Farmers Insurance - Sodje Agency

Ring in the New Year with Farmers.

Shopping online can make the holidays a breeze (think of all the cookies you can bake with that extra free time). Be sure to keep your identity and financial information safe. Check every website’s URL for the “s” in “https” before sharing your data online. That means it’s encrypted as it travels the web.

If a new kitchen, bathroom makeover or another renovation is in your near future (think 2024), don’t forget to put “check my policy” on your to-do list along with “pick tile” and “shop appliances.” Remodeling projects can bump up your home’s value — and could shift your coverage needs. Call me to find out how your plans could affect your coverage needs.

When the snow piles up, remember that just four feet of the fluffy stuff could stress the average roof. Clearing it off with a roof rake can help you protect your home.

The best things come in small boxes. Or big ones, for that matter. Either way, your valuables — think jewelry, electronics, and collectibles — may need higher limits. I can help you figure that out.

High-ticket purchases are exciting. Keeping track of your receipts and taking photos of your new things is not — but it’s important, in case you ever needed to file a claim.

Candles bring that warm holiday glow. But be careful. It’s no coincidence that home fires related to candles peak in December. Consider battery-powered, flameless candles instead.

Happy Holidays from {Sodje Agency}

Happy Holidays from Farmers Insurance

Gather round and celebrate the season, with best wishes from Farmers.

You don’t have to spend a lot to stay warm this winter. Caulking, weather stripping and door draft guards are inexpensive DIY fixes to help keep drafts out and heat in – and save energy. Got single-pane windows? Storm windows or plastic film provide easy insulation.

Turning the page on 2023 may mean your home insurance is about to renew. That’s a good time to do a quick coverage review and make sure you’re getting all of your discounts. I can help.

Flat tires don’t wait for the new year. Having an emergency kit in your trunk could help you stay safe if you broke down on the road or had to make an unplanned stop. Just be sure to pull off the pavement as far as you can to wait for assistance to arrive.

Holiday travelers — don’t forget to pack an umbrella (as in, the insurance policy). It’s there to help if you run into trouble and the costs exceed the liability limits of your primary insurance policies. Call me.

Winter brings snow, hot cocoa, and a reminder to plan for your family's future. Learn how life insurance can help provide financial protection during the chilly months and beyond.

Zoom! The year sure went by fast. Did it bring a new baby? A new car? Even a new TV? Make sure your policy still meets your needs going into 2024. Give me a call and we can run a quick review.

Your legacy is your story and life insurance can help make it a story of financial protection for your loved ones. Start building your legacy today with life insurance coverage from Farmers Life®️.

Your landlord’s insurance generally provides coverage for damage to the building. Renter’s insurance can help you get coverage for what’s inside. If you rent, let’s talk.

Life insurance is often overlooked as an option when individuals consider giving to charities, but it can be a way to provide a charity with funds in the future. If philanthropy has been a way of life for you, let’s discuss ways for your legacy of giving to continue after you are gone.

Mom and Pops. Corner stores. Twee boutiques. Small businesses make our communities hum. Today’s the day to celebrate — and shop — local. It’s Small Business Saturday.

Stuffing or dressing? Pumpkin or apple? These are questions we can answer. Today, let the other big decisions go – and have a Happy Thanksgiving.

This season of gratitude reminds us to appreciate the moments we have together. Life insurance can help ensure that those moments can continue even if the unexpected happens.

Keep your business fresh as a daisy. If a power outage or busted refrigeration system (or other mechanical breakdown) could spoil your inventory, we offer coverage that can help you get up and running again. Call me to learn more.

Veterans Day honors all who have served. November 11 is your day, and we thank you for your service.

Hitting the road for the holiday? Check your oil, tires and emergency kit before you buckle up.

Don’t let one bad apple spoil your business. A Farmers business policy can help you recover from employee theft and other losses caused by a dishonest worker. Call me to learn more.

Happy Halloween, everybody! Here’s an important question: Costume or candy — which is the most important?

Grumpy cats! Zoomie cats! Fat cats! Cats in shark costumes! The best thing the internet ever gave us? Cat memes. What’s your favorite? And happy National Cat Day.

Does your business have an iconic, instantly-recognizable sign out front? You can cover outdoor signs with a business insurance policy. Call me to learn more about this and other coverage to help you keep your business up and running.

If windows are the eyes into the soul of a brick-and-mortar shop, a broken window — think: vandalism, a break-in or storm — could be a black eye for your business. Call me to learn more about tenants exterior glass coverage in a Farmers business policy.