Houston First Financial Group

MONEY MATTERS with Christopher Hensley : Money Matters Episode 321- Outsmarting The Money Magicians W/ Chris Manske

Money Matters Episode 321- Outsmarting The Money Magicians W/ Chris Manske In Episode 321 of Money Matters, host Christopher Hensley is joined by Christopher Manske, founder of Manske Wealth Management. Christopher, a former U.S. Army captain and Merrill Lynch financial trainer, brings his extensive knowledge to the conversation, sharing key strategies for building wealth....

🚀 New Episode Alert! 🎙️

I'm thrilled to share the latest episode of Money Matters where I sit down with the incredible Christopher Manske, CFP® , founder of Manske Wealth Management and author of the newly released book Outsmart the Money Magicians by McGraw Hill.

In Episode 321, Chris shares his top strategies for building wealth, focusing on the powerful habit of saving first, regardless of income source. With his extensive background in finance, from his days as a U.S. Army captain to leading one of the nation’s largest investment firms, Chris offers invaluable insights on how adopting a savings-first mentality can transform your financial future.

🎧 Listen now to learn:

Why saving a portion of every income is crucial for financial security.

How this approach differs from typical Western spending habits.

Practical tips to start saving smarter today.

Whether you're just starting out on your financial journey or looking to optimize your wealth-building strategies, this episode is packed with actionable advice to help you achieve your financial goals. 💡💰

Don't forget to check out Chris's latest book for more insights on navigating the financial world and protecting your wealth.

Outsmart The Money Magicians: With Chris Manske In Episode 321 of Money Matters, host Christopher Hensley is joined by Christopher Manske, founder of Manske Wealth Management. Christopher, a former U.S. A...

In this episode of the Money Matters Podcast, we sit down with Dalene Higgins, founder of Elevate Finances and host of the Wealthy After 40 podcast, to explore her journey to financial independence and early retirement at age 50. Dalene shares actionable insights on budgeting, debt management, and overcoming financial hurdles, especially for Gen Xers and women over 40. Discover how Dalene's unique strategies and coaching can help you achieve financial freedom and stability. Tune in to learn practical tips for preparing for retirement, creating successful money routines, and managing finances post-divorce. Don't miss out on Dalene's advice to elevate your financial future!

Chapters:

0:00 - Introduction
1:00 - Welcoming Dalene Higgins
2:00 - Dalene's Personal Financial Journey
3:00 - The Aha Moment and Motivation to Retire Early
4:00 - Preparing for Retirement and Facing Challenges
5:00 - The Importance of a Pension
6:00 - Dalene's Father as a Role Model
7:00 - Finding Purpose in Retirement
8:00 - Discovering Financial Coaching
9:00 - The Birth of Elevate Finances
10:00 - Challenges in Marketing as an Entrepreneur
11:00 - Memorable Podcast Episodes: Divorce and Focus Groups
13:00 - Financial Challenges for Gen Xers
15:00 - Strategies for Retirement and Budgeting
18:00 - The Five Phases of Budgeting
22:00 - Debt Management Strategies
25:00 - Emotional Aspects of Debt
26:00 - Importance of Budgeting
27:00 - Closing Remarks and Contact Information

Money Matters Episode 320- Gen X Guide to Early Retirement W/ Dalene Higgins In this episode of the Money Matters Podcast, we sit down with Dalene Higgins, founder of Elevate Finances and host of the Wealthy After 40 podcast, to explore her journey to financial independence and early retirement at age 50.  Dalene shares actionable insights on budgeting, debt management, and...

🌟 Grateful to Have Been a Guest on The Art & Science of Difficult Conversations! 🌟

I had a fantastic time joining Chris Wong, LMHC, CEC on The Art & Science of Difficult Conversations to discuss some of the most important, yet often challenging, topics we face—talking about money and death. 💬💸⚰️

These conversations are never easy, but they are vital for building strong relationships and ensuring our loved ones are taken care of. I appreciate the opportunity to share my insights and experiences as a financial advisor and podcaster on navigating these difficult discussions.

A huge thank you to Chris Wong for creating such an open and engaging space for these important conversations. If you haven't listened to the episode yet, I highly recommend checking it out for some valuable takeaways on how to approach these topics with confidence and empathy.

