Ingrid Santamaria Exp Realty

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Struggling to find your first home that fits both your lifestyle and budget? Consider condos. They're smaller and that means they may be easier on the wallet. And with added perks like low maintenance and community amenities, condos might just be your smartest move. DM me to learn more about the condos available in our area.

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Ready for a change? If you move-up now, you can unlock benefits like eager buyers, top-dollar sales, and high home equity. With summer fast approaching, let’s work together to get your house ready.

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In today's tight inventory market, you probably want more options for your search. And new home construction could be a game-changer. Right now, there are more new builds than the norm. But that doesn’t mean we’re overbuilding – there's still a shortage. It just means more options for you. Have questions about what’s available near us? DM me.

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Hey, Gen Z. While becoming a homeowner may seem out of reach right now, options like down payment assistance programs and more can help make it possible. With the right tips and the help of an expert like me, it may be more achievable than you think. Let's make it happen together.

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The Sun Is Shining on Sellers This Summer [INFOGRAPHIC]

If your needs have changed, now’s a great time to sell and get the features you want most. Many buyers are eager to move between the school years, so you may see a faster sale, multiple offers, a higher final sales price, and more. If you want to get your house ready for a summer listing, let’s connect.

The Sun Is Shining on Sellers This Summer [INFOGRAPHIC] If your needs have changed, now’s a great time to sell and get the features you want most.

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The Top 2 Reasons To Consider a Newly Built Home

When you’re planning a move, it’s normal to wonder where you’ll end up and what your future home is going to look like. But unless you came into this process knowing you want to buy a newly built home, you may not have pictured new home construction.

1. Adding Newly Built Homes Could Give You More Options

There are two types of homes on the market: new and existing. A newly built home refers to a house that was just built or is under construction. An existing home is one a previous homeowner has already lived in. Right now, the inventory of existing homes is tight. But there may be options for you on the new home side of things.

2. Newly Built Homes May Be More Affordable Than You’d Think

You may still be wondering if a new build could really be an option for you. If you’ve previously written them off because you thought they would be out of your budget, consider this. The price...

The Top 2 Reasons To Consider a Newly Built Home When you’re planning a move, it’s normal to wonder where you’ll end up and what your future home is going to look like.

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How Buying or Selling a Home Benefits Your Community

If you're thinking of buying or selling a house, it's important to know it doesn't just impact you—it helps out the local economy and your community, too.

When a house is sold, it really boosts the local economy. That’s because of all the people needed to build, fix up, and sell homes. Robert Dietz, Chief Economist at the National Association of Home Builders (NAHB), explains how the housing industry adds jobs to a community: “. . . housing is a significant job creator. In fact, for every single-family home built, enough economic activity is generated to sustain three full-time jobs for a year . . .”

It makes sense that housing creates a lot of jobs because so many different kinds of work are involved in the industry.

Think about all the people involved with selling a house—city officials, contractors, lawyers, real estate agents, specialists, etc. Everyone has a job to do to make...

How Buying or Selling a Home Benefits Your Community If you're thinking of buying or selling a house, it's important to know it doesn't just impact you—it helps out the local economy and your community, too.

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Tips for Younger Homebuyers: How To Make Your Dream a Reality

If you’re a member of a younger generation, like Gen Z, you may be asking the question: will I ever be able to buy a home? Here are some helpful tips you may get from a pro.

1. Explore Your Options for a Down Payment

If a down payment is your #1 hurdle, you may have options to give your savings a boost. There are over 2,000 down payment assistance programs designed to make homeownership more achievable. And chances are you won’t need to put 20% down (unless specified by your loan type or lender).

2. Live with Loved Ones To Boost Your Savings

Another thing a number of Gen Z buyers are doing is ditching their rental and moving back in with friends or family. This can help cut down your housing costs so you can build your savings a whole lot faster.

3. Cast a Broad Net for Your Search

When you’ve saved up enough, here’s how a pro will help you approach your search. Since...

Tips for Younger Homebuyers: How To Make Your Dream a Reality If you’re a member of a younger generation, like Gen Z, you may be asking the question: will I ever be able to buy a home?

