Kelli Graham Insurance Services

Medicare beneficiaries could pay less for 27 drugs covered under Part B starting next month

https://www.cnbc.com/2023/03/15/medicare-enrollees-could-see-lower-costs-on-27-part-b-drugs-in-april.html

Health Insurance Is Expensive, But Americans Intend to Keep Their Plans in 2023

https://healthpayerintelligence.com/news/health-insurance-is-expensive-but-americans-intend-to-keep-their-plans-in-2023 Healthcare spending is rising, but most Americans intend to stay in their health plan for 2023.

File your taxes using Form 1095-A, Health Insurance Marketplace® Statement

https://www.healthcare.gov/blog/file-your-taxes-using-form-1095-a-health-insurance-marketplacer-statement/ If anyone in your household had a Marketplace plan in 2022, use Form 1095-A, Health Insurance Marketplace® Statement to file your federal taxes.

Comparing Medicare and Medicare Advantage

https://www.thebalancemoney.com/comparing-medicare-and-medicare-advantage-4767650 Deciding between Medicare and Medicare Advantage is not as simple as you might expect, especially with so many different costs and services to compare.

How to Protect Your Health During a Hospital Stay

https://sixtyandme.com/protect-health-hospital-stay/ When you go to a hospital, you hope to leave in better health than when you arrived, but unfortunately, many of us end up getting sicker when we have a hospital stay.

What are my other long-term care choices?

https://www.medicare.gov/what-medicare-covers/what-part-a-covers/what-are-my-other-long-term-care-choices Learn about other choices for long-term care.

3 Age-Related Exercise Myths that Hold You Back: Do You Believe them?

https://sixtyandme.com/3-age-related-exercise-myths-that-hold-you-back-do-you-believe-them/ Age is often the first thing that comes to mind when we want to neglect our exercising. But let's explore 3 myths that don't do you good.

Types of Life Insurance

https://www.thebalancemoney.com/compare-term-universal-variable-whole-life-insurance-1289668 There are two primary types of life insurance: term and permanent. These policies can be complex, but with a little knowledge, you can find the right coverage for you.

Who Benefits From Credit Health Insurance? How Does It Work?

https://www.thebalancemoney.com/who-benefits-from-credit-health-insurance-4178037 What is Credit Health Insurance? Is it a good idea to buy to protect your credit if you are sick? What are the options? Questions to ask before buying.

What health insurance programs are available for aging and/or low-income people?

https://www.hhs.gov/answers/medicare-and-medicaid/what-health-insurance-is-available-for-aging-low-income-people/index.html

Magnesium: Are You Getting Enough of This Essential Nutrient?

https://www.silversneakers.com/blog/magnesium-what-older-adults-need-to-know/ Magnesium is needed for everything from healthy bones to blood sugar management. Find out what it does and how you can get enough of it.

How the Ban on Surprise Medical Bills Helps Consumers

https://www.consumerreports.org/medical-billing/how-ban-on-surprise-medical-bills-helps-consumers-a1027399904/ Congress just passed a bill to end surprise medical bills. Consumer Reports explains why this ban on surprise medical bills is a huge win for consumers.

How Many Healthy Years do You Have Left?

https://sixtyandme.com/healthy-years/ The number of our healthy years depends on many factors, including where we were born and where we live. But how we live also matters!

Medicare Advantage Beneficiaries See Lower Hospitalization Rates

https://healthpayerintelligence.com/news/medicare-advantage-beneficiaries-see-lower-hospitalization-rates Medicare Advantage beneficiaries with ambulatory care sensitive conditions experienced lower rates of hospitalizations but higher rates of emergency department direct discharges and observation stays.

Covid emergency’s end will mean new costs, hassles

https://www.politico.com/news/2023/01/31/covid-emergency-end-costs-00080468 Some Americans will have to pay for Covid vaccines and treatments, but the changes don’t end there.