Let’s continue to break the stigma around these discussions and empower each other to have open, honest conversations about what truly matters in life.

Episode 4: Having conversations about money and death (Christopher Hensley) You know what’s hard? Talking about money with your partner or family.You know what’s even harder?Talking about money and estate planning and death.With ove...

🎙️ Just wrapped up one of my favorite episodes on my podcast guest tour with the Prestigious Initiative! We recorded this gem back on May 29th, and I'm excited to share that it's just been released today!

This one was extra special—not just because we dove deep into retirement strategies, but because we had an amazing conversation about the history of podcasting and some valuable podcasting tips.

Plus, I had the pleasure of chatting with two amazing hosts, both named Chris! 😄 It felt like a real-life Spider-Man meme with all three of us (Chris Beane, Chris Kent, and me, Chris Hensley) sharing the mic and our experiences.

Huge thanks to Chris Beane and Chris Kent for having me on the show. If you're ready to learn about navigating the financial landscape as you approach retirement—and pick up some podcasting insights—this episode is a must-listen. Check it out and let me know what you think! 🚀

86: Christopher Hensley | Mastering Your Golden Years, A Holistic Approach to Retirement Planning In this episode of The Prestigious Initiative, we dive into the intricate world of retirement planning with Christopher Hensley, a seasoned specialist with over two decades of experience in the financial services realm.

I had the pleasure of joining Ryan Kolden on the latest episode of "Retirement Simplified" to discuss crucial retirement income strategies and Social Security planning. 🎙️

We covered a lot of ground, from transitioning from an accumulation to a decumulation portfolio to maximizing Social Security benefits and mitigating risks during retirement. Ryan's expertise and thoughtful questions made for an engaging and informative conversation.

If you're looking to gain insights into securing your retirement and making informed financial decisions, I highly recommend giving this episode a watch. It's packed with valuable information that can help you navigate the complexities of retirement planning with confidence.

A big thank you to Ryan for hosting me and for the great discussion. Your dedication to simplifying complex financial concepts for your audience is truly commendable.

📺 Watch the episode here:

Let's make retirement planning simpler together!

Retirement Income Strategies and Social Security Planning On this episode of Retirement Simplified, host Ryan Kolden delves into the complexities of transitioning from an accumulation portfolio to a decumulation por...

🌟 Introducing Our New Tax Planning Service! 🌟

Good morning, everyone!

I’m excited to share a new service we’re offering at Houston First Financial Group – tax planning. Taxes are a significant annual expense and a common concern for many of our clients. You asked, and we listened!

With our new tax planning service, we take a close look at your current and prior year tax returns to identify steps that may reduce the amount owed next year and uncover long-term planning opportunities. Our goal is to help you be as tax-efficient as possible, minimizing unnecessary and avoidable taxes.

We’re thrilled to include tax planning as part of our comprehensive financial planning services because taxes impact nearly every aspect of your financial life.

If you and your family are interested in learning more about this new service, please send me a direct message here!
Check out this short video where I discuss the benefits of tax planning and how it can enhance your overall financial strategy. 📽️

Introducing Our New Tax Planning Service! In this video, I'm excited to introduce a new service our firm is offering – tax planning. No matter your age, income, goals, or filing status, taxes are a s...

🎙️ Had a fantastic time on the "EarningEdge" podcast hosted by Jamin Armstead, diving deep into Understanding Your Pension & Social Security. 🌟
A big thank you to Jamin for the opportunity to share insights on social security and pension maximization. Together, we're helping individuals take confident steps toward financial independence.

Tune in to hear actionable strategies and invaluable advice. You can listen to the episode by clicking below! 📲

Understanding Your Pension & Social Security by EarningEdge Join us as we unravel the complexities of Understanding Your Pension & Social Security with our esteemed guest, Christopher Hensley. Christopher's approach to financial education goes beyond mere insights; it's about empowering individuals to embark on the journey towards financial independence. Wit...

Gen Xers, are you dreaming of early retirement? 🚀 Tune into the latest Money Matters Podcast to learn strategies for achieving financial independence.

🔑 In this episode:

Early retirement tips

Budgeting and debt management

Overcoming Gen X financial challenges

A big thank you to Dalene Higgins for sharing invaluable insights!