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Considering making a move? According to Realtor.com, profit potential and family priorities are the top motivators for homeowners right now.
Let’s dive into the reasons driving your decision. With home values and inventory on the rise, it might just be the right time to make that change.

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What's Motivating Your Move?

Thinking about selling your house? As you make your decision, consider what's pushing you to think about moving. A recent survey from Realtor.com looked into why people want to sell their homes this year. Here are the top two reasons.

1. To Make a Profit

If you’re thinking about selling your house, you probably have a lot of questions on your mind. Well, here's some good news – the latest data shows most sellers get a great return on their investment when they sell.

That’s significant. And here’s one contributing factor. During the pandemic, home prices skyrocketed. There was way more buyer demand than homes available for sale and that combination pushed prices up.

Now, home prices are still rising, just not as fast. That ongoing appreciation is good news for your bottom line. Any profit you make can help offset some of today’s affordability challenges when you buy your next home.

2. For Family...

What's Motivating Your Move? Thinking about selling your house?

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Did you know? More homeowners are putting their houses up for sale compared to last year.

That means more options for your move. It also means your house has more competition.

I'll help you check out the latest listings for your move and make sure your house still stands out.

If you’re thinking of selling and want to get in on the action, let’s connect.

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Struggling to find a home within your budget? Builders might just have the solution you've been searching for.

With a focus on smaller, more affordable homes, they're catering to what buyers need most.

Ready to explore your options? Let's connect and discover what's available in and around our area.

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What Is Going on with Mortgage Rates?

You may have heard mortgage rates are going to stay a bit higher for longer than originally expected. And if you’re wondering why, the answer lies in the latest economic data.

Economic Factors That Impact Mortgage Rates

When it comes to mortgage rates, things like the job market, the pace of inflation, consumer spending, geopolitical uncertainty, and more all have an impact. Another factor at play is the Federal Reserve (the Fed) and its decisions on monetary policy. And that’s what you may be hearing a lot about right now.

Basically, long story short, inflation and its impact on the broader economy are going to be key moving forward. As Greg McBride, Chief Financial Analyst at Bankrate, says: “It’s the longer-term outlook for economic growth and inflation that have the greatest bearing on the level and direction of mortgage rates. Inflation, inflation, inflation — that’s really the hub on the...

What Is Going on with Mortgage Rates? You may have heard mortgage rates are going to stay a bit higher for longer than originally expected.

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If you've ever felt the pinch every time you renew your lease, it's time to consider the benefits of owning your own home.

While it may be cheaper to rent than buy in some areas, owning your home means saying goodbye to rising rent and hello to stability and investment in your future.

Let's chat about making homeownership a reality for you.

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The Perks of Buying over Renting

Thinking about buying a home? While today’s mortgage rates might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get your own place.

1. Home Values Typically Go Up Over Time

There’s been some confusion over the past year or so about which way home prices are headed. Make no mistake, nationally they’re still going up. In fact, over the long-term, home prices almost always go up.

This is a big reason why buying a home can be better than renting. As prices go up and you pay down your mortgage, you build equity. Over time, this growing equity can really increase your net worth. The Urban Institute says: “Homeownership is critical for wealth building and financial stability.”

2. Rent Keeps Rising in the Long Run

Rent just keeps going up over the years. Sure, it might be cheaper to rent right now in some areas, but every time you renew...

The Perks of Buying over Renting Thinking about buying a home?

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More homeowners are saying it's a good time to sell. Want to know why?
The short answer is: this is the best time of year to list.
And if you get your home on the market now, you could see some serious perks.
Want to learn more? Let’s chat.

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Equity Can Make Your Move Possible When Affordability Is Tight [INFOGRAPHIC]

Did you know the equity you have in your current house can help make your move possible? Once you sell, you can use it for a larger down payment on your next home, so you’re borrowing less. Or, you may even have enough to be an all-cash buyer. The typical homeowner has $298,000 in equity. If you want to find out how much you have, let’s connect for a Professional Equity Assessment Report.

Equity Can Make Your Move Possible When Affordability Is Tight [INFOGRAPHIC] Did you know the equity you have in your current house can help make your move possible?

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Is a Multi-Generational Home Right for You?

Ever thought about living in the same house with your grandparents, parents, or other loved ones? You're not alone. A lot of people are choosing to buy multi-generational homes where everyone can live together. Let's check out why they think it’s a good idea to see if it might be a good fit for you, too.

