Sergio & Ivonne, Gutierrez Group - REMAX Gold
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Almaden Expressway
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Exceeding A Higher Level Of Service Extensive listing portfolio ranging from low to high range we got you covered.
A Full-service, residential Real Estate Team, specializing in Silicon Valley, including Santa Clara, San Benito, and San Mateo Counties. Warm, professional relationships are the hallmark of Sergio and Ivonne's business experience. Their clients often mention the quality of their carefully chosen network of financial, legal, and logistical specialists. As Bay Area natives, Sergio and Ivonne use the
Stepping into this luxurious sanctuary feels like a dream. Every corner holds a touch of elegance and serenity.
Comment below with your thoughts on this luxurious look! 🙌
Thinking about selling, but not sure where you’ll go?
The good news is the supply of newly built and existing homes for sale has grown this year. That gives you more options – each with their own perks.
So, which will you choose? A charming existing home or a shiny new build?
Let me know which features you’re looking for in your next home. Drop your answer below.
Let's connect! DM or reach out ? (408) 839-4287.
3 Reasons Why We’re Not Headed for a Housing Crash
Back in 2008, there was an oversupply of homes for sale. Today, there’s an undersupply. The three main sources of inventory show this isn’t like the last time. Existing homes, new homes, and foreclosures are all way below the levels we saw during the housing crash. Inventory data shows there just aren’t enough homes available to have a repeat of what happened back in 2008.
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3 Reasons Why We’re Not Headed for a Housing Crash Back in 2008, there was an oversupply of homes for sale.
Helpful Negotiation Tactics for Today’s Housing Market
If you haven’t already heard, homebuyers are regaining some negotiating power in today’s market. And while that doesn’t make this a buyer’s market, it does mean buyers may be able to ask for a little more. So, sellers need to be ready for that possibility and know what they’re willing to negotiate.
Whether you’re looking to buy or sell a house, here’s a quick rundown of potential negotiations that may pop up during your transaction. That way, you’re prepared no matter which side of the deal you’re on.
What Can You Negotiate?
Most things in a home purchase are on the negotiation table. Here’s a list of just a few of those options, according to Kiplinger and LendingTree:
• Sale Price
• Home Repairs
• Fixtures
• Closing Costs
• Home Warranties
• Closing Date
One thing is true whether you’re a buyer or a...
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Helpful Negotiation Tactics for Today’s Housing Market If you haven’t already heard, homebuyers are regaining some negotiating power in today’s market.
Right now, over 2/3 of homeowners have at least 50% equity in their homes.
And that much equity can go a long way toward buying a new place.
Curious about how much equity you have? I can walk you through a Professional Equity Assessment Report on your house. Drop a comment below if you’re interested.
Let's connect! DM or reach out ? (408) 839-4287.
3 Graphs That Show We’re Not Headed for a Housing Market Crash
Back in 2008, there were too many homes on the market. Today, it’s just the opposite. The three main sources of inventory show this isn’t like the last time.
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Caught between caring for your kids and aging parents? Here’s some good news.
In a recent survey, 1 in 3 people in this same situation find it actually makes it easier to afford a home.
That’s because a multi-generational home has big financial perks like sharing expenses and built-in childcare.
If you want to talk about whether this type of home is right for you, DM me.
Let's connect! DM or reach out ? (408) 839-4287.
During the pandemic, home prices soared due to high demand coupled with low inventory and mortgage rates. But that rapid appreciation couldn’t last forever.
Now, data confirms prices are still rising, just more moderately.
This healthier pace is actually a good thing. It means home price growth is normalizing.
DM me if you want more details on prices in our area.
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The Biggest Mistakes Sellers Are Making Right Now
Here’s a look at some of the most common mistakes – and how an agent will help you avoid them when you sell.
1. Overpricing Your House
Many sellers set their asking price too high and that’s why there’s an uptick in homes with price reductions today. An unrealistic price will deter potential buyers, cause an appraisal issue, or lead to your house sitting on the market longer.