Let’s make early retirement a reality! 💼💰

Gen X Guide to Early Retirement: With Dalene Higgins In this episode of the Money Matters Podcast, we sit down with Dalene Higgins, founder of Elevate Finances and host of the Wealthy After 40 podcast, to explo...

I had the incredible opportunity to join Vinny Hale, CPA on the "Up To The Mic" podcast! 🎙️ A huge thank you to Vinny for hosting me. We delved into fascinating topics like podcasting, philosophy, and finance, bridging these fields for the modern mind.

Check out the episode here and let me know your thoughts!

For more amazing content, follow Vinny’s podcast on Apple Podcasts and explore Chris Hensley’s work Money Matters podcast.

Chris Hensley: Bridging Podcasting, Philosophy, and Finance for the Modern Mind Chris Hensley is Houston-based financial advisor and podcast host of Money Matters. He's accumulated over 20 years worth of experience in the financial servi...

🎉 New Episode Release! 🎙️

We are excited to share our latest episode of the Money Matters Podcast, featuring the amazing Chris Wong!

Join us as we explore the world of financial conversations within relationships. Chris Wong, a therapist and executive coach, provides expert advice on managing tough financial discussions, resolving conflicts, and fostering financial harmony with your partner.

Episode Highlights:

Starting and managing financial conversations with your partner
Strategies for resolving financial conflicts
Cultural influences on money management
Modern financial challenges for couples, including the gig economy and digital currencies
Practical tools and resources for better financial management
🎧 Listen Now:

A big thank you to Chris Wong for joining us and sharing his valuable insights. To learn more about Chris and his work, visit his website at myleadershippotential.com and follow him on LinkedIn Chris Wong LMHC.

Please like, comment, and share this episode with your friends and family!

Money Matters Episode 319- Couples and Money: Mastering Financial Conversations with Chris Wong Navigating Financial Conversations with Chris Wong | Money Matters Podcast Description: Welcome to another insightful episode of the Money Matters Podcast! Join host Christopher Hensley as he sits down with Chris Wong, a seasoned therapist and executive coach, to delve into the intricacies of managi...

🚀 New Episode Alert! 🎙️
We are thrilled to announce the release of our latest episode of the Money Matters Podcast, featuring the incredible Chris Wong!

In this episode, we dive deep into the complexities of financial conversations within relationships. Chris Wong, a seasoned therapist and executive coach, shares his invaluable insights on navigating tough financial discussions, resolving conflicts, and building financial harmony with your partner.

Episode Highlights:
How to start and manage financial conversations with your partner
Strategies for resolving common financial conflicts
The impact of cultural backgrounds on money management
Modern financial challenges for couples, including the gig economy and digital currencies
Practical tools and resources for better financial management
🎧 Listen Now!
A huge thank you to Chris Wong for joining us and sharing his expertise. Your insights are incredibly valuable and we are grateful for your time and wisdom.
For those who want to learn more about Chris and his work, you can find him at:
Website: myleadershippotential.com
LinkedIn: Chris Wong LMHC
Podcast: The Art and Science of Difficult Conversations
Don't forget to like, comment, and share this episode with anyone who could benefit from these valuable insights.
Chris Wong, LMHC, CEC

Couples and Money: Mastering Financial Conversations with Chris Wong Navigating Financial Conversations with Chris Wong | Money Matters PodcastDescription:Welcome to another insightful episode of the Money Matters Podcast! Joi...

🚀 New Episode Alert! 🎙️

We're excited to share the latest episode of the Money Matters Podcast featuring the incredible Adam Zuckerman! 🏆 Dive into the crucial topic of estate planning and discover insights that will help you secure your legacy and protect your loved ones.

🔑 Episode Highlights:

Adam's personal journey and the creation of Buried in Work
Importance of early estate planning and asset organization
Common mistakes in estate planning and how to avoid them
Innovative approaches to simplify estate organization and end-of-life tasks
💼 About Our Guest:
Adam Zuckerman is a seasoned attorney and the founder of Buried in Work, dedicated to revolutionizing estate planning.

Don't forget to like, share, and subscribe to stay updated with our latest episodes! Your feedback is always appreciated.

