Paula & Chris Miller - The Difference Makers

Paulalondono.wearelegalshield.com

Another Happy client!

DON’T GET BULLIED AGAIN!!!!

I made a post last week about getting shafted by American Airlines. I used my LegalShield membership so that my voice would be heard. Update… my voice was indeed heard. I receive a check today for $431.26 from American that no one else on my flight received. The power of your voice when your law firm speaks for you in amazing. If you’re tired of getting bullied, taken advantage of and treated unfairly by society, shoot me a message and let’s talk

-D. Guidroz

Another successful outcome!

Just got asked,
‘Give me 5 reasons a young 20-something with a new career and no family of their own should have a LegalShield plan.’

Here’s how I answered….
1. Last Will.
18 year old kid got hit by a semi-truck and died. Million dollar settlement. Half given to Mom, half to Dad, but he had never even MET his Dad.

2. Traffic stops.
22-year old got pulled over and cops wanted to search his car. Called attorney at 2:00 am, attorney kept him from getting illegally searched and arrested that night.

3. Phone-y baloney.
Julie’s phone dropped and broke . It was supposed to be covered under warranty; She paid the deductible and it didn’t get fixed– three phones later. Lawyers wrote one letter and got brand new upgraded phone for free. Plus, one for her spouse for the inconvenience.

4. Apartments and leases
Julie at 25 moved from one apartment to another. Her landlord made an illegal search before she was done moving out and cleaning. Charged $250.00 out of deposit for no reason. Lawyers wrote a letter and she got $250.00 back.

5. Contracts
Young couple buying their first home. The A/C was broken so they legally couldn’t get the mortgage approved. Lawyers looked at the law and found that the real estate agent was negligent, so the real estate agent paid for the repairs saving $3000.00

Need more examples? ... I could go on… “

One of our happy clients 😊👍

Yes! I tell people this all the time! There’s so much more to identity theft. Did you know that since COVID began, identity theft has increased by over 3000%? Or that there’s over $56 billion in employment fraud alone? That’s just scratching the surface.

Everyone should have identity theft protection—it’s a necessity now. Without it, restoring your identity after theft could cost you thousands. It’s not a matter of if, but when it will happen. Identity theft protection is like having insurance for your identity.

When choosing a protection service, look for one that offers full restoration, licensed private investigators & an insurance policy to cover the cost of restoring your identity.

To my real estate investor friends using hard money lenders:

**Small Business Plan Testimonial**

When my hard money lender suddenly accelerated my loan, I was shocked. I had been a perfect customer for 3 yrs, but the lender had been bought out, & the new owner aggressively pursued my commercial property, which was worth 4x the loan amount.

My LegalShield atty, quickly intervened, showing I hadn’t defaulted. The lender dropped all extra charges & paused the loan. Despite this, they issued an unlawful foreclosure notice, but my atty helped me file a lawsuit.

Two days ago, I got incredible news: the entire loan was forgiven. The legal expertise from my atty saved me thousands.

Grateful & proud to be a LegalShield Small Business Plan member!

This is really bad.. Hopefully everyone knows that this latest breach exposed the SS # EVERY single person in the US..

After working w/ an identity theft protection company for years.. I know one major thing and that is..

Credit monitoring is NOT enough!

Thieves can wait 1-2 two years to use your info..

And monitoring will notify you.. but then what?

What documents do you need to complete?

What agencies or companies do you need to contact?

How much time do you need to take off work and life?

We're talking time, stress, and confusion.. if/ when G-d forbid you are a victim of ID theft..

Well now that our SS # is plastered around the dark web you should be on HIGH alert, so what I highly suggest you do is the following...

1. Put Credit Freezes/ Locks (FREE) on all Bureaus.

2. Put Fraud alerts (FREE) on one Bureau (they'll contact the other two) and renew annually.

3. Contact me about identity theft protection that includes RESTORATION SERVICES so that if/when you are a victim.. you have a team of experts that will handle everything for you giving you peace of mind until you credit is resolved.