2. Skipping the Small Stuff
You may try to skip important repairs, thinking you can pass the task on to your buyer. But visible issues (even if they’re small) can turn off potential buyers and result in lower offers or demands for concessions.
3. Not Looking at Things Objectively
Buyers today are feeling the pinch of high home prices and mortgage rates. With affordability that tight, they may come in with an offer that’s lower than you’d...
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The Biggest Mistakes Sellers Are Making Right Now The housing market is going through a transition.
Let’s talk about equity.
On average, homeowners gained $28,000 over the past year and have a grand total of $305,000 worth of equity in their homes. That’s a whole lot of leverage for your next move.
Curious about how much you have? Let’s do a Professional Equity Assessment Report. Comment “Equity” below if you’re interested.
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Unlocking the Benefits of Your Home's Equity
Equity is the difference between what your house is worth and what you still owe on your mortgage. The typical homeowner gained $28,000 over the past year and has a grand total of $305,000 in equity. And there are a lot of great ways you can use that equity. Want to know how much equity you have? Let’s connect so you can get a Professional Equity Assessment Report (PEAR).
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Unlocking the Benefits of Your Home's Equity Equity is the difference between what your house is worth and what you still owe on your mortgage.
Inflation is cooling – and that’s a good sign for mortgage rates.
Once the rate of inflation reaches the Fed's target of 2%, they may lower the Federal Funds Rate. When they do, mortgage rates are likely to respond.
But this isn't the only factor at play. For the latest updates on what’s happening, follow me.
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A Newly Built Home May Actually Be More Budget-Friendly
If you’re in the market to buy a home, there’s some exciting news for you.
Here are two key reasons working with your agent to look into new home construction could help you find a more budget-friendly option.
Reason 1: Lower Median Prices for Newly Built Homes
The median sales price for newly built homes is lower than the median sales price for existing homes today. This might seem surprising, but it’s true according to the latest data from the Census and the National Association of Realtors (NAR).
Why is that? Builders are focused on building what they can sell. And right now, there’s a very real need for smaller and more affordable homes – so that’s what they’ve been bringing to the market.
Reason 2: Attractive Incentives from Home Builders
Another big reason to consider a newly built home is the range of...
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A Newly Built Home May Actually Be More Budget-Friendly If you’re in the market to buy a home, there’s some exciting news for you.
Looking to buy a home soon?
You’ll want to avoid common mistakes that’ll cost you time, frustration, and money. This includes things like putting off your pre-approval, holding out for perfection, and more.
And having a pro like me on your side is the best way to do that.
Have questions or need advice? Feel free to drop them below or DM me.
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Choosing the right agent is a big deal.
One key thing to look for? A local real estate expert.
You want to find someone who knows the area like the back of their hand, including where you're most likely to find the home you're looking for.
It can make a world of difference in your homebuying journey.
Let's connect! DM or reach out ? (408) 839-4287.
The Biggest Mistakes Homebuyers Are Making Right Now
Some of the biggest mistakes homebuyers are making right now are putting off pre-approval, holding out for perfection, and buying more than they can afford. The best way to avoid making these mistakes? Hire an agent who knows today’s market and how to help you navigate it.
Let's connect! DM or reach out ? (408) 839-4287.
Unlocking Homebuyer Opportunities in 2024
There’s no arguing this past year has been difficult for homebuyers. And if you’re someone who has started the process of searching for a home, maybe you put your search on hold because the challenges in today’s market felt like too much to tackle. You’re not alone in that. A Bright MLS study found some of the top reasons buyers paused their search in late 2023 and early 2024 were:
• They couldn’t find anything in their price range
• They didn’t have any successful offers or had difficulty competing
• They couldn’t find the right home
If any of these sound like why you stopped looking, here’s what you need to know. The housing market is in a transition in the second half of 2024. Here are four reasons why this may be your chance to jump back in.
