First Bank

Is retirement on the horizon? If so, it's time to start thinking about how and when to tap into your assets for income, but there are some things you'll want to consider first. Get more details here: https://brev.is/NFqeb.

Six Steps to Consider Before Tapping Into Your Retirement Savings Plan You've worked long and hard for years, saving diligently through your employer-sponsored retirement savings plan. Now, with retirement on the horizon, it's time to begin thinking about how to tap your plan assets for income. But hold on, not so fast. You may need to take a few steps first.

Now that we're in the second half of the year, it's a good time to check in with your finances to see where you stand. Checking up on your credit is a great start to help you prepare for any lending opportunities in the second half of the year. Here's how you can get started: https://brev.is/xMaLb.

It’s Time for Your Midyear Credit Check-In - NerdWallet Midyear is a great time to check your credit health. Review your credit reports and score, and make a plan to manage debt to ensure you're on the right track.

We are currently experiencing technical difficulties on our website, www.first.bank, our mobile banking app, First Bank On The Go, and our consumer eBanking platform. We are actively working to resolve the issue and will keep you updated on progress. We apologize for any inconvenience.

Stay on top of your banking while you're on the go with the First Bank On The Go mobile app! 📱

View balances, pay or schedule future bills, deposit checks, and more. Learn more about how you can stay connected with your finances from your mobile device and download the app here: https://brev.is/6gGUb.

Mobile App Manage your finances any time you have a smartphone and a few minutes.

Romance scam financial losses continue to climb and they're now targeting wealth accounts by connecting with a victim's emotions. According to the Federal Trade Commission, consumers lost $1.4 billion last year to romance scams.

Here are some romance scam warning signs to be aware of: https://brev.is/jbPfu.

Romance scams cost consumers $1.14 billion last year. It's a 'more insidious' fraud, expert says Cyber criminals are tapping into wealth accounts through human connection. Here's how to spot it and cut ties as soon as you can.

Congratulations to First Bank Relationship Manager, Rebecca Fritsch, for being named one of St. Louis' best bankers by Small Business Monthly! We are so lucky to have her and her expertise on our team. Please help us congratulate her in the comments!

Are you using Digital Wallet? 📱

Simplify how you pay for things by linking your First Bank Debit Mastercard® in a Digital Wallet, and use your phone to securely make payments! Flash your phone near or against a retailer or restaurant's payment terminal to quickly pay, removing the need to look for cash or a card. Get more details here: https://brev.is/medgf.

Digital Wallet Fast-forward through checkout lines by paying for purchases with your smartphone.

Please help us congratulate the top First Bank Mortgage performers for the month of June! Congrats Matt, Joseph, and Eric! 🌟

Having money set aside for emergencies is critical for maintaining financial stability. Unfortunately, many Americans have less than $1,000 in their savings. If you're looking to rebuild your savings or start from scratch, there are a few options to consider.

Take a closer look at traditional and high-yield savings accounts and Certificate of Deposits (CDs): https://brev.is/qG1v8.

Which Kind of Savings Account or Solution Is Best for My Needs? If you’re just getting started or have decided it’s time to start building up your short or longer-term savings, you may be wondering if a traditional savings account, a high-yield savings account, or a Certificate of Deposit (CD) is the right solution for you. Let’s take a closer look at thre...

Happy Fourth of July!

As a reminder, our branches will be closed today, but our mobile banking and online banking is available 24/7. Have a safe and enjoyable day!

Did you know that we will never call, email, or text our clients asking them to provide and/or update certain account information?

This includes:
🚨 account numbers
🚨 PIN numbers
🚨 eBanking ID’s
🚨 passwords
🚨 debit card numbers
🚨 social security numbers

If you’ve received a call, email, or text and provided someone your personal or account information, please call the First Bank Service Center at 800-760-2265. Stay up-to-date to keep your money and accounts safe by visiting our Security Hub: https://brev.is/JlrRY.

Security Hub Learn about the latest threats.

We're so excited to announce that First Bank and Girls, Inc., led by Cheryl Jones, has partnered together to launch a new program that will help the next generation of business leaders, entrepreneurs, and professionals gain access to the education and support they need to prepare for a successful future.

Brainchild of Ellen Dierberg Milne, Vice Chairwoman of the Board at First Bank, the Girls, Inc. Entrepreneurship and Business program will engage a small group of young women for five years with programming, hands-on learning, internships, and college-preparation workshops. The program launched with a six-week summer session on the campus of the University of Missouri-St. Louis (UMSL) and will continue through the school year monthly until program participants reach high school graduation.

Get more details on the partnership here: https://brev.is/nyGs2.

First Bank and Girls, Inc. St. Louis Launch New Entrepreneurship and Business Program for High Poten First Bank has partnered with Girls, Inc. St. Louis, to introduce local, young women, primarily from under-resourced areas, in grades 8 through 12, to business and entrepreneurial curriculum, opportunities, and professionals.

Purchase the perfect gifts for your loved ones this holiday season with help from Plinqit! Start savings for holiday purchases now to help ease the financial strain later on. Download the Plinqit app and set your holiday savings goal in less than five minutes! Sign up now: https://brev.is/HfopR.