This is how you protect your ENTIRE family, especially critical for young kids because you don't think to check their credit until later in life after the damage is done..

Please share this raise awareness and so that other people can be protected and empowered.

Any questions, please don't hesitate to ask!

LegalShield Associate LegalShield makes getting legal advice & services easy & affordable with legal plans for you, your family & your small business. Get protected today!

With the legalshield app we make it simple to access our dedicated lawfirms when you need and where you need. Schedule an appointment with one of our attorneys, send documents to have reviewed by your attorney, get your final love letter to family done by an estate planning attorney. No stressing no guessing get protected today and start protecting getting access to your rights!!!! Let’s do lunch or coffee and see all the new updates and what we do!!!

I recently went to renew my driver’s license in California, only to find out I couldn’t because there was a hold on my account in North Carolina! 😮 After calling the NC DMV, I learned that my license was suspended due to unpaid fines from a ticket issued in Kannapolis, NC—a city I’ve never been to. Someone had used my driver’s license, impersonated me in court, and then failed to pay the fines, resulting in a warrant for my arrest in North Carolina. 😳

The DMV gave me two options: pay the fines to legally drive or hire a lawyer in NC to fight it. Feeling pretty overwhelmed, I remembered that I had a law firm in NC thanks to LegalShield. But this time, I turned to my IDShield app, which connected me with a licensed investigator. He dug into the issue, made some calls, and got me in touch with the right people. Within a week, I was back to driving legally, and it didn’t cost me a cent! My investigator even cleared the warrant a week later.

I can’t say enough about how thankful I am for LegalShield and IDShield. Without them, I would have had to fly across the country or hire an expensive lawyer. It would’ve been easier to just pay the fines! Even the police officer I spoke with in NC was impressed, hoping my investigator didn’t cost me too much because he was “awesome.”

All of this happened because someone stole my driver’s license information. Think about how often we give that number out—at hotels, when applying for jobs, renting apartments. It’s scary!

People really need these services.

- S. Beck, California

Reach out to me to protect yourself, your family, and your business!

"A few months ago, my husband’s favorite Citizen watch accidentally ended up in the wash and, even though it was supposed to be water resistant, we noticed condensation had formed on the inside of the crystal. He took it to the Citizen corporate office to be repaired under their 5-year warranty. The next day, he received an email saying he could get a new watch at a 50% discount which simply didn't work for us. We contacted our LegalShield law firm who wrote this 2-page letter to Citizen, at no cost to us! The very next day, they changed their tune. Gerry got a new watch, which they promptly sent him FOR FREE! Ahhhh, the power of having a big bad law firm in your corner."

- The Hassons, CA

We bought our house a year ago and later found there was a latent defect, meaning the real estate company fraudulently hid damages. On our residential contract, it asked the seller if there were any wood-destroying insects or if the property had been treated for any wood destroying insects. That line said ‘N/A’. Clearly, they’d covered up the situation with new drywall and tried to jerry-rig the stairs with new wood against the termite-damaged wood. We had a contractor who specialized in termite restoration give us an estimate of $68,000.00 (including damages, materials, and labor). We turned this over to our LegalShield law firm. The attorneys wrote a letter (as well as several emails) and made several phone calls on our behalf to this company. Long story short, the company has agreed to pay for and fix all the damages in our home as well as pay for housing for the time we will be out of our home. This $30 a month membership just saved my family over $68,000.00.
⚖️F. Hammett (MD)

I sat down this morning to delve deeper into a commonly asked question about Lifelock vs IDShield

Here is the Forbes independent review of IDShield. https://www.forbes.com/advisor/personal-finance/idshield-review/

Here is the Forbes independent review of Lifelock. https://www.forbes.com/advisor/personal-finance/lifelock-review/

If I had to sum up the two plans in a nutshell it would be that LifeLock includes Norton 360 and IDShield includes TrendMicro.

Lifelock has aggressive pricing for year 1 but then increases the price from year 2 onwards. Lifelock most basic program includes 1 bureau and $100,000 of theft protection. IDShield has $3,000,000 of protection on all plans.