1. The Supply of Homes for Sale Is Growing
2. There’s More New Home...
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Unlocking Homebuyer Opportunities in 2024 There’s no arguing this past year has been difficult for homebuyers.
Why Fixing Up Your House Can Help It Sell Faster
If you’re thinking about selling your house, you should know there are buyers who are ready and able to pay today’s high prices. But they want a home that’s move-in ready.
It makes sense when you think about it. They’re having to pay a lot of money for a house in today’s market. That means they may not be able to easily afford upgrades after they move in. So, if your home is outdated or needs some work, buyers might pass it by or offer a lower price than you were hoping for.
If your house falls into this category, it's important to consider making selective updates to help it appeal to buyers, so it sells faster. But how do you know where to spend your time and money?
Why You Need a Real Estate Agent
By working with a local real estate agent to be strategic about the improvements you make, you can be sure you’re making a...
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Why Fixing Up Your House Can Help It Sell Faster If you’re thinking about selling your house, you should know there are buyers who are ready and able to pay today’s high prices.
Thinking about buying a home? You want to consider everything from mortgage rates to your personal finances and goals.
My best advice: focus on what you can control and take the time to evaluate your situation.
These 4 questions can help you figure out if you’re ready.
If you want to have a conversation about how to prepare, send me a DM.
Let's connect! DM or reach out ? (408) 839-4287.
Ready to retire? Downsizing can simplify your life.
From less maintenance to financial savings, there are many perks to opting for a smaller home.
Plus, your equity can help make it happen.
Ready for the next step? Let’s chat and explore your options.
Let's connect! DM or reach out ? (408) 839-4287.
How Do Presidential Elections Impact the Housing Market?
How do presidential elections impact the housing market? Data shows Presidential elections only have a small and temporary impact on the housing market. If you have questions about what this means for your move, let’s connect.
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What To Avoid After Applying for a Mortgage
If you’ve already applied for a mortgage, there are some things you’ll want to avoid doing. So, contact your loan officer before making any financial moves or decisions.
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Thinking of selling? You can’t just pick any price.
With moderating demand and a growing number of homes for sale, your asking price matters even more right now.
Buyers have more options, and they’re not going to look at a home that’s overpriced.
Want to price your house so it stands out and avoids a price cut? With my local market expertise, we can find the right price.
Let's connect! DM or reach out ? (408) 839-4287.
Real Estate Still Holds the Title of Best Long-Term Investment
With all the headlines circulating about home prices and mortgage rates, you may be asking yourself if it still makes sense to buy a home right now, or if it’s better to keep renting. Here’s some information that could help put your mind at ease by showing that investing in a home is still a powerful decision.
But why does real estate continue to reign supreme as a top-notch long-term investment? It’s because, even today, buying a home can be your golden ticket to building wealth over time.
Unlike other investments that can feel a bit like riding a rollercoaster with all the ups and downs and ongoing risk factors, real estate follows a more predictable and positive pattern.
History shows home values usually rise. And while prices may vary by market, that means as time goes by, your house is likely to...
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Real Estate Still Holds the Title of Best Long-Term Investment With all the headlines circulating about home prices and mortgage rates, you may be asking yourself if it still makes sense to buy a home right now, or if it’s better to keep renting.
Seeing headlines about foreclosures rising? Don’t worry.
That’s only compared to years when foreclosures were at a record low.
We're still below what we’d see in a more normal year.
And, if you compare today to what happened during the crash, we’re nowhere near what we saw back then.
Got questions? Drop them below.
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Just applied for a mortgage? Heads up – there are a few things to avoid to keep your closing smooth:
-Don't change bank accounts
-Don't apply for new credit or close accounts
-Don't make large purchases or transfers
-Don't co-sign loans
Pro tip: Once you’ve started the process, always check with your loan officer before making any financial moves.
Let's connect! DM or reach out ? (408) 839-4287.
Equity is the current value of your home minus what you owe on the loan.
And thanks to the ongoing rise in home prices, the average homeowner's equity grew by $28,000. That’s huge.
