Nardis Advisors

Kick off the New Year right with powerful financial planning insights from our panel of experts.
Date: Monday, September 30th
Time: 7 PM Israel, 12 PM Eastern time

This webinar will take the best insights from our panel of experts – Social Security, Estate Planning, Wealth Management, and Taxation – and put them all together into one financial roadmap for the New Year.

We’ll discuss these topics and more:
· Where do I pay my taxes and when does this change?
· How can I file for social security and how does WEP affect me?
· What documents should I have in place?
· Do I need an Israeli will? How is my estate executed if I pass away in Israel.
· How relevant is all the financial and estate planning I did in the US, now that I live in Israel?
· Why should I change how I do things just because I made Aliyah?
· Can I still do a backdoor Roth IRA contribution?
· How do spousal, divorcee and survivor social security benefits work?
· My spouse is not a US citizen. How do we plan our investments and estate?

Email [email protected] or sign up below.

WEBINAR: 5785 Rosh HaShanah Special We will take a deeper look at the top financial questions posed to us in past webinars. Sign up using the link on this page!

5785 Rosh HaShanah Summit: the key issues for US Olim pertaining to taxation, estate planning, Social Security, Medicare, Aliyah finances and more.
Date: Monday, September 30th
Time: 7 PM Israel, 12 PM Eastern time
· Where do I pay my taxes and when does this change?
· How can I file for social security and how does WEP affect me?
· What documents should I have in place?
· Do I need an Israeli will? How is my estate executed if I pass away in Israel.
· How relevant is all the financial and estate planning I did in the US, now that I live in Israel?
· Why should I change how I do things just because I made Aliyah?
· Can I still do a backdoor Roth IRA contribution?
· How do spousal, divorcee and survivor social security benefits work?
· My spouse is not a US citizen. How do we plan our investments and estate?
Email [email protected] or sign up below.

WEBINAR: 5785 Rosh HaShanah Special We will take a deeper look at the top financial questions posed to us in past webinars. Sign up using the link on this page!

5785 Rosh HaShanah Summit: A panel of experts will take a deeper look at top financial planning questions.

We will cover the key issues for US Olim pertaining to taxation, estate planning, Social Security, Medicare, Aliyah finances and more.

Date: Monday, September 30th
Time: 7 PM Israel, 12 PM Eastern time

5785 reasons to attend – (here are some key items that came up on previous webinars)

· Where do I pay my taxes and when does this change?
· How can I file for social security and how does WEP affect me?
· What documents should I have in place?
· Do I need an Israeli will? How is my estate executed if I pass away in Israel.
· How relevant is all the financial and estate planning I did in the US, now that I live in Israel?
· Why should I change how I do things just because I made Aliyah?
· Can I still do a backdoor Roth IRA contribution?
· How do spousal, divorcee and survivor social security benefits work?
· My spouse is not a US citizen. How do we plan our investments and estate?

Email [email protected] or sign up below.

WEBINAR: 5785 Rosh HaShanah Special We will take a deeper look at the top financial questions posed to us in past webinars. Sign up using the link on this page!

NOT TO BE MISSED

WEBINAR: 5785 Rosh HaShanah Special We will take a deeper look at the top financial questions posed to us in past webinars. Sign up using the link on this page!

Question from a follower: "What is a Longevity Clause?"

When a couple opens a shared bank account in Israel, they may be asked to sign a Longevity Clause.

This allows each person to use the funds in the event that the other spouse were to pass.

It allows the surviving spouse to continue using the account and avoid having to wait until probate court to access these funds, which may be critical for daily life.

While a Longevity Clause is very useful, it is by no means a substitute for proper estate planning.

This is especially critical for expats, whose financial and estate planning may be complicated by international factors.

If you have questions about how to manage your assets as a US expat, please send us a message.

Question from a follower: "What is a custodian?"
Read this - it has important application to US !

A custodian is a financial institution that safekeeps assets held in brokerage accounts, usually in digital form.

This can include stocks, bonds, cash, and commodities.

Custodians also manage the settlement of trades that happen in the assets they safekeep.

You should choose a custodian who is a third party (not the financial advisor who manages your accounts), and is a large and reputable institution, such as a bank.

For US expats, finding a custodian is a little bit of a difficult task.

Many US custodians will not safekeep assets held in the US for non-US residents.

Your account may even get closed.

What do you do?

If you get kicked out of your US brokerage account, the thing to remember is that your advisor or broker will give you time to find another custodian. You just want to keep a few things in mind, so that you potentially don’t end up with some big tax bills. The first would be if you have a retirement account such as an IRA, you want to find another custodian so that your current broker or advisor does not liquidate the funds and send you a check. If this happens you have 60 days to transfer into another IRA before it becomes taxable. For example, if you had a $500,000 IRA that was liquidated, and you could not transfer it over in 60 days, you would be taxed on the $500,000 at your current tax rate.

The tax implications of changing custodians do matter.

If you have questions about how to manage your assets as a US expat, please send us a message.

Like many US expats living overseas who qualify for Social Security benefits, many questions arise, especially when a non-citizen spouse is involved in the picture.
So is your non-US spouse eligible for spousal benefits?

Non-US spouses & Social Security – what you need to know Like many US expats who qualify for Social Security benefits, many questions arise, especially when a non-citizen spouse is involved.

