Scottsdale Country Club

Want to know more? Ask Me How! Patricia Cain: 602-349-2274 AZ - 239-738-6263 FL

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Have you ever wanted something but thought, "Not me"? It's okay to win!

Have you ever had a great idea and knew it was great, but were scared to follow through? Don't be afraid to succeed.

Life is not always easy, but you can do anything. Dream your dreams and go after them.

DID YOU KNOW?

Time to Refinance?

Americans have an absolute mountain of credit card debt- currently $1.115 Trillion, to be exact.

On top of that, AAA reported that drivers who financed a new vehicle (15,00 or less miles) are shelling out more than $1,015 a month, with overall averages per year $12,182 Annually, with fuel, insurance, maintenance & depreciation.

Personal savings Have changed Drastically; Savings August 2021, was right around $2.1 Trillion and in March 2024 down to $72 Billion.

If you’ve been looking at your bills lately and wondering how to save on your monthly payments, you might benefit from a cash out refinance.

I would love to help Patricia Cain - 239-738-6253 or 602-349-2274, but if you already have a great lender, reach out and see if a cash out refinance can help in so many ways of relieving stress.

Life is short, keep smiling :)

I was speaking to a great friend of mine whose husband had served our country, and it made me think about the importance of honoring our veterans. I want to extend my heartfelt thanks to everyone who has served.

I'd also like to bring to your attention that many states offer tax breaks for veterans who own or are buying a home. These savings can be significant and my friend was not aware and I am sure that many Veterans aren't. Most states provide property tax exemptions for former service members with disabilities, although the scale and scope of these exemptions can vary widely.

In many states, the exemption is limited to veterans with a 100 percent VA disability rating, but some states offer tax breaks for veterans with as little as a 10 percent rating. The VA's disability ratings determine compensation levels and include different kinds of 100 percent disability ratings. Some states restrict which types of 100 percent disability qualify for tax breaks.

A few states go even further by reducing property taxes for all veterans, regardless of their medical condition. Other states base benefits on criteria such as age or income. Eligibility criteria can include whether a veteran was honorably discharged or served during wartime. The details can even vary from county to county.

To get more information or assistance with applying for these benefits, I encourage you to contact your state’s tax office or veterans affairs office.

For specific information, here are links for Arizona and Florida.

Arizona:https://azdor.gov/sites/default/files/2023-03/PROPERTY_AZPropertyTaxExemptions.pdf

Florida:https://floridarevenue.com/property/Documents/pt109.pdf

Thank you again to all our veterans for your service.

If you have questions I am happy to help or if you have a great loan officer please reach out to them to find out more.

Through my journey of being a realtor for over 20 years, I have discovered that many people are unaware of the support available during challenging times, especially when their credit isn't at its best. We all have our moments, but did you know a lender can guide you on the steps needed to achieve your goals?

While you still have to do the hard work, remember that anything worth doing isn't always easy. The outcome, however, is priceless. "Your Dreams Matter." If you have questions, I would love to help. If you have a great lender, give them a call and make homeownership a reality. I am rooting for you.

You are Cordially Invited to be a First-Time Homebuyer. Say Yes to the Address. Let's find the right one.

Perfect Gift for Your New Beginning, Amazing OPPORTUNITY. You Could Receive Up to $15,000 in Down Payment Assistance – Covering Not Just Closing Costs, But Truly Helping with Your Down Payment!

All loans are subject to qualifing factors. Not all applicants will qualify. Please read fine print.

PATRICIA CAIN | LOAN OFFICER | EDGE HOME FINANCE
[email protected]
602-349-2274 AZ - 239-738-6253
www.ASCENDMORTGAGETEAM.com
NMLS 2332339 | ARIZONA and FLORIDA

ON THE FENCE? Opportunity is knocking! This can be the difference of being qualified or not! TIME TO WALK THROUGH YOUR NEW FRONT DOOR! 🏠🚀 Dreaming of owning your own home but struggling to save up for that hefty down payment? 🤔 Say hello to your ticket to homeownership with 0% DOWN! That's right, no need to break the bank to break into the market. 🎉 Don't let down payments hold you back from your dream home any longer. Let's make your homeownership dreams a reality! 💫 🏡✨

8 New Builds Almost Complete | Cape Coral FL | 1700 Plus SF | Open Floor Plan | Pool | Built In BBQ | Seller Carry | $550,000 | 10% Down | 5.5% Interest | Don't Miss this Opportunity!

"Embrace the power of 'no' when it comes to loans. Whether you're denied or simply choose to bypass the conventional process, you're taking control of your financial journey and paving your own path to success."

