CRES, A Gallagher Company

We deliver simple, smart real estate E&O insurance and exclusive products to minimize our clients ri Other companies only help you after you have a claim.

No other company takes the daily protection of real estate professionals more seriously -- with expert Legal Advisory Services 7 days a week as part of CRES Real Estate E&O + ClaimPrevent™. CRES can help you PREVENT claims and real estate lawsuits, or reduce the cost of a claim. In 1996, CRES was founded with one goal in mind: to protect real estate professionals with real risk management, quality

06/16/2024

Mississippi real estate professionals: before June 30, you can get 8X to 20X MORE protection from your Real Estate Errors and Omissions insurance compared to the state group plan, and for a lower price. See our coverage comparison chart!

All CRES E&O plans are guaranteed to meet 100% of Mississippi requirements – and include our highly rated Pre-Claim Legal Help to help you prevent claims (the state group plan won’t help you until you have a claim).

Get more from your E&O investment this year – like 150,000 agents have – with CRES.

https://www.cresinsurance.com/insurance/real-estate-errors-omissions/mississippi-individual/?utm_campaign=meetedgar&utm_medium=social&utm_source=meetedgar.com

06/15/2024

Seller’s E&O Insurance can help protect real estate sellers after closing. And you can be the real estate pro who stands out by offering it to potential sellers in your advertising and direct mail. When you provide a CREs 13-Month Home Warranty from First American Home Warranty, your sellers get up to $50,000 in Seller’s E&O coverage, you reduce your out-of-pocket claims costs, and buyers are happy!

https://www.cresinsurance.com/insurance/home-warranties/first-american/

Selling a Stigmatized Real Estate Property 06/14/2024

Selling stigmatized properties can be a challenge. Learn more about the seller education and buyer disclosure issues to consider.

Selling a Stigmatized Real Estate Property Whether you need to disclose differs from state to state. Is the stigmatization likely to materially influence a buyer’s decision to purchase?

06/13/2024

Mississippi real estate professionals: if you choose the Real Estate Errors and Omissions plan contracted by your state, you'll pay more and get from 8X to 20X LESS protection than CRES. (See the coverage comparison chart!)

All 3 CRES E&O plans are guaranteed to meet 100% of Mississippi requirements – and include our highly rated Pre-Claim Legal Help to help you prevent claims (the state group plan won’t help you until you have a claim). Preferred by more than 150,000 agents.

Why not get up to 20X more protection for a lower price? Check out CRES before June 30 . . .

https://www.cresinsurance.com/insurance/real-estate-errors-omissions/mississippi-individual/?utm_campaign=meetedgar&utm_medium=social&utm_source=meetedgar.com

Real Estate Referral Fees and More Under RESPA 06/12/2024

Real estate licensees: do you know which referral and promotional activities are permissible under RESPA? Our latest blog takes you through 8 most common activities to help you stay compliant so you can avoid hefty penalties. Read more here…

Real Estate Referral Fees and More Under RESPA Referral and promotional activities that are and aren’t permissible for real estate licensees with regards to RESPA.

06/12/2024

Home Warranties can help you win the real estate listing – but only when they’re a CRES Home Warranty from Old Republic Home Protection. Offer a home warranty to your sellers to protect them with up to $50,000 of Seller’s E&O protection. The buyer is happy, your seller is happy, and you reduce your out-of-pocket claims costs.
https://www.cresinsurance.com/insurance/home-warranties/old-republic/

06/11/2024

Mississippi real estate pros: are you going to keep paying more for less protection from your Real Estate Errors and Omissions insurance?
CRES has 3 Mississippi Real Estate Errors & Omissions options from just $64 – all with 8X to 20X MORE protection in individual coverage areas than the state group plan (the real difference between E&O plans). See the coverage comparison chart!
Guaranteed to meet 100% of Mississippi (MREC) requirements and preferred by 150,000 agents nationwide for 25+ years. Every plan includes our highly rated Pre-Claim Legal Help to help you prevent claims (the state group plan won’t help you until you have a claim).
Why not check out CRES before June 30?
https://www.cresinsurance.com/insurance/real-estate-errors-omissions/mississippi-individual/?utm_campaign=meetedgar&utm_medium=social&utm_source=meetedgar.com

06/09/2024

3 New Mississippi Real Estate Errors & Omissions plans start at only $64, guaranteed to meet 100% of Mississippi requirements. You get up to 20X more protection in individual coverage areas compared to the state group plan (the real difference between E&O plans). See our coverage comparison chart!
Every plan includes our highly rated Pre-Claim Legal Help to help you prevent claims (the state group plan won’t help you until you have a claim). Preferred by 150,000 agents nationwide for 25+ years.
This year, choose better protection for you and your business. Renew with CRES . . .
https://www.cresinsurance.com/insurance/real-estate-errors-omissions/mississippi-individual/?utm_campaign=meetedgar&utm_medium=social&utm_source=meetedgar.com

06/08/2024

How can a real estate professional reduce your out-of-pocket claims costs – and attract more listings at the same time? Give potential sellers a CRES Advantage 13-Month Home Warranty Plan from Fidelity National Home Warranty.

You reduce your out-of-pocket claims costs by $2,500 – and your sellers get up to $50,000 in Seller’s E&O insurance to protect them after closing.
https://www.cresinsurance.com/insurance/home-warranties/fidelity-national/

Risk Management Plan for Your Real Estate Brokerage 06/07/2024

Having a solid risk management framework for your real estate brokerage takes the guesswork out of managing risk. It reduces your chance of facing a lawsuit, and it helps you be proactive instead of reactive.