Check out the map above to see how much the typical homeowner gained in our state.
And if you want to find out how much equity you have, reach out to me and let’s chat.
Let's connect! DM or reach out ? (408) 839-4287.
What To Do When Your House Didn’t Sell
If your listing expired and your house didn’t sell, it’s totally natural to feel a mix of frustration and disappointment. And as you’re working through that, you’re probably also wondering what went wrong and what you should do next.
Was It Priced for Today’s Market?
Setting the right price from the start is key. While it might be tempting to try shooting high with your price, that can slow down the selling process big time. If your house was priced higher than others similar to it, it may have turned away buyers. And that’s likely why it sat on the market.
Was It Easy for Buyers To Tour?
One of the biggest mistakes you can make when selling your house is overly restricting the days and times when potential buyers can tour it.
Was It Set Up To Make the Best Impression on Buyers?
If buyers weren’t interested in your house, it’s...
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What To Do When Your House Didn’t Sell If your listing expired and your house didn’t sell, it’s totally natural to feel a mix of frustration and disappointment.
Wondering what will happen with the housing market in the second half of the year?
According to the experts, home prices are set to climb moderately, mortgage rates might dip a little, and home sales are expected to stay steady.
Have questions about what this means for you? Let's chat about your plans.
Let's connect! DM or reach out ? (408) 839-4287.
Focus on Time in the Market, Not Timing the Market
Should you buy a home now or should you wait? That’s a big question on many people’s minds today. And while what timing is right for you will depend on a lot of other personal factors, here’s something you may not have considered.
If you’re able to buy at today’s rates and prices, it may be better to focus on time in the market, rather than timing the market.
The Downside of Trying To Time the Market
Trying to time the market isn’t a good strategy because things can change. Here’s an example. For the better part of this year, projections have said mortgage rates will come down. And while experts agree that’s still what’s ahead, shifts in various market and economic factors have pushed back the timing of when that’ll happen.
The Advice You Need To Hear If You’re Ready and Able To Buy Now
Right now, you may be...
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Focus on Time in the Market, Not Timing the Market Should you buy a home now or should you wait?
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San Jose, CA
95125
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REALTOR Broker in Burbank, Toluca Lake, Glendale, Studio City, Hollywood Hills and surrounding areas.
2059 Camden Avenue, # 250
San Jose, 95124
"Come for a day and stay for a lifetime"(R) B & A Realtors is a boutique real estate firm for 55+.
1100 Lincoln Avenue
San Jose, 95125
"Making Your Home My Business Since 1993"
1133 Minnesota Avenue
San Jose, 95125
REALTOR® at Compass DRE 01405054, Luxury Division International member, specializing in residential home sales
1213 Lincoln Avenue Ste. 104
San Jose, 95125
Led by Zaid Hanna, Hanna Group is a top real estate team with the brokerage, Real Estate 38.
1975 Hamilton Avenue Ste 36
San Jose, 95125
Life happens, things change, and Real Estate needs evolve. Our team is prepared & eager to guide our clients through any market or life circumstances.
5330 Camden Avenue
San Jose, 95008
Rates look good. If you know of anyone who is looking to buy, sell or even refinance please have them call me at 408-315-1200. Thank you.
12988 B Saratoga Sunnyvale Road
San Jose, 95125
Silicon Valley Real Estate Agent for 15 years. I enjoy helping my clients succeed!
1590 Oakland Road, Ste. B 102
San Jose, 95131
With over 20 years in real estate and mortgage, Trisha La founded Trusted Realty & Mortgage and GoldenPoint Finance in 2007. As a certified Realtor, she connects sellers and buyers...
5353 Almaden Expressway Suite 150
San Jose, 95118
Director,California Association of Realtors/Realtor. 20-years as a top producing agent. Results driv
1712 Meridian Avenue
San Jose, 95125
Welcome to my facebook Real Estate page! Feel free to contact me with any Real Estate related quest