Southern Birch Mortgage

Boost your credit score in just 3 steps! 📈 Ready to unlock better mortgage rates? Start today!

Conventional loans are offered through private lenders and aren’t backed by a government institution (like FHA or VA loans). Have excellent credit? You could net a lower interest rate than what’s typically offered for government-insured loans. DM to learn more!

Before you start house hunting, make sure to get pre-approved! 🏠💼 It gives you a clear budget, strengthens your offer, and shows sellers you're serious. Let us help you take the first step toward your dream home! 🗝️

If the thought of coming up with a down payment is daunting, know that today's mortgage products offer a wide range of down payment choices.

Want to eliminate your buyer's worry of a low appraised value, save them hundreds on their appraisal fee and close faster?

Reach out and see how we can help!

Happy 4th of July!

Dreaming of summer BBQs in your own backyard? Now's the time to find that perfect outdoor space! ☀️🏡 Start your home search with us today.

Before you start shopping for a home, make sure you know your budget.

Call us today to find out how much you qualify to borrow – it only takes a few minutes!

southernbirchmortgage.com

The best way to predict the future is to create it.

Reflecting on the past year, our team is grateful for all the people we've been able to help. The only thing left on our Christmas list is a positive review from our clients. Let us know how we helped you so we can ring in the New Year helping even more!

Feeling the pinch of energy costs? See savings from turning on your ceiling fan! Simply flip the reverse switch so your fan turns clockwise – this will produce an updraft, moving the warm air near the ceiling down to the rest of the room!

Ready to upgrade more than just your address? You could purchase your next home with as little as 3% down and spend more money on fresh home décor and the new furniture you’ve always wanted. Call today to get started.

There are no shortcuts to any place worth going.

The buy vs. rent debate isn’t just about the money. It’s about freedom. Buyers paint where they want, plant what they want and kick off DIY projects without a landlord’s permission. If you’re ready to make a space YOUR space, we can help. DM me to learn more.

If you're the type of person who likes to track their pizza, their packages or their daily steps, you'll really love our transparent, fully trackable mortgage loan process!

Reduce your energy and maintenance costs by installing an insulating blanket to older water heaters. This can reduce your standby head loss by up to 45%!

If it scares you, it might be a good thing to try.

Real estate partners: Want real-time transparency when it comes to your buyer’s mortgage process? Get real-time access to their loan status and be in the know, from pre-approval through instant funding at the closing table when you partner with us!

Real estate agents – if same-day closing sounds good, how about same-hour? Partner with us and we can help your buyers go from clear to closed in minutes. Call today!

You might be used to the confined indoor spaces of apartment living, but if you are ready to expand your options, now could be a great time to purchase a home of your own. Call us today to find the best loan options for you.

If opportunity doesn’t knock, build a door.

Did you know that the average net worth of homeowners compared to renters is vastly different? Check out this article for 40x more reasons to consider buying a home this year!

How much a potential borrower makes is important, but it’s not the only factor considered when getting approved. Credit score, work history and loan type are just a few other factors to consider. I’m a mortgage expert ready to help – reach out to learn more!

Budgeting for that 20% down payment? You might not have to. Some home loans can be secured for as little as 3% down. Message me for more details.

Don’t go through life, grow through life.