C2 Financial, Mike Zwarg NMLS #1787277
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We are here to serve you with all of your mortgage needs. FHA, USDA, VA, Conventional Loans. NMLS #1787277
C2 NMLS # 135622 Ready to take the next step?
Home Loans Made Human
No matter if you’re buying, selling, refinancing, or building your dream home; it’s important to work with an experienced and knowledgeable team. As an expert Personal Mortgage Advisor, I have the knowledge and resources you need in order to stay current with market conditions and frequently changing mortgage programs. Ensuring that you make the right choice for yourself and
06/11/2024
05/26/2024
05/25/2024
05/15/2024
03/29/2024
New on the Market
12/07/2023
Like Buddy the Elf spreading holiday cheer, mortgage rates have joyfully dropped 62 basis points since 11/1/23, gifting homeowners with unexpected savings just in time for the festive season. As a mortgage professional, I'm here to help you seize this magical opportunity of reduced rates! Contact me today, and let's navigate these lowered rates together to secure your dream home or maximize your savings through refinancing.
12/04/2023
11/01/2023
08/30/2023
Lowest Mortgage Rates in 3 Weeks In the space of just 2-3 short days, mortgage rates have moved from multi-decade highs to the lowest levels in 3 weeks. The catch is that the last 3 weeks have also seen some of the highest ra...
08/11/2023
Get Your FREE Detailed Net Equity Report Now A homeowner report is a valuable tool that provides homeowners with comprehensive insights and information about their property. It offers a detailed
08/03/2023
07/22/2023
12914 Foxwood Drive, Yucaipa, CA 92399 This stunning two-story pool home is a true gem and offers a wonderful opportunity for you to create lasting memories. This 4-bedroom home has numerous recent upgrades that you will appreciate. The main floor of the house features a bedroom equipped with a convenient Murphy bed and a half bathroom.....
06/15/2023
06/09/2023
05/27/2023
05/16/2023
05/05/2023
Upcoming Open House
Open House on Sun, May 7 01:00 PM in Temecula, Riverside at 44721 Vail Oak RD
05/05/2023
Upcoming Open House
Open House on Sat, May 6 01:00 PM in Temecula, Riverside at 44721 Vail Oak RD
05/05/2023
04/27/2023
Ready to get pre-approved for a new mortgage? You may be in the position to purchase another home and rent it out to generate additional cash flow. Call me to go over your options!
04/21/2023
04/05/2023
04/03/2023
Calmer Markets; Are Home Prices Already Done Falling? The bond market moved far less over the entire week than it did during a single day last week. Not only was volatility much lighter, but the trading patterns changed as well. At the onset of the rec...
03/29/2023
January was a refreshingly strong month for many economic reports, but especially for metrics relating to the housing and mortgage markets. This wasn't too hard to reconcile with December and January having much lower mortgage rates, on average than October and November....
Pending Home Sales Adding to Resilient Housing Narrative January was a refreshingly strong month for many economic reports, but especially for metrics relating to the housing and mortgage markets. This wasn't too hard to reconcile with December and Ja...
03/28/2023
Some people might like the idea of perpetual appreciation in the housing market, but others know that the industry was badly in need of a cool-down after values surged at an unprecedented pace post-pandemic. While the interest rate spike of 2022 wasn't entirely unprecedented, it was the fastest in decades and it left no doubt as to when home prices should embark on the much-needed correction.
Are Home Prices Already Done Falling? Some people might like the idea of perpetual appreciation in the housing market, but others know that the industry was badly in need of a cool-down after v,...
03/15/2023
Does Credit Suisse qualify as a "big bank" anymore? The company could be argued to be circling the drain for many months, but nonetheless holds hundreds of billions in assets. If it failed, it would be a big deal, and financial markets asked that question in a very serious voice today.
All other things being equal, when financial markets are concerned about a global systemic banking crisis, it tends to put downward pressure on stock prices and bond yields. Bond yield is another term for interest rates.
The bonds that underlie the mortgage market don't react quite as swiftly as US Treasuries to these sorts of episodes, but the reaction was plenty big nonetheless. The average lender moved back down to levels seen on Monday. At the time, those were the lowest rates in more than a month.
Whether or not rates remain in this territory (or lower) depends on the emergence of additional banking drama as well as the path of inflation and the economy. The only safe bet in the short term is for volatility to be elevated, for better or worse.
Mortgage Rates Drop Back to Monday's Lows After More Big Bank Drama Does Credit Suisse qualify as a "big bank" anymore? The company could be argued to be circling the drain for many months, but nonetheless holds hundreds of billions in assets. If it failed...
03/10/2023
02/07/2023
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10509 Vista Sorrento Pkwy #400=
San Diego, CA
92121
Opening Hours
| Monday | 8am - 6pm |
| Tuesday | 9am - 6pm |
| Wednesday | 8am - 6pm |
| Thursday | 8am - 6pm |
| Friday | 8am - 6pm |
| Saturday | 8am - 6pm |
| Sunday | 9am - 6pm |
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