Money Matters Episode 318- Securing Your Legacy: Estate Planning with Adam Zuckerman Welcome to today's episode of the Money Matters Podcast, where we dive deep into the waters of finance and come up with pearls of wisdom that keep your pockets full and your mind even fuller. In this episode, host Christopher Hensley is joined by Adam Zuckerman, a seasoned attorney and the innovativ...

🚀 New Podcast Episode Alert! 🎙️

I'm thrilled to announce the latest episode of the Money Matters Podcast, featuring an insightful conversation with the visionary Zuckerman!

In this episode, we delve deep into the crucial topic of estate planning. Whether you're just starting out or looking to refine your existing plan, this episode is packed with valuable insights and practical tips that you won't want to miss.

🔑 Episode Highlights:

Discover Adam’s unique and emotional journey that led to the creation of Buried in Work, a platform revolutionizing estate planning.
Learn the importance of starting your estate planning early and organizing your assets.

Find out the common mistake in estate planning that could jeopardize your future intentions and how to avoid it.
Explore innovative approaches to simplify estate organization and end-of-life tasks.

💼 About Our Guest:
Adam Zuckerman is a seasoned attorney and the founder of Buried in Work. His personal experiences and professional expertise make him a true visionary in transforming how we think about securing our legacies.

🔔 Don't forget to like, comment, and subscribe to stay updated with our latest episodes! Your feedback is always appreciated.

Securing Your Legacy: Estate Planning with Adam Zuckerman Welcome to today's episode of the Money Matters Podcast, where we dive deep into the waters of finance and come up with pearls of wisdom that keep your pocke...

🌩️ Houston, We're Here to Help! 🌩️

Last night's storm left over 35,000 households in Houston without power. As our community begins the cleanup, it's essential to stay prepared for future power outages, especially on a budget.

That's why I'm re-releasing a special episode of the Money Matters podcast. This episode is packed with practical tips and cost-effective solutions to keep your home powered during emergencies without breaking the bank.

🔌 What You'll Learn:

Affordable generator options

DIY setup tips

Safety precautions

Real-life success stories from our community

Stay safe and informed, Houston. Let's power through this together! 💪



For more details on the current outage, check out the latest updates from KHOU 11 and Houston Chronicle.

Money Matters 292-Surviving the Storm: Home Generators on a Budget In this episode of Money Matters, host Chris Hensley deviates from the usual interview format and brings together a panel of experts to discuss the topic of ...

Join us on this week's episode of Money Matters, where we have the incredible honor of hosting Jason Hsu. 🌟

🔍 As populations age and the world's demographics shift, understanding the bigger economic picture becomes crucial for anyone looking to secure their financial future. Jason, with his extensive expertise, will guide us through these changes and what they mean for your personal finance and retirement planning.

🎧 Tune in to gain invaluable insights that could transform the way you think about investing and managing your wealth in a rapidly changing world. Don't miss out on this opportunity to learn from one of the best in the business!

💬 We want to hear from you! What are your biggest concerns about retirement planning in today's economy? Drop your questions below, and let's get a conversation started!

Money Matters Episode 317- Inflation and Retirement in Emerging Markets W/ Jason Hsu Welcome to Episode 317 of Money Matters: Inflation and Retirement in Emerging Markets  In this riveting episode, Jason Hsu dives deep into the complexities of inflation and its long-term impact on retirement planning. With a focus on emerging markets. Jason provides invaluable insights that are a m...

We were thrilled to have Jason Hsu, the insightful and knowledgeable founder of Rayliant Global Advisors, join us on Episode 317 of the Money Matters podcast. In this episode, titled "Inflation and Retirement in Emerging markets," Jason shared his expert insights on the complexities of inflation, retirement planning, and the significant role emerging markets play in today’s global economy.
Jason's depth of knowledge and his ability to simplify complex financial concepts made for an enlightening discussion that is sure to benefit anyone looking to secure their financial future in these uncertain times.
🎧 Gain valuable perspectives that can help you navigate the challenges of inflation and retirement planning effectively.
Thank you again, Jason, for sharing your expertise with us and our listeners!
👉 Follow us on LinkedIn to stay updated on all our future episodes.
Rayliant Global Advisors

Money Matters 317 Inflation and Retirement in Emerging Markets W/ Jason Hsu Welcome to Episode 317 of Money Matters: Inflation and Retirement in Emerging MarketsIn this riveting episode, Jason Hsu dives deep into the complexities of ...