BBQ

Dear Tenant;

Are you tired of pouring your hard-earned money into rent payments, only to watch your landlord reap the benefits? It's time to take control of your financial future and invest in homeownership and I would love to help.

Why Rent When You Can Own?

Build Equity, Not Your Landlord's Wealth: Every rent payment you make is money you'll never see again. But when you own a home, you're not just paying for shelter – you're investing in your future. With each mortgage payment, you're building equity and wealth for yourself, not your landlord.

Stability and Security: Say goodbye to the uncertainty of renting and hello to the stability of homeownership. When you own your home, you have the freedom to make it your own, without worrying about lease agreements or rent hikes. Plus, you'll have the security of knowing that you have a place to call your own, no matter what life throws your way.

Tax Benefits: Unlike renting, homeownership comes with valuable tax benefits that can help you save money come tax time. From deducting mortgage interest to claiming property tax deductions, owning a home can significantly lower your tax bill and put more money back in your pocket.

A Legacy for Your Family: By owning a home, you're not just securing your own future – you're creating a legacy for your family. You'll have the pride of passing down a home to your children and grandchildren, providing them with stability and security for generations to come.

Ready to Make Your Move?

Let me be your partner on the path to homeownership. I am a dedicated loan officer here to help you navigate the home buying process with ease, from pre-approval to closing and beyond. Say goodbye to renting and hello to a brighter future with Edge Home Finance.

Open House - Today, 12 to 3PM. Do you have an Imagination? You can not move the land, but you can create your dream home or maybe 2 investment properties. Keep your eyes wide open and see the possibilities. 8023 E CHOLLA ST, Scottsdale, AZ 85260
.realty

Looking for a new home with Golf Corse Views? Seach now and contact our team.

Need to get away? Book now! Enjoy the security that life has to offer!
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Enchanted Escape with Million Dollar Views - Cottages for Rent in North Myrtle Beach, South Carolina, United States Entire home/apt in North Myrtle Beach, United States. Views, Views, Views that will allow you to feel as if time has stopped. This very special property offers guests an opportunity to find the peace a...

Sale Pending! 10115 E Mountain View Rd #2005

If you’re thinking about selling, now is a great time to list your home.
Contact Patricia at (602) 349-2274 if you have questions or if we can help you with any real estate needs.

www.AscendRealty.Expert

Sale Pending! 7008 E Gold Dust Ave #245

If you’re thinking about selling, now is a great time to list your home.
Contact Patricia at (602) 349-2274 if you have questions or if we can help you with any real estate needs.

www.AscendRealty.Expert

I just saw this 5-Star Review from Sebastian and I am so honored. It was wonderful working with you on your real estate venture.

“Continually provide their clients with the information, skills, and expertise needed in today's market. I greatly appreciate having a skilled agent in my corner through this process. Thank you, Patricia!”—Sebastian P.

🏡 Invest in your future. Find your next home today! NEW homes are added daily, start searching now!

Start searching now: https://go.homeasap.com/homesearch/176000029221885

Just Sold! 3021 W Paradise Ln in Phoenix. $363,000

If you’re thinking about selling, now is a great time to list your home. Contact Patricia at (602) 349-2274 if you have questions or if we can help you with any real estate needs.

Use this link to take a look at my available homes! Please feel free to schedule a showing or message me with any questions you may have.

Start searching now: https://go.homeasap.com/homesearch/176000029221885

Just Sold! 7825 E Sweetwater Ave in Scottsdale. $1,798,000

If you're thinking about selling, now is a great time to list your home. Contact Patricia at (602) 349-2274 if you have questions or if we can help you with any real estate needs.

Sold! 5131 W Eugie Ave in Glendale. $240,000

If you're thinking about selling, now is a great time to list your home. Contact Patricia at (602) 349-2274 if you have questions or if we can help you with any real estate needs.

Sale Pending! 3021 West Paradise Lane

If you’re thinking about selling, now is a great time to list your home. Contact Patricia at (602) 349-2274 if you have questions or if we can help you with any real estate needs.

www.AscendRealty.Expert

Search for homes right from my page! Please feel free to contact me or schedule a showing.

Start searching now: https://go.homeasap.com/homesearch/176000029221885

Thank you so much for this nice review, Ginger! It was wonderful working with you as well.

***Spectacular Location***

Just the idea of relocating can be overwhelming! We can help you make it a smooth transition. Learn more at AscendRealty.Expert

Check it out before it's off the market! This one won't last long.

Just Sold! 4200 N Miller Rd #204 in Scottsdale. $450,000

If you're thinking about selling, now is a great time to list your home. Contact Patricia at (602) 349-2274 if you have questions or if we can help you with any real estate needs.