Risk Management Plan for Your Real Estate Brokerage Here are 5 tips to create an effective risk management framework for your real estate brokerage to help prevent lawsuits.

How Real Estate Brokers Can Limit Vicarious Liability 06/05/2024

For real estate brokers, managing vicarious liability from your team’s actions without micromanaging is a balancing act. Take these 3 steps to manage your risk while also guiding and supporting your team.

Read our latest blog with expert advice so you can strike the right balance.

How Real Estate Brokers Can Limit Vicarious Liability Three key steps to help real estate brokers limit vicarious liability through team supervision, and provide guidance without micromanaging.

06/05/2024

Real Estate Agents for Buyers in California: Help your buyers understand the cost to make a property AB 38 compliant and insurable with Premier Natural Hazard Disclosure (NHD). Plus, only the most comprehensive NHD from Premier NHD includes a Special Tax Assessment Report. And you can also add the Environmental Concerns Report. Most reports are delivered in minutes.

See a sample report.
https://premiernhd.com/

06/01/2024

Real estate pros, have you shown your sellers what a Natural Hazard Disclosure Report (NHD) could reveal? An NHD discloses fire hazard zones, flood and tsunami areas, earthquake and landslide zones, sinkholes, military ordnance areas, naturally occurring asbestos, methane gas zones, abandoned mines, special assessment districts, gas and hazardous liquid transmission pipelines – and much more.

When you give an NHD to a buyer, you protect yourself and your seller with up to $10 million in coverage for disclosures listed on the NHD. The CRES NHD powered by myNHD NHD is available in the 48 continental US states.

Check out a sample report that can help you prevent lawsuits.
https://www.cresnhd.com/

Risks of Selling a Cluttered Real Estate Property 05/31/2024

Cluttered homes can look bad, smell bad, and hide a number of problems and risks. What do you need to know to sell a cluttered property while reducing your risk?

Risks of Selling a Cluttered Real Estate Property Here are some of the biggest risks and challenges you may encounter when trying to sell a cluttered property, and how to protect yourself.

05/29/2024

Get more real estate listings by offering potential sellers up to $50,000 in Seller’s E&O insurance. It’s part of a CRES 13-Month Home Warranty from First American Home Warranty.

These unique warranties include:
- Coverage for 14 SEER compatibility
- No cap on HVAC refrigerant replacement
- Energy-efficient replacement water heaters

https://www.cresinsurance.com/insurance/home-warranties/first-american/

05/25/2024

Think home warranties only protect the real estate buyer? CRES Home Warranties from Old Republic Home Protection give your sellers up to $50,000 in Seller’s E&O insurance to protect them from disclosure issues after closing! Win Win!

https://www.cresinsurance.com/insurance/home-warranties/old-republic/

Avoid Rental Housing Voucher Discrimination 05/24/2024

The Federal government’s Housing Choice Voucher Program assists very low-income families, the elderly, and the disabled to afford safe, decent, and sanitary privately-owned rental housing. But, the program only works if private landlords agree to lease their property to voucher holders.

Here’s what real estate licensees and property managers can do to avoid a housing voucher discrimination lawsuit…

Avoid Rental Housing Voucher Discrimination Tips for real estate licensees and property managers to avoid housing voucher discrimination in communications with potential tenants.

How to Reduce Risk with New Real Estate Technology 05/22/2024

Are you considering software for transaction management, tenant screening, or marketing automation and client relationship management for your real estate brokerage? Don’t fall into the ‘all in’ technology trap. Instead, use a measured and planned approach to introducing new tech at your real estate brokerage.

Read more here.

How to Reduce Risk with New Real Estate Technology RE brokers considering adding software for transaction management, tenant screening, or marketing automation should also consider risks.

05/22/2024

How can CRES real estate E&O help you get more listings?

When you offer potential sellers a CRES Advantage 13-Month Home Warranty Plan from Fidelity National Home Warranty – with up to $50,000 of Seller’s E&O insurance to protect them after closing.

https://www.cresinsurance.com/insurance/home-warranties/fidelity-national/

05/18/2024

California real estate pros: how can you stand out from other agents, win more listings, and help protect your sellers?

Use Premier Natural Hazard Disclosure (NHD), and you can give your sellers $25,000 in Sellers Protection when you have CRES E&O. Premier NHD protects all parties to the transaction from liability for items listed in the NHD, while Sellers Protection adds coverage for claims related to seller-completed disclosures.

See a sample report.
https://premiernhd.com/

Selling a Home with a Diving Board 05/17/2024

How to minimize your risks when selling a home with a diving board? Here are some tips for real estate licensees to keep clients safe and avoid a future lawsuit.

Selling a Home with a Diving Board How to minimize your risk, keep clients safe, and avoid a future lawsuit when selling a home that includes a diving board.

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Our Story - The Best E&O Insurance for Realtors®

No other company takes the daily protection of real estate professionals more seriously -- with expert Legal Advisory Services 7 days a week as part of CRES Real Estate E&O + ClaimPrevent ® .

Other companies only help you after you have a claim. CRES can help you PREVENT claims and real estate lawsuits, or reduce the cost of a claim.

In 1996, CRES was founded with one goal in mind: to protect real estate professionals with real risk management, quality insurance solutions and outstanding customer service. We were the first to offer per-transaction payment plans, comprehensive risk management staffed by expert real estate litigation attorneys, and qualified home warranty programs.

Today, CRES has grown into an industry leader protecting hundreds of thousands of real estate firms and professionals nationwide with Errors and Omissions Insurance, Business Owner’s Policies, Worker’s Compensation and Surety Bonds.

We minimize your business risks by delivering safe, simple and smart products so you can focus on your current and future success.

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San Diego, CA

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