Why People Are Choosing Multi-Generational Living

Sharing costs like the mortgage and utilities can make owning a home more affordable. This is especially helpful for first-time homebuyers who might find it challenging to buy a place on their own in today's market.

As Axios explains: “Financial concerns and caregiving needs are two of the major reasons people live with their parents (and parents’ parents).”

How an Agent Is Key in Finding the Right Home for You

Looking for the perfect multi-generational home is a bit trickier than finding a regular house. You've got more people, which means...

Is a Multi-Generational Home Right for You? Ever thought about living in the same house with your grandparents, parents, or other loved ones?

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If you’ve been a homeowner for at least a couple of years, keep reading.

Because that means you may be sitting on a solid amount of equity. And if so, there are a few different ways you can use it to fuel your next move.

Wanna know what your equity might unlock for you? Let’s talk through it.

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Multi-generational homes are gaining popularity for a number of reasons.

From cost savings to making it easier to care for aging parents, there are a lot of benefits to consider.

Thinking of buying a multi-gen home? Let’s talk to see if it's a perfect fit for you and your needs.

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Ever wonder what makes mortgage rates go up or down?

From economic trends to inflation, it's a complex web. And trying to keep up with the latest news on all those details can be stressful.

Instead, lean on the pros so you have someone to talk to about what’s going on and what changing rates mean for you.

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Foreclosure Numbers Are Nothing Like the 2008 Crash

If you’ve been keeping up with the news lately, you’ve probably come across some articles saying the number of foreclosures in today’s housing market is going up.

The reality is, while increasing, the data shows a foreclosure crisis is not where the market is headed.

The Headlines Make the Increase Sound Dramatic – But It’s Not

The increase the media is calling attention to is a little bit misleading. That’s because it’s comparing the most recent numbers to a time when foreclosures were at historic lows. And that lopsided comparison is making it sound like a much bigger deal than it actually is.

Back in 2020 and 2021, there was a moratorium and forbearance program that helped millions of homeowners avoid foreclosure during challenging times. That’s why numbers for just a few years ago were so low.

Now that the moratorium has come to an end, foreclosures are resuming and that...

Foreclosure Numbers Are Nothing Like the 2008 Crash If you’ve been keeping up with the news lately, you’ve probably come across some articles saying the number of foreclosures in today’s housing market is going up.

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If you’re looking to move, you know affordability is tight right now.

But there are some signs it’s starting to get a little bit better and may improve as the year goes on.

We’ve still got a long way to go. But if you want someone to keep you up to date on the latest, I can help.

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Did you know?

Around 1 in 4 people still think homes prices are going to fall according to Fannie Mae.

A lot of that is because of clickbait headlines. But the actual data shows prices are rising nationally, not falling.

Have questions about what you’re reading? I'm here to help clear up any confusion.

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Myths About the 2024 Housing Market [INFOGRAPHIC]

When it comes to the current housing market, there are some myths circling around right now. Some of the more common ones are that it’s better to wait for mortgage rates to fall or prices to crash. But there are others about the supply of homes for sale and down payments. Let’s connect so you have an expert to help separate fact from fiction in today’s housing market.

Myths About the 2024 Housing Market [INFOGRAPHIC] When it comes to the current housing market, there are some myths circling around right now. 

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Is It Getting More Affordable To Buy a Home?

Over the past year or so, a lot of people have been talking about how tough it is to buy a home. And while there’s no arguing affordability is still tight, there are signs it’s starting to get a bit better and may improve even more throughout the year.

1. Mortgage Rates

Despite the recent volatility, rates are still lower than they were last fall when they reached nearly 8%. On top of that, most experts still think they’ll come down some over the course of the year.

Any drop in rates can make a difference for you. When rates go down, you can afford the home you really want more easily because your monthly payment would be lower.

2. Home Prices

The second big factor to think about is home prices. Most experts project they'll keep going up this year, but at a more normal pace. That’s because there are more homes on the market this year, but still not enough for everyone who wants to buy...

Is It Getting More Affordable To Buy a Home? Over the past year or so, a lot of people have been talking about how tough it is to buy a home.