Team Dean

Awesome New Construction DU-PLEX in Central Phoenix, live in one unit and rent the other :)

Property receives a 1.75% Lender Credit because of the location, has no income restriction or occupancy restriction, call today to learn more about our CRA program!!

1011 W Roosevelt St, Phoenix, AZ 85007 | MLS #6724337 | Zillow This 2520 square feet Multiple Occupancy home has 6 bedrooms and 2 bathrooms. It is located at 1011 W Roosevelt St, Phoenix, AZ.

When your credit report is pulled, the credit bureaus are legally able to sell your information as a “trigger lead” to other lenders. You are able to prevent the credit bureaus from selling your information by visiting:
www.optoutprescreen.com
which is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-Out of firm offers of credit or insurance. We encourage all of our customers to complete the Opt-Out process to avoid non-stop phone calls and emails when applying for your home loan.

What? How Does This Happen?

Credit Bureaus are in the business of Big Data.

They profit when they charge you for a credit report.

Then they profit when they sell your personal data as a lead.

The selling of your information results in an onslaught of lenders calling you and sending you text messages. Some of these lenders may not have your best interests in mind.

What Can You Do to Prevent This?

The first step is awareness. Understanding how your data is bought and sold without your direct knowledge is important! Yet more important is how to prevent your data from being sold. Here are some tips.

Opt out of the sale of your data. This prevents the credit bureaus from selling your information to anyone. Visit www.optoutprescreen.com which is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance.

Make sure that your phone numbers are listed on the “Do Not Call List”. This prevents unwanted sales calls from any industry. To do this, visit www.donotcall.gov which is the official site of the Federal Trade Commission.

Getting a loan of any kind can also trigger unsolicited mail. To remove your data from the mailing lists, visit https://dmachoice.thedma.org/register.php

If you do receive unsolicited calls, you can choose whether or not to ignore them. No one requires you to call someone back or answer their text message.

An Expert Gives You Clarity in Today’s Housing Market The housing market has been going through shifts lately.

Leverage Your Equity When You Sell Your House One of the benefits of being a homeowner is that you build equity over time. 

Buying a Home May Make More Sense Than Renting [INFOGRAPHIC] Some HighlightsIf you’re trying to decide whether to rent or buy a home, there are a few things you should consider.Homeownership can help you escape the cycle of rising rents, builds your wealth, and serves as a hedge against inflation.

4 Tips for Making Your Best Offer on a Home Are you planning to buy a home this spring?

2 Things Sellers Need To Know This Spring A lot has changed over the past year, and you might be wondering what’s in store for the spring housing market. 

Could a Multigenerational Home Be the Right Fit for You? During the pandemic, many of us reexamined the meaning of home for ourselves and our loved ones. 

Is It Really Better To Rent Than To Own a Home Right Now? You may have seen reports in the news recently saying it’s better to rent right now than it is to own your home. But before you let that impact your decisions, you should understand what these claims are based on.

Where Will You Go After You Sell Your House? [INFOGRAPHIC] Some Highlights If you’re thinking of selling your house, be sure to explore all the options you have for your next home. Both newly built homes and existing homes offer plenty of unique benefits.

Equity Gains for Today’s Homeowners Today’s homeowners are sitting on significant equity, even as home price appreciation has eased recently. If you’re a homeowner, your net worth got a boost over the past few years thanks to rising home prices. Here’s what it means for you, even as the market moderates.

An Expert Makes All the Difference When You Sell Your House If you’re thinking of selling your house, it’s important to work with someone who understands how the market is changing and what it means for you. Here are five reasons working with a professional can ensure you’ll get the most out of your sale.

What You Should Know About Rising Mortgage Rates After steadily falling over the winter, mortgage rates have started to rise in recent weeks. This is concerning to some potential homebuyers as the combination of higher mortgage rates and higher prices have made homes less affordable. So, if you’re planning to purchase a home this year, you too m...

