Scott B. Austin, CFP, RICP, Financial Advisor at Morgan Stanley

Can breakthrough ideas stop climate change and eliminate poverty? Morgan Stanley Research sits down with Bill Gates.

Bill Gates, Big Ideas: The Morgan Stanley Interview | Morgan Stanley Watch as Morgan Stanley Research speaks with Bill Gates about how digitalization can improve quality of life in developing nations and why he’s backing companies on the verge of “mind blowing” breakthroughs in clean energy.

Morgan Stanley clients with eligible brokerage accounts can earn up to 5.42% Annual Percentage Yield with a 3 to 11-month CD. Learn more and contact me to take advantage of this competitive CD offer: https://mgstn.ly/43HkW2O

A potentially powerful El Niño this year could impact everything from global food prices to inflation. Will your portfolio be affected? Let’s connect.

Why Investors Should Track El Niño | Morgan Stanley The weather phenomenon could bring surging temperatures, higher food prices and stubborn inflation. How can investors prepare?

Morgan Stanley clients with eligible brokerage accounts can earn 5.00% APY through deposits into our Preferred Savings Program for qualifying cash. Learn more and get in touch to take advantage of this great rate. https://mgstn.ly/452hK2D

With generative artificial intelligence likely to drive rapid change and potential opportunities, investors are looking to history as a guide. Find out more in On the Markets.

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Planning an international trip? Here are a few money tips to help you enjoy your travels.

Smart Money Moves When Traveling Abroad | Morgan Stanley Consider these tips when planning for foreign travel and perhaps save yourself time, money and headaches.

Morgan Stanley clients with eligible brokerage accounts can earn 4.75% APY through deposits into our Preferred Savings Program for qualifying cash. Learn more and get in touch to take advantage of this great rate. https://mgstn.ly/3CKQ5r6

Hope you have a wonderful Fourth of July full of fun and fireworks!

Despite upcoming risks to economic growth, opportunities in a variety of areas persist, including among developed market bonds and Japanese and emerging market equities. Find out more in On the Markets midyear outlook edition.

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Amid elevated economic, fiscal and geopolitical risks, gold's role as a safe haven and diversifier is as important as ever. Find out more in our latest On the Markets.

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We honor and remember those who gave their lives for our freedom and security. Thank you for your service and sacrifice. Enjoy your Memorial Day weekend.

Your retirement has the potential to be the most fulfilling period of your life. Let’s work together on your financial and personal plan as you transition from work life to retired life.

Are You Prepared For Retired Life? | Morgan Stanley Your retirement has the potential to be the most fulfilling period of your life–but you need to have a plan for your time as well as your finances.

Health care offers the right combination of offense and defense to navigate a challenging economic outlook. Find out more in On the Markets.

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Here’s to moms, dads and grads! Shop our Gifts for Good guide for gifts to celebrate spring occasions while making an impact. It’s a win-win: https://bit.ly/3HfN6td

Although contagion risk from regional banks appears limited following policy actions, equities remain vulnerable to a lending slowdown. Find out more in On the Markets: https://mgstn.ly/3Uo4ph1

Are you wondering what may lie ahead for the U.S. economy for the remainder of 2023? Curious how the recent Fed meeting might impact investments in the short term or markets in the long run? Join us on April 3 for the chance to ask renowned Wharton Professor Dr. Jeremy Siegel your questions. https://bit.ly/3Gs2UsD

Morgan Stanley Wealth Management announces strategic initiative with OpenAI: “This technology is a game changer in synthesizing our expansive intellectual capital, bringing the value and richness of it to a whole new level, and in the process freeing up valuable time for Financial Advisors to do what they do best—serve their clients,” said Andy Saperstein, Co-President and Head of Morgan Stanley Wealth Management.

