Wealth Centric

Have you thought about what would happen to your business if something happened to you? Life insurance can provide crucial protection and keep things running smoothly in ways you might not expect

Hey everyone! With the extreme heat and wildfire season here in California, it's a good idea to take a moment to review your homeowner's insurance. Make sure your policy includes Loss of Use coverage — it can make all the difference if a wildfire or another disaster forces you to leave your home.

Loss of Use coverage helps cover the extra costs of living somewhere else, like staying in a hotel or renting a temporary place, and it can even help with additional expenses, such as meals if you can’t cook at home. This coverage can also assist with other unexpected costs like laundry, pet boarding, and more — basically, anything that costs extra when you can’t live in your home.

Given how unpredictable wildfire season has become, having the right coverage can provide peace of mind and protect you financially in a tough situation.

If you’re unsure about your current policy, reach out to us at Wealth Centric. We’re here to help you make sure you’re properly covered. Feel free to call or send us a DM. Stay safe, everyone!
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📞 (858) 450-6000
🌐 WealthCentricGroup.com

Recent events like the lithium-ion battery fire at the SDG&E facility in Escondido highlight the unexpected risks businesses may face ( https://www.nbcsandiego.com/news/local/lithium-ion-battery-fire-in-escondido-prompts-large-response/3615328/ ). Whether it’s fire, flooding, or other unforeseen incidents, it’s crucial to ensure your insurance policies provide the coverage you need.

👷‍♂️ Workers' Compensation Coverage: Protect your employees from injuries due to unforeseen accidents.
🏢 Property Insurance: Safeguard your assets against damage caused by fires and other hazards.
💼 Business Interruption Insurance: Keep your operations running smoothly in the face of disruption.

Don't wait until it’s too late. Contact me today to review your coverage and ensure your business is protected against all risks.
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📞 (858) 450-6000
🌐 WealthCentricGroup.com

Lithium-ion battery fire at SDG&E facility in Escondido prompts evacuations The fire is burning in the 500 block of Enterprise Street in Escondido, just a few blocks from where Interstate 15 crosses paths with state Route 78.

Did you know that 40% of small businesses never reopen after a disaster, and another 25% fail within the first year after reopening? (Source: FEMA)

Why? Disasters can cause unexpected financial strain, disrupt supply chains, and result in a loss of customers. 😰 Without the right coverage and recovery plan, even a single disaster can be devastating.

Don’t take the risk—ensure you’re protected with the right insurance coverage today! 💼

👉 Contact us to learn how we can help safeguard your business from the unexpected.
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(858) 450-6000
wealthcentricgroup.com

🚗💥 Accident at the Stop Sign: What to Do 💥🚗

Imagine you’re driving up to a stop sign. You come to a complete stop, check for oncoming traffic, and start to go. Suddenly, another car turning left from the opposite direction doesn’t see you and crashes into your vehicle. Here’s a quick guide on what to do:

1/ Safety First 🚑: Check for injuries and call 911 if anyone is hurt. If possible, move the vehicles to safety and turn on your hazard lights.

2/ Call the Police 🚓: Report the accident to create an official record, which is crucial for insurance and legal purposes.

3/ Exchange Information 📝: Get the other driver’s name, contact info, driver’s license number, license plate, and insurance details. Also, collect contact information from any witnesses.

4/ Document Everything 📸: Take photos of the damage, the accident scene, and any relevant road signs. Write down your version of what happened while it’s still fresh in your mind.

5/ Notify Your Insurance Company 📞: Report the accident and provide all the details and documentation. Follow their guidance on filing a claim and arranging repairs.

How Insurance and a Great Agent Can Help:
- Claims Process: they’ll guide you through filing a claim and assessing damages.
- Coverage: They’ll ensure your repair costs, medical expenses, and even rental car needs are covered.
- Negotiation: They’ll handle negotiations with the other driver’s insurance to get you a fair settlement.

How We Can Help:
- Find the Right Insurance: As your insurance broker, we connect you with trusted insurance companies that can provide the coverage you need.
- Get Expert Recommendations: We help you understand your insurance options and find the best policy for your situation.
- Streamline the Process: We simplify finding the right insurance so you can focus on getting back on track after an accident.

Need Help Finding the Best Insurance for Your Needs? Contact us today to get connected with the right providers and get the coverage you need.

📞 Get in Touch: (858) 450-6000
🌐 Visit Our Website: https://www.wealthcentricgroup.com/

In a chain-reaction accident where Car 1 hits Car 2, pushing it into Car 3, here's how insurance typically handles it:

⚡Fault Determination:
- Car 1: Usually at fault for the entire accident, so Car 1’s insurance is responsible for damages to both Car 2 and Car 3.
- Car 2 & Car 3: Generally not at fault, but Car 2’s insurance might come into play if Car 2 was partially responsible.

⚡Insurance Coverage:
- Car 1's Insurance: Pays for damages to Car 2 and Car 3 through liability coverage.
- Car 2's Insurance: May cover Car 2’s own damages if Car 1’s policy limits are exceeded or if Car 2 is partially at fault.
- Car 3's Insurance: Steps in if Car 1’s coverage isn’t enough.

⚡Claims Process:
All parties should report the accident to their insurers. If Car 3’s insurance covers their damages, they may seek reimbursement from Car 1’s insurance through subrogation.

⚡Quick Facts:
- Multi-car accidents account for nearly 20% of crashes.
- Fault assignment affects how claims are paid out.

In these cases, it’s crucial to know your coverage and report the accident promptly. If you need help with your insurance? Contact us.

California auto insurance rates are expected to jump 54% in 2024. Stop waiting—call us now for a better rate: 858-450-6000.

With everything getting more expensive these days, you might be feeling the pinch. Groceries, gas, and bills are adding up, and you're looking for ways to cut costs. One day, you decide to review your insurance policy, something you haven’t done in a while. After a quick chat with your insurance broker, you discover that with a few simple adjustments, you could save hundreds of dollars a year.

We can help you review your policy and find better coverage that fits your needs and budget. In times like these, every little bit helps.

Take a moment to see how much you can save by contacting us ☎

54% increase in car insurance?! California, can we talk?

California auto insurance costs set to rise by 54%, new report says By the end of the year, the typical auto insurance policy in California will reportedly be 54% more expensive than last year.

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An annuity is a type of insurance contract that provides a regular income stream in retirement. If you do not understand about this, you're not alone.
Let us help you navigate the world of annuities and secure your financial future today.

Happy Friday!😉

If you use the auto vehicle for business purposes, you need to understand 7 types of commercial auto insurance that can provide financial protection against physical damage and liability.

It's quite hard to say how much you love your kids. Let's life insurance speak for you!

Getting disability insurance is a good option to protect yourself financially in case you cannot work due to illness or injury!💰

Save for later 😘

It's true. More than half of Americans overestimate the cost of life insurance and typically spend at least three times reviewing it. Take this time to schedule a meeting with your insurance agent to discuss options!

🌟 Need a competitive rate on your insurance? Look no further! 🌟

We specialize in finding the best rates tailored to your needs. Whether you're a business owner or an individual looking for insurance coverage, we've got you covered. 🛡️

1️⃣ Receive a personalized quote by sending us a message or visiting our website.
2️⃣ Our team will swiftly find you the most competitive rates available.
3️⃣ Enjoy peace of mind with insurance that fits your budget and requirements.

Insurability and long-term plans for your child's future are vital. No matter what may happen to your kid, they will always have coverage. 💰💫