Lifelock charge extra for children added to an adult plan. IDShield covers up to 10 children on their family plan.

The most important difference though is IDShield provides ALL members with a licensed fraud advisor, US based, as a "case" manager to work with our members to restore member's ID.

To get coverage for your family & yourself . See 1st comment

‼️ Important information to get your affairs in order‼️
💰Make sure all bank accounts have direct beneficiaries. The beneficiary need only go to the bank with your death certificate and an ID of their own.
🏡 TOD = Transfer On Death deed if you own a home. Completing this document and filing it with your county saves your heirs THOUSANDS. This document allows you to transfer ownership of your home to your designee. All they need to do is take their ID and your death certificate to the county building and the deed is signed over. Doing this will avoid the home having to go through probate.
👨‍👩‍👧‍👦Living Will: Allows one to put in writing exactly what you want done in the event you cannot speak for yourself when it comes to healthcare decisions as well as other final decisions.
👩🏽‍⚖️Durable Power of Attorney: Allows one to designate a person to make legal decisions if you are no longer competent to do so.
🏥Power of Attorney for Healthcare: This document allows one to designate someone to make healthcare decisions for them.
🛍Last Will and Testament: Designates to whom personal belongings will go to.
🪦Funeral Planning Declaration: Allows one to say exactly one’s wishes as far as disposition of the body and the services.
If the above documents are done, you can AVOID probate.
If all the above is not done, you have to open an estate account at the bank. All money that doesn’t have direct beneficiaries goes into this account. You have to have an attorney to open the estate account. The attorney also has to publicize your passing in the newspaper or post publication at the county courthouse, to allow anyone to make a claim on your property. - It’s a complete PAIN.
📚 💳Make a list of all banks and account numbers, all investment institutions with account numbers, lists of credit cards, utility accounts, etc. Leave clear instructions as to how and when these things are paid.
Make sure heirs know where life insurance policies are located. 📂 & Make sure you & your family have the proper life insurance in place, don't wait until it's too late to find that out. Speaking from experience.
📝Make 100% sure SOMEONE knows your Apple ID, bank ID account logins and passwords!
🚗 Make sure you have titles for all vehicles, campers, etc!
Set up a TRUST for intended beneficiaries, especially those that are too young, and appoint a trustee of said trust.
MOST IMPORTANTLY!!!! - Talk with those closest to you and make all your wishes KNOWN. Talk to those whom you’ve designated, as well as those close to you whom you did not designate. - Do this to explain why your decisions were made and to avoid any lingering questions or hurt feelings.
⚡️Hope this helps! ⚡️Hope this lights a spark to encourage all your friends and family to take care of these things to make it easier for those we all leave behind!
My hope is that the above list at least helps you start an important conversation with your loved ones...
Christopher Miller & I can help you & your family get these very important items in order, please reach out so we can further assist & chat.

This LegalShield testimonial is from one of my own personal members. It’s so powerful and it’s the very reason why I do LegalShield.

"I will NEVER be without my LegalShield legal protection plan! I can say that as of now, we have saved OVER $450,000.

I enrolled for LegalShield years ago and soon after I did, my husband was laid off and went on unemployment. Within 5 months, my employer cut my hours to less than half. We had a hard time paying bills and making our mortgage payments.

We’ve owned our home for 34 years, and refinanced a handful of times. The original lender was Wachovia, bought out by Wells Fargo. We applied for and received what we thought was a loan modification for our home, but later turned out to be a ‘forebearance,’ which means you don’t have to make payments for a year, and is based on the fact you’ll be able to come up with those funds in full at the end of that period. Later that year my husband had a heart attack and had a stent inserted. We have no medical insurance.

All this time, we used our legal plan to help us over the bumps of life, and it really, really made a big difference. Comcast reduced our bill from almost $200/mo. to $93/mo. after receiving a letter from our attorney. The Honda dealership waived $150 to get our radio code for the Odyssey after receiving a letter. We prepared our will, had employee contracts reviewed, and received unlimited legal advice. ALL FOR A LOW MONTHLY FEE.