Key Milestone in Innovation Journey with OpenAI | Morgan Stanley Morgan Stanley Wealth Management Announces Key Milestone in Innovation Journey with OpenAI

After an aggressive rate hiking cycle in 2022, we may need to acknowledge that perhaps the economy is less interest rate-sensitive than previous years. Hear more from Chief Investment Officer & Head of the Global Investment Office Lisa Shalett:

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Recent developments could encourage the Fed to raise rates further and keep them higher for longer than previously expected. Find out more in On the Markets. https://mgstn.ly/40e3VwB

If you missed the E*TRADE Baby Wedding during the big game, here’s your chance to see what everyone’s been talking about.

E*TRADE Baby Commercial – Wedding When your next steps are walking down the aisle, it pays to have a great best man and an even better portfolio. more at https://us.et...

A relatively resilient labor market and still strong capital spending backdrop suggest an economic recession may be technically avoided. Hear more from Chief Investment Officer & Head of the Global Investment Office Lisa Shalett:

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Transformative capital spending could drive new leadership in areas such as energy, infrastructure and real estate in coming years. Find out more in On the Markets. https://mgstn.ly/40e3VwB

Morgan Stanley clients with eligible brokerage accounts can earn 4.00% APY through deposits into our Preferred Savings Program for qualifying cash. Learn more and get in touch to take advantage of this great rate. https://mgstn.ly/3X0XKtb

In this year of transitions, focus on getting paid to wait. Consider allocations to fixed income, dividend growers and areas with low expectations, like China and EM. Find out more in On the Markets. https://mgstn.ly/3Z6ozy4

Inflation is expected to come down in 2023, which may lead to investment opportunities in fixed income, commodities and real estate to name a few. Hear more from Chief Investment Officer Mike Wilson:

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Cybercriminals don’t take the holidays off. Be aware of these five common scams.

Five Holiday Scams to Avoid | Morgan Stanley Stay a step ahead of cybercriminals this season by being aware of these scams.

As a challenging year winds down, opportunities have materialized in fixed income and emerging markets stocks. Learn more about our 2023 outlook in On the Markets. https://mgstn.ly/3Wra4mY

Whenever this rally is finished, it's pretty likely that we're going to end up making new lows, at least for the major averages. Hear more from Chief Investment Officer Mike Wilson:

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Rather than chase US equity indexes amid this rally, we prefer more reasonably valued select themes including health care, credit and Asia/EM stocks. Find out more in On the Markets. https://mgstn.ly/3Wra4mY

The policies of the Fed and other central banks are poised to tackle inflation. Are we on the path of an economic recession? Hear more from Chief Investment Officer Mike Wilson:

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While the market outlook appears challenging, we suggest active stock picking where value has emerged and prospects for earnings achievability are good. Find out more in On the Markets. https://mgstn.ly/3SYbRh8

There’s never been a more important time to showcase our commitment to Diversity and Inclusion. Proud to see the firm sponsor L’ATTITUDE 2022. An experience to learn how the U.S. Latino cohort is accelerating the impact on our nation through their economic contributions in business, entertainment, politics, sports and so much more. https://hearsay.social/3f6I7jh

Investors are laser-focused on the Fed these days, but there’s more to this market than monetary policy. Let’s discuss what other dynamics may be in play and how to position your portfolio.

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Data continue to suggest a longer battle on inflation, and the Fed concurs. Hear more from Lisa Shalett, Chief Investment Officer for Wealth Management & Head of the Global Investment Office:

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Even the smallest act of service, the simplest act of kindness, is a way to honor those we lost, a way to reclaim that spirit of unity that followed 9/11. Today we remember and honor.

High valuations and risks to forward earnings estimates challenge the bullish view on US stocks. We discuss in this month's On the Markets. https://mgstn.ly/3RvtXX4

Markets are vulnerable to a bear market rally. Hear more from Lisa Shalett, CIO of Morgan Stanley Wealth Management and Head of the Global Investment Office: https://mgstn.ly/3vTPQXu

With inflation far from defeated and the bear market not yet over, now is the time for patience and building dry powder. Find out more in our latest On the Markets. https://mgstn.ly/3zojvJu