One Major Benefit of Investing in a Home One of the many reasons to buy a home is that it’s a major way to build wealth and gain financial stability. According to Freddie Mac:

Checklist for Selling Your House This Spring [INFOGRAPHIC] Some Highlights As you get ready to sell your house, there are specific things you can add to your to-do list. These include decluttering, taking down personal photos and items, and power washing outdoor surfaces.

How To Make Your Dream of Homeownership a Reality According to a recent Harris Poll survey, 8 in 10 Americans say buying a home is a priority, and 28 million Americans actually plan to buy within the next 12 months. Homeownership provides many financial and nonfinancial benefits, so that interest is understandable.

A Smaller Home Could Be Your Best Option Many people are reaching the point in their lives when they need to decide where they want to live when they retire. If you’re a homeowner approaching this stage, you have several options to explore. Jessica Lautz, Deputy Chief Economist and Vice President of Research at the National Association o...

The Two Big Issues the Housing Market’s Facing Right Now The biggest challenge the housing market’s facing is how few homes there are for sale. Mark Fleming, Chief Economist at First American, explains the root causes of today’s low supply:

Spring into Action: Boost Your Home’s Curb Appeal with Expert Guidance To sell your home this spring, it may need more preparation than it would have a year or two ago. Today’s housing market has a different feel. There are more homes for sale than there were at this time last year, but inventory is still historically low. So, if a house has been sitting on the marke...

The Spring Housing Market Could Be a Sweet Spot for Sellers [INFOGRAPHIC] Some Highlights The biggest challenge in the housing market is how few houses there are for sale compared to the number of people who want to buy. The number of homes for sale is up from last year but below pre-pandemic numbers, and that means we’re still in a sellers’ market.

Wondering What’s Going on with Home Prices? The recent changes in home prices are top of mind for many as the housing market begins gearing up for spring. It can be hard to navigate misleading headlines and confusing data, so here’s what you should know about today’s home prices.

Should You Consider Buying a Newly Built Home? If you’re thinking about buying a home, you might be focusing on previously owned ones. But with so few houses for sale today, it makes sense to consider all your options, and that includes a home that’s newly built.

Why It’s Easy To Fall in Love with Homeownership No matter how the housing market changes, there are some things about owning a home that never change—like the personal benefits it can provide. When you own your home, you likely feel a sense of attachment because of the comfort it gives and also because it’s a space that’s truly yours.

What You Should Know About Closing Costs Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closi...

How To Win as a Buyer in Today’s Housing Market [INFOGRAPHIC] Some Highlights In today’s housing market, you can still be the champion if you have the right team and strategy. To win as a buyer, you need to build your team, make strategic plays, consider what’s in and out of bounds, and stand out from the crowd.

Why Today’s Housing Market Isn’t Headed for a Crash 67% of Americans say a housing market crash is imminent in the next three years. With all the talk in the media lately about shifts in the housing market, it makes sense why so many people feel this way. But there’s good news. Current data shows today’s market is nothing like it was before the h...

Number of Homes for Sale Up from Last Year, but Below Pre-Pandemic Years The biggest challenge in the housing market right now, and likely for years to come, is how few homes there are for sale compared to the number of people who want to buy. That’s why, if you’re thinking about selling your house, this is a great time to do so. Your house would be welcome in a mark...

How Experts Can Help Close the Gap in Today’s Homeownership Rate As we celebrate Black History Month, we reflect on the past and present experiences of Black Americans. This includes the path toward investing in a home of their own. And while equitable access to housing has come a long way, homeownership can be a steeper climb for households of color. It’s an i...

The Top Reasons for Selling Your House Many of today’s homeowners bought or refinanced their homes during the pandemic when mortgage rates were at history-making lows. Since rates doubled in 2022, some of those homeowners put their plans to move on hold, not wanting to lose the low mortgage rate they have on their current house. And wh...

You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC] Some Highlights Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase. And with programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%.