Dan Kalinowski Agency - Farmers Insurance

We now offer Medicare insurance plans. Contact me if you’d like to learn more about Medicare Advantage, Medicare Supplement, or Prescription Drug options. It’s one more way I’m here to help as your local Farmers®️ agent.

Aah, contractors. They’re the heroes who keep our houses upright, and our towns beautiful. Do you own a contracting firm? Don’t drown in the sea of insurance options. From property to vehicle to workers’ comp, I’m happy to answer all your questions.

Life can be complicated. Understanding what your condo insurance does or doesn’t provide coverage for shouldn’t be. Let’s talk about your policy options.

You’re *three times* more likely to be in a car crash if you are tired. Fact

Ring in the New Year with Farmers.

Turning the page on 2023 may mean your home insurance is about to renew. That’s a good time to do a quick coverage review and make sure you’re getting all of your discounts. I can help.

Happy Holidays from Dan, Karen, Hanna, and Julie at the Dan Kalinowski Agency of Farmers Insurance.

Flat tires don’t wait for the new year. Having an emergency kit in your trunk could help you stay safe if you broke down on the road or had to make an unplanned stop. Just be sure to pull off the pavement as far as you can to wait for assistance to arrive.

Winter brings snow, hot cocoa, and a reminder to plan for your family's future. Learn how life insurance can help provide financial protection during the chilly months and beyond.

Zoom! The year sure went by fast. Did it bring a new baby? A new car? Even a new TV? Make sure your policy still meets your needs going into 2024. Give me a call and we can run a quick review.

Candles bring that warm holiday glow. But be careful. It’s no coincidence that home fires related to candles peak in December. Consider battery-powered, flameless candles instead.

Your legacy is your story and life insurance can help make it a story of financial protection for your loved ones. Start building your legacy today with life insurance coverage from Farmers Life®️.

Holiday travelers — don’t forget to pack an umbrella (as in, the insurance policy). It’s there to help if you run into trouble and the costs exceed the liability limits of your primary insurance policies. Call me.

Life insurance is often overlooked as an option when individuals consider giving to charities, but it can be a way to provide a charity with funds in the future. If philanthropy has been a way of life for you, let’s discuss ways for your legacy of giving to continue after you are gone.

You don’t have to spend a lot to stay warm this winter. Caulking, weather stripping and door draft guards are inexpensive DIY fixes to help keep drafts out and heat in – and save energy. Got single-pane windows? Storm windows or plastic film provide easy insulation.

Mom and Pops. Corner stores. Twee boutiques. Small businesses make our communities hum. Today’s the day to celebrate — and shop — local. It’s Small Business Saturday.

Stuffing or dressing? Pumpkin or apple? These are questions we can answer. Today, let the other big decisions go – and have a Happy Thanksgiving.

Life insurance is about choices. Learn about the various coverage types tailored to your life stage – whether you're a young professional, pre-retiree, retiree, or business owner.

Life Insurance Coverage Types : Farmers Insurance Term life insurance is affordable life insurance with premiums guaranteed to remain level, often with the greatest amount of coverage for the lowest initial cost.

This season of gratitude reminds us to appreciate the moments we have together. Life insurance can help ensure that those moments can continue even if the unexpected happens.

Keep your business fresh as a daisy. If a power outage or busted refrigeration system (or other mechanical breakdown) could spoil your inventory, we offer coverage that can help you get up and running again. Call me to learn more.

Veterans Day honors all who have served. November 11 is your day, and we thank you for your service.

Hitting the road for the holiday? Check your oil, tires and emergency kit before you buckle up.

Don’t let one bad apple spoil your business. A Farmers business policy can help you recover from employee theft and other losses caused by a dishonest worker. Call me to learn more.

You’re excited. You’re scared. And, truth time, maybe you don’t know what “replacement value” means. Buying a new home is BIG and making sure you have the homeowners insurance that is right for you can feel daunting. I’m happy to answer your questions.

Happy Halloween, everybody! Here’s an important question: Costume or candy — which is the most important?

Grumpy cats! Zoomie cats! Fat cats! Cats in shark costumes! The best thing the internet ever gave us? Cat memes. What’s your favorite? And happy National Cat Day.

Does your business have an iconic, instantly-recognizable sign out front? You can cover outdoor signs with a business insurance policy. Call me to learn more about this and other coverage to help you keep your business up and running.

Did you know that life insurance can be part of your nest egg to help supplement retirement income? Let’s talk today to discuss how you can get your eggs sorted and help support your financial future.

Before frosty evenings make you pine for a toasty fire, consider having a chimney inspection or professional sweep to make sure your fireplace is safe and ready to roar.

If windows are the eyes into the soul of a brick-and-mortar shop, a broken window — think: vandalism, a break-in or storm — could be a black eye for your business. Call me to learn more about tenants exterior glass coverage in a Farmers business policy.