancial.com

Money with Murphy: Mid-Year Reflection
Our 2022 theme of downshifting, or slowing of growth, is certainly coming to fruition as we close out the first half of the year. Watch the latest Money with Murphy for some insight into what we are watching and what to keep in mind when making investment decisions.

https://vimeo.com/729283856/eae8965643

Money with Murphy Episode 25: Mid-Year Reflection The opinions expressed in this commentary are those of the author and may not necessarily reflect those held by Kestra Advisor Services Holdings C, Inc., d/b/a Kestra…

The average rate for a 30-year fixed mortgage loan hit a 14-year high last week.

In her latest "Markets in a Minute" installment, Kestra Holdings CIO Kara Murphy discussed her outlook on mortgage rates and whether a 2008-style crash is on the horizon. http://ow.ly/gMGA50JFRBh

Rising Rates 101: What You Need to Know Rate hikes are meant to curb inflation, but could also impact your portfolio.

We had a great time at the Digital Assets Council of Financial Professionals conference last week in Austin. It was a great opportunity to expand our knowledge of the Digital Asset and Cryptocurrency space.

Save Smart, Spend Smart: 10 Qualified 529 Expenses Avoid paying unnecessary taxes on 529 withdrawals by sticking to qualified expenses.

10 Things You Should Know About Bear Markets Even elite athletes need rest days to stay healthy. Sometimes financial markets need to reset from record-setting performance, too. Here’s what you need to know about bear, or down, markets.

Money with Murphy – Stagflation
As economic growth cools and inflation heats up, we are hearing more comparisons with the 1970s and 80s. Let’s talk stagflation and why today’s economy and market are different in this week’s Money with Murphy.

Watch Video
https://vimeo.com/705893029

Money with Murphy Episode 20: Stagflation The opinions expressed in this commentary are those of the author and may not necessarily reflect those held by Kestra Advisor Services Holdings C, Inc., d/b/a Kestra…

Higher Inflation: A Re-Run of the 1970s? Rapidly rising prices may be providing consumers and businesses with a touch of déjà vu.

Inflation and rising interest rates pushed the U.S. Treasury index to its worst-ever start to the year, falling by 6% through March 22 and leaving investors wary of owning bonds.

In the latest installment of "Markets in a Minute," Kestra Holdings CIO Kara Murphy explains how bonds can still provide positive returns. http://ow.ly/eO4B50IzKoS

The Federal Reserve raised interest rates but what effect will it have on the markets and economic growth? Kara Murphy, CIO at Kestra Holdings, explains in the latest edition of “Money with Murphy.”

Watch here: http://ow.ly/wXW250IswnW

Money with Murphy – Ukraine
The Ukraine-Russia crisis has recently taken over the headlines. In today’s Money with Murphy, I take a look back to what brought us here and why investors should care.

Watch Video >>

Video URL: https://vimeo.com/681095819

Money with Murphy Episode 15:Ukraine from Kestra Financial on Vimeo

Kara Murphy, CIO of Kestra Investment Management, joined Fox Business' "Claman Countdown" to break down yesterday's Fed meeting and which sectors may benefit from the current market environment.

Tune in: http://ow.ly/5V0G50HFTqP

What's your net worth? Knowing your number may help as you consider estate management options.

What Is My Current Net Worth? Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

Wyble Graham Garcia Wealth Management updated their information in their About section.

Risky business: know your risk tolerance.

What Is My Risk Tolerance? This questionnaire will help determine your tolerance for investment risk.

Fallen trees damage property and strain neighborly relations. Who pays when your tree falls?

Fallen Tree Damage—Who Pays? Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.

A strong corporate earnings season renewed investor enthusiasm for stocks and propelled the market to healthy gains in October.

Monthly Market Insights | November 2021 Monthly Market Insights | November 2021 U.S. Markets A strong corporate earnings season renewed investor enthusiasm for stocks and propelled the market to healthy gains in October. The Dow Jones Industrial Average advanced 5.84 percent while the Standard & Poor’s 500 Index rose 6.91 percent. The N...

To make money harder to copy, there have been continual changes to the artwork, paper and ink.

Countering Counterfeit Currency Combating counterfeiting remains core to preserving the integrity of the nation’s money.

Are dividends a key component when evaluating investment opportunities? Learn more.

What Is the Dividend Yield? This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.

The Consumer Price Index has shown low inflation since '09. Are your prices rising faster?

Historical Inflation This calculator shows how inflation over the years has impacted purchasing power.

How much of your estate will Uncle Sam inherit? Estimate your potential estate tax liability.

What's My Potential Estate Tax? This calculator helps estimate your federal estate tax liability.

Consider preparing for 30 years in retirement. Are your assets ready?

Potential Income from an IRA Estimate your monthly and annual income from various IRA types.