🎙️ I was delighted to join Vince Carter on the "CFO at Home" podcast, where we explored essential strategies for retirement planning. As a Retirement Income Certified Professional and host of the Money Matters podcast, I'm passionate about empowering individuals to take charge of their financial futures.

🔑 In our discussion, we covered key insights such as:

Understanding Your Retirement Plan and Healthcare Options

Converting Retirement Savings into Steady Income

The Impact of Financial Literacy on Retirement Readiness Across Different Communities

Thank you, Vince, for a thoughtful and engaging conversation. 🙏

📌 Don't miss out on this episode for actionable advice on safeguarding your retirement interests. Find more resources and information at houstonfirstfinancialgroup.com.

159. Financial Literacy for Retirement When it comes to preparing for your retirement, at the end of the day, no one has as much on the line as you do. Even if you’re fortunate enough to have access to f…

🎙️ I had the pleasure of joining Scholl, M.A. on Houston Community College's The Topic podcast, "Financial Focus," for its debut segment! We delved into various aspects of personal finance across different generations, including Boomers, Gen X, Millennials, Gen Z, and Alphas.

A big thank you to Daniel for inviting me and to the HCC team for making this episode possible. 🙏

I encourage everyone to give it a listen – especially those interested in understanding and managing their finances better.

The Topic: Financial Focus May 2024 Today is the first episode of a special Topic series called “Financial Focus.” Every other month, we’ll be bringing you ideas for working more skillfully wit...

We had an amazing time hosting Melissa Reaktenwalt on the "Money Matters" podcast! 🎙️ Melissa shared her journey from the credit union sector to owning her own firm, as well as her insights into ESG and SRI investing, diversity in finance, and her money mantra, "Earn all you can, save all you can, give all you can." Her wisdom offers valuable guidance to both clients and financial professionals. 🙌

A big thank you to Melissa for joining us and sharing her expertise! Looking forward to more enriching conversations ahead. EViE Financial Group

Money Matters Episode 316 - ESG, SRI, and Beyond with Melissa Reaktenwalt In this insightful episode of the "Money Matters" podcast, financial advisor Melissa Reaktenwalt shares her 18-year journey in the wealth management industry. She discusses her transition from the credit union sector to owning her own firm, the significance of ESG and SRI principles in values-based....

We had an amazing time hosting Melissa Reaktenwalt on the "Money Matters" podcast! 🎙️ Melissa shared her journey from the credit union sector to owning her own firm, as well as her insights into ESG and SRI investing, diversity in finance, and her money mantra, "Earn all you can, save all you can, give all you can." Her wisdom offers valuable guidance to both clients and financial professionals. 🙌

A big thank you to Melissa for joining us and sharing her expertise! Looking forward to more enriching conversations ahead.

ESG, SRI, and Beyond with Melissa Reaktenwalt In this insightful episode of the "Money Matters" podcast, financial advisor Melissa Reaktenwalt shares her 18-year journey in the wealth management industry...

I had a fantastic time joining Skyler Fleming on the Money Talk Podcast! 🎙️

We had an insightful conversation about all things money, covering topics like how to feel confident with finances, dealing with money fears, and whether or not to discuss investments and financial matters with friends.

Thank you, Skyler, for having me on the show and for the opportunity to share my experiences with your listeners.

To hear our full conversation, check out the Money Talk Podcast below:

The Keys to Increasing Your Financial Confidence with Christopher Hensley - 130 In today’s episode, we’re talking with Chris Hensley about his podcast, talking about money, talking about investing, money fears, and feeling confident with...

🌟 Flashback to one of our most impactful episodes! 🌟

In this episode of "Best of Money Matters in 5 Minutes" we were joined by the brilliant Michelle Gielan, who shared her eye-opening research on how just 3 minutes of negative news in the morning can increase your chances of having a bad day by 27%. 📉🧠

Michelle also taught us powerful strategies to boost our optimism, proving that changing our news diet can significantly improve our daily productivity and overall happiness. A big thank you to Michelle for such transformative insights! 🙏
If you missed this enlightening discussion, it’s never too late to catch up and start turning your days around! Check out the episode and see how small changes in your morning routine can lead to big shifts in your life. ✨

👉 Subscribe to our channel for more insights and tips to make the most of your money and your mind!

