Instant Rate Quotes Inc. NMLS #1951381

Instant Rate Quotes Inc - NMLS 1951381
California mortgage broker providing online mortgage quotes.

Affordable home is 3D-printed in just five days 06/08/2024

Imagine bringing these homes to California. This could be a great strategy to build affordable, modern housing.

Affordable home is 3D-printed in just five days This impressive recently completed project proves that 3D-printed homes can be suitable for extreme weather and even seismic areas. Printed in just five days, it was also created significantly cheaper than a typical brick-and-mortar home.

06/08/2024

First-time homebuyers, assemble! Let's talk about the magical world of FHA loans, where lower down payments and easier credit qualifications exist. So, what are you waiting for? Reach out today!

06/07/2024

Home is more than just a place — it's a feeling. Experience the joy and pride of homeownership with our tailored mortgage solutions. Drop us a message to get started.

06/07/2024

Still saving for that down payment? I can help you get into the home of your dreams with no down payment required upfront. Call me today at 714-603-9383!

06/06/2024

June is National Homeownership Month — the perfect time to think about what owning a home means to you. Is it a backyard for your dog, a space to create memories or a step toward financial stability? Whatever it is, we're here to guide you every step of the way. Call us 714-603-9383!

GSEs will not count buyer agent commissions in cap on seller concessions - HousingWire 05/23/2024

Good news for buyers who will be home shopping this summer and fall: you can request that the seller pay your buyer agent's fee as part of your purchase offer - without having it count as part of your seller concessions. If you need a seller credit to help cover closing costs AND you need the seller to cover the fee you've agreed to pay your agent, you will be able to do both with conventional financing. As long as commissions continue to be customarily paid by the seller in your local market, these fees will not be subject to financing concession limits.

GSEs will not count buyer agent commissions in cap on seller concessions - HousingWire GSEs clarify that they will not count buyer’s agent commissions as part of the allowable interested party contributions.

05/21/2024

New 0% down loan program!

Two options to qualify for up to $15,000 assistance, offered as a 2nd lien with no interest and no payments until your first mortgage is paid or refinanced.

Contact us for more details and to find out how you can qualify!

03/23/2024

Unlike banks or an online lender that only offers their products, independent mortgage brokers offer you a variety of lending options. It all stems from personalized service the begins and ends with you. Give us a call and let's get started!

03/22/2024

A USDA loan could be right for you. If you’re ready to learn more about whether you could purchase your next home with no down payment and potentially roll closing fees into your monthly payment, call us.

03/21/2024

Real estate agents: Do you have excess seller concessions to use? Work with me and I can help your buyers take advantage of a lower fixed rate.

03/20/2024

Looking to grow your rental portfolio? Did you know it's possible to use your future monthly rental income to qualify for the loan on the property? Let's discuss ALL of your options today!

03/20/2024

Many believe the three most important things to consider when buying a home is price, location and features. Let's add one more — talking to an independent mortgage broker. We'll make sure you get the mortgage that's right for you. Call us today!

03/01/2024

A home loan is too important to leave to amateurs — or a big bank who doesn't have your best interests in mind. Choose an independent mortgage broker who can offer personalized service and knows this neighborhood inside and out. Let's chat today.

02/29/2024

In search of a bigger yard? Walkable neighborhood? Whatever you’re looking for we can help you find the perfect mortgage to go with it! Give us a call today.

02/28/2024

Greener pastures, privacy, space to roam ... there are so many benefits to buying a rural home. The best part? You can put 0% down if you qualify for a USDA loan. Call today.

12/08/2023

Saving enough for a down payment might seem miles away. With our 3% down options, home ownership can come into view sooner than you think. PM me for details.

12/07/2023

Get more space — possibly for less each month than you are paying in rent — when you buy a home of your own. We work with dozens of lenders to find the right loan options for you. Call today to learn more.

12/06/2023

Want to increase your credit score and improve your chances of qualifying for a home? Try doing things like paying down debt, making timely bill payments and keeping your credit card balances low.

12/05/2023

Thinking about updating your home but not sure where the money will come from? There’s a way to easily tap into your home’s equity and use it as a line of credit. Call me today to see if this is right for you!

12/04/2023

We have an easy way to purchase more investment properties. Our Debt-Service Coverage Ratio (DSCR) loan allows you to qualify for investment properties based on the prospective monthly rental income. Call us today to learn more!

12/03/2023

Ready to purchase a new home? Be sure you go through an independent mortgage broker! You’ll find that using a local expert can pay off big time. On average, a borrower will save $9,407 on their loan. Call me.

12/03/2023

There’s a misconception out there that you need 20% down to purchase a new home — that is simply not true! In fact, you may need as little as just 3% down. Call me today and let’s discuss your options.

11/10/2023

Leaves aren't the only things falling this November. With a temporary rate buydown, you can buy down the rate of your house for the first 12–36 months. Give us a call to see how low you can go.

11/07/2023

Happy Election Day! Thanks to all my amazing clients out there shaping the future of our neighborhoods and communities with their vote today.

11/05/2023

Can't seem to get away? Too much on your plate? With our mobile closing option, you can save time closing your loan wherever you are!

11/03/2023

Confused by escrows? Some borrowers can qualify for an escrow waiver so they don't have to deal with changing mortgage payments. Ask me how today!

11/02/2023

To find out how you can get a home loan visit InstantRateQuotes.com

You still have time to purchase in 2023! Inquire today and we can get you in your new home before the holidays.

11/02/2023

¡Feliz Día de los Mu***os! Nothing is more important than family. Let me help you find your forever home.

11/02/2023

Want to stay in your neighborhood but upgrade your house? A home equity line of credit might be a great solution for you. Call me today so we can discuss your options.

11/02/2023

You still have time to purchase in 2023! Inquire today and we can get you in your new home before the holidays.

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Videos (show all)

Thinking about updating your home but not sure where the money will come from? There’s a way to easily tap into your hom...
The homebuying process doesn't have to be a hassle just because you're self-employed. Reach out to us to learn what opti...
Not all new construction loans are created equal. Talk to us before you automatically go with your builder's preferred l...

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Address


1043 Barrett Street Schenectady NY 12305
Schenectady, NY
12305

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 12pm

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