Billy Manning, CFP and Financial Advisor at Morgan Stanley

Learn why stronger-than-expected performance in construction and infrastructure has led us to increase our U.S. GDP forecast for the second half of 2023.

Soft Landing for U.S. Economy | Morgan Stanley Construction and infrastructure are showing stronger-than-expected growth, improving GDP forecasts for the second half of the year.

Have a child heading off to college? Show them how they can protect themselves from cybercriminals while they’re away from home.

Cyber Safety Facts for Students | Morgan Stanley College students are often targets for hackers. Discover the importance of cyber safety for students, plus tips on how to keep your identity and data secure.

After an aggressive rate hiking cycle in 2022, we may need to acknowledge that perhaps the economy is less interest rate-sensitive than previous years. Hear more from Chief Investment Officer & Head of the Global Investment Office Lisa Shalett:

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As you prepare to file your 2022 taxes, let’s meet and discuss opportunities to implement additional tax-efficient strategies to your financial plan.

Are You Prepared for Tax Day? | Morgan Stanley The countdown to Tax Day has begun. Here are some steps you can take as the deadline approaches.

Recent developments could encourage the Fed to raise rates further and keep them higher for longer than previously expected. Find out more in On the Markets. https://mgstn.ly/40e3VwB

Are you concerned about having too much of your portfolio in a few stocks or even just one company? Let’s discuss tax-smart ways to diversify your investments.

4 Tax-Smart Ways to Diversify Your Portfolio | Morgan Stanley Investment portfolios concentrated in a single stock can be risky. Learn to diversify without boosting your tax bill.

I am proud to join my colleagues today and every day as we honor Black History Month. I look forward to celebrating the heritage and talents of our Black employees and reaffirming our commitment to diversity and inclusion. We are here in New York at Headquarters honoring.

Consider these tax season moves. The sooner you get started, the better prepared you’ll be for Tax Day.

Are You Prepared for Tax Day? | Morgan Stanley The countdown to Tax Day has begun. Here are some steps you can take as the deadline approaches.

A relatively resilient labor market and still strong capital spending backdrop suggest an economic recession may be technically avoided. Hear more from Chief Investment Officer & Head of the Global Investment Office Lisa Shalett:

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Talk to your kids about internet safety. Learn how to help protect your loved ones with our latest cyber tips.

Internet Safety: How to Talk to Your Children About Cybersecurity | Morgan Stanley The internet can be a dangerous playground for children. While opportunities for education, friendship and fun abound, there are plenty of safety hazards, too

Minimizing the impact of taxes in your portfolio can help you build wealth over time. Let’s discuss what strategies might make sense for you.

These Steps May Reduce Your Taxes | Morgan Stanley A key strategy for boosting long-term investment returns is being smart about tax efficiency.

Transformative capital spending could drive new leadership in areas such as energy, infrastructure and real estate in coming years. Find out more in On the Markets. https://mgstn.ly/40e3VwB

Some goals are a continual priority, but uncontrollable factors like market volatility could impact your progress. Let’s take some time to meet and make sure you’re on track.

6 Ways to Start Fresh Financially in 2023 | Morgan Stanley Heading into the New Year, it’s time to take stock of your budget, debt and investments—and check them against your financial goals. These six steps can get you started.

Could you be keeping more of what you earn? Let’s discuss strategies to help reduce the impact of taxes on your portfolio all year round, part of Morgan Stanley’s Total Tax 365 approach.

Want to Keep More of Your Investment Returns? Consider These Tax Moves | Morgan Stanley Establishing a tax management strategy for your investments can help you keep more of your returns.

Strong and consistent demand for electric vehicles could create long-term opportunities for investors. Let’s discuss how to position your portfolio.

Megatrends: Driving Toward Electric Vehicle Mass Adoption | Morgan Stanley With electric vehicles expected to account for 90% of auto sales by 2050, how can investors gear up for this long-term shift toward electrification?

Your tax situation is as unique as your investment goals. That’s why we’ve enhanced Tax Management Services custom client preferences to create a personalized experience tailored to your needs. https://mgstn.ly/3DAClA6

Let’s take some time to review progress towards your financial goals and plan for your priorities in the new year.

6 Ways to Start Fresh Financially in 2023 | Morgan Stanley Heading into the New Year, it’s time to take stock of your budget, debt and investments—and check them against your financial goals. These six steps can get you started.

Ready to make cybersecurity a priority for the new year? Get started with these tips and browse our Security Center for more best practices.

Top Five Cyber Tips Many of us are moving everyday activities online—from school to socializing with friends and even medical appointments. You can help protect yourself and you...

The “Jock Tax” may take a serious bite out of the earnings of athletes, entertainers, and others who earn income conducting business in multiple states. Morgan Stanley recently sat down with EisnerAmper to discuss planning for the "Jock Tax." Listen to this audiocast to learn more: https://mgstn.ly/3FNcq9N

In this year of transitions, focus on getting paid to wait. Consider allocations to fixed income, dividend growers and areas with low expectations, like China and EM. Find out more in On the Markets. https://mgstn.ly/3Z6ozy4

Wishing everyone a happy and healthy New Year!

Learn how a trust can help you define how you want your life’s work and wealth to benefit the people and causes you love and care for.

Why You May Need a Trust | Morgan Stanley You can’t take it with you, but through a trust, you can define how you want your life’s work and wealth to continue to benefit the people and causes you love and care for.

Tax-smart investing can help lower your tax burden and grow your wealth over time. Before the new year, let’s discuss strategies available to you.

Want to Keep More of Your Investment Returns? Consider These Tax Moves | Morgan Stanley Establishing a tax management strategy for your investments can help you keep more of your returns.

Inflation is expected to come down in 2023, which may lead to investment opportunities in fixed income, commodities and real estate to name a few. Hear more from Chief Investment Officer Mike Wilson:

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As you consider financial gifts to children or other family members, you may also want to think about how you’d like your gifts to be used. Let’s discuss options to consider.

Next Generation Gifting Considerations | Morgan Stanley As you consider gifting options, ask yourself how you would like financial gifts made to children or other family members to be used.

Are you aware of the potential difference in lifetime savings from a tax-smart portfolio? Here are some strategies we can discuss as part of a year-end planning conversation.

Elements of a Tax-Smart Portfolio | Morgan Stanley Tax strategies can have a surprisingly large potential impact on lifetime wealth accumulation. Here are some of the techniques that could help you keep more money growing.

Tax-smart investing can help lower your tax burden and grow your wealth over time. Before the new year, let’s discuss strategies available to you.

These Steps May Reduce Your Taxes | Morgan Stanley A key strategy for boosting long-term investment returns is being smart about tax efficiency.

Cybercriminals don’t take the holidays off. Be aware of these five common scams.

Five Holiday Scams to Avoid | Morgan Stanley Stay a step ahead of cybercriminals this season by being aware of these scams.

Whether you want to donate to charity or invest in a loved-one’s future, consider these tax-smart ways to help make your giving go further.

Tax-Savvy Ways to Give | Morgan Stanley If you’re inclined to help others, consider these tax-efficient ways to make your giving go further.