Plinqit Savings App The Plinqit app helps you keep track in real time as your savings grow toward a magic number.

Elder Abuse Awareness Month is coming to an end, but it's important to remain vigilant all year long to keep yourself or a loved one protected from elder abuse, Learn more about the warning signs, how to stay protected, and what to do if you or someone you know falls victim: https://brev.is/bWxYq.

Elder Financial Exploitation: The Warning Signs and How to Stay Protected Learn more about elder abuse awareness, how to stay protected, the warning signs, and what actions can be taken if you or someone you know falls victim.

Are you retiring soon or have you changed jobs recently? It might be a good idea to check in with your retirement planning, specifically your 401k. Learn more about your options or reach out to a member of the First Bank Wealth Management Team to get started: https://brev.is/VAA1O.

401k Retiring? Changing jobs? Do you have a 401K?

Please help us welcome our newest Home Loan Advisor, Tish Kumar, to the ! 🏡 Visit Tish's page to learn how she can help you with a home purchase or refinance: https://brev.is/Pl7r0.

With the hottest days of the year approaching, you might be considering purchasing a vacation home for your family. Before you make the purchase, there are some key factors to consider first. How often are you planning to visit? Will you rent it out during the months that you aren't there? How does it affect your cash flow? Here are some other factors to consider: https://brev.is/X6KF4.

Are you paying your bills online? 💻 📱 First Bank's Bill Pay allows you to easily manage and pay all of your bills from a central location.

✔️ Schedule recurring bill payments
✔️ Review pending payments
✔️ Set reminders for upcoming, recurring payments
✔️ Receive your bills electronically
✔️ Pay bills from the mobile app or eBanking

Log in or enroll in eBanking to get started: https://brev.is/FTkCu.

Bill Pay Learn how to manage all of your bills from one easy location.

All First Bank branches will be closed today, June 19, in observance of Juneteenth. As a reminder, we are available online and through our mobile apps. 📱 💻

Financial fraud targeting older adults and senior citizens continues to be an ongoing issue. In honor of June 15th being Elder Abuse Awareness Day, here are some fraud tactics to be aware of and some proactive measures that can help keep your loved ones protected: https://brev.is/UwLSQ.

www.cnbc.com

The summer vacation season is here! ☀️ Where are you traveling to this summer? Aside from packing, your preparing should also include developing a plan to help you stay on top of your finances while you're away. Here are some tips that can help: https://brev.is/5QyD0.

Four Vacation Tips to Set Your Finances Up for Success This Summer The summer months are some of the busiest times for vacationing. In fact, nearly 82% of American adults plan to travel this summer according to an annual survey conducted by The Vacationer. Additionally, 41.65% of people identified that they plan to travel more than once.

It’s never too early to teach your child about the importance of saving! Start earning up to 5.12% APY* when you open a Kids Cash Savings account. There’s no monthly maintenance fee and you need just a deposit of $5 to start!

*Get more details here: https://brev.is/FtA3g.

Kids Cash Savings With First Bank, young bankers start managing money and making good decisions while having fun in the process.

Congratulations on graduating college! 🎓

As you begin making more money with a new job, you'll want to have a plan in place for your finances. Consider building a budget, contributing to a savings fund for unexpected expenses, enrolling in a retirement plan, and much more. Get more details: https://brev.is/SCAAd.

5 Financial Steps for New College Grads in Their First Jobs - NerdWallet College graduates can take these steps to establish a strong financial plan that sets them up for success.

Stay alert! ⚠️

First Bank will never call, email, or text our clients asking them to provide and/or update certain account information. This includes account numbers, PIN numbers, eBanking ID’s, passwords, debit card numbers, and social security numbers.

If you’ve received a call, email, or text and provided someone your personal or account information, please call the First Bank Service Center at 800-760-2265.

Stay up-to-date to keep your money and accounts safe by visiting our Security Hub: https://brev.is/Cp6um.

Security Hub Learn about the latest threats.

Congratulations to Doreen, Eric, and Dean on being First Bank Mortgage's top performers in May! 🌟

We're excited to share that our Douglas branch has relocated! You can find our new, remodeled space at 3992 Douglas Blvd in Roseville, CA. Stop by to see the new updates. The team is eager to welcome you into the new space!

🎉 Today and all month long we want to CELEBRATE the 20+ year anniversaries of First Bank team members. Your commitment to First Bank does not go unnoticed. Thanks for all that you do everyday! 🎉

Joseph Kemp - 35 years
Lisa Blamy - 26 years
Vernita Smith McDaniel - 25 years
Shirley Clark - 24 years
Edlyn Manrique - 23 years
Donna Busken - 22 years
Pamela Whittaker - 21 years
Eric Walker - 21 years
Margie Guzman - 21 years
Neika Wright - 21 years

Congratulations to First Bank's Home Loan Advisor John Charlton! 🎉

John was recently named as one of the top 100 people to know in St. Louis by St. Louis Small Business Monthly. Each year, a group of judges selects honorees based on their contributions to the region.

John uses his 20 years of experience in the mortgage industry to help his clients find the right mortgage solution to fit their purchase or refinancing needs. Learn more about how John can help you with a purchase or refinance: https://brev.is/TgkSD.