What Is a Health Insurance Waiver?

https://www.thebalancemoney.com/health-insurance-waiver-2645762 A health insurance waiver is a document that, when signed, provides the option to opt out of a health insurance plan. Learn how it works and when you might need it.

The Cellular And Gene Therapy Pipeline Predicament: A Health Insurer’s Perspective

https://www.forbes.com/sites/forbesfinancecouncil/2023/02/23/the-cellular-and-gene-therapy-pipeline-predicament-a-health-insurers-perspective/?sh=54009078bce3 Gene therapies can have life-saving benefits for patients, but the advancements come at an enormous price tag.

Most Medicare Advantage users are happy with their plan. What to do if you’re not

https://www.cnbc.com/2023/03/02/what-to-do-if-you-dont-like-your-medicare-advantage-plan.html For Medicare beneficiaries whose 2023 Advantage Plan is not a good fit, now is the time to make a change.

Cultivating Your Health Span is Easier than Ever

https://sixtyandme.com/cultivating-health-span/ Do you know that the life areas that bring you happiness, like good relationships, are the very same ones that contribute to your “health span”?

When Medicine Makes Patients Sicker

https://khn.org/news/how-tainted-drugs-reach-market-make-patients-sicker/ The Food and Drug Administration is supposed to inspect all factories, foreign and domestic, that produce drugs for the U.S. market. But a KHN review of thousands of FDA documents — inspection reco…

Life Settlements Plus Orphaned Policyholders: A Win-Win

https://www.thinkadvisor.com/2023/01/26/life-settlements-plus-orphaned-policyholders-a-win-win/ Some clients may have no practical way to know what their coverage is, or is not, worth.

How to Reduce Your Risk of Long COVIC According to a Harvard Study

https://sixtyandme.com/long-covid-study/ Long Covid is a term used to describe the symptoms some people experience after being infected with the coronavirus.

How the Inflation Reduction Act Impacted Medicare Part D Benefit Design

https://healthpayerintelligence.com/news/how-the-inflation-reduction-act-impacted-medicare-part-d-benefit-design Medicare Part D plan liability will shift due to the Inflation Reduction Act, as will prescription drug spending.

How to Appeal a Denied Health Insurance Claim

https://www.consumerreports.org/medical-billing/how-to-appeal-a-denied-health-insurance-claim-a6630761086/ Consumer Reports explains how to appeal a denied health insurance claim whether you're on Medicare or insured through an employer or you buy your own insurance.

Making Primary Care The Primary Focus Of Our Health Care System

https://www.forbes.com/sites/anandparekh/2023/02/28/making-primary-care-the-primary-focus-of-our-health-care-system/?sh=10342ac5e0f4 Greater use of primary care services has long been associated with better health, better care, and lower costs.

Why Medicare and Social Security Are Sustainable

https://www.nytimes.com/2023/02/21/opinion/medicare-social-security.html

Why Are Some Medicare Advantage Plans Free?

https://www.thebalancemoney.com/why-are-some-medicare-advantage-plans-free-5215289 Some Medicare Advantage plans are free and may even pay your Part B premium. Learn how free Medicare Advantage plans work and what to consider when choosing one.

More Time Outdoors May Mean Less Need for Medications

https://www.webmd.com/balance/news/20230206/more-time-outdoors-may-mean-less-need-for-medications Urban dwellers who frequently visit green spaces, such as parks and community gardens, have a lower use of some commonly prescribed medications.

A nutritionist shares the ‘most underrated’ food she eats every day to boost her energy

https://www.cnbc.com/2023/02/20/nutritionist-shares-underrated-food-she-eats-every-day-to-boost-her-energy-instead-of-coffee.html Nutritionist and food expert Lauren Manaker shares the unexpected food she eats every day to boost her energy — and it's not coffee.

How Taxation of Life Settlement Proceeds Works Now

https://www.thinkadvisor.com/2023/02/13/how-taxation-of-life-settlements-proceeds-works-now/ The size of the tax bill depends partly on the health status of the client.