The Shocking Truth about Negative News Impact w/ Michelle Gielan Discover how negative news impacts your brain! Michelle Gielan's research reveals a 27% increase in bad day risks after just 3 minutes of negative morning ne...

In this groundbreaking episode of Money Matters, host Chris Hensley dives deep into a transformative conversation with Eric Brotman, CEO of BFG Financial Advisors and the author of "Don't Retire, Graduate." Eric shares invaluable insights on how to rethink retirement planning, strategies for financial independence, and the steps you can take at every life stage to secure your financial future. This episode is a must-watch for anyone looking to redefine their journey to retirement and discover how to make their wealth work for them.

Introduction: Chris Hensley introduces the theme of the episode: transforming the concept of retirement into a new phase of opportunities. A brief introduction of Eric Brotman, highlighting his contributions to redefining retirement planning.

Eric's Vision on Retirement: Eric discusses the outdated concept of retirement and emphasizes planning for a life where your wealth provides security, freedom, and growth opportunities.

Financial Planning for Different Life Stages: The conversation covers strategies for financial independence tailored to various stages of life, from early career to senior years. Eric outlines actionable steps for achieving financial independence, including communication with partners, avoiding adverse debt, and strategic tax planning.

Preparing for Economic Downturns: Strategies to fortify finances against future recessions and the importance of not timing the market but being prepared for its fluctuations.

Avoiding the Tragedy of Outliving Your Money: Eric shares three strategies for utilizing money in retirement, focusing on withdrawal rates and the necessity to adjust strategies based on those rates.

The Importance of Financial Literacy: Initiatives to make financial planning accessible across different income levels and the launch of Eric's second book edition with updated insights and timeless advice.

Seeking Professional Financial Advice: When and why individuals should consider getting professional financial advice, especially during significant life changes.

Closing Thoughts: Eric reflects on what he wants to be "when he grows up," emphasizing continuous growth, succession planning, and evolving career paths.

Call to Action: For more insights and to begin transforming your retirement planning, visit BrotmanMedia.com for resources, white papers, and access to Eric's book. Don’t forget to like, share, and subscribe for more financial wisdom on Money Matters!

Money Matters Episode 315- Don't Retire ... Graduate W/ Eric Brotman In this groundbreaking episode of Money Matters, host Chris Hensley dives deep into a transformative conversation with Eric Brotman, CEO of BFG Financial Advisors and the author of "Don't Retire, Graduate." Eric shares invaluable insights on how to rethink retirement planning, strategies for financi...

🚀 **Exciting News for Everyone Rethinking Retirement!** 🚀

In the latest episode of **Money Matters**, host Chris Hensley and guest Eric Brotman, CEO of BFG Financial Advisors, dive into a transformative discussion that could change the way you view your financial future. 🌟

Highlights:
- Redefining Retirement: Eric Brotman shares his visionary approach, advocating for retirement to be seen not as an end, but a new beginning where wealth offers security, freedom, and growth.
- Strategies for All Life Stages: From early career planning to navigating the senior years, Eric provides actionable advice to achieve financial independence.
- Weathering Economic Downturns: Learn strategies to protect your finances against recessions without trying to time the market.
- Outliving Your Money: Eric discusses how to avoid the tragedy of financial insufficiency in older age with strategic planning and wise withdrawal rates.
- Financial Planning for Everyone: The episode emphasizes making financial advice accessible across different income levels and the importance of financial literacy.
- Professional Advice: When and why to seek professional financial advice, especially during life's major transitions.

Why Watch? Whether you're just starting your financial journey or looking to secure your future in retirement, this episode offers invaluable insights and practical advice.
Watch the full episode

Don't Retire ... Graduate W/ Eric Brotman Episode 315 Description: In this groundbreaking episode of Money Matters, host Chris Hensley dives deep into a transformative conversation with Eric Brotman, CEO of BFG ...