When things began to look up, I got a full-time job and Tom went to work part-time for my former employer. The forebearance year was up, so he began making monthly payments. In November, Wells Fargo decided to FORECLOSE on our home after accepting payments for about 6 months. This was a shock - our home was scheduled for auction.

When your home is in foreclosure, the predators come out like cockroaches. It is disgusting! Unlike homes in other areas where they are under water, our home is worth more than $100K over the amount of our loan and growing. If you don’t have someone on your side like we did, we would never have gotten through the stress, people showing up at the door, the mounds of mail from realtors, investors, supposed law firms, and anyone trying to get you to short sale. UGH! We sent copies of some of the documents we received to our provider lawyers. If we’s not had them on our side, we WOULD HAVE LOST OUR HOUSE. Our lawyers spent countless hours on the phone with Tom, and even had 3-way calls with him and his brother, Joe, a real estate attorney in Sarasota, Florida. THAT WAS PRICELESS!

I am grateful for my LegalShield service. I will NEVER give it up, and I will never be treated unfairly again. LegalShield is truly a gift! So many of us just roll over and take what is dished out to us when we don’t have to. As I’ve heard so many times, if you don’t know your legal rights, you don’t have any. I make sure I know my rights, even if I don’t like it.

With everyone’s support, we were able to complete the paperwork required for the loan modification, get it reviewed by our attorney and submitted, and get our home OUT OF FORECLOSURE. Our loan modification has been approved, and we are now in a trial period to make payments.

One more thing, thank you to my mother-in-law, Mary, and Sister Edwina for their prayers and constant faith. It made all the difference in the world."

- M. Shea, CA

🎊🎉🎂Happy Birthday to the most loving, sweet, and loveable husband in the world! 🥰❤️
Your heart of gold shines through in everything you do & we are all so incredibly blessed to have you in our lives. You make every day brighter and fill our life with so much love and joy.

Today, we celebrate not just another year of your life, but the incredible person you are—the man with a heart of gold who brings light and love into every room he enters. Your kindness, generosity, & endless capacity for love are just a few of the reasons why adore you so much!

You have a way of making the ordinary extraordinary, turning every moment into a memory that is special. I’m so grateful for every day we get to spend together, and I can’t wait to create even more beautiful memories in all of the years to come. You deserve all the happiness in the world, and I hope today is filled with as much love as you’ve given us all.

Thank you for being the amazing husband, dad, son, brother, friend, & business partner that you are. Cheers 🍾🥂 to many more birthdays, many more adventures, and a lifetime of loving you. I love you more than words can ever express.🎉🎊❤️🥰😘

Happy Birthday, my love! Te amo!❤️🥰

It's National Make-A-Will-Month!

Free webinar happening today Wed Aug 8th PST/ 7p CST/ 8pm EST

Message me & I'll provide you the zoom link & our FREE Questionnaire so you can begin the planning process 🖊 📃

Click on the link below to learn from one of our attorneys.

https://pplsi.pplsixinfo.com/242jR77abRdO8?Method=C

"One of my best friends left his employer last year and they still owed him about $2000 in commissions.

Because the parting wasn't exactly under the best of terms, he found it difficult to collect this last bit of compensation he had earned as his requests for payment went ignored.

He contacted his attorney and they advised him of his rights, informing him that any compensation that remained unpaid once his employment with the company was over was subject to interest, which he was not aware of.

My friend's attorney corresponded with the previous employer on his behalf, advised him before every conversation he had personally with the company, and reviewed all documents throughout the process.

The result?

Instead of two thousand dollars, they agreed to pay him ELEVEN THOUSAND DOLLARS. These are the checks they cut him (less taxes).

I'm grateful that my friends and I are empowered with the resources to make sure we are never taken advantage of or treated unfairly, I'm sure I'm not the only one who has seen people get screwed over by a company.

Not understanding your rights and not standing up for your rights is a very expensive way to live."