What mistakes do US citizens living in Israel tend to make?

Join our webinar to learn the key issues and how to plan ahead.

Date: Tuesday, August 6th

Time: 7 PM Israel, 12 PM Eastern time

https://nardisadvisors.com/us-israel-estate-planning-common-pitfalls-to-avoid/?

WEBINAR: Estate Planning for US expats Estate planning for US citizens living in Israel, can be a complex endeavor, especially for persons who made Aliyah as adults.

WEBINAR: US-Israel Estate Planning – Common Pitfalls to Avoid
Date: Tuesday, August 6th
Time: 7 PM Israel, 12 PM Eastern time

planning for US citizens living in can be a complex endeavor, especially for persons who made Aliyah as adults, and who have significant assets still in the US, including property and trusts.

In this webinar:

Advocates Haleli and Malca will focus on some of the key issues and where one should plan ahead.

We will provide some real life examples of US-Israel estate planning mistakes that are commonly made.

Norman Chait will speak briefly about the practical aspects of executing wills and transferring assets to heirs, for US citizens who pass away in Israel.

WEBINAR: Estate Planning for US expats Estate planning for US citizens living in Israel, can be a complex endeavor, especially for persons who made Aliyah as adults.

Webinar on estate planning for US citizens residing in Israel. 6 August. Please register below

WEBINAR: Estate Planning for US expats Estate planning for US citizens living in Israel, can be a complex endeavor, especially for persons who made Aliyah as adults.

"How do I know if I am an Israeli resident and liable for local taxation?"

Two ways to find out:

Objective Test: looks at the tangible ties one has to the state of Israel such as your place of residence, family, work, and various assets.

Subjective Test: this test has no official stipulations or guidelines but has more to do with the individual’s personal view of their ties to Israel, and can vary from court to court. However, it holds less weight than the objective test.

All this is relevant only if an individual can legally stay in Israel and holds one of the following visa types that allow residency: Israeli citizenship, Permanent Residence permit, visa of category A/1, A/2, A,4 and A/5.

It is also important to note that if one spends more the 183 days of the tax year in Israel, he or she is considered an Israeli resident, unless proven differently.

To finish reading, see blog in comments field.

Do you ever wonder when to start taking Social Security?
What your entitlements may be as a spouse?
How offsets such as the WEP may impact your payment?
If so then join us on May 28th for a webinar about what US expats need to know about Social Security with expert Tom Clark.
The sign up link is below.

Social Security webinar for US expats In this webinar, we will cover the most pressing questions that a US expat would have about Social Security.

In this webinar with Social Security expert Tom Clark, we will cover the most pressing questions that a US expat would have about Social Security, such as:
Eligibility,
Spousal benefits,
Pension offsets (WEP),
When to start taking it, & more!

Register below or email [email protected] and we’ll see you there!

Social Security webinar for US expats In this webinar, we will cover the most pressing questions that a US expat would have about Social Security.

Taxation of accounts is not something most US Citizens in want to think about.
But you only get one shot at retirement.
And many taxation issues can be greatly improved if managed correctly.
Join us on April 3rd for "Retiring in Israel for US Citizens – Taxation and Planning Issues", a on retirement and .
Sign up link is here:

Retiring in Israel for US Citizens – Taxation and Planning Issues - Nardis Advisors LLC Retirement and taxes for US persons in Israel can indeed be a complex endeavor, especially if the retirement assets are in the US.

Taxation of accounts is not something most US Citizens in want to think about.
But you only get one shot at retirement.
And many taxation issues can be greatly improved if managed correctly.
Join us on April 3rd for "Retiring in Israel for US Citizens – Taxation and Planning Issues", a on retirement and .
Sign up link is in the comments field.

So you’ve moved to Israel after working in the States for many years.

At some point, you are going to plan for retirement.

Part of your plan is going to be receiving distributions from your IRAs and 401ks in the United States.

How are these taxed?

How is Social Security taxed?

Retirement and for US persons in can indeed be a complex endeavor, especially if the assets (e.g. IRA and 401k) are in the US.

Join us for a webinar about the key issues in preparing for your retirement, specifically taxation and financial planning.

We will also touch briefly on Social Security and inheritance issues.

Date: April 3rd, 2024
Time: 7 PM Israel, 12 PM Eastern time

Sign up here:

Retiring in Israel for US Citizens – Taxation and Planning Issues - Nardis Advisors LLC Retirement and taxes for US persons in Israel can indeed be a complex endeavor, especially if the retirement assets are in the US.

Can a US citizen working abroad still be eligible to earn Social Security credits toward retirement?
The answer lies in the US’s totalization agreements with specific countries.

Social Security Benefits while Living Overseas Social security can be a tricky subject. Can a US citizen working abroad still be eligible to earn Social Security credits toward retirement?

Retirement and for US persons in can indeed be a complex endeavor, especially if the assets (e.g. IRA and 401k) are in the US.

This webinar will focus on the key issues in preparing for your retirement, specifically taxation and financial planning.
We will also touch briefly on Social Security and inheritance issues.

Date: April 3rd, 2024

Time: 7 PM Israel, 12 PM Eastern time
Sign up here:

Retiring in Israel for US Citizens – Taxation and Planning Issues - Nardis Advisors LLC Retirement and taxes for US persons in Israel can indeed be a complex endeavor, especially if the retirement assets are in the US.