Another Happy Client/member

Another Happy Member:

“We originally signed up for a LegalShield membership with the intention of getting our Wills done. We never realized how often having a lawyer to refer to would help us out. We work on a contract basis in the film industry and sign a new contract on every show, a new contract that is reviewed thoroughly by big companies. Having a second eye on it has given us so much more confidence in negotiating. We were recently successful in collecting an unpaid bill from a production company in the thousands, something we would never have been able to pursue, let alone win, without legal clout and the support of our LegalShield team. In fact, we might have just let it go, because we had no ability to fight back. We never realized how often we operate from a position of weakness, until we had the strength and knowledge of a lawyer behind us. Thank you, LegalShield.”

“I wanted to share my experience with LegalShield as a Landlord.

I recommend that all owners of rentals protect themselves and their assets through LegalShield for this reason.

The tenants I had in a property caused a serious sewage backup under the house they were renting. It involved hazmat and DEQ. None of their belongings were damaged, but they threw their furniture out anyway and then went to a lawyer to sue me for damages of $24,000.00.

I referred this immediately to the team at LegalShield. An attorney who was experienced in real estate rental matters reviewed the lease agreement and wrote one letter to that tenant’s lawyer.

The tenants decided not to pursue their case. This was at no cost to me.

Yes, I carry all the insurances for rentals, but none of it would have covered this.

I am grateful for the help LegalShield gave me in this instance and for the peace of mind that it gives me every other.”

“I wanted to share my experience with LegalShield as a Landlord. I recommend that all owners of rentals protect themselves and their assets through LegalShield for this reason. The tenants I had in a property caused a serious sewage backup under the house they were renting. It involved hazmat and DEQ. None of their belongings were damaged, but they threw their furniture out anyway and then went to a lawyer to sue me for damages of $24,000.00. I referred this immediately to the team at LegalShield. An attorney who was experienced in real estate rental matters reviewed the lease agreement and wrote one letter to that tenant’s lawyer. The tenants decided not to pursue their case. This was at no cost to me. Yes, I carry all the insurances for rentals, but none of it would have covered this. I am grateful for the help LegalShield gave me in this instance and for the peace of mind that it gives me every other day.”

-- Another Happy Member

I love when I get to share my customers the good news!





One of my best friends left his employer last year, still owed about $2,000 in commissions. The departure wasn't amicable, and his requests for payment were ignored.

He consulted his law firm, which informed him that unpaid compensation after employment is subject to interest—a fact he didn’t know. His attorney corresponded with the employer on his behalf, advised him before each conversation, and reviewed all documents.

The result? Instead of $2,000, they agreed to pay him $11,000.

I'm grateful that my friends and I have the resources to ensure we're not taken advantage of or treated unfairly. Many have seen people get mistreated by companies.

Not understanding or standing up for your rights is an expensive way to live.

- Another Happy Member

📌 LegalShield Member Testimonial

HAVING ACCESS TO ATTORNEYS SAVED $60K

“Two weeks after I signed up for LegalShield, I had a massive pain in my stomach and went to the hospital. I was told I'd need surgery, and was approved by my insurance to stay for 3-nights at the hospital for post-surgery care. However, during the surgery, the doctor found my situation was more complicated than they thought and I ended up staying 10 days in the hospital instead. A few weeks after I got home, I received a bill from the hospital for $60,000.00! I called the hospital to inquire about the bill and was told I was only approved to stay 3 days - not 10 - and I would need to pay the $60,000.00! I didn't argue with the hospital ... I guess I was kind of in shock! I just hung up and called my Provider Law Firm. Two days later, I received a call from the hospital notifying me they'd heard from 'my attorney'. This time, they spoke to me with respect, called me 'Mr.' and THANKED me for using their hospital to perform the surgery, blah blah blah and ... all I really paid attention to is when they said the $60,000 bill was cleared, just like that!! I couldn't believe my $1/day legal plan just saved me $60,000.00. I'll be a member for life